• Prices are already spiraling out of control. One self-employed friend has seen a torrent of changes: First, his provider did away with his type of low-cost, high-deductible policy. Next, his rates went up 44 percent in 2012 for the new policy. Then, they went up again by 27 percent in 2013 — and he already has received word that they’ll rise again by 31 percent for 2014.

• The president and Congress are exempting all their friends. Hundreds of companies have won exemptions from the law — not surprisingly, most of them in blue, Obama-supporting states. Congress also quietly voted to make itself, lawmakers and staff, exempt — although members routinely lie to the American people that they’re not. (Fact: All will get a “special subsidy” worth $11,000 per family, which, any way you slice it, makes them exempt.)

So, just 10 days before the law takes effect, the verdict is in: America hates Obamacare. Just 39 percent now have a “favorable” opinion. What’s more, unions nationwide, once among the biggest supporters, are balking at what they suddenly realize will be much higher premiums.

“Why is everybody fighting this so much?” That’s why, Mr. President. Just, you know, FYI.