The growing employer health care crisis

By the numbers: Health spending by families who get their insurance from large employers has grown two times faster than wages over the last decade, driven partially by the rise in deductibles, according to a new brief by the Kaiser Family Foundation.

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Employees’ average costs for family coverage rose from $1,779 in out-of-pocket spending and $2,838 in premiums in 2008 to $3,020 and $4,706, respectively, in 2018.

But it’s not like employers’ costs have remained stable over the same time period: Their premium contribution has risen, on average, from $10,008 to $15,159.

Why it matters: People are paying higher premiums for insurance that leaves them on the hook for more of their bills.

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