ObamaCare: Fewer doctors but higher premiums and deductibles

A new report by Avalere Health points out what an “improvement” ObamaCare has been:

[E]nrollees in ObamaCare plans have access to 34% fewer providers than those who buy a commercial plan outside the exchange. On average, it found, ObamaCare enrollees had 32% fewer primary care doctors and 24% fewer hospitals from which to choose.

Worse, ObamaCare plans covered 42% fewer oncologists and cardiologists than non-ObamaCare plans.

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Yes indeed, what a deal.  Couple that with sky-high deductibles (according to Health Pocket, average deductibles for the lowest cost Bronze Plan in ObamaCare are 42% higher than before the law was passed) and you’ve got a real winner on your hands.  By the way, the average Bronze Plan costs around $3,500 a year and has a whopping $5,181 deductible to be paid.

Oh, and here’s the good news:  “insurers are pushing double-digit premium hikes for 2016, some as high as 50%.”

So again, let’s ask, what good is insurance if you can’t find a doctor or it doesn’t pay a penny until you’ve paid your huge deductible (not to mention the premium) out of pocket?  As should be obvious, for the most part it isn’t any good.  Especially if you have a young, relatively healthy family.  In that case, be prepared to pay for everything out of pocket.

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Sounds like a pretty bad deal, doesn’t it?  However, remember, if you don’t have insurance, well, the IRS will make sure to make life miserable for you.

Another example of the Democrats looking out for the middle/working class in this country.

~McQ

 

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