Unfortunately, in her recent effort to win over black male voters, Harris promises to implement a program that does not follow the law. I’m referring to the “forgivable loans” of up to $20,000 she says she’ll grant to black entrepreneurs.

There’s no question that granting a benefit exclusively to members of a particular racial group violates the U.S. Constitution. In the case of loans, such grants also violates the Equal Credit Opportunity Act.