Workers with job-based coverage have seen their premiums rise 83% since 2005, according to the 2015 Kaiser Family Foundation/Health Research & Educational Trust survey. Since 2010, the workers’ share of premiums have risen more than twice as fast as wages.
Meanwhile, employees have to pay steeper deductibles before their health insurance even kicks in. Some 81% of firms have deductibles now, up from 55% in 2006. And 46% of workers with single coverage face deductibles of at least $1,000, up from 10% in 2006.
Obamacare premiums are on the rise, as well. The cost of the benchmark silver plan rose 10.1%, on average, for 2016, according to a Kaiser analysis.