Why do I think of Oprah Winfrey (Everybody gets a car! Everybody gets a car!) whenever I read the latest Hillarycare scheme? Universal health care. Universal baby cash. Now, universal 401K plans!

Every citizen could get a 401(k) retirement account and up to $1,000 in annual matching funds from the government under a plan offered Tuesday by Democratic presidential candidate Hillary Rodham Clinton.

At a cost of $20 billion-$25 billion a year, the plan is Clinton’s largest domestic proposal other than her plan for universal health insurance. The New York senator said it would be paid for by taxing estates worth more than $7 million per couple and would help narrow the gap between the rich and those who don’t have enough savings for retirement…

… Clinton said less than half the families in the United States have retirement savings accounts and those who have them aren’t saving enough. She said she often meets people working even into their early 80s because they don’t have enough savings.

“We don’t have much of a nest egg to fall back on,” she said.

“We?”

Next up: Hillary’s universal iphone plan.

I’ve got a few friends I’d like to sign up for that.