Obamacare’s newly insured report being less healthy than average adults

posted at 8:01 pm on June 23, 2014 by Noah Rothman

The results of a survey conducted by the Henry J. Kaiser Family Foundation this month has supporters of the Affordable Care Act crowing. Among Americans who purchased health insurance through the ACA’s insurance exchanges, 60 percent of those were previously uninsured. Nearly half of those newly insured, the Kaiser survey claimed, had gone without coverage for the last five years.

The study suggested that the number of newly insured was far higher than estimates submitted by following studies by RAND Corp. and McKinsey & Co., both of which estimated that only about a third to a quarter of new ACA enrollees were previously uninsured.

Gallup reported on Monday that a 5 percent of Americans were insured in 2014, 2.8 percent of those were newly insured through the exchanges while another 2.2 percent received insurance through other means. What’s more, 29 percent of those who received insurance in 2014 were under the age of 29.

While those newly insured may be young, however, they are certainly not invincible.

“[T]he newly insured using exchanges in the April-June reporting period are less likely than those in the general population to report being in “very good” or “excellent” health,” Gallup reported. “Thirty-eight percent of those using an exchange for their new policies reported being in very good or excellent health, compared with 50% of the general population.”

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Moreover, Gallup estimates that around 13 percent of the population of the United States remains uninsured. A new round of open enrollment, set to begin on November 15, already has administrators considering an increase in fines for those without minimum coverage requirements in order to boost ACA enrollment.

The increase in unhealthy insured suggests that they will require more care than the average insured American, which could force premium rates to rise. As a report in The Wall Street Journal last week indicated, however, the federal government is picking up most of the tab so far.

Those receiving health insurance subsidies in federally run exchanges under the Affordable Care Act are getting more than three-fourths of their premiums on average paid for by the government, data from the Department of Health and Human Services released Wednesday show.

“Missing from the report was an overall average on premiums when policyholders who don’t get tax credits are included,” the report continued. “Further, no data are included on pricing schemes are for state-run exchanges.”

“HHS officials say they have yet to fully compile additional data on state-run marketplaces, but indicators are that premiums are slightly higher though not statistically significant,” the WSJ report concluded.

While that hike may be statistically insignificant at the moment, rate hikes may be coming as the Leviathan ACA apparatus evolves in order to support itself.

Via The Motley Fool:

Out of the 50 states, 16 received in excess of $100 million last year to help pay for costs associated with building their health exchange, with $4.7 billion in cumulative federal funds being doled out based on figures from the Kaiser Family Foundation. This year, though, state-run exchanges are on their own as to how they plan to fund their operations, leaving regulators the unwelcome task of figuring out how to raise millions in funds.

“In perhaps an even more drastic measure to raise funds, Colorado announced a $1.25 per member fee on individual and small-group health plans whether or not the plan was purchased through the state’s exchange!” the Fool’s Sean Williams added. “On top of this, Colorado also imposed a 1.4% fee on premiums paid for through the state’s exchange in order to narrow its exchanges’ funding gap.”

Guy Benson observed last week that individual-market premiums are already skyrocketing:

Across the country, for men overall, individual-market premiums went up in 91 percent of all counties: 2,844 out of 3,137. For 27-year-old men, the average county faced 91 percent increases; for 40-year-old men, 60 percent; for 64-year-old men, 32 percent. Women fared slightly better; their premiums “only” went up in 82 percent of all counties: 2,562 out of 3,137.

Cheap insurance cannot last forever under these conditions.


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Chikungunya

Bertram Cabot Jr. on June 23, 2014 at 8:04 PM

At 56 with a serious spinal condition that needed $100K surgery but self-employed, I couldn’t even GET insurance that would pay a dime towards it.
Two months after getting Obamacare, I paid a total of $1,700 out of pocket for the whole thing.
I’m a pretty typical Obamacare recipient, old & sick, in need of expensive care.
How is this sustainable?
Oh, it’s not.

Tard on June 23, 2014 at 8:06 PM

Is this news to anybody?

Other than the idiot socialist 0bama sycophant true believers, that is.

cozmo on June 23, 2014 at 8:06 PM

Hey Noah. How bout an open thread for the IRS hearing?

BacaDog on June 23, 2014 at 8:06 PM

OT: The IRS commissioner says that if they had a bigger budget they could have saved more emails…..

d1carter on June 23, 2014 at 8:11 PM

Hold on. Does that sign actually spell it out as Obamacare? Are you kidding me?

Judge_Dredd on June 23, 2014 at 8:15 PM

OT: The IRS commissioner says that if they had a bigger budget they could have saved more emails…..

d1carter on June 23, 2014 at 8:11 PM

On CSpan2 where I am. It’s worth watching. The Dems are circling the wagons around the lizard from the IRS. Weird. Disgusting.

Fallon on June 23, 2014 at 8:18 PM

Right Scoop has the live feed….

d1carter on June 23, 2014 at 8:19 PM

Man, it’s true – a trillion here, 100 billion there, millions and billions everywhere, and pretty soon you’re talking about some real money!
Thank god the Clintons are paying “regular taxes” just like Pop Jenkins down at the Handy Dandy Repair Shop on South Main Street…

jbspry on June 23, 2014 at 8:24 PM

The Progs love the way the IRS commissioner is stonewalling….”he is a man of integrity”…..

d1carter on June 23, 2014 at 8:25 PM

OT: How about a link and an open thread on the IRS hearing?

Better use an advisory. Some very sickening behavior on display.

novaculus on June 23, 2014 at 8:36 PM

IRS hearing live stream links

CSPAN2

House Oversight

novaculus on June 23, 2014 at 8:40 PM

Would 404care have helped this poor schlub?

Newtie and the Beauty on June 23, 2014 at 8:40 PM

the federal government is picking up most of the tab so far.

BULLSHIT!

THE AMERICAN TAXPAYER is pickup up the tab!

You know, the same people BEING SCREWED by higher insurance fees!

That would be THE MIDDLE CLASS that the Democrats claim to be most concerned about!

GarandFan on June 23, 2014 at 8:40 PM

DNC talking point to come: most of the ‘young’ people have been made to feel as if they are out of shape, over weight or otherwise unhealthy. Therefore we are disputing the honesty of this poll. We feel that there are plenty of healthy ‘young’ people in America and what we need is a department of self assuredness to make sure that American youth are properly educated in what it really means to be healthy.

Von Kleist on June 23, 2014 at 8:43 PM

OT: How about a link and an open thread on the IRS hearing?
Better use an advisory. Some very sickening behavior on display.
novaculus on June 23, 2014 at 8:36 PM

I’m almost out of popcorn…cooking supper when the Dems are on, though… ;-)

Newtie and the Beauty on June 23, 2014 at 8:43 PM

You are right. Looks like “the One” has decided it will succeed one way or the other and now wants his name in lights. Those lights are going to cost more (in many ways) then most would ever imagine and unfortunately never admit to. Do you remember how this travisty was negotiated in? How many waivers? How many E.O.’s. My heart weeps for my step daughter future, but since since her dad is a Lib, and she just Graduated from College, I am the one out of touch.

Whiterock on June 23, 2014 at 8:43 PM

Dems using the hearing to ask for more money for the IRS. Shameful.

Fallon on June 23, 2014 at 8:53 PM

sterling performance….did I hear that right?

Von Kleist on June 23, 2014 at 9:02 PM

“…administrators considering an increase in fines for those without minimum coverage requirements…”

Ummm, I believe the schedule of fines (er, TAXES per Justice Roberts) re the Individual Mandate were determined by Congress and specified in the legislation, i.e., they were not a “The Secretary will determine…” item. So they are describing what would be another unilateral, unlawful change to the ACA. What would be in fact a tax increase, raising revenue, which neither the President nor HHS can do constitutionally. Not that they wouldn’t try….

MaxBC on June 23, 2014 at 9:03 PM

Newtie and the Beauty on June 23, 2014 at 8:43 PM

I just hit the mute on Jackie Speier (D-A$$hole).

I’ve learned to expect the blundering of the Republicans on the committee, though. I can’t believe they don’t get their questions organized beforehand and have a good cross-exam guy set them up.

Chaffetz up!

novaculus on June 23, 2014 at 9:07 PM

OT: How about a link and an open thread on the IRS hearing?

Better use an advisory. Some very sickening behavior on display.

novaculus on June 23, 2014 at 8:36 PM

novaculus:

Darrell Issa @DarrellIssa · 2m

LIVE NOW: #IRS Commissioner Koskinen to testify about Lois Lerner emails. Watch at http://oversight.house.gov http://instagram.com/p/pmtt0CMYVU/
========================================================================
Hearings » IRS Obstruction: Lois Lerner’s Missing E-mails
Recent Hearings
Management Failures: Oversight of the EPA
Full Committee
IRS Obstruction: Lois Lerner’s Missing E-mails, Part II
Full Committee
IRS Hearing Today
Full Committee
Mixed Signals: the Administration’s Policy on Marijuana, Part Four – the Health Effects and Science
Government Operations
IRS Obstruction: Lois Lerner’s Missing E-mails
Share on facebook Share on linkedin Share on twitter Share on email More Sharing Services 59
Witness and Testimony Documents
The Honorable John Koskinen
Commissioner
Internal Revenue Service
Hearing Documents
Preview Statement of Chairman Darrell Issa John Koskinen Promises Lois Lerner’s Emails
Topics
Full Committee
June 23, 2014 | 7:00 p.m. in 2154 Rayburn House Office Building

Having trouble viewing the live stream? Click here.

http://oversight.house.gov/hearing/irs-obstruction-lois-lerners-missing-e-mails/

canopfor on June 23, 2014 at 9:08 PM

new love for Mr. Chaffetz!

Von Kleist on June 23, 2014 at 9:08 PM

Frank Thorp V @frankthorpNBC · 19s

Rep Jordan: “Will the gentle-lady yield?” Rep Speier: “No” Jordan: “Will the gentle-lady PLEASE yield?” Speier: “That was better, but no.”

canopfor on June 23, 2014 at 9:09 PM

canopfor on June 23, 2014 at 9:08 PM

Good. I’m watching on CSPAN2.

Chaffetz is ripping this scumbag to shreds.

Newtie, this is the way it’s done!

novaculus on June 23, 2014 at 9:11 PM

Chaffetz is scoring broadsides!

Koskinen just admitted when he told Congress he would turn over all the emails, knew there was some kind of problem, and didn’t know if they could produce all the emails.

Forced to try to qualify, claiming he said the IRS would turn over all the records that remained available, which is not what he said.

novaculus on June 23, 2014 at 9:13 PM

someone on the hearing panel needs to remind Koskinen is a public servant…

Von Kleist on June 23, 2014 at 9:21 PM

too bad Horsford doesn’t have a mirror in his face as he speaks….

Von Kleist on June 23, 2014 at 9:25 PM

why is there no open thread on the hearings with IRS???

Von Kleist on June 23, 2014 at 9:27 PM

OMG! Koskinen….we need to march. every other hurt minority gets loud …we need to get loud!

Von Kleist on June 23, 2014 at 9:32 PM

More money ? how about cutting bonuses and paying for the upgrades… Top. Men. indeed

Von Kleist on June 23, 2014 at 9:36 PM

Gowdy up!

novaculus on June 23, 2014 at 9:40 PM

The increase in unhealthy insured suggests that they will require more care than the average insured American, which could force premium rates to rise.

That’s weird. Those who are going onto the exchanges actually are unhealthy and need care. Really? Who could have guessed that?

Patriot Vet on June 23, 2014 at 9:45 PM

I’m sure the IRS can fix those numbers.

ghostwalker1 on June 23, 2014 at 10:02 PM

God bless you Mr. Collins. if only more folks grew up the way you did.

Von Kleist on June 23, 2014 at 10:02 PM

Just wait until all those Third world diseases brought in by the Children’s Crusade start making themselves felt.

It just keeps getting better…

formwiz on June 23, 2014 at 10:15 PM

Well, freeloading illegal immigrants, unemployed, drug-addicted EBT animals, and Godless hoebag women who indulge in recreational abortions, are much less healthy than the general population – So, no surprise.

Pork-Chop on June 23, 2014 at 10:54 PM

Dems using the hearing to ask for more money for the IRS. Shameful.

Fallon on June 23, 2014 at 8:53 PM

Maybe they can get the 98 million in bonuses they paid themselves back. What they want is to use this as a path to bigger bonuses next year after the funding is increased. Never let a good crises go to waste.

Franklyn on June 23, 2014 at 11:09 PM

the federal government is picking up most of the tab so far

…they got money?

JugEarsButtHurt on June 23, 2014 at 11:19 PM

LOL. I just received notification from Empire Blue Cross/Blue Shield that my premium in going up 17% next year.

I’m sure I’m the only one, though.

Nomennovum on June 24, 2014 at 9:07 AM

I’m a pretty typical Obamacare recipient, old & sick, in need of expensive care.
How is this sustainable?
Oh, it’s not.

Tard on June 23, 2014 at 8:06 PM

If the US can’t manage to get decent care to its citizens, unlike the rest of OECD nations, then it’s time to pull the plug on the country as a whole. The money is there. The will is there. The only issue is prejudices on the part of some important actors in government and industry.

If those really outweigh saving human lives then let’s just call it quits; in that case the US obviously isn’t worth saving.

Tlaloc on June 24, 2014 at 2:52 PM

The Progs love the way the IRS commissioner is stonewalling….”he is a man of integrity”…..

d1carter on June 23, 2014 at 8:25 PM

You can’t stonewall a snipe hunt, you can only point out, over and over, that there’s no such thing as a snipe.

Tlaloc on June 24, 2014 at 2:55 PM