The current 59% of Americans who say they are better off financially than they were a year ago is essentially tied for the all-time high of 58% in January 1999. That was recorded during the dot-com boom, with conditions similar to the current state of the economy — a stock market rocketing to then-record highs and unemployment at multidecade lows — though GDP growth was higher at that time.

From 1998 to 2000, at least half of Americans rated their financial situation better than that of a year ago. However, in most surveys from 2001 to 2018, the percentage saying their personal finances were better off than the previous year was under 50% — with a low of 23% in May 2009, during the Great Recession.