That’s the funny thing about being poor. Everyone has an opinion on it, and everyone feels entitled to share. That was especially true about my husband’s Mercedes. Over and over again, people asked why we kept that car, offering to sell it in their yards or on the Internet for us.

“You can’t be that bad off,” a distant relative said, after inviting himself over for lunch. “You still got that baby in all its glory.”

Sometimes, it was more direct. All from a place of love, of course. “Sell the Mercedes,” a friend said to me. “He doesn’t get to keep his toys now.”

But it wasn’t a toy — it was paid off. My husband bought that car in full long before we met. Were we supposed to trade it in for a crappier car we’d have to make payments on? Only to have that less reliable car break down on us?