Ask Bielat to name the three worst things Frank has done in office and you get an idea of what his focus would be, if elected. “You’ve got to start with Freddie and Fannie and his unending push to expand homeownership,” Bielat says. “He definitely played an enormous role in getting us where we are today in terms of the real estate bubble and the ensuing financial collapse.”

Number two? “Financial reform, because it doesn’t address Fannie and Freddie and vastly expands oversight of the financial services sector.”

Three? “His view on what government should and should not do.” Simply put, Frank wants an always-expanding federal government, and Bielat doesn’t.