Insurers: 80-90% of ObamaCare enrollees are paying their premiums, not 67% like that House committee said

posted at 12:41 pm on May 7, 2014 by Allahpundit

If you read this post last week, you already know what accounts for the discrepancy. The committee took a snapshot on April 15th of new enrollees who hadn’t paid their first premium yet and found a payment rate of just 67 percent, well below the 80 percent figure that had been kicked around for months in the media. One minor problem, though: Because enrollment ended just a few weeks before, on March 31st, the snapshot on April 15th included people who had signed up just before the deadline but hadn’t even received their first bill from the insurance company yet. There are a lot of people like that out there; remember, there was an enormous spike in sign-ups in the days leading up to 3/31 as people tried to get coverage before the door was shut. Long story short, not all of the 33 percent who hadn’t paid yet on 4/15 were deadbeats past their due date. A great many of them were prepared to pay on time but were simply waiting for the bill to come due. Which means, as feared, the big “67 percent” bombshell just blew up in the committee’s face.

But wait, you say. The committee’s numbers were based on information they got from insurers. How can insurers now be claiming 80-90 percent payment when they told the committee it was 67 percent? Simple, says National Journal:

But this week, in written testimony to the same committee, insurers say the 67 percent figure was premature—and that they warned the committee not to draw sweeping conclusions from the information it requested

Wellpoint, the largest insurer in the Obamacare exchanges, said the payment rate is closer to 90 percent among people who reached their first payment deadline. The company has given investors the same estimate.

Health Care Service Corp., which administers Blue Cross Blue Shield plans in several states, told the committee the same thing: Of plans that have reached their payment deadlines, about 80 percent to 90 percent are paid enrollments…

“As outlined in our prior submissions to the Subcommittee, these are dynamic figures and do not reflect final enrollment numbers, as some enrollees have not yet reached their payment,” Aetna said in written testimony for a Wednesday hearing on the health care law and the insurance industry.

The committee did mention in its press release announcing the 67 percent figure that they’d be updating their numbers on May 20 because “many insurers have reported that individuals will still have time to pay their first month’s premium.” But if they had reason to believe that insurers would end up meeting expectations — i.e. 80 percent payment or higher — when all is said and done, why put out a release touting the lower number in the first place? Just wait a few weeks until the final numbers are in and issue a release then.

Two theories for why the committee rushed this out. Theory one: Stupidity. If and when the final payment numbers are released and it’s confirmed that 10-20 percent of new enrollees, a.k.a. 800,000 to 1.6 million people, will be tossed from the rolls, the White House now has some handy spin. “Once again Republicans underestimated ObamaCare,” they’ll say. “They thought we’d top out at 67 percent payment and we made it to 80 percent. Another victory!” Always a bad idea to lower expectations for your opponent. Theory two: Cynicism. Maybe the committee suspects (correctly) that most people don’t follow the news consistently but get it in bits and pieces at irregular times, especially when it comes to a subject as complex and long-running as ObamaCare. As such, they may have decided to float the 67 percent figure knowing/assuming it was bogus but confident that some low-information voters would notice it and conclude that O-Care was underperforming in yet another metric. Some of those voters will miss today’s news and the White House crowing to come about the correct figure and remain convinced that fully a third of new enrollees haven’t paid.

Which theory is correct? While you ponder that, via the Standard, here’s a reminder that there are still plenty of bad metrics in ObamaCare worth highlighting.


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When premiums decline y’all are going to be pissed!

libfreeordie on May 7, 2014 at 10:18 AM

Schadenfreude on May 7, 2014 at 12:42 PM

Except you know as well as I do that if the numbers were really there we’d have styrofoam columns, lab coats, and a Southern accent on the White House lawn.
 
rogerb on May 7, 2014 at 11:55 AM

rogerb on May 7, 2014 at 12:43 PM

We teach our children not to lie.
Will house republicans retract their initial statement?

And before anyone calls me a liberal, I’m far from it.

weedisgood on May 7, 2014 at 12:43 PM

But these Obamacare posts are about whistling past the graveyard, by next Novemeber Democrats will be openly running on the ACA. Mark my words.

libfreeordie on December 20, 2013 at 10:14 AM

Schadenfreude on May 7, 2014 at 12:43 PM

I’ve always wondered about this, because usually to complete the sign up, I’ve found you have to either enter your checking account info or a credit card number–which would allow them to automatically pull your payments.

HakerA on May 7, 2014 at 12:44 PM

Ins. companies have to say anything, to get subsidized.

I hope they all choke, along with obama and all who voted for this monstrosity of the land.

The mandate is dead….obama will move it to 2017, one step at a time.

The 90% paymenets are comprised of Medicaid, Medicare and other subsidies.

Work harder, fools.

If you’re still a free American do NOT comply with obama’care’.

Schadenfreude on May 7, 2014 at 12:45 PM

Hagen, Landriue, Pryor and Begich must go.

Udall too.

Heh, OR looks good to be taken by a doctor lady.

Schadenfreude on May 7, 2014 at 12:46 PM

Landrieu, but you know who the scumhag is.

Schadenfreude on May 7, 2014 at 12:47 PM

As I said in the headline: this still means 800k to 1.6M people will bail out, on top of the inevitable churn insurance plans have. Those poeple will likely skew younger.

So on top of the fact ObamaCare missed its 18-34 target by 30%, that will contribute to premium hikes.

And no one ever includes the massive spike in deductibles. That’s the real story.

Chuck Schick on May 7, 2014 at 12:49 PM

But wait, you say. The committee’s numbers were based on information they got from insurers. How can insurers now be claiming 80-90 percent payment when they told the committee it was 67 percent?

…no pressure?…………. of course not!…they didn’t have a pen…and a phone?…

KOOLAID2 on May 7, 2014 at 12:50 PM

Well, that’s a Fine kettle of Fish!!

And on top of that I find out the EVIL KOCH BROTHERS
are responsible for Climate Change!!!!!!!!!!!!!!

ToddPA on May 7, 2014 at 12:51 PM

Schadenfreude on May 7, 2014 at 12:45 PM

Indeed. And if I’m Blue Cross, I’m not doing ANYTHING to jeopardize my fat Federal healthcare contract with upwards of 1.5 million govt/employee-paid high premium policies.

MistyLane on May 7, 2014 at 12:51 PM

I’m glad people are paying their premiums. However I’m still waiting to see how people feel when they try and get appointments/care – especially those who are now covered via MEDICAD.

katiejane on May 7, 2014 at 12:51 PM

Wellpoint, the largest insurer in the Obamacare exchanges, said the payment rate is closer to 90 percent among people who reached their first payment deadline.

Allahpundit, you are missing the point of the above.

The next question for insurers should be: Okay, precisely how many of the 8 million have “reached their first payment deadline”?

Remember, according to HHS, people who merely selected a plan on Healthcare.gov and put it in their shopping cart AND DID NOTHING ELSE are counted in the 8 million. As far as I can tell, insurers have no way of even knowing who these people are, since they have not even heard from them let alone enrolled them in a plan and sent them a bill.

So, insurers: how many people have paid up? Why is no one asking for the actual numbers? These percentage figures just make it easier for everyone to weasel.

Missy on May 7, 2014 at 12:52 PM

Schad love , are you doing my gloating for me now?

libfreeordie on May 7, 2014 at 12:52 PM

YAY! PEOPLE ARE PAYING FOR SOMETHING THE GOVERNMENT FORCED THEM TO BUY!!!!!

VOTE DEMOCRAT!

Murphy9 on May 7, 2014 at 12:52 PM


The 90% paymenets are comprised of Medicaid, Medicare and other subsidies.

Schadenfreude on May 7, 2014 at 12:45 PM

I do really wonder about this part. how many of the 8 million are Medicare, and how many of the 80-90% that have paid are medicare payments?

alas, I fear we’ll never know…

todler on May 7, 2014 at 12:53 PM

Alternate headline: When Big Gubmint makes you buy something (under pain of IRS anal exam), you buy it.

CurtZHP on May 7, 2014 at 12:54 PM

FWIW, I’m really interested in a non-partisan and data-driven analysis.
 
Can any of our (D)s link to the numbers w/breakdown from the White House for me, please?

rogerb on May 7, 2014 at 12:54 PM

So the committee should just shut up until they can get the best possible outcome for The Won. How much is the taxpayer kick in?

Cindy Munford on May 7, 2014 at 12:54 PM

How many will pay their 4th, 5th or 8th month premium when they realize they’re effectively paying $4800 a year or more (premiums) for a “free” mammogram?

For a relatively healthy person, you might as well self-insure at those rates.

Or buy a “junky” catastrophic plan, which don’t exist anymore, of course.

You will be assimilated….or opt out.

MistyLane on May 7, 2014 at 12:54 PM

I have always said, there are a whole lot of people who will stop paying as soon as they find out what the word “deductible” means.

ncinca on May 7, 2014 at 12:54 PM

I heard also that they doubt the 8 million number because many of the people are being counted more than once because they tried more than once to enroll.

ladyingray on May 7, 2014 at 12:55 PM

MistyLane on May 7, 2014 at 12:51 PM

Ya betcha!

Anyway – can a government program of any sort work? Of course. Is that the natural course of events? Nope.

Free markets, free minds – the only way. Unless you are stupid. Then big daddy will always be there to help you. Yaaaah sure.

Just like the way they helped those in Benghazi.

Chuck Ef on May 7, 2014 at 12:55 PM

I think the problem is one of math.

Example: lets say 100 people are listed as signing up and 67 of them paid. That leads to a 67% number. But lets say that later it is learned that 16 of those 100 signups are duplicates and really only 84 people signed up. Now you get to 80% paid.

crosspatch on May 7, 2014 at 12:57 PM

Sigh. Yet again I warn – when Obamacare “works” in the public’s eye eventually, its going to be the death nail for us in Elections.

A federal program cannot implode, fail, or produce adverse results when it has the backing of an unrestrained federal behemoth government, and a complicit cheerleading media.

Its simply a losing battle. As much as the polling may say that people still hate it, thats not going to last with more information coming out that people are actually complying with the law and getting some form of care from it.

I hate tha law as much as you do. My medical devices that I rely on as a Type I insulin dependent diabetic *DOUBLED* in price last year. But I cannot ignore the reality that we’re fighting an uphill battle with footing that is going to eventually erode beneath our feet.

Defenestratus on May 7, 2014 at 12:58 PM

Can any of our (D)s link to the numbers w/breakdown from the White House for me, please?

rogerb on May 7, 2014 at 12:54 PM

I’m not a “D” but here you go.

Mark Boabaca on May 7, 2014 at 12:58 PM

I think the problem is one of math.
 
Example: lets say 100 people are listed as signing up and 67 of them paid. That leads to a 67% number. But lets say that later it is learned that 16 of those 100 signups are duplicates and really only 84 people signed up. Now you get to 80% paid.
 
crosspatch on May 7, 2014 at 12:57 PM

 
That’s racist and corporations are cool now and they would never attempt to manipulate investors with public statements.

rogerb on May 7, 2014 at 12:59 PM

The next question for insurers should be: Okay, precisely how many of the 8 million have “reached their first payment deadline”?

Remember, according to HHS, people who merely selected a plan on Healthcare.gov and put it in their shopping cart AND DID NOTHING ELSE are counted in the 8 million. As far as I can tell, insurers have no way of even knowing who these people are, since they have not even heard from them let alone enrolled them in a plan and sent them a bill.

So, insurers: how many people have paid up? Why is no one asking for the actual numbers? These percentage figures just make it easier for everyone to weasel.

Missy on May 7, 2014 at 12:52 PM

Indeed.

tobes on May 7, 2014 at 12:59 PM

Just like the way they helped those in Benghazi.

Chuck Ef on May 7, 2014 at 12:55 PM

Oh, you mean like looking the other way and then playing patty-cake with Reggie Love as the sheet hits the fan?

MistyLane on May 7, 2014 at 1:00 PM

HakerA on May 7, 2014 at 12:44 PM

Been sitting quietly, watching a rabid leftist on FB ..
She proudly proclaimed how easy it was to sign up, how little her premiums and copay would be, etc.
Since then, (a few months, don’t recall when this started) she’s been actively b\tching about these problems:

- her first premium was deducted from her back account TWICE (still working that out)
- to continue her HepC therapies, she’s had to take out a bank loan to pay her $5000 deductible up front
- unless the drug companies freely contribute her meds, she’ll have to start asking for donations from FB friends.

Wow, great stuff, there.
OY.

pambi on May 7, 2014 at 1:00 PM

Schad love , are you doing my gloating for me now?

libfreeordie on May 7, 2014 at 12:52 PM

I wonder how many months of HotAir lifree watched, waiting for some “good” [read not bad] news about Obamacare to make this post.

Effay5 on May 7, 2014 at 1:01 PM

Can any of our (D)s link to the numbers w/breakdown from the White House for me, please?
 
rogerb on May 7, 2014 at 12:54 PM

 
I’m not a “D” but here you go.
 
Mark Boabaca on May 7, 2014 at 12:58 PM

 
Ha. I award you all 57 of today’s hotair points.

rogerb on May 7, 2014 at 1:01 PM

If these numbers are correct, this makes me suspect that these folks that are paying up are the responsible victims of the piece-of-crap Obamacare that are simply rolling their plans over from the good, cheap 2013 plans to the piece-of-crap Obamacare expensive and lousy 2014 plans.

The most-holy “uninsured” people that the Democratics used to ram this down our throat are likely to have a far higher dropout or no-pay rate than 10%.

The conclusion is that very few of those that have signed up for the piece-of-crap Obamacare are the most-holy “uninsured”, and that the piece-of-crap Obamacare is therefore an expensive failure.

slickwillie2001 on May 7, 2014 at 1:01 PM

A tactical error. Too bad.

The REAL opinion-maker among the Great Unwashed will be the costs and restrictions and mandates associated with this miraculous new health insurance paradigm that 67% 80% 90% a majority of those signing up and paying out will be faced with in the near future. We would hope that some 50-ton sh*tbomb will fall before November, but it may not come to pass. On the other hand, the White House’s glowing self-approbation is very much at odds with the polls showing that a strong and steady majority view Obamacare negatively, and always have. This is going to be a long and ugly battle.

jbspry on May 7, 2014 at 1:02 PM

Schad love , are you doing my gloating for me now?

libfreeordie on May 7, 2014 at 12:52 PM

Speaking of gloating…

Here’s a simple question for you. Which of the founding fathers did not subscribe to the communitarian ethos Calhoun deploys to rationalize slavery? *sets sundial*

libfreeordie on August 21, 2013 at 9:30 AM

None. They weren’t nascent Commies like John C. Calhoun, and full blown Commies like you. Don’t you think you need to provide some proof for such a ridiculous smear there Mr. Calhoun? You’re a history perfesser, right?

NotCoach on August 21, 2013 at 9:36 AM

Oh dear God….hold on, give me 10 minutes.

libfreeordie on August 21, 2013 at 9:45 AM

NotCoach on May 7, 2014 at 1:04 PM

I heard also that they doubt the 8 million number because many of the people are being counted more than once because they tried more than once to enroll.

ladyingray on May 7, 2014 at 12:55 PM

Yes, and we know from the piece-of-crap Obamacare ‘navigators’ themselves that the most common way to get out of a messed-up account was to abandon it and start all over again with a new ID/password.

slickwillie2001 on May 7, 2014 at 1:05 PM

Now people will realize they still have to pay for their doctor visits until they hit $8,000 in healthcare cost. They will get upset and still vote Republican this November.

80-90% is not good news for Democrats at all. Once they go to see their doctors who are new to them because Obamacare force them to have new doctors, they will get upset and angry at democrats for forcing them to pay for their own healthcare.

By the way this is BAD NEWS for the economy because people who sign up for Obamacare who are in the middle class, will lose thousands of dollars more a year because of Obamacare cost.

BroncosRock on May 7, 2014 at 1:06 PM

Let’s see how the numbers look on the 3rd or 4th payment.

Mr. D on May 7, 2014 at 1:07 PM

My neighbor across the street signed up for Obamacare for the subsidy. Previously she was a contributing member of society paying her own premiums. She was ecstatic that (being in her 50′s) she can now go and get a “free” colonoscopy.

I kept my mouth shut; there is no debating with these people. Only the severe bite of reality will help them to see. Sadly, I don’t know that she’ll ever understand she sold her pride for a “free colonoscopy”.

MistyLane on May 7, 2014 at 1:10 PM

Oh I feel so lied to.

John the Libertarian on May 7, 2014 at 1:11 PM

Imagine an insurer, 10-20% of whose policy holders were delinquent.

Akzed on May 7, 2014 at 1:12 PM

The hilarious thing is that the insurers had already publicly stated this BEFORE the house committee proclaimed their fake number!

But your rightwing media thought police buried the interviews with the actual insurers, and trumpeting the GOP lie instead!

You guys had the truth right in front of you but decided to believe the baldfaced lie instead.

Hilarious.

I really have no idea why you guys keep believing the BS the GOP and its media wing keep shovelling all over you.

Stop being suckers already.

Wake up.

everdiso on May 7, 2014 at 1:13 PM

By the way this is BAD NEWS for the economy because people who sign up for Obamacare who are in the middle class, will lose thousands of dollars more a year because of Obamacare cost.

BroncosRock on May 7, 2014 at 1:06 PM

Indeed. That first quarter GDP number of 0.1% “growth” (bound to be bee-ess and downgraded in the future) so avidly blamed on “the weather”?

I suspect the bite of higher out-of-pocket and premium contributions are the true bite. How many people will be able to afford a new house or car when they realize their monthly premium increase (cost-sharing under most corporate plans)is a car payment or the mortgage difference between their current house and the one with an extra beds, nicer yard, better schools???

MistyLane on May 7, 2014 at 1:14 PM

I really have no idea why you guys keep believing the BS the GOP and its media wing keep shovelling all over you.
 
Stop being suckers already.
 
Wake up.
 
everdiso on May 7, 2014 at 1:13 PM

 
Can you link to the White House numbers please, everdiso?

rogerb on May 7, 2014 at 1:15 PM

And if I’m Blue Cross, I’m not doing ANYTHING to jeopardize my fat Federal healthcare contract with upwards of 1.5 million govt/employee-paid high premium policies.

MistyLane on May 7, 2014 at 12:51 PM

Here’s an open secret – the highly compensated consultants at the Blues move freely from there to the WH/HHS, and back. What they decided, in either place, gets mutated to the other.

————
Indeed, HA slave. You owe me royalties.

Schadenfreude on May 7, 2014 at 1:15 PM

Stop being suckers already.

Wake up.

everdiso on May 7, 2014 at 1:13 PM

We did in the headlines thread.

You are stupid.

cozmo on May 7, 2014 at 1:16 PM

Putting asie Allahpunidt crap in the pants in reaction because his liberal friends are tormenting him about the 67% vs. 90 who paid Obamacare….

The most important point regarding the “enrollees” remains how many of those previously uninsured bought Obamacare… If 3 millions out of the 8 millions (assuming all paid) were previously uninsured wheres as 5 millions of the 8 millions were previously insured then it is the most f***ed up government program ever… And we all know that at least 5 million people lost their insurance because of Obamacare and the vast majority of them were forced to buy insurance trough Obamacare Federal/State exchange…

mnjg on May 7, 2014 at 1:16 PM

I wonder how many months of HotAir lifree watched, waiting for some “good” [read not bad] news about Obamacare to make this post.

Effay5 on May 7, 2014 at 1:01 PM

Nov. 2014 will be glorious. Just wait.

Schadenfreude on May 7, 2014 at 1:17 PM

Imagine an insurer, 10-20% of whose policy holders were delinquent.

Akzed on May 7, 2014 at 1:12 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

We did in the headlines thread.

You are stupid.

cozmo on May 7, 2014 at 1:16 PM

My friend, tell us something new. Everpisso is always stupid.

Schadenfreude on May 7, 2014 at 1:17 PM

I really have no idea why you guys keep believing the BS the GOP and its media wing keep shovelling all over you.

Stop being suckers already.

Wake up.

everdiso on May 7, 2014 at 1:13 PM

Tell us little liberal f*** how many of those 8 millions who enrolled in Obamacare were previously uninsured? We know for a fact that at least 5 million people lost their insurance because of Obamacare and the vast majority of them were forced to buy insurance trough Obamacare Federal/State exchange so the best you can have is 3 millions who were previously uninsured bought insurance and most of them get a lot of tax payers subsidies…

mnjg on May 7, 2014 at 1:18 PM

libfreeordie on May 7, 2014 at 1:17 PM

You are clueless, as usual.

Schadenfreude on May 7, 2014 at 1:18 PM

Math is so hard, yet so brilliant.

Schadenfreude on May 7, 2014 at 1:19 PM

Note how the leftist rats are missing from the most important threads.

Schadenfreude on May 7, 2014 at 1:19 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

This is the fascinating thing about ObamaCare. Liberals now support raiding $700 billion from the one single payer program for all Americans and handing it over to the insurance companies.

Think you’d be singing the same tune had the GOP done that?

Chuck Schick on May 7, 2014 at 1:19 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

The typical low IQ liberal mind opines… Profit average around 10% and if 20% of customers are not paying than you go out of business…

mnjg on May 7, 2014 at 1:19 PM

The typical low IQ liberal mind opines… Profit average around 10% and if 20% of customers are not paying than you go out of business…

mnjg on May 7, 2014 at 1:19 PM

The ins. companies under obama’care’, without being subsidized, are dead, dead, dead.

Schadenfreude on May 7, 2014 at 1:21 PM

This is the fascinating thing about ObamaCare. Liberals now support raiding $700 billion from the one single payer program for all Americans and handing it over to the insurance companies.

Think you’d be singing the same tune had the GOP done that?

Chuck Schick on May 7, 2014 at 1:19 PM

They always believe in Crony Capitalism, as they never believe in true liberalism and progress, never.

They are hypocritical tyrannical thugs.

Schadenfreude on May 7, 2014 at 1:23 PM

Stop being suckers already.

Wake up.

everdiso on May 7, 2014 at 1:13 PM

Oh I knows! If you like your health plan, you can keep your health plan! If you like your doctor, you can keeps your doctorz!

John the Libertarian on May 7, 2014 at 1:23 PM

everdiso on May 7, 2014 at 1:13 PM

Sabellious was asked twice for this number and didn’t know it, genius.

Akzed on May 7, 2014 at 1:23 PM

I really have no idea why you guys keep believing the BS the GOP and its media wing keep shovelling all over you.

Stop being suckers already.

everdiso on May 7, 2014 at 1:13 PM

Er, I just did a quick Google news search. That 67% number was widely reported by the Democrat Media at the time. I found it reported by CBS, the NY Times, and even the Far-Left news outlet in Madison, Wisconsin.

ALL-DAY SUCKER+

Del Dolemonte on May 7, 2014 at 1:24 PM

The committee’s numbers were based on information they got from insurers. How can insurers now be claiming 80-90 percent payment when they told the committee it was 67 percent? Simple, says National Journal:

Simpler: WH calls up the insurance companies and says “Nice business you got there, be a shame if anything happened to it. You gonna play ball or what?”

And I’m not joking.

rbj on May 7, 2014 at 1:24 PM

Putting aside Allahpundit crap in the pants in reaction because his liberal friends are tormenting him about the 67% vs. 90 who paid Obamacare….

The most important point regarding the “enrollees” remains how many of those previously uninsured bought Obamacare… If 3 millions out of the 8 millions (assuming all paid) were previously uninsured wheres as 5 millions of the 8 millions were previously insured then it is the most f***ed up government program ever… And we all know that at least 5 million people lost their insurance because of Obamacare and the vast majority of them were forced to buy insurance through Obamacare Federal/State exchange…

mnjg on May 7, 2014 at 1:16 PM

Yes, and whatever X% have NOT paid their premiums, is logically heavily weighted towards the most-holy previously “uninsured”.

slickwillie2001 on May 7, 2014 at 1:25 PM

Schad love , are you doing my gloating for me now?

libfreeordie on May 7, 2014 at 12:52 PM

That’s right serfs – our local progressive-marxist wants you to know that 90% of premiums being paid is a success despite the fact that before ObamaCare they paid less in premiums and deductibles and had a better network of doctors who took their plans. It doesn’t matter that Obama lied to you about paying $2,500 less per year and that you could keep your doctor.

gwelf on May 7, 2014 at 1:25 PM

If they don’t pay, won’t the IRS use a SWAT team to arrest them?

faraway on May 7, 2014 at 1:25 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

Reminds me of one of the all-time great comments from you:

What part of “the federal government pays 100% of the costs and the state pays 10% of the cost in ten years” do you not understand?

libfreeordie on August 28, 2013 at 3:13 PM

Bishop on May 7, 2014 at 1:25 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

This is the fascinating thing about ObamaCare. Liberals now support raiding $700 billion from the one single payer program for all Americans and handing it over to the insurance companies.

Think you’d be singing the same tune had the GOP done that?

Chuck Schick on May 7, 2014 at 1:19 PM

Ha ha ha.

gwelf on May 7, 2014 at 1:26 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

Yeah, it’s almost like the insurance companies colluded with the state and that it’s illegal not to buy their product – which the law has mandated be more expensive as a means of redistributing wealth from the poorer young and healthy to the richer old and sick.

Another success in redistribution for the fascist marxist-progressive.

It’s great seeing you crow about fascism.

gwelf on May 7, 2014 at 1:29 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

How many of those paying are being subsidized by the taxpayer? How many of those paying are actually paying a LOT more than they used to?
80% of the “law” is still being illegally delayed by Obammunism for political reasons.

How much more dumb can the insurance companies be, when ObamaGlitch’s architect Rahmbo Emmanuel’s brother, has admitted the ultimate goal of ObamaGlitch is to put insurance companies out of business?

Meople on May 7, 2014 at 1:29 PM

Obamacare will eventually collapse the system.

That’s when single payer will become a reality.
It will happen when the insurance companies need a bailout because most people will refuse to pay when the services don’t match up to the premium.

It’s just a natural progression.

weedisgood on May 7, 2014 at 1:32 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company. libfreeordie on May 7, 2014 at 1:17 PM

Uh, no. You’d be imagining policies being dropped like hot potatoes as soon as grace periods expired. At some point you must be dropped or the insurer faces penalties, not to mention huge risks.

How many people who were paying their premiums just fine previously have lost their coverage, signed up for 0b00baCare, and now aren’t paying?

No one knows, because this is all fake fudge not following normal business and actuarial practices. Insurers are being guaranteed profits by the govt, so there’s NO reason to even care who’s paying. Send Uncle Sam the bill, since he’s guaranteed the insurers’ profitability.

We missed you over here.

Akzed on May 7, 2014 at 1:34 PM

The real question is how soon until Barack Hussein Sharpton does an endzone dance?

OxyCon on May 7, 2014 at 1:34 PM

Imagine an insurer whose overall customer base expanded by tens of thousands and of that expansion, 10-20% weren’t paying. You’d be imagining one happy company.

libfreeordie on May 7, 2014 at 1:17 PM

Err, wasn’t the reason we passed the monstrosity because there were millions uninsured? Like 42 Million?

Talk about moving goalposts….that’s not even in the same stadium.

airupthere on May 7, 2014 at 1:39 PM

Do we know what the mix of the risk pools are yet?

gwelf on May 7, 2014 at 1:40 PM

Once again the ‘brilliant’ leftist minds are drowned with facts, back to the D-latrine.

Schadenfreude on May 7, 2014 at 1:41 PM

gwelf on May 7, 2014 at 1:40 PM

Nope, hidden

cozmo on May 7, 2014 at 1:41 PM

everdiso and libfree can gloat for a while, that’s fine. The fact is that the vast majority of plans (really all of them, even the ‘Gold’ or whatever) are complete crap.

At least when you compare them to my corporate UHC plan that we provide our employees. They pay $0 out of their checks, have $35 co-pays for medical, $0 co-pay for dental/vision (with the exception of major procedures), and a $1500 deductible that only applies to major procedures like hospital visits, office visits have it waived. Also the coinsurance figure is 0% — meaning you never have to ‘split’ your procedure cost with your insurance company (as is the case with ALL obamacare plans).

Mind you, we had all of this BEFORE o-care kicked in, and all o-care did was CAUSE THE PREMIUMS TO RISE by approximately 40% across the board. That is not coming from some anecdotal news story, that’s coming from PERSONAL EXPERIENCE and what we were TOLD by UHC.

So go ahead libs, say I’m lying — Harry will believe you.

Now then, compare those benefits to any of the O-Care plans, especially the ‘Bronze’ that the vast majority of people are signing up for.

These people are going to expect health insurance like mine… but what they’re gonna get is a RUDE AWAKENING when they realize they really don’t have meaningful insurance at all.

Because seriously, who spends $5000 a year as an individual for healthcare (not counting premiums)? Unless you have a major health issue, that will never, ever happen. So for probably 90% of the people with these plans, their premiums may as well be lit on fire and discarded, they will see little to no benefit at all. Insurers love this though I’m sure, it’s a perfect storm for them — libs sit there and whine about monopolies and ‘evil’ corporations, but don’t realize that’s all o-care is, corporate pork for the insurance industry that was doing just fine w/o it.

nullrouted on May 7, 2014 at 1:43 PM

Hasn’t ANYONE figured out how this 1984-like administration works yet?!? OMG.

8 MILLION ‘SIGNED UP’ on the website … that doesn’t mean 8 million actually agreed to BUY insurance, only that they registered on the website. The 90% figure is defined as “90% of those who BOUGHT insurance paid for it” … 8 MILLION did NOT BUY insurance, they only registered on the website… ‘by creating a shopping cart’.

RedManBlueState on May 7, 2014 at 1:46 PM

Isn’t taxpayer money paying the major part of those premiums?

How is it good news that people are claiming their subsidy?

kcewa on May 7, 2014 at 1:46 PM

Isn’t taxpayer money paying the major part of those premiums?

How is it good news that people are claiming their subsidy?

kcewa on May 7, 2014 at 1:46 PM

It’s good news because the more subsidies the gov’t gives, the more Democrat voters they create.

nullrouted on May 7, 2014 at 1:48 PM

Isn’t taxpayer money paying the major part of those premiums?

How is it good news that people are claiming their subsidy?

kcewa on May 7, 2014 at 1:46 PM

It’s only good news if you’re an OBot. The rest of us, that are working and paying taxes…not so much.

Meople on May 7, 2014 at 1:48 PM

Why isn’t anyone talking about why only 8 MILLION of the 40 MILLION of uninsured that are MANDATED BY LAW to sign up have ‘signed up’?!?

RedManBlueState on May 7, 2014 at 1:49 PM

We teach our children not to lie.
Will house republicans retract their initial statement?

And before anyone calls me a liberal, I’m far from it.

weedisgood on May 7, 2014 at 12:43 PM

Liberal.

bimmcorp on May 7, 2014 at 1:49 PM

We teach our children not to lie.
Will house republicans retract their initial statement?

And before anyone calls me a liberal, I’m far from it.

weedisgood on May 7, 2014 at 12:43 PM

You might not be a liberal, but you’re kinda slow. The figures the house quoted came from the insurers, sure they may have had a caveat attached, but I wouldn’t be surprised if the 67% figure was closer to the truth than the nonsense they’re spouting now.

I mean seriously, we’re talking about the same cohort of people signing up for this that we are also led to believe are too inept to get a valid photo ID — but yeah… they paid their premiums on time, I’m sure… 90% too.

nullrouted on May 7, 2014 at 1:52 PM

weedisgood on May 7, 2014 at 12:43 PM

How about we just call you baked beans?

NotCoach on May 7, 2014 at 1:52 PM

Tell us little liberal f*** how many of those 8 millions who enrolled in Obamacare were previously uninsured?

Aprox 15m more are insured now than were last year. This is supported byball gov’t numbers, independant analysis, insurance industry numbers, and polling numbers.

We know for a fact that at least 5 million people lost their insurance because of Obamacare
mnjg on May 7, 2014 at 1:18 PM

No. This was always a lie.

Millions of people have their insurance plan expire or become obsolete every year, as their insurer adjusts insurance packages and automatically rolls them over into a “new” plan.

This happens every year, with or without obamacare.

They lied to you about what this number was.

Stop believing their lies.

everdiso on May 7, 2014 at 1:54 PM

Well, I’d just as soon everybody paid their premiums for the next 12 months (remember, the taxpapers are on the hook for the insurance companies’ losses) but consider this:

All the people who were forced out of their individual coverage,-100%- were people who paid their premiums faithfully (or they wouldn’t have current policies to lose). That’s 5 million of the sign-ups who have been 100% paying customers in the recent past.

Whatever the actual number of the remainder of sign-ups, even if it were the vaunted 3 million previously uninsured (why was it not the entire 40 million who were not “able” to get a policy previously? That’s sure a mystery) is responsible for virtually all the unpaid premiums, logically.

So you have and 80% payment rate out of 8 million sign-ups- 1.6 million unpaid.
5 million people forced out of their previous insurance are proven 100% payers.
The remaining 3 million people are responsible for these 1.6 million not paid, which brings the “previously uninsured” payment failure rate to 53%.

The “previously uninsured” pay the first premium less than half the time.

‘Member how desperate the “uninsured” were for Affordable Health Care? ‘Member?

*This of course doesn’t address the delinquency rate in subsequent months, which should promise to be substantial based on demographic behavior in the auto insurance markets.*

Truly a triumph.

Dolce Far Niente on May 7, 2014 at 1:55 PM

everdiso on May 7, 2014 at 1:54 PM

An Obot, talking about OTHER people lying about something.

That’s rich.

Meople on May 7, 2014 at 1:56 PM

Err, wasn’t the reason we passed the monstrosity because there were millions uninsured? Like 42 Million?

Talk about moving goalposts….that’s not even in the same stadium.

airupthere on May 7, 2014 at 1:39 PM

*sigh* one company doesn’t run all of the exchanges.

What is hilarious about people calling this program fascist is that…they are pretty right. Except that this is precisely the model for nationalized healthcare proposed by the heritage foundation and advocated by Newt Gingrich and that 90s Republicans. Namely, that there should be a mandate to purchase private insurance so that insurance remains run by private industry and not the “venal” and “corrupt” federal government. Well you got what you wanted, and are still complaining.

libfreeordie on May 7, 2014 at 1:57 PM

I see everdiso has decided to take the Baghdad Bob route.

NotCoach on May 7, 2014 at 1:58 PM

Er, I just did a quick Google news search. That 67% number was widely reported by the Democrat Media at the time. I found it reported by CBS, the NY Times, and even the Far-Left news outlet in Madison, Wisconsin.

ALL-DAY SUCKER+

Del Dolemonte on May 7, 2014 at 1:24 PM

You’re right, all that lefty mainstream media did report on what the house committe claimed.

And they also reported on what the insurers said. And they also reported on the questionable math that was in the house report.

They reported on all of it. That’s what media is supposed to do.

But your fair and balanced rightwing media didn’t do that. They buried the insurers statements. They buried the questions about the math. And just screamed out the fake headline number instead.

This is what happens when you get stuck in your media bubble – reality comes and punches you in the face every now and then.

everdiso on May 7, 2014 at 1:59 PM

everdiso on May 7, 2014 at 1:54 PM

How’s your personal insurance doing? As good as mine? Did you have it before ObamaCare?

I’m just trying to figure out why you shills love this gov’t takeover of healthcare so much.

I figure most of you are probably somewhat educated, maybe even have a good career — so this isn’t something you needed, or if anything, it actually could even cost you personally more now that it has passed (the way it does for me and my employees).

So, what’s the logic behind your support? You didn’t need the law personally, so were you doing what you always accuse GOP voters of doing, namely: voting against your own interest?

Or do you just love poor people so much you want others to support them because you personally won’t?

Serious questions here.

nullrouted on May 7, 2014 at 1:59 PM

And before anyone calls me a liberal, I’m far from it.

weedisgood on May 7, 2014 at 12:43 PM

Indeed. We are the true liberals.

You are leftist hacks.

There is NO mandate, from Angola to Zimbabwe, only in the USA. Yes, you are never liberal. You were right.

Schadenfreude on May 7, 2014 at 2:03 PM

I vote for the committee was just dumb option. This is the GOP, after all.

changer1701 on May 7, 2014 at 2:04 PM

libfreeordie on May 7, 2014 at 1:57 PM

That’s a pretty disingenuous argument the liberals have used frequently. The Heritage document makes an analogy to auto liability insurance in their ‘mandate’ paragraph. I assume what they had in mind was simply a mandate that everyone carry so-called ‘catastrophic’ health insurance (which is usually extremely cheap). That does not imply a full-scale gov’t takeover of healthcare, like we see now.

nullrouted on May 7, 2014 at 2:05 PM

You really don’t understand why all modern western society, aside from 1/2 of the USA, consider health care a right, not a privilege?

everdiso on May 7, 2014 at 2:05 PM

Schad love , are you doing my gloating for me now?

libfreeordie on May 7, 2014 at 12:52 PM

LOL, that you think there’s anything to gloat about here is *priceless*.

Keep f*cking that chicken, princess.

Midas on May 7, 2014 at 2:05 PM

When the labor of another becomes my right, they become my indentured servant.

CurtZHP on May 7, 2014 at 2:06 PM

You really don’t understand why all modern western society, aside from 1/2 of the USA, consider health care a right, not a privilege?

everdiso on May 7, 2014 at 2:05 PM

Other ‘Modern Western Societies TM’ don’t consider Free Speech a right, don’t consider Gun Ownership and Self-Defense a right, shall I continue?

I think perhaps you should start campaigning for those (much more important) things abroad, before you try to claim their ‘rights’ are somehow superior to our own.

nullrouted on May 7, 2014 at 2:07 PM

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