Democrats' October "surprise" in the midterms: Health-care costs

The October ritual of checking new health insurance rates has never been fun for Karl Quist, who runs a tech startup. But last year, he said when his rate for a plan through Obamacare tripled, “my first reaction was panic.”

On Facebook, he found hundreds of other MBAs, app developers and self-employed professionals struggling with Charlottesville’s highest-in-the-nation rate hikes.

They formed “Charlottesville for Reasonable Health Insurance” on Facebook and collected data, made PowerPoint presentations, demanded meetings with insurance executives, grilled state regulators and even got a bill through the Virginia state legislature making it easier to buy less-expensive small business plans.