The Baucus bill includes an “individual mandate” that requires everyone to buy health insurance-but not inexpensive, high-deductible catastrophic health insurance. Instead, it imposes a requirement for pricier comprehensive coverage that pays for routine costs like annual checkups. The bill then requires that insurance companies provide coverage to people with pre-existing conditions, and that they charge customers at high risk of medical problems the same rates as those with lower risks-which means that these extra expenses will have to be paid for by raising everyone else’s premiums.

And then the Baucus bill delivers the knock-out punch: after forcing us into expensive comprehensive insurance plans and driving up the cost of those plans, the bill would impose a massive 40% tax on “gold-plated” plans-which turn out to include the health-insurance plans of many in the middle class. So that drives up the cost of insurance even higher.

You can see why it doesn’t much matter whether or not we have a “public option” in the original bill. Everything else in the bill is designed to make private health insurance unaffordable-so that in a few years, people will clamor for a government-subsidized “public option,” and the same politicians who destroyed private health insurance can make a big show of coming to the rescue of their victims.