The most common reason was that they didn’t have enough money saved, although a similar number of people said they were too young or retirement was too far away.

Other popular responses included that they like their work or feared being bored.

Baby boomers, born between 1946 and 1964, were most likely to be looking forward to retirement. Older workers born from 1930 to 1945 were most likely to feel negatively about retirement, perhaps because at their age it seems they might never retire.