Colorado exchange forgets basic rule: job’s not done until paperwork complete

posted at 2:01 pm on March 27, 2014 by Ed Morrissey

Thousands of Colorado residents may find themselves without health-insurance coverage, thanks to the failure of their state exchange to finish their paperwork. Megan Reardon thought she had completed her ObamaCare application in November for herself and her children. In January, she discovered that her application never got filed with her chosen insurer, and she’s not alone (via Newsalert):

Megan Reardon signed up last November. “It said our application was received and they (Connect for Health Colorado) would send notification when our carrier accepted our application,” said Reardon, a stay at home mom with four kids. “I figured it was an easy process and it would be taken care of by January 1.”

But when no notification came in the beginning of the year, she began calling Connect for Health and her chosen insurance company, Kaiser to find out why she had no insurance. “I was told there was no application,” said Reardon.

She became worried, especially with four young kids, who are constantly in-and-out of doctor’s office. “If something happens and we have to go to the ER and all of a sudden I am paying out of pocket?”

A former executive assistant, Reardon kept meticulous records of her calls to Kaiser and Connect for Health. She estimated an average of up to 2 hours a day on the phone trying to get her family health care insurance. “If policy is the law, then we need to make sure it is working.”

More than 2200 other Coloradans have the same problem. On top of that, the sign-up figures for the state ObamaCare exchange are falling far short of the estimated number of uninsured in the state, according to the exchange’s own data. Only 112,000 have signed up (many of whom may not have completed an enrollment), which is only about a sixth of the uninsured in the state:

Lundburg told FOX31 Denver that 750,000 people in Colorado are uninsured and were expected to sign-up for health insurance though the exchange, but with 112,000 signed up less than a week before the March 31 deadline.

“That’s not a success story. If it was supposed to provide more insurance; it’s not doing it,” said Lundurg.

Lindy Hinman, Chief Operating Officer with Connect for Health, disagrees with the 750,000 number provide by Senator Lundburg, stating those number were provided by an outside non-profit agency, not Connect for Health Colorado.

But FOX31 Denver found those same numbers being posted on the state of Colorado’s own webpage concerning questions and answers about Health Care Reform in the state.

I linked it earlier, but I pointed out the extremely wide discrepancy between the numbers of the uninsured and the quickly-shrinking enrollment goals of the Obama administration in my Fiscal Times column today:

The biggest joke, though, is the pride in which the White House promoted its five millionth sign-up earlier this month. The imposition of the Obamacare regiment kicked as many as six million Americans out of their existing plans by the end of 2013 despite the “you can keep your plan” promise, which means that we still have not yet hit the break-even point on market churn. …

If this system works as well as the Obama administration insists, where are all of the uninsured? Why haven’t we seen massive numbers of enrollments from the beginning if that was such a crisis as to require the kind of intervention Democrats imposed, at an estimated cost of $1.5 trillion dollars over the next ten years?

While we consider that, also consider the costs of the distortions that ObamaCare imposes on labor markets. North Carolina substitute teachers have had their hours cut because of the costs to districts for providing health insurance based on the 30-hour work week mandate. For one district, it amounts to $6 million:

If that’s the cost for one school district, imagine what it will be for businesses of any significant size — and guess what they will do to mitigate their exposure to those costs.


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But these Obamacare posts are about whistling past the graveyard, by next Novemeber Democrats will be openly running on the ACA. Mark my words.

libfreeordie on December 20, 2013 at 10:14 AM

Schadenfreude on March 27, 2014 at 2:07 PM

For all the hundreds of millions spent on dishonest anti-obamacare advertising, still the only thing that has slowed the cbo projected signups was the unforced error of the website not working for the first month.

Think about that. Hundreds of millions spent on obamacare attack ads, and they haven’t done a thing to slow the projected signups. Pretty stunning, really.

Of course, the fact that the right is actually spending all this money trying to scare people out of buying medical insurance is digustingly immoral in its own right. The fact that every single one of these scare ads has been exposed as a blatant lie raises that immorality to a mindblowing level.

Spending hundreds of millions of dollars lying to people to scare them into putting their lives at risk. Hell is too good for these people.

everdiso on March 26, 2014 at 10:52 AM

Schadenfreude on March 27, 2014 at 2:08 PM

She must be one of the 5,000,000 that signed up!!

Khun Joe on March 27, 2014 at 2:09 PM

“If policy is the law, then we need to make sure it is working.”

 
But it’s not the law. Not really, at least. Laws have things like dates and deadlines and repercussions.
 
This is a work in progress.

rogerb on March 27, 2014 at 2:09 PM

i liked it in the good old days (last year) when people referred to us as a banana republic now were just a joke.

phatfawzi on March 27, 2014 at 2:11 PM

“I figured it was an easy process and it would be taken care of by January 1.”

Don’t worry. Keep voting Democratic and they’ll do it right this time. Socialism always works when you do it right.

Fenris on March 27, 2014 at 2:11 PM

LOL – These obamanites who suddenly discover that they ARE NOT actually enrolled, should be thrilled at their great fortune. Only a complete idiot would sign up for obamacare – but in cases such as this, these dopes are being given a second chance to not be stupid – Will they blow it?

Pork-Chop on March 27, 2014 at 2:12 PM

84,000 get free insurance in Mass:

http://bostonherald.com/business/healthcare/2014/03/many_get_free_insurance_in_health_connector_mess

They told people to take the letter to the doctor and the drugstore and use it like a credit card…

dogsoldier on March 27, 2014 at 2:14 PM

By all means, let’s put this type of incompetence of our healthcare.

rbj on March 27, 2014 at 2:15 PM

And how many people have actually paid a premium? WAIT STOP THE PRESSES!!!

Sebelius claims she does not know.

How much corruption can you stand?

dogsoldier on March 27, 2014 at 2:15 PM

84,000 get free insurance in Mass:

http://bostonherald.com/business/healthcare/2014/03/many_get_free_insurance_in_health_connector_mess

They told people to take the letter to the doctor and the drugstore and use it like a credit card…

dogsoldier on March 27, 2014 at 2:14 PM

That’s hilarious:

David Shore, president of MassAHU, said insurance companies are worried the bill for all this free care will be left at their doorstep.

“I think there’s a level of apprehension now — are they going to get paid for the services they render?” Shore said. “These letters just add to the confusion.”

Gee I wonder, who will pay them for the services they render. That’s a stumper.

Fenris on March 27, 2014 at 2:17 PM

In January, she discovered that her application never got filed with her chosen insurer, and she’s not alone

I’d have to think that she also hasn’t paid her first premium yet. Does this mean she will get dumped from her plan for failing to pay after March 31, and what does that mean for her and the kids for the rest of the year?

“Paging the Smartest Man in the Room, please pick up the white courtesy phone…”

parke on March 27, 2014 at 2:18 PM

If this venture were operated by a private company the executives would all be wearing orange jump suites.

But it’s government so they’ll get raises and we’ll pay for their lavish retirement packages.

gwelf on March 27, 2014 at 2:18 PM

Sorry lady…no sympathy until you tell me who you voted for…

PatriotRider on March 27, 2014 at 2:18 PM

Without the “I voted for Obama, but…” disclaimer, it’s hard to decide on sympathy. But kids are involved, so there.

bbhack on March 27, 2014 at 2:18 PM

I’m shocked that a government program “designed” to reduce the number of uninsured is increasing the number of uninsured.

gwelf on March 27, 2014 at 2:22 PM

“I figured it was an easy process and it would be taken care of by January 1.”

Dummy…

PatriotRider on March 27, 2014 at 2:22 PM

Gee I wonder, who will pay them for the services they render. That’s a stumper.

Fenris on March 27, 2014 at 2:17 PM

What means are available to record the real charges either. The whole thing is on the “honor” system. People are showing up at doctor’s offices with the letter. Some docs are confused and others are saying, no thanks.

The socialists are completely out of their minds.

dogsoldier on March 27, 2014 at 2:24 PM

“If something happens and we have to go to the ER and all of a sudden I am paying out of pocket?”

Yes, embrace the suck…

PatriotRider on March 27, 2014 at 2:24 PM

Don’t worry – Obama’s got a phone and a pen.

gwelf on March 27, 2014 at 2:25 PM

Only government could screw something up so badly. Talk about a fumble…..

nazo311 on March 27, 2014 at 2:25 PM

Thousands of Colorado residents may find themselves without health-insurance coverage, thanks to the failure of their state exchange to finish their paperwork. Megan Reardon thought she had completed her ObamaCare application in November for herself and her children. In January, she discovered that her application never got filed with her chosen insurer, and she’s not alone (via Newsalert):

Come on, did you expect perfection?

Ed –
You mean the websites aren’t working perfectly on day one two three four five six seven eight nine ten eleven twelve thirteen fourteen fifteen sixteen seventeen eighteen nineteen twenty twenty-one twenty-two twenty-three twenty-four twenty-five twenty-six twenty-seven twenty-eight twenty-nine thirty thirty-one thirty-two thirty-three thirty-four thirty-five thirty-six thirty-seven thirty-eight thirty-nine forty forty-one forty-two forty-three forty-four forty-five forty-six forty-seven forty-eight forty-nine fifty fifty-one fifty-two fifty-three fifty-four fifty-five fifty-six fifty-seven fifty-eight fifty-nine sixty sixty-one sixty-two sixty-three sixty-four sixty-five sixty-six sixty-seven sixty-eight sixty-nine seventy seventy-one seventy-two seventy-three seventy-four seventy-five seventy-six seventy-seven seventy-eight seventy-nine eighty eighty-one eighty-two eighty-three eighty-four eighty-five eighty-six eighty-seven eighty-eight eighty-nine ninety ninety-one ninety-two ninety-three ninety-four ninety-five ninety-six ninety-seven ninety-eight ninety-nine one hundred one hundred one one hundred two one hundred three one hundred four one hundred five one hundred six one hundred seven one hundred eight one hundred nine one hundred ten one hundred eleven one hundred twelve one hundred thirteen one hundred fourteen one hundred fifteen one hundred sixteen one hundred seventeen one hundred eighteen one hundred nineteen one hundred twenty one hundred twenty-one one hundred twenty-two one hundred twenty-three one hundred twenty-four one hundred twenty-five one hundred twenty-six one hundred twenty-seven one hundred twenty-eight one hundred twenty-nine one hundred thirty one hundred thirty-one one hundred thirty-two one hundred thirty-three one hundred thirty-four one hundred thirty-five one hundred thirty-six one hundred thirty-seven one hundred thirty-eight one hundred thirty-nine one hundred forty one hundred forty-one one hundred forty-two one hundred forty-three one hundred forty-four one hundred forty-five one hundred forty-six one hundred forty-seven one hundred forty-eight one hundred forty-nine one hundred fifty one hundred fifty-one one hundred fifty-two one hundred fifty-three one hundred fifty-four one hundred fifty-five one hundred fifty-six one hundred fifty-seven one hundred fifty-eight one hundred fifty-nine one hundred sixty one hundred sixty-one one hundred sixty-two one hundred sixty-three one hundred sixty-four one hundred sixty-five one hundred sixty-six one hundred sixty-seven one hundred sixty-eight one hundred sixty-nine one hundred seventy one hundred seventy-one one hundred seventy-two one hundred seventy-three one hundred seventy-four one hundred seventy-five one hundred seventy-six one hundred seventy-seven one hundred seventy-eight
verbaluce on October 1, 2013 at 10:18 AM

Hey, when do you suppose the Democrats are going to start running on Obamacare, like they promised?

There Goes the Neighborhood on March 27, 2014 at 2:26 PM

Soon Zero will swoop in and say, “Shhhh it will all be ok. We’ll take care of it…”

dogsoldier on March 27, 2014 at 2:26 PM

and guess what they will do to mitigate their exposure to those costs.

Please do tell…

PatriotRider on March 27, 2014 at 2:27 PM

112,000 out of 750,000 is clearly a “success” in the minds of math-challenged Progressives.

Pelosi Schmelosi on March 27, 2014 at 2:27 PM

…The socialists are completely out of their minds.

dogsoldier on March 27, 2014 at 2:24 PM

So, nothing has changed.

Fenris on March 27, 2014 at 2:28 PM

Only 112,000 have signed up (many of whom may not have completed an enrollment),

Then they may not have actually, you know, “signed up”.

Lance Corvette on March 27, 2014 at 2:30 PM

She estimated an average of up to 2 hours a day on the phone trying to get her family health care insurance.

What’s the matter with you, don’t you know how to use the internet – Sincerely, Harry Reid…

PatriotRider on March 27, 2014 at 2:30 PM

So, nothing has changed.

Fenris on March 27, 2014 at 2:28 PM

Except five years of being able to act on their beliefs.

dogsoldier on March 27, 2014 at 2:31 PM

Wait it means, cher scallywag, is that enrollment is a slow process, its going to take a while. But the trend line is positive. Which is why Ed et al are producing anti-Obamacare blog posts at a FEVER pitch. I mean, for them to push those juicy culture war threads down thread? To not even post Palin caping for Duck Dynasty? Those are the posts that drive clicks. But these Obamacare posts are about whistling past the graveyard, by next Novemeber Democrats will be openly running on the ACA. Mark my words.

libfreeordie on December 20, 2013 at 10:14 AM

Ummmm…ahhhhh…ummmm…Nope. I got nothin.

timberline on March 27, 2014 at 2:31 PM

Ummmm…ahhhhh…ummmm…Nope. I got nothin.

timberline on March 27, 2014 at 2:31 PM

They are openly running AWAY from ZeroCare™

That quote will never get old.

dogsoldier on March 27, 2014 at 2:32 PM

ObamaCare, the gift that keeps on giving!

GarandFan on March 27, 2014 at 2:36 PM

Who cares? They’re now all choomed.

Schadenfreude on March 27, 2014 at 2:37 PM

A former executive assistant, Reardon kept meticulous records of her calls to Kaiser and Connect for Health. She estimated an average of up to 2 hours a day on the phone trying to get her family health care insurance. “If policy is the law, then we need to make sure it is working.”

…guess…she doesn’t know…what law….means to our current administration.

KOOLAID2 on March 27, 2014 at 2:37 PM

ObamaCare, the gift that keeps on giving TAKING!

GarandFan on March 27, 2014 at 2:36 PM

Try to understand what Obamacare is all about. It’s not giving anything.

timberline on March 27, 2014 at 2:41 PM

She became worried, especially with four young kids, who are constantly in-and-out of doctor’s office. “If something happens and we have to go to the ER and all of a sudden I am paying out of pocket?”

Well, the good news is, for the first $5000 – $12000 of medical expenses (depending on ZeroCare plan) there’s no difference between having a plan and being uninsured.
I’ll bet she thought the gubmint was paying the entire premium, too!

Marcola on March 27, 2014 at 2:42 PM

Without the “I voted for Obama, but…” disclaimer, it’s hard to decide on sympathy. But kids are involved, so there.

bbhack on March 27, 2014 at 2:18 PM

We are past the point in this imposition of tyranny where sympathy, or assumption of good intent by its proponents in any aspect of their lives, have any application. We are at the point where Darwin is in play. Not only for the parents, but for the children they dragged down with them. You cannot save those who choose not to be saved. If they voted for Obama, and yet still believed his lies enough in his second term to sign up, then they cannot be saved. Those Leftists who survive this may learn a lesson, but that is doubtful. Given even the Obamacare best case enrollment figures, which are certainly false and on the high side; she most likely is an Obamabot.

Subotai Bahadur on March 27, 2014 at 2:46 PM

Colorado exchange forgets basic rule: job’s not done until paperwork complete

Coffee is for Closers!

forest on March 27, 2014 at 2:48 PM

Wish they’d tell us how she voted I’d know whether to feel bad for her or not.

Buttercup on March 27, 2014 at 2:50 PM

Well, the good news is, for the first $5000 – $12000 of medical expenses (depending on ZeroCare plan) there’s no difference between having a plan and being uninsured.
I’ll bet she thought the gubmint was paying the entire premium, too!

Marcola on March 27, 2014 at 2:42 PM

Exactly! $5,000 deductible + maybe $5,000 in premiums = $10,000 out of pocket before the insurance company starts picking up 50-80%.

This is not insurance. This is a total scam and many will not realize it until their first doctor’s visit.

Kaffa on March 27, 2014 at 2:54 PM

There is a huge difference in being paid to be a government worker and being paid to complete a task.

southsideironworks on March 27, 2014 at 2:56 PM

Lindy Hinman, Chief Operating Officer with Connect for Health, disagrees with the 750,000 number provide by Senator Lundburg, stating those number were provided by an outside non-profit agency, not Connect for Health Colorado.

But FOX31 Denver found those same numbers being posted on the state of Colorado’s own webpage concerning questions and answers about Health Care Reform in the state.

Amazing how the number of uninsured was touted – pre Obamacare, as a policy scare tactic – yet post Obamacare, those numbers aren’t that high.

Convenient.

Keep moving the goal posts.

Odie1941 on March 27, 2014 at 2:58 PM

The rats, out with all of them.

Schadenfreude on March 27, 2014 at 3:05 PM

Oh well. Who did you vote for?

If Romney, sorry and don’t forget to punch a liberal in the throat.

If Obama, punch yourself in the throat and then good luck on getting health care.

kim roy on March 27, 2014 at 3:14 PM

112,000 out of 750,000 is clearly a “success” in the minds of math-challenged Progressives.

Pelosi Schmelosi on March 27, 2014 at 2:27 PM

By Common Sewer standards, A+!!

LastRonin on March 27, 2014 at 3:39 PM

Here are a couple of points:
1. For whom did she vote? Did she vote for Barack Obama? Is she a DemoNcrat?
2. quote: four young kids, who are constantly in-and-out of doctor’s office. This is the definition of a health care hog. No one needs to bring their children into a doctor’s office constantly. I’m sure now we’re all looking forward to the children coming to an emergency room constantly.
3. You’re paying for this, folks. No matter how, you’re going to pay for this person and her children.
4. Finally – where is the husband? Want to bet this is a single mother who is divorced from the father(s) of her children? I’ll take that bet.

chuckh on March 27, 2014 at 4:07 PM

What’s going to be funny are the salaries being paid for the people working the health care that doesn’t work. The obama care is going to end up like the Department Of Energy (DOE) working over thirty years to get us off foreign oil at a cost last year of 23.3 billion dollars, 16,000 employees that failed. Maybe thirty years down the road everyone will forget 2014.

mixplix on March 27, 2014 at 5:41 PM

We are past the point in this imposition of tyranny where sympathy, or assumption of good intent by its proponents in any aspect of their lives, have any application. We are at the point where Darwin is in play. Not only for the parents, but for the children they dragged down with them. You cannot save those who choose not to be saved. If they voted for Obama, and yet still believed his lies enough in his second term to sign up, then they cannot be saved. Those Leftists who survive this may learn a lesson, but that is doubtful. Given even the Obamacare best case enrollment figures, which are certainly false and on the high side; she most likely is an Obamabot.

Subotai Bahadur on March 27, 2014 at 2:46 PM

Read the Old Testament.
Read the New Testament as well.
You could even read The Book of Mormon.

Happens over and over again, just in a different context.

And there is that “wages of sin” thing, which applies to the architects (and I use that term loosely) of Obamacare; the status of the quasi-innocent dupes is more like that of the people wanting an “easy religion” where they never have to actually — you know — take personal responsablity for obeying God’s commandments, or anything icky like that.

AesopFan on March 28, 2014 at 12:16 AM