In my part of the world, a common employment profile is for the husband to have his own one-man business, doing construction all summer and snowplowing all winter, while the missus does an administrative job with the school district or some other government or quasi-government racket in order to get health coverage. In my experience, most of the people who do the latter don’t terribly enjoy it: They take the job mostly for the health care. So it’s un-American, in the sense that it requires them to sacrifice the pursuit of happiness for the certainty of low-deductible plans.
But it also has a broader destabilizing effect: As I noted a couple of weeks ago, at the low end, about 40 percent of Americans now do minimal-skilled service jobs — the ones that, in the wake of Obamacare, are becoming neither full-time nor part-time but kinda-sorta two-thirds-time in order not to impose health-insurance obligations on the employer. In the middle, a similar number of Americans are diverted into those paper-shuffling jobs that do provide health benefits — say, in the “human resources” department of the bureaucracy; the kind of job in which you pass the time calling someone in Idaho to say you need them to fill in a W-9 before you can send them a 1099, or vice versa. And, at the top end, privileged Americans spend six-figure sums acquiring college degrees that admit them to an homogenized elite that tells itself Obamacare makes perfect sense for everyone except them. The U.S. economy can never recover until more of its real “human resources” are engaged in genuine wealth creation. Yet Obamacare instead incentivizes the diversion of more and more manpower into the Republic of Paperwork.
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