Here’s the problem, though: A lot of other families made the difficult decision not to accrue that debt. Parents chose to forgo retirement savings or nicer houses in order to sock money away for college. Students chose cheaper state schools over private colleges, or they decided to pass on college altogether.

Millions of other graduates who did take out loans worked for years or decades to pay them off, making their own set of painful career and family sacrifices along the way.

What are we telling those families, if Democrats declare a one-time debt holiday in time for the fall elections? That all their hard choices amounted to a sucker’s bet?

These families followed Clinton’s advice — they worked hard and played by the rules. Some Democrats would treat them now like fans who sat too far from the T-shirt cannon at a football game.