“I (then) created a new account under (my wife’s) name. After several attempts, I was able to get in. Over the weekend, I spent at least four hours trying to fill out the application. Each time, the website crashed. When I got back to work on Monday, I tried one more time. Lo and behold, the application was submitted. At this point, President Obama must be thinking ‘great, a success story.’

“Well, my options came back, and voila: According to the government, I’m not eligible for any private plans. I received a notice that my entire family is only eligible for Medicaid! I make a decent salary. I’m not eligible for a subsidy, let alone Medicaid.

“This morning my wife received a call. Apparently, it was the exchange. She explained to them that we are not eligible for Medicare or Medicaid. The person on the phone told her, “That is what the system says you are eligible for. If you want, you can file an appeal.”

“So now back to a change in plans. I currently have a Point of Service that covers benefits 70 percent after a large deductible, with somewhat large co-pays for doctors. Horizon Blue Cross does offer a similar plan (to the one being canceled) for about the same, but the problem is that my children’s pediatricians are not in it (so much for keeping your doctors).