Semi-retired president pitches proposal to “fix” unemployment insurance

posted at 5:01 pm on January 17, 2016 by Jazz Shaw

What with the flurry of executive orders and foreign policy disasters coming out of the White House these days, it’s hard to keep track of all the plans which Barack Obama is proposing for his final year in office. (This, despite the fact that there’s virtually nothing on the legislative front that will actually come to fruition during a presidential campaign.) When he’s not planning the moon shot to fix cancer, though, Barack Obama has other ideas simmering away on the back burner. One of them which cropped up last week was his Saturday morning radio address topic dealing with ways to “fix” the unemployment insurance situation.

Now, if you find yourself wondering why the President would be dipping a toe in what is arguably an issue reserved for the states, you’re not alone. But that wasn’t about to stop him. (Yahoo News)

President Barack Obama on Saturday proposed changes to the U.S. unemployment insurance system that he says would offer more security to the jobless and encourage experienced workers to rejoin the workforce, even if it means taking a pay cut.

“We shouldn’t just be talking about unemployment; we should be talking about re-employment,” Obama said in his weekly radio and Internet address.

The president’s proposal would require states to provide wage insurance to workers who lose their jobs and find new employment at lower pay. The insurance would replace half of the lost income, up to $10,000 over two years. It would be available to workers who were with their prior employer for three years and make less than $50,000 in their new job.

Rather than immediately raining all over the President’s parade, I’ll start by saying that there are a couple of ideas in here worth looking at… possibly. One of the great downfalls of the Obama Recovery is that so many of the new jobs we’ve seen filled as the published unemployment rate falls are lower paying and/or part time positions. For many workers it may be better than sitting home completely unemployed, but not by much. In an ideal world we would be spurring job creation at a rate where employers would need to compete for reliable workers and wages would rise of their own accord. Sadly, that’s not the case yet and may not be for a while given national policies in place today. With that in mind, some states might want to consider some form of buffer insurance to make up for lost wages while workers look for a position closer to what they used to have. (If nothing else it’s probably still cheaper than paying them full unemployment benefits.)

But with that said, this remains a state issue and each state has to evaluate their own budgets and needs to see if such a program would work. (And more to the point, determine if it’s acceptable to the state’s residents and worth the cost to them.) The only way it’s less of an issue is if Obama somehow imagines the federal government footing the bill for these benefits all across the nation, and who does he suppose is going to pay for that? His plan also calls for mandating that states offer unemployment benefits to part-time and low-income workers, as well as fixing the minimum benefits period run for 26 weeks. Again, these things might be possible but it’s a state issue.

Unemployment insurance is far from a perfect system in most states. One of the biggest problems is that it tends to discourage people from taking part time work because when you file each week, most states immediately slash your benefits hugely if you do any paid work at all on a given day. It’s always seemed to me that it would make more sense to allow workers to do as much part time work as they can find and them simply deduct the amount they earn from their benefits up to the point where they earn the same amount as their unemployment check. This could deliver multiple benefits. For one thing, workers who are in a field with few job openings may find themselves sending out resumes for a very long time. A plan such as this might allow them to stretch their benefits out further without draining more money from the system. Further, any part time work you do might, at least in some cases, open up opportunities for a full time position to follow.

Again, this is mostly just spitballing ideas here, and they’re worth looking at. But such plans need to be done on a state by state basis and tailored to the needs of each state’s citizens, not mandated from above in a typical, one size fits all Washington solution.

ObamaPresser


Related Posts:

Breaking on Hot Air

Blowback

Trackbacks/Pings

Trackback URL

Comments

The economy has never been stronger…Obama said so. Why do we even need the insurance anymore?

trs on January 17, 2016 at 5:05 PM

“We shouldn’t just be talking about unemployment; we should be talking about re-employment,” Obama said in his weekly radio and Internet address.

After doing such a bang-up job on healthcare, I’m gonna fix some more stuff, like unemployment. We can move on to ‘re-employment’ and give all these folks government jobs. You’re welcome!

– Obama

ghostwalker1 on January 17, 2016 at 5:06 PM

Cake! Everybody gets to eat cake!

onomo on January 17, 2016 at 5:08 PM

“We shouldn’t just be talking about unemployment; we should be talking about re-employment,” Obama said in his weekly radio and Internet address.

Re-employment? Because this tone deaf, economy crushing, cruel fool has done such a good job of facilitating an economic recovery.

locomotivebreath1901 on January 17, 2016 at 5:09 PM

Sure sounds like a guaranteed citizen’s allotment to me.

Dolce Far Niente on January 17, 2016 at 5:09 PM

Marxism/socialism/communism. Sounds like it to me. I’m sure Bernie and Hillary are all in favor of this plan by the Party.

they lie on January 17, 2016 at 5:12 PM

Doesn’t everybody dream of needing three part-time jobs to pay off their mortgage, and keep their kids from having to go to dangerous rotten public schools?

RBMN on January 17, 2016 at 5:12 PM

This, in a nutshell, is the problem with the federal government. Voters don’t want the government to “fix” unemployment insurance. They want the government to create jobs. This can be accomplished by:

☞ Lowering the tax on monies coming into the country from overseas. Companies like Apple and Google have billions of dollars parted overseas. We should encourage them to bring that money here and spend it creating jobs.

☞ Reduce, rather than increase, the number of work visas being granted.

☞ Reduce, rather than increase, the number of illegal aliens entering the country.

☞ Take a more robust stance against countries who are manipulating trade with the U.S. in their favor. The perfect example is China, which practices both currency manipulation and tariffs on U.S. imports.

☞ Work with industry to determine what needs to be done to restore our lost manufacturing skill sets and jobs.

Magicjava on January 17, 2016 at 5:12 PM

The president’s proposal would require states to provide wage insurance to workers who lose their jobs and find new employment at lower pay.

If you want the higher paying jobs you need to speak Pashtun.

NeoKong on January 17, 2016 at 5:13 PM

I can hardly wait to hear that the chocorat goes up to 25g from 30g !

ProfShadow on January 17, 2016 at 5:13 PM

There is NO bigger azzhole in the world than obama.

Schadenfreude on January 17, 2016 at 5:18 PM

OT: We’re not going to do QoTD tonight because I decided to run an open thread for the Dem debate with a lot of Hillary and Bernie background info, but take off on whatever you like. There will be one more post before that, though. (Spoiler alert: It’s not mine and you won’t like it, but thus is the nature of debate.)

– The Management

Jazz Shaw on January 17, 2016 at 5:18 PM

Would the 2011 version of Donald Trump support Obama on this?

http://youtu.be/KHAHKGP10yc

The 1999 Trump couldn’t even bring himself to stand up against PARTIAL BIRTH Abortion!!!

There’s the link look at it yourself.

PappyD61 on January 17, 2016 at 5:20 PM

– The Management

Jazz Shaw on January 17, 2016 at 5:18 PM

This is managed?

RBMN on January 17, 2016 at 5:20 PM

(Spoiler alert: It’s not mine and you won’t like it

Why do you repeat yourself, Jazz? :)

Schadenfreude on January 17, 2016 at 5:20 PM

Only 368 more days until the next President is sworn into office!

I’ll be so glad when America is rid of this albatross we have hanging around our collective necks!

lineholder on January 17, 2016 at 5:24 PM

Boy.. Allahpundit has been getting a lot of time off lately.. hmmm…

dougmva on January 17, 2016 at 5:26 PM

“I was his biggest Cheerleader!!”

What the 2009 Trump said about Obama.

Read his own words.

http://www.newsmax.com/InsideCover/Trump-Obama-class-warfare/2011/10/19/id/414955/

Donald….are you not cheering now?

Or do you need something……so you’ll be his biggest fan next week?

PappyD61 on January 17, 2016 at 5:27 PM

In Texas employers pay a percentage of payroll set by the state into the unemployment fund.I/E the larger the payroll the larger the percentage. If an employee is laid off and qualifies for benefits the company has to pay back all the money the ex collects. Force a company to pay more into this program and you will see less hiring.Is this one of those pen and phone deals?

docflash on January 17, 2016 at 5:27 PM

The president’s proposal would require states to provide wage insurance to workers who lose their jobs and find new employment at lower pay.

So basically unionize the entire country.

Mimzey on January 17, 2016 at 5:27 PM

The president’s proposal would require states to provide wage insurance to workers who lose their jobs and find new employment at lower pay. The insurance would replace half of the lost income, up to $10,000 over two years. It would be available to workers who were with their prior employer for three years and make less than $50,000 in their new job.

Full blown Income Justice in other words. And I am sure it will be paid for by the employer also upfront in new taxes. Tell me again why the Federal Government is in the business of unemployment insurance anyway.

Johnnyreb on January 17, 2016 at 5:30 PM

Jazz Shaw on January 17, 2016 at 5:18 PM

Wait there is a demorats battle tonight? Did they tell anybody??

dougmva on January 17, 2016 at 5:30 PM

Ruh Oh Trump supporters……this was the Septmber 2015 version of Donald Trump

http://www.cbsnews.com/news/donald-trump-60-minutes-scott-pelley/

He loves him some SINGLE PAYER UNIVERSAL Healthcare!!

But sorry it’s January 2016……see what he says today.

PappyD61 on January 17, 2016 at 5:31 PM

Whatever you subsidize or invent with money you get more of.

More money for the unemployed? You will get more unemployment.

PrincetonAl on January 17, 2016 at 5:31 PM

Wait there is a demorats battle tonight? Did they tell anybody??

dougmva on January 17, 2016 at 5:30 PM

It’s on NBC so someone may watch this one.

RickB on January 17, 2016 at 5:33 PM

PappyD61 on January 17, 2016 at 5:31 PM

Get with the program.. that is OLD NEWS!!! get something that is TODAY…

dougmva on January 17, 2016 at 5:34 PM

PappyD61 on January 17, 2016 at 5:31 PM

You’re such a fugging idiot, unaware of it.

Schadenfreude on January 17, 2016 at 5:35 PM

Obama would probably love this guy in the White House!

http://dailycaller.com/2015/08/26/from-immigration-to-abortion-longtime-democrat-donald-trump-must-reckon-with-his-rich-progressive-history/

Does this sound like a Limited Government CONSERVATIVE???

Well I guess it depends on what he is saying TODAY.

Maybe he changed his mind.

PappyD61 on January 17, 2016 at 5:35 PM

You also lie like a sieve.

Schadenfreude on January 17, 2016 at 5:35 PM

Cruz will not be president.

Trump might be.

You can eat your livers now, or later.

None will make much of a difference.

There has never been a season like this one.

Schadenfreude on January 17, 2016 at 5:37 PM

☞ Work with industry to determine what needs to be done to restore our lost manufacturing skill sets and jobs.

Magicjava on January 17, 2016 at 5:12 PM

Unfortunately that is never going to happen no matter who is President and it is because of one single word: automation. And it is going to get a whole lot worse in the near future.

When I was a little kid my dad worked for Rockwell on an overhead press. He did the same thing every day alongside 50 other guys and made decent money. His job along with all 50 others is now done by a robot that produces more product faster than those 50 guys combined.

Johnnyreb on January 17, 2016 at 5:38 PM

Semi-retired retarded president pitches proposal to “fix” unemployment insurance

Schadenfreude on January 17, 2016 at 5:41 PM

The 2012 version of Donald Trump seems a bit like Obama.

http://www.newsmax.com/Newsfront/Donald-Trump-Ronald-Kessler/2012/11/26/id/465363/

Seems like he has personally benefitted from some of that same ILLEGAL alien work as the rest of the American Chamber of Commerce.

Weird…….oh wait that was the 2012 Trump.

You might not like it, but it’s his OWN WORDS.

He’s a fraud and NOT Conservative.

PappyD61 on January 17, 2016 at 5:42 PM

You idiots who compare a former business man with the DC insiders, paid for by the NY millio- and billionaires, who’re all for open borders, slave labor, abortion on demand and gay marriage need to have a lobotomy.

Schadenfreude on January 17, 2016 at 5:43 PM

Trump is not running on a label platform, for the stupid.

Yes, jobs and illegals, all on topic.

Schadenfreude on January 17, 2016 at 5:43 PM

There will be one more post before that, though. (Spoiler alert: It’s not mine and you won’t like it, but thus is the nature of debate.)

– The Management

Jazz Shaw on January 17, 2016 at 5:18 PM

…can’t Taylor Retard take Sunday’s off?

JugEarsButtHurt on January 17, 2016 at 5:44 PM

Weird

PappyD61 on January 17, 2016 at 5:42 PM

A+++

Schadenfreude on January 17, 2016 at 5:44 PM

This version of Donald Trump……again….in HIS OWN WORDS….

Sounded remarkably like Barack Obama.

https://www.washingtonpost.com/news/the-fix/wp/2015/07/09/ths-many-ways-in-which-donald-trump-was-once-a-liberals-liberal/

This man is NOT a LIMITED Government Conservative.

Listen to him tell you.

Have a great evening everyone. Go Steelers!!

PappyD61 on January 17, 2016 at 5:47 PM

Boy.. Allahpundit has been getting a lot of time off lately.. hmmm…

You caught us. He’s infiltrating Moscow.

Jazz Shaw on January 17, 2016 at 5:51 PM

PappyD61 on January 17, 2016 at 5:47 PM

Right. And Cruz, Paul, Rubio, Christie, etc. are all hard core staunch conservatives.

You are whistling past the graveyard there.

Johnnyreb on January 17, 2016 at 5:51 PM

Free money! Guess prezzy missed that class on the 10th.

Kissmygrits on January 17, 2016 at 5:52 PM

JugEarsButtHurt on January 17, 2016 at 5:44 PM

Dude. I’m trying to eat dinner and watch the Steelers game. Do you mind?

Jazz Shaw on January 17, 2016 at 5:56 PM

Jazz Shaw on January 17, 2016 at 5:56 PM

…Bon Appetit!
(:->)

JugEarsButtHurt on January 17, 2016 at 6:00 PM

So, I’m guessing getting people non-public jobs just isn’t an option?

WryTrvllr on January 17, 2016 at 6:00 PM

One of the great downfalls of the Obama Recovery is that so many of the new jobs we’ve seen filled as the published unemployment rate falls are lower paying and/or part time positions.

The fact is, nearly every job in “0bama’s recovery” went to immigrants legal and illegal.

For Americans, job growth under the 0bama regime has been ZERO.

Rebar on January 17, 2016 at 6:04 PM

Pappy, you sound like a broken record. Take it to Politico or Huffpo where it belongs.

Exninja on January 17, 2016 at 6:09 PM

Mike”s Place on Yafo Street had the Panthers game on, both inside and on a projection scene outside.

About 50 fans.

I don’the know if the pub was going to play the Denver game. It’seems 1:13 a.m. Monday, I don’the know if the bar can even stay open much later.

I guess I will have to catch the score later.

The Naked Journalist reporting from Jerusalem.

Walter L. Newton on January 17, 2016 at 6:16 PM

Obama is just trying to Cosby us…

Skywise on January 17, 2016 at 6:22 PM

Damn Android auto complete. Typing on a Samsung 6s. Makes my normal sloppy posts look even worst.

Walter L. Newton on January 17, 2016 at 6:27 PM

Jazz Shaw on January 17, 2016 at 5:18 PM

We have had enough bad news from the O this morning.

If it’s that bad, lets just save it for tomorrow. :)

Barred on January 17, 2016 at 6:29 PM

Wait there is a demorats battle tonight? Did they tell anybody??

dougmva on January 17, 2016 at 5:30 PM

It’s on NBC so someone may watch this one.

RickB on January 17, 2016 at 5:33 PM

Everyone will be on PBS watching Downton Abey.

Count to 10 on January 17, 2016 at 6:34 PM

“We shouldn’t just be talking about unemployment; we should be talking about re-employment,”

No, we shouldn’t. It’s up to the person to get a new job.

The president’s proposal would require states to provide wage insurance to workers who lose their jobs and find new employment at lower pay.

Annnnnd, here we go. The other route to a “guaranteed wage” – a classic socialist ploy. Basically, no one can ever make less than the highest they ever made. Well, a little less, but everyone has to sacrifice for the common good, comrade.

GWB on January 17, 2016 at 6:43 PM

obama, making the best economy in the world even better.

good stuff.

everdiso on January 17, 2016 at 6:49 PM

Here’s a thought -allow the market freedom. Don’t kill coal jobs. Kill Obamacare…the job killer. Get rid of the minimum wage. No more government employee unions.

CWforFreedom on January 17, 2016 at 6:50 PM

obamacare hasn’t killed jobs at all. job growth since its implementation has been phenomenal.

everdiso on January 17, 2016 at 6:55 PM

“…I’ll start by saying that there are a couple of ideas in here worth looking at… possibly.”

Wha!!?? So, does this mean, Jazz, that you’ll never write anything ever again about our Government’s profligate spending? Cause unless I’m missing sumpin, there’s nothing being suggested here that will save money but only spend more of it…which, uh, we don’t have.

OTOH, maybe we can form a delegation to China and plead our case directly for borrowing more money.

Get real, yo!

Mike from NC on January 17, 2016 at 6:56 PM

Everdiso…lol. You don’t know history.

Say does Obama pay you to swallow his spunk? What a joke.

Pay is down. Savings down. Employment rate as low as it has been in 25 years.

McJobs…db.

CWforFreedom on January 17, 2016 at 7:00 PM

history is very clear on the subject, actually.

unemployment and deficits always go down under dem presidents, and always go up under republicans.

that’s the historical record.

everdiso on January 17, 2016 at 7:03 PM

that’s the historical record.

everdiso on January 17, 2016 at 7:03 PM

I like how you avoid the facts.

Oh and when Obama’s done the debt will be 20000000000.

So…do you swallow?

CWforFreedom on January 17, 2016 at 7:05 PM

the facts are crystal clear.

everdiso on January 17, 2016 at 7:08 PM

Yes-tool-I pointed them out-later-you’re just a troll.

CWforFreedom on January 17, 2016 at 7:09 PM

Chalk it up to the plutocracy. The crony capitalists have thrown millions out of the workforce with their various h1b, immigration and other schemes. Govt takes up the slack.

cimbri on January 17, 2016 at 7:33 PM

that’s the historical record.

everdiso on January 17, 2016 at 7:03 PM

When it does, it’s inevitably because of policies the previous administration put in place. You have a lack of grasp of history, an inerrant ability to misconstrue facts, and an even greater event horizon of stupidity where it concerns economics (like lag in the system).

GWB on January 17, 2016 at 7:44 PM

This is typical of liberals. They screw up the economy so the unemployment system breaks down, then they propose to fix the unemployment system. The solution to the unemployment system is jobs, simple as that. If you create an atmosphere, not create jobs, but create an atmosphere for business where they’re willing to expand and hire people, then you solve the problems with the unemployment system.

I’m once again reminded of Cloward/Piven.

bflat879 on January 17, 2016 at 10:18 PM

Notice how he’s shut up about gun control or safety or whatever buzz word they’re using to hide the fact that they want to take guns out of the hands of the law abiding citizen.

want to defend yourself? then you open yourself to the liability of being charged with murder.

Sorta like the way it is now in the Dhimmi state Of Not so Great Britain.

jake1246 on January 17, 2016 at 10:41 PM

King Barack is just trying to keep busy until the golf courses reopen.

Next week he’ll ask the perplexing question: “Why do we continue to manufacture paper clips? There are no parts to ‘wear out'”?

He’ll probably assign Sheriff Joe to find out.

GarandFan on January 17, 2016 at 11:33 PM

Unemployment insurance is far from a perfect system in most states. One of the biggest problems is that it tends to discourage people from taking part time work because when you file each week, most states immediately slash your benefits hugely if you do any paid work at all on a given day. It’s always seemed to me that it would make more sense to allow workers to do as much part time work as they can find and them simply deduct the amount they earn from their benefits up to the point where they earn the same amount as their unemployment check. …

Jazz, since this make sense, it will never be implemented.
The same Draconian rules apply to all the welfare benefits, which is why people seldom get weaned off of them.

AesopFan on January 17, 2016 at 11:57 PM

Sounds like the old USSR…We pretend to work. And they pretend to pay us.

bluesdoc70 on January 18, 2016 at 12:30 AM

Draconian rules apply to all the welfare benefits, which is why people seldom get weaned off of them.

AesopFan on January 17, 2016 at 11:57 PM

The fraud rate in all these government tit programs is upwards of 75 percent and everyone knows it.

It’s hard getting weaned off of free money, so much so that it actually convinces most recipients to accept a sub-standard existence just to keep getting the “bargain.”

Younggod on January 18, 2016 at 6:35 AM

There should be more than just two terms for POTUS!! This man is so funny he just has me rolling on the floor. Hee! No Republican could get the laughs Obama gets w/o even trying.

Herb on January 18, 2016 at 10:26 AM

It’s always seemed to me that it would make more sense to allow workers to do as much part time work as they can find and them simply deduct the amount they earn from their benefits up to the point where they earn the same amount as their unemployment check.

Possibly, but no matter how you cut it, you’re taking money from those who are working and giving it those who don’t.

One way might be to apply benefits from the state (if any) income taxes and federal income taxes they’ve already paid in.

Or an unemployment tax that goes into a subscriber’s account where you get it back should you be laid off, quit, retire, whatever.

The best arrangement would be that we move away from a consumer economy where most people run their own small farms. You would never have to worry about where your next meal is coming from, and should disaster strike, friends and family would come together to get you back on your feet like we used to in this country.

As long as we’re dependent upon someone else for our maintenance, and as long as the federal, state and local governments rob us of what income we have, we’re going to have these problems.

Dr. ZhivBlago on January 18, 2016 at 2:15 PM

It’s always seemed to me that it would make more sense to allow workers to do as much part time work as they can find and them simply deduct the amount they earn from their benefits up to the point where they earn the same amount as their unemployment check.

OK, so I get $200/wk unemployment. Then I get a job busting my hump and earn $100/wk, but loose $100/wk from the unemployment. Net change, $0.

So, I’m busting my hump for nothing (net). Why?

Let me keep $0.50 on the dollar earned, and we’ll talk. Otherwise, it’s time for “Angry Beavers” on TV.

ReggieA on January 18, 2016 at 4:59 PM