You can find out your 2015 Obamacare premiums… after the election

posted at 2:01 pm on October 12, 2014 by Jazz Shaw

Remember when Obamacare was a critical election issue? Ah… good times. But it’s still out there and another open enrollment period is just around the corner. Citizens will have the opportunity to line up at their laptops once again and enroll in the program which will provide them with some sort of health insurance (no matter how much it costs or if they can even afford it) and avoid having their government hit them with a cash penalty for not being able to afford insurance in the first place. But there will be some differences this time.

The first alleged change – and the one the Obama administration would like you to talk about – is that the healthcare.gov website is supposed to not only work this time, but will be more streamlined and efficient. Instead of the daunting 76 screens which users had to navigate last year, this time it’s cut down to 16.

But there’s another change. As the Daily Caller reports, last year you had six months to make your way through the process. This time you’ll get just three. Why? The answer might tie into the fact that you’ll probably want to know how much the policy will cost you before you sign on the virtual dotted line. And you won’t be learning that until after you vote in the midterms.

The Obama administration has already debuted its new, improved version of HealthCare.gov, but still won’t release premium rates on the website until after the Nov. 4 elections.

The open enrollment period begins Nov. 15, over a week after the Nov. 4 elections, and lasts just three months — half as long as the first open enrollment run. The GOP has urged the administration to release the rates as soon as they’re finalized so that customers have more time to budget (and presumably because hikes would be detrimental to Obamacare supporters come election time).

We are apparently to presume that the system administrators won’t know what the rates are going to be on November 1st? Or October 21st? Or… now? And yet somehow they will miraculously know what the rates are the week after the election. Man… that’s one seriously lucky coincidence of timing.

Keep in mind that the providers of this insurance are still in the private sector, even though customers are being routed through a government site and sometimes subsidized by the taxpayer. And through 2014 those premiums have continued to go up and are projected to keep rising. And it’s not just the base premiums which have consumers alarmed. In an effort to curb the bottom line on the bill, insurers have taken to jacking up deductibles wherever possible, cutting into the consumer’s pocketbook even further.

Is there some reason to think that the premiums and deductibles that consumers will find for their new Obamacare policies won’t be rising as well? (Keeping in mind that we were originally told they would be going down, not just rising less quickly.) But you wouldn’t want the hoi polloi finding out about this before they go to the polls, eh? It might cause some sort of unrest.


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Comments

But what we really want to know is this: is the ZMAPP serum included in DeathCare — and, more importantly, will it be paid by all you high-earning, straight, white males free for me?

ShainS on October 12, 2014 at 2:07 PM

If Obamacare premiums were going to go DOWN, WE WOULD KNOW WHAT THEY ARE…

originalpechanga on October 12, 2014 at 2:08 PM

I’ve known mine since 2008.

$0.00.

Last year I had coverage. For the rest of my life.

wolly4321 on October 12, 2014 at 2:09 PM

Another often overlooked fact is that if your 25 year old is under your plan, you can not include him in your tax return for credits. So a plan for 4 tax wise becomes a plan for 3. Oops.

Have you seen the new video about Obamacare?

bloggless on October 12, 2014 at 2:10 PM

You can find out the real deal with ebola after the election.

bgibbs1000 on October 12, 2014 at 2:11 PM

Remember when…………

We had a constitutional republic in the USA?

TX-96 on October 12, 2014 at 2:12 PM

Which 4 Preidents have won the Nohel Peace prize?

wolly4321 on October 12, 2014 at 2:16 PM

In Maryland the majority of policies offered and sold on the exchange are from CareFirst, and the state insurance commission approved a 16.4% rate increase for them effective 1/1/15. The other provider, Kaiser, will supposedly have an average 14% decrease in rates for next year.

Most states that regulate rates in some way already know what the deal is for next year and the information is public. You just need an interested media to put it out there.

MaxBC on October 12, 2014 at 2:20 PM

The answer might tie into the fact that you’ll probably want to know how much the policy will cost you before you sign on the virtual dotted line. And you won’t be learning that until after you vote in the midterms.

Actually, I already know that my premium is going up 20%. Have a meeting about it tomorrow morning.

rbj on October 12, 2014 at 2:25 PM

You can find out the real deal with ebola after the election.

bgibbs1000 on October 12, 2014 at 2:11 PM

In the meantime they’ll blame the healthcare worker who was given level 3 PPE for a level 4 disease.

The low contagiousness of ebola is a lie akin to “it was a hateful video”

CDC is lying, or why would they be decked out like astronauts to care for Obola victims.

clnurnberg on October 12, 2014 at 2:26 PM

No coincidence that gas prices are going down now too.

MT on October 12, 2014 at 2:28 PM

of course when you turn over your healthcare to politicians, you healthcare will be politicized.

LilyBart on October 12, 2014 at 2:31 PM

no coincidence that gas prices are going down now too. MT on October 12, 2014 at 2:28 PM

Yea,, I noticed that too.

wolly4321 on October 12, 2014 at 2:37 PM

Republicans, of course, will fail to make any political hay out of the secrecy and doubt. What fools.

Occams Stubble on October 12, 2014 at 2:39 PM

Where are the Trolls at to point out that the States who have released their premiums for 2015 have shown only ~3-5% increases so far?

These increases are tiny and way less than the double digit increases the Republicans fear mongered they say. This is all being said with a straight face right after everyone was promised at least a savings of $2,500 by the President of the US on numerous occasions. Talk about motorizing the goalposts.

And don’t get me started on the supposed reduction in uninsured people. They cant even tell us who or what they are counting. Plus once again we were promised there would be no uninsured people after the law was passed and went into effect.

Johnnyreb on October 12, 2014 at 2:51 PM

Unemployment is down, Obola is not contagious, Al Qaeda has been dismantled, Isis is on the run, not a smidgen of corruption, it was protesters about a video, there was no hookers, and healthcare costs are on the decline.

It was the best of times?

Oxymoron on October 12, 2014 at 2:51 PM

So what did it take? 4 years and a billion dollars to get a website up and running? Maybe? The epitome of streamlining and efficiency.

JAGonzo on October 12, 2014 at 2:58 PM

Keep in mind that the providers of this insurance are still in the private sector, even though customers are being routed through a government site and sometimes subsidized by the taxpayer.

i understand what you’re saying, but the gleeful complicity of these hartford-bound behemoths in scrambling to position themselves squarely in the too-convenient “risk cooridoor” of obamacare reeks of that old…complicated…cliché.

jaxisaneurophysicist on October 12, 2014 at 3:37 PM

I’m going to pretend to be optimistic…and predict that the employer mandate gets delayed…again.

I paid $3.16/gallon to fill up my tank…can’t remember the last time it was that low. 2009?

22044 on October 12, 2014 at 3:38 PM

My husband’s employer just notified us we’re losing our health insurance after 30+ years. They decided to dump all their employees and retirees into Obamacare rather than pay the higher prices and cadillac tax. I don’t know how many thousands of retirees are affected but they have about 7000 current employees. I predict this will occur all across the country within the next few weeks. Obamacare rates may not be available but people will go to the polls knowing they’re losing their healthcare.

GrannySunni on October 12, 2014 at 3:54 PM

The first alleged change – and the one the Obama administration would like you to talk about – is that the healthcare.gov website is supposed to not only work this time, but will be more streamlined and efficient. Instead of the daunting 76 screens which users had to navigate last year, this time it’s cut down to 16.

–*ahem*–

Ed –
You mean the websites aren’t working perfectly on day one two three four five six seven eight nine ten eleven twelve thirteen fourteen fifteen sixteen seventeen eighteen nineteen twenty twenty-one twenty-two twenty-three twenty-four twenty-five twenty-six twenty-seven twenty-eight twenty-nine thirty thirty-one thirty-two thirty-three thirty-four thirty-five thirty-six thirty-seven thirty-eight thirty-nine forty forty-one forty-two forty-three forty-four forty-five forty-six forty-seven forty-eight forty-nine fifty fifty-one fifty-two fifty-three fifty-four fifty-five fifty-six fifty-seven fifty-eight fifty-nine sixty sixty-one sixty-two sixty-three sixty-four sixty-five sixty-six sixty-seven sixty-eight sixty-nine seventy seventy-one seventy-two seventy-three seventy-four seventy-five seventy-six seventy-seven seventy-eight seventy-nine eighty eighty-one eighty-two eighty-three eighty-four eighty-five eighty-six eighty-seven eighty-eight eighty-nine ninety ninety-one ninety-two ninety-three ninety-four ninety-five ninety-six ninety-seven ninety-eight ninety-nine one hundred one hundred one one hundred two one hundred three one hundred four one hundred five one hundred six one hundred seven one hundred eight one hundred nine one hundred ten one hundred eleven one hundred twelve one hundred thirteen one hundred fourteen one hundred fifteen one hundred sixteen one hundred seventeen one hundred eighteen one hundred nineteen one hundred twenty one hundred twenty-one one hundred twenty-two one hundred twenty-three one hundred twenty-four one hundred twenty-five one hundred twenty-six one hundred twenty-seven one hundred twenty-eight one hundred twenty-nine one hundred thirty one hundred thirty-one one hundred thirty-two one hundred thirty-three one hundred thirty-four one hundred thirty-five one hundred thirty-six one hundred thirty-seven one hundred thirty-eight one hundred thirty-nine one hundred forty one hundred forty-one one hundred forty-two one hundred forty-three one hundred forty-four one hundred forty-five one hundred forty-six one hundred forty-seven one hundred forty-eight one hundred forty-nine one hundred fifty one hundred fifty-one one hundred fifty-two one hundred fifty-three one hundred fifty-four one hundred fifty-five one hundred fifty-six one hundred fifty-seven one hundred fifty-eight one hundred fifty-nine one hundred sixty one hundred sixty-one one hundred sixty-two one hundred sixty-three one hundred sixty-four one hundred sixty-five one hundred sixty-six one hundred sixty-seven one hundred sixty-eight one hundred sixty-nine one hundred seventy one hundred seventy-one one hundred seventy-two one hundred seventy-three one hundred seventy-four one hundred seventy-five one hundred seventy-six one hundred seventy-seven one hundred seventy-eight one hundred seventy-nine one hundred eighty one hundred eighty-one one hundred eighty-two one hundred eighty-three one hundred eighty-four one hundred eighty-five one hundred eighty-six one hundred eighty-seven one hundred eighty-eight one hundred eighty-nine one hundred ninety one hundred ninety-one one hundred ninety-two one hundred ninety-three one hundred ninety-four one hundred ninety-five one hundred ninety-six one hundred ninety-seven one hundred ninety-eight one hundred ninety-nine two hundred two hundred one two hundred two two hundred three two hundred four two hundred five two hundred six two hundred seven two hundred eight two hundred nine two hundred ten two hundred eleven two hundred twelve two hundred thirteen two hundred fourteen two hundred fifteen two hundred sixteen two hundred seventeen two hundred eighteen two hundred nineteen two hundred twenty two hundred twenty-one two hundred twenty-two two hundred twenty-three two hundred twenty-four two hundred twenty-five two hundred twenty-six two hundred twenty-seven two hundred twenty-eight two hundred twenty-nine two hundred thirty two hundred thirty-one two hundred thirty-two two hundred thirty-three two hundred thirty-four two hundred thirty-five two hundred thirty-six two hundred thirty-seven two hundred thirty-eight two hundred thirty-nine two hundred forty two hundred forty-one two hundred forty-two two hundred forty-three two hundred forty-four two hundred forty-five two hundred forty-six two hundred forty-seven two hundred forty-eight two hundred forty-nine two hundred fifty two hundred fifty-one two hundred fifty-two two hundred fifty-three two hundred fifty-four two hundred fifty-five two hundred fifty-six two hundred fifty-seven two hundred fifty-eight two hundred fifty-nine two hundred sixty two hundred sixty-one two hundred sixty-two two hundred sixty-three two hundred sixty-four two hundred sixty-five two hundred sixty-six two hundred sixty-seven two hundred sixty-eight two hundred sixty-nine two hundred seventy two hundred seventy-one two hundred seventy-two two hundred seventy-three two hundred seventy-four two hundred seventy-five two hundred seventy-six two hundred seventy-seven two hundred seventy-eight two hundred seventy-nine two hundred eighty two hundred eighty-one two hundred eighty-two two hundred eighty-three two hundred eighty-four two hundred eighty-five two hundred eighty-six two hundred eighty-seven two hundred eighty-eight two hundred eighty-nine two hundred ninety two hundred ninety-one two hundred ninety-two two hundred ninety-three two hundred ninety-four two hundred ninety-five two hundred ninety-six two hundred ninety-seven two hundred ninety-eight two hundred ninety-nine three hundred three hundred one three hundred two three hundred three three hundred four three hundred five three hundred six three hundred seven three hundred eight three hundred nine three hundred ten three hundred eleven three hundred twelve three hundred thirteen three hundred fourteen three hundred fifteen three hundred sixteen three hundred seventeen three hundred eighteen three hundred nineteen three hundred twenty three hundred twenty-one three hundred twenty-two three hundred twenty-three three hundred twenty-four three hundred twenty-five three hundred twenty-six three hundred twenty-seven three hundred twenty-eight three hundred twenty-nine three hundred thirty three hundred thirty-one three hundred thirty-two three hundred thirty-three three hundred thirty-four three hundred thirty-five three hundred thirty-six three hundred thirty-seven three hundred thirty-eight three hundred thirty-nine three hundred forty three hundred forty-one three hundred forty-two three hundred forty-three three hundred forty-four three hundred forty-five three hundred forty-six three hundred forty-seven three hundred forty-eight three hundred forty-nine three hundred fifty three hundred fifty-one three hundred fifty-two three hundred fifty-three three hundred fifty-four three hundred fifty-five three hundred fifty-six three hundred fifty-seven three hundred fifty-eight three hundred fifty-nine three hundred sixty three hundred sixty-one three hundred sixty-two three hundred sixty-three three hundred sixty-four three hundred sixty-five three hundred sixty-six three hundred sixty-seven three hundred sixty-eight three hundred sixty-nine three hundred seventy three hundred seventy-one three hundred seventy-two three hundred seventy-three three hundred seventy-four three hundred seventy-five three hundred seventy-six three hundred seventy-seven
verbaluce on October 1, 2013 at 10:18 AM

(H/T NotCoach)

Yeah, not exactly brimming with confidence about this claim….

There Goes the Neighborhood on October 12, 2014 at 3:59 PM

Now you have to admit, when it comes to obfuscating for political purposes, no administration is more transparent than The Won’s.

Cindy Munford on October 12, 2014 at 4:29 PM

F*ckers.

Midas on October 12, 2014 at 4:29 PM

I paid $3.16/gallon to fill up my tank…can’t remember the last time it was that low. 2009?

22044 on October 12, 2014 at 3:38 PM

We’re paying around $2.95/2.97 in central VA.

BobMbx on October 12, 2014 at 4:40 PM

If I were a Republican running in this election, I’d be telling people to ask their Democrat, who voted for this, if their premium is going to go down $2500? If he can’t answer, ask him what it will be. If he can’t say, assume it’s going to go up and you’re not going to be happy and don’t vote for him/her.

bflat879 on October 12, 2014 at 4:52 PM

They know the rates by now.

These rates have to be verified and added into computer data files to allow for open enrollments. They have to be in place to complete all testing.

Any printed or PDF type materials need the rates with enough lead time to design, draft, approve, print and distribute the documents in time for the actual open enrollment period.

The carriers for ObamaCare have these rates. Hopefully, if the ‘good’ rates are leaked, the bad ones (increased) will also be leaked.

zdpl0a on October 12, 2014 at 5:06 PM

Than now is the time for the GOP to announce what they think might be the new numbers. It doesn’t matter if they’re close or not – only that they are whatever the GOP wants them to be.

If they’re really far off the mark subsequent to the election, so what? And, who cares, other than Democrats.

Make up your own numbers – get the numbers out there – scare the financial pants off everyone.

Got the numbers wrong? Oh, sorry. . .

It’s exactly what Democrats/progressives would do if the roles were reversed.

karra on October 12, 2014 at 5:14 PM

While Obamacare can stall its 2015 rates release, October is the time carriers require employers to make their 2015 coverage decisions, including dropping coverage or going down to worse coverage.

Most employees will know this by election day, if they get coverage through work.

If you buy from the carrier without a subsidy, the carriers are also requiring the 2015 selections now.

Wethal on October 12, 2014 at 5:20 PM

We’re so lucky to have power hungry bureaucrats in charge of our healthcare now.

Star Bird on October 12, 2014 at 6:18 PM

Right. The GOP must exploit fear of the unknown and speculate the increases to any number they damned well please. Enough states have 15 percent or so increases, extrapolate those to every senate race.

Frankly, i think the MSM is wrong and the GOP intends a major obamacare assault before the end of the month. It is much more potent than the MSM is peddling. People despise this law. Udall begich Pryor landrieu hagan and shaheen each cast the deciding vote.

If the GOP or its allies fails to hammer at this, then they are more stupid than I ever envisioned.

matthew8787 on October 12, 2014 at 6:42 PM

You can find out your 2015 Obamacare premiums… after the election

How convenient…

*headdesk* *headdesk*

Newtie and the Beauty on October 12, 2014 at 7:23 PM

Which 4 Preidents have won the Nohel Peace prize?
wolly4321 on October 12, 2014 at 2:16 PM

Theodore Roosevelt
Woodrow Wilson
Jimmy Carter
zero

Newtie and the Beauty on October 12, 2014 at 7:26 PM

Fine. Everybody that wants to know the new rates but the federal government will not reveal them should vote against the perpetrators of this deception and reject all Democrats. Obviously the left is afraid a true disclosure would adversely affect their constituents so these deceitful politicians should be rejected at the polls before the rates are allowed to hurt anyone. Anyone who votes for those supporting the withholding of this information is at best a damn fool.

rplat on October 12, 2014 at 7:45 PM

The information is available, though confusing as in Maryland requires diving deep into their insurance website, to unavailable in Virginia until the day before elections open. For Ohio, where I live, a simple search turned up the following from the Ohio Dept. of Insurance Website:

Federal Exchange Health Insurance Premiums Finalized for 2015

Average premiums will increase by 12 percent for individuals and 12 percent for small businesses in 2015 according to approved rates submitted by Ohio health insurance companies.

The average premium for the 16 companies approved to sell plans on the federal exchange in the individual market is $372.86 per month compared to $332.58 per month for the same coverage last year representing a 12.1 percent increase. For the small group market, the eight companies approved to sell plans had average premiums of $448.55 compared to $401.99 in 2014 representing an 11.58 percent increase…

To learn more about the health care exchange visit http://www.healthcare.gov. Ohioans with questions about insurance can call the Department at 1-800-686-1526.

http://insurance.ohio.gov/pages/2015%20Exchange%20Premiums.aspx

BDK4 on October 12, 2014 at 9:09 PM

Interesting. The FEHBP is required to publish their rates for the following year in October (they did so for 2015 this week). I thought that Obamacare premiums information would have the same requirement.

Shay on October 12, 2014 at 10:33 PM

If Obamacare premiums were going to go DOWN, WE WOULD KNOW WHAT THEY ARE…

originalpechanga on October 12, 2014 at 2:08 PM

You bet we would.

cat_owner on October 12, 2014 at 11:57 PM

This is interesting. All rate for 2015 had to be submitted to the Feds and States no later then June 2014. So they know what all the rates will be. So why not tell everyone? If the rates were steady or lower, that would be a good thing for the Democrats and they could easily hold on to the senate and maybe win back the House. If the rates are higher they could loses big time. It seems that the only answer is that the rates are going to be higher and the Democrats would lose big if it were know.
Since Our Democratic controlled Government refuses to give us the information needed for a proper vote then the only logical course of action that remains to us is to vote against every last lie of a Democrat that voted for the ACA and allowed the truth to be keep from us. They show no respect for us, we should show no respect for them. This is the only safe vote that can be made.

jpcpt03 on October 13, 2014 at 12:54 AM

The saddest part of it is that there really are some people so stupid as to not see through this transparent attempt to avoid paying the political consequences for a policy enacted without a single Republican vote.

Adjoran on October 13, 2014 at 1:02 AM

I am pretty sure that when you get your renewal notice the price will be in it, if your insurance company is covering for itself instead of Obama. And you should be able to call and ask about other plans, the only thing you won’t be able to do without the Connector is determine your subsidy.

A funny point, since, a lot of people won’t know the answer to last October’s (2013) question…What is My Subsidy???… until they file their 2014 taxes, by April 15th 2015.

Idiocy.

Fleuries on October 13, 2014 at 9:57 AM

Wrote my two Senators and one Representative (Delaware) an e-mail. Asking each of them the same two questions. I do not expect an answer from any of them. I recommend that everyone do the same.

1. Did you vote for the ACA without knowing what was in it?
2. Do you support the release of insurance rates for 2015 after the election not before.

Keep in mind that the new rates have been known to the Federal Government since June of 2014. Why do they not want to tell us?

jpcpt03 on October 13, 2014 at 11:42 AM