2014: Make-or-break for ObamaCare

The administration argues that the changes to the rollout will all help to ease pressure on consumers.

But allowing hundreds of thousands of customers to purchase bare-bones plans will also sow chaos and force insurers to re-price their products on the fly.

This change is one of many that will test insurers and consumers as the new year begins.

New policyholders could face a long list of hurdles if things go wrong, particularly when the time comes to use their coverage.

There is widespread confusion about the deadlines for people who want health insurance that begins on New Year’s Day.