While it probably doesn’t mean a great deal in the larger scope of things, this is one of those weekend stories which will doubtless be passed around for a while. A Florida couple was served with papers by Bank of America for defaulting on their mortgage, informing them that they were facing foreclosure. Nothing unusual so far, right?
One problem: the couple paid cash for their house and had never had a mortgage. They had all the documents to prove it, too. This didn’t seem to deter the bank, so they wound up in court, running up substantial legal bills to straighten out the obvious paperwork error. The judge in the case ordered the bank to reimburse them for their costs, but five months went by without Bank of America making good on the debt. So the couple’s attorney did what anyone would do in such a case. He informed the bank that they were facing foreclosure and showed up with the sheriff’s department to lock the doors, seize their property and take the cash out of the tellers’ drawers.
“They’ve ignored our calls, ignored our letters, legally this is the next step to get my clients compensated, ” attorney Todd Allen told CBS.
Sheriff’s deputies, movers, and the Nyergers’ attorney went to the bank and foreclosed on it. The attorney gave instructions to to remove desks, computers, copiers, filing cabinets and any cash in the teller’s drawers.
After about an hour of being locked out of the bank, the bank manager handed the attorney a check for the legal fees.
“As a foreclosure defense attorney this is sweet justice” says Allen.
Video report follows. I don’t know if there is any sort of lesson to be learned from this story, but I’ll confess I liked it.