research analysing everything from insurance claims to court proceedings for speeding suggests that female drivers are less likely to make a claim and also less likely to commit an offence.

And on average, men have paid £3,327 more for their car insurance over the past decade, the report says.

While the gap has narrowed following an EU gender directive banning insurers from rating on a driver’s sex in 2012, there is still a difference – with the current average premium for women standing at £701 a year, with men paying around £793.