For millions of people, Obamacare will mean, alone or in some combination: higher insurance bills, unwanted changes in status at work, higher taxes, loss of employer-based health insurance and a bewildering bureaucracy that will make today’s already complex insurance maze seem downright simple. …

Then there is the change in work status. Under Obamacare, companies don’t have to insure, or pay fines for not insuring, employees who work less than 30 hours a week. So it’s no surprise that many companies are going to make sure their part-time workers, and some current full-time workers, stay below the 30-hour limit. That will mean less work and less pay for those employees.

Then there are the unexpected costs. This week, the Department of Health and Human Services revealed it will charge employer and individual plans a $63 “fee” for every person they cover. The Obama administration says the fee will be temporary, but it could touch about 190 million Americans at least for the next few years.