Three insurers will keep some new ObamaCare policies even if law is struck down
United Healthcare, which covers about 26 million people in plans that could be affected by the regulations, was the first to make the move. The company said it would allow young adults to stay on their parents’ policies up to age 26, wouldn’t reinstate lifetime limits on coverage and would continue to offer cancer screenings and other preventive services without co-payments. It also would maintain a third-party appeals process for treatment denials and wouldn’t cancel policies retroactively.
Later Monday, Humana said it would continue those same provisions. Aetna, too, said it would retain the young adult provision, the preventive care benefits and a third-party appeals program. Aetna’s announcement didn’t include a reference to lifetime limits on coverage or retroactive cancellation.
These consumer provisions score high on public opinion polls, even among people who say they don’t like the overall law.