How I ended up broke at 55

Had anyone looked at my life at 30 they would have said I was the most prudent young woman around, but the thousands I have paid into endowments, pensions, mortgages, and insurance have gone to make those companies’ executives very rich and investors totally unrewarded. Do I, a right-winger, sound like a Marxist? Maybe. But my capitalist life has brought me nothing but anguish and the shame of begging from friends to pay basic bills.