How do you “invest in the future”? By borrowing $188 million every hour. That’s what the government of the United States is doing. It’s spending one-fifth of a billion dollars it doesn’t have every hour of every day of every week — all for your future!…

Government is not alone in “investing” in “the future.” The New York Times reported last week that in 2010, for the first time, student-loan debt topped credit-card debt. This year, college debt is projected to be over a trillion dollars — a spectacular increase in just the last decade. America is now dumping two-thirds of Canada’s or India’s GDP not into overall debt but into one small niche market of debt. Yet, in a nation with a trillion dollars of student debt, 40 percent of Americans work in minimal-skill service jobs about to be rendered obsolete by technology, while our elites dream of following Michelle Obama into leisurely gigs as $350,000-a-year diversity-outreach consultants.

Question: How much do you have to invest in the future before you’ve spent it and no longer have one?