Employees of the U.S. Coast Guard who are facing a long U.S. government shutdown just received a suggestion: To get by without pay, consider holding a garage sale, babysitting, dog-walking or serving as a “mystery shopper.”

The suggestions were part of a five-page tip sheet published by the Coast Guard Support Program, an employee-assistance arm of the service often known as CG SUPRT. It is designated to offer Coast Guard members help with mental-health issues or other concerns about their lives, including financial wellness.

“Bankruptcy is a last option,” the document said.