Case study: Auto dealership workers cope with ObamaCare sticker shock after company plan is canceled

posted at 11:31 am on December 30, 2013 by Allahpundit

A sneak peek at America 2014 from the Ghost of Christmas Future. It’s not the premiums that are killing these people, although those are higher in some cases too. It’s the out-of-pocket costs. The media coverage of O-Care has paid less attention to those for the simple reason that no one’s actually incurred them yet. That’ll change on Thursday.

Insurance broker Michael Harp said small businesses, part of what’s known in the industry as the “small group market,” are used to seeing health insurance premiums climb about 10 percent a year, but it’s never before been this dramatic. For Extreme Dodge to have kept deductibles and out-of-pocket costs at last year’s levels, he said, would have cost the dealership almost 50 percent more than last year.

Harp says what is happening at this dealership is representative of the other small businesses he deals with. Businesses with 50 or fewer employees currently provide health insurance to about 17 million U.S. workers, according to the National Association of Insurance Commissioners.

He said the biggest surprise to him in how the law impacts small business clients is “how many people are losers versus winners. … There are some people who do come out ahead, but I would say the overwhelming majority, they’re paying much higher rates and they have lower benefits.”

The dealership’s old policy didn’t comply with O-Care requirements so it was canceled. A new policy would have been too expensive for the company to sponsor, so instead they handed their employees $2,400 apiece and wished them luck on the exchanges. Will that pay for the premium hikes and the higher deductibles? Probably not (especially once the new ObamaCare excise tax on premiums takes effect), but that’s all the company says it can afford to give. The employees themselves can, of course, opt for cheaper plans on the exchange to keep their costs down, but that brings us to the other post-New-Year’s ObamaCare landmine — namely, shrinking provider networks. According to the Journal, some doctors have seen a huge crunch in December of patients scheduling tests and treatments before New Year’s because that doctor isn’t in the network for their new O-Care plan in January. I thought that was a problem limited to rural areas where there aren’t many doctors to begin with, but no, evidently this is systemic. And it doesn’t affect just the cheap “bronze” plans either:

Some 70% of new plans under the health law offer relatively narrow networks compared with many current plans, according to a recent McKinsey & Co. report…

The recognition by some consumers that their new plans won’t always cover the facilities or doctors they want is triggering the boomlet in last-minute procedures, say health-care providers.

UT Southwestern Medical Center in Dallas has seen requests for complicated imaging tests and colonoscopies rise in recent weeks, said Bruce Meyer, an executive vice president. Barnes-Jewish Hospital in St. Louis has seen “dozens” of patients push up elective orthopedic surgeries, a spokeswoman said. Cedars-Sinai Health System, a top teaching hospital excluded from most exchange plans in the Los Angeles market, said it has fielded thousands of calls from people concerned about losing access and wanting to schedule elective procedures before Dec. 31.

Per the WSJ, more than two-thirds of “silver” plans “sharply reduce” the number of hospitals available to consumers as compared to their current plans. So there’s the consolation prize for the dealership workers: Sure, they’re paying more than they used to, but they’re getting … less choice than they used to as well. It’s going to be a long year.

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OmahaConservative on December 30, 2013 at 11:34 AM

The new year hasn’t even started…

Happy New Year!!!

Schadenfreude on December 30, 2013 at 11:35 AM

“How is this helping the average American that’s working 40 to 50 hours per week?”

Because it’s not meant to help the average American worker.

It’s a vehicle by which the Obama administration can punish their enemies (average middle class workers) and strip them of their financial assets, and also a means by which some of the money stolen from those political enemies can be transferred to other, privileged groups the Democrats like.

Doomberg on December 30, 2013 at 11:36 AM

“A new policy would have been too expensive for the company to sponsor, so instead they handed their employees $2,400 apiece and wished them luck on the exchanges.”

..which, of course, is taxable income, don’t you know.

The War Planner on December 30, 2013 at 11:37 AM

Obamacare has fundamentally changed America into a banana republic.

sadatoni on December 30, 2013 at 11:38 AM

They should just be grateful to Dear Leader for saving the auto industry and shut up.

Knott Buyinit on December 30, 2013 at 11:39 AM

“How is this helping the average American that’s working 40 to 50 hours per week?”

Because it’s not meant to help the average American worker.

It’s a vehicle by which the Obama administration can punish their enemies (average middle class workers) and strip them of their financial assets, and also a means by which some of the money stolen from those political enemies can be transferred to other, privileged groups the Democrats like.

Doomberg on December 30, 2013 at 11:36 AM

Exactly. Just wait till Bammy justifies taking over our 401(k)and IRAs for contributing to inequality.

hawkeye54 on December 30, 2013 at 11:39 AM

Sure, they’re paying more than they used to, but they’re getting … less choice than they used to as well.

so what’s the downside…

DanMan on December 30, 2013 at 11:40 AM

Dem Congresswoman: Obamacare Sign-ups Low Because Millions Think GOP Repealed the Law

This is the type of idiot that wrote the law. No wonder it’s such a failure.

joekenha on December 30, 2013 at 11:42 AM

By 2020 the average American lifespan will drop by 5 years…

PatriotRider on December 30, 2013 at 11:43 AM

Exactly. Just wait till Bammy justifies taking over our 401(k)and IRAs for contributing to inequality.

hawkeye54 on December 30, 2013 at 11:39 AM

That’s definitely coming, but it will be in the context of “making these assets safe for Americans.”

Doomberg on December 30, 2013 at 11:43 AM

The Ghost of Christmas Future had two of man’s children under his robe, Want and Ignorance. The future is here. Valerie Jarrett is Want, B.O. is Ignorance.

onomo on December 30, 2013 at 11:43 AM

Think about a Libtard’s brain–they need less choices, anything more overwhelms them…

hillsoftx on December 30, 2013 at 11:43 AM

“Good luck on the exchanges”

Hunger Games time, folks.

portlandon on December 30, 2013 at 11:44 AM

Exactly. Just wait till Bammy justifies taking over our 401(k)and IRAs for contributing to inequality.

hawkeye54 on December 30, 2013 at 11:39 AM

Which is why I have always advocated POST Tax dollars going into my Retirement Account.

I was constantly told I was Paranoid when I mentioned that with Tax Deferral comes Government Control and Government capacity to make decisions and requirements after the fact.

jaydee_007 on December 30, 2013 at 11:44 AM

Nothing to see here…..Benghazi!
-lsm

cmsinaz on December 30, 2013 at 11:45 AM

That’s what I fear hawkeye

cmsinaz on December 30, 2013 at 11:46 AM

Hah, Politico shills for pajama-obama.

Schadenfreude on December 30, 2013 at 11:47 AM

Ford Explorer: Most popular vehicle on the planet; responsible for significant economic impact (jobs), happy customers, a product the people like.

Trabant: The best car socialism can produce; no one likes it, made in government-managed factories, POS.

ObamaCare: The Trabant of medicine.

BobMbx on December 30, 2013 at 11:47 AM

“Tar and Feather, I’d like to introduce you to our three branches of government and our fourth estate!!” Pretty much communists, one and all!

Deano1952 on December 30, 2013 at 11:48 AM

Exactly. Just wait till Bammy justifies taking over our 401(k)and IRAs for contributing to inequality.

hawkeye54 on December 30, 2013 at 11:39 AM

As if the REB would feel the need to do so.

BobMbx on December 30, 2013 at 11:49 AM

PatriotRider on December 30, 2013 at 11:43 AM

Obama regards that fact as a feature of the program!!

Deano1952 on December 30, 2013 at 11:49 AM

I was constantly told I was Paranoid when I mentioned that with Tax Deferral comes Government Control and Government capacity to make decisions and requirements after the fact.

Always the case that gov’t reserves the right to change the rules to its benefit, not ours. There is just sooooooooo much money tied up in retirement accounts government is eager to get, and it really doesn’t want to wait for us to retire to tax it incrementally as its withdrawn. What better than a government induced crash and chaos in the markets as a crisis for government to then come to our rescue and take over management of our damaged retirement accounts and dole out to us what it sees fit for us to securely live on. “Social Security” for one and all.

hawkeye54 on December 30, 2013 at 11:51 AM

While I don’t deny Barry wants a single-payer system…

…I have a hard time believing he’s either smart or interested enough to have seen 0Care collapse the system this quickly.

The one thing we know about Sotero is he’ll push the blame off on anyone and as far from him as he can.

So to plan for BarryCare to take a massive dump in the first half of his second term, and most likely lose Congress, is not in keeping with his modus operandi.

I could see him given projections that pointed at “issues” but at a point where he could blame insurers and “Big Pharma/Hospital”.

It’s like ghey mirage. Did Barry see LGBXYZ go on full-tilt attack this quickly? Did he expect his judges to go nutzoid on contact?

To have Mr. Present decide he wanted this chaos on his watch, where he can’t pin anyone else, just doesn’t add up.

budfox on December 30, 2013 at 11:51 AM

Exactly. Just wait till Bammy justifies taking over our 401(k)and IRAs for contributing to inequality.

hawkeye54 on December 30, 2013 at 11:39 AM

As if the REB would feel the need to do so.

More like an attempt at making us feel he needed to do so.

hawkeye54 on December 30, 2013 at 11:53 AM

Hah, Politico shills for pajama-obama.

Schadenfreude on December 30, 2013 at 11:47 AM

They’re tone deaf. All that will come across is the story about how Shaniqua is so happy about having another way to continue her life-long career of living off of the American worker/taxpayer.

Free food
Free clothing
Free housing
Free cable
Free cell phones
Free education
Free college tuition
Free cash for whatever she can’t afford

And now, free healthcare.

Why would Shaniqua complain?

BobMbx on December 30, 2013 at 11:57 AM

Always the case that gov’t reserves the right to change the rules to its benefit, not ours. There is just sooooooooo much money tied up in retirement accounts government is eager to get, and it really doesn’t want to wait for us to retire to tax it incrementally as its withdrawn.

hawkeye54 on December 30, 2013 at 11:51 AM

Its not so much that its “money”, its mostly because its “cash”. Real currency, not borrowed or leveraged or just freshly printed.

Plus, you don’t need all that cash anyway.

BobMbx on December 30, 2013 at 12:00 PM

Free food
Free clothing
Free housing
Free cable
Free cell phones
Free education
Free college tuition
Free cash for whatever she can’t afford

And now, free healthcare.

Why would Shaniqua complain?

BobMbx on December 30, 2013 at 11:57 AM

Cause the nail salon still charges her… Do I win something?

hillsoftx on December 30, 2013 at 12:01 PM

To have Mr. Present decide he wanted this chaos on his watch, where he can’t pin anyone else, just doesn’t add up.

budfox on December 30, 2013 at 11:51 AM

You are right. This was not the plan. Remember when D’s expressed fear about pushing Obamacare and compared it to the beating they took over HillaryCare? His reported response at the time was, This time it will be different because “You got Me”.

He thought he could sell what Bill Clinton couldn’t.

Mord on December 30, 2013 at 12:06 PM

Yay. Allegedly 1M people “signed up” but 5 million policies were canceled. So, we’re still at a -4M meaning we have added 4 million previously insured to uninsured status but hey, we added a million leeches to Medicaid.

Success in ObamaWorld.

Key West Reader on December 30, 2013 at 7:39 AM

Schadenfreude on December 30, 2013 at 12:06 PM

Free food
Free clothing
Free housing
Free cable
Free cell phones
Free education
Free college tuition
Free cash for whatever she can’t afford

And now, free healthcare.

Why would Shaniqua complain?

BobMbx on December 30, 2013 at 11:57 AM

If she had a brain, alas

A “Liberal Paradise” would be a place where everybody has guaranteed employment, free comprehensive healthcare, free education, free food, free housing, free clothing, free utilities, and only Law Enforcement has guns.

And believe it or not, such a place does indeed exist . . . it’s called prison.

Schadenfreude on December 30, 2013 at 12:07 PM

2014 is going to be a seriously depressing year.

WhatSlushfund on December 30, 2013 at 12:07 PM

Case study: Auto dealership workers cope with ObamaCare sticker shock after company plan is canceled

 
Well y’all and your children’s grocery budgets just need to suck it up because
nearly 1/2
of
1/2
of
1%
of the US population has signed up for Obamacare, and it’s awesome.
 
(Thanks again for the link, libfreeordie.)

rogerb on December 30, 2013 at 12:10 PM

thank gawd all them ACORN workers can be Obamacare reps now…. I wouldn’t know how to handle poverty health care situations and look forward to learn’n how to scam da system.

roflmmfao

donabernathy on December 30, 2013 at 12:11 PM

Why the US is in the dumpster she’s in.

Schadenfreude on December 30, 2013 at 12:13 PM

rogerb on December 30, 2013 at 12:10 PM

As usual:

rogerb – 1

perfessor/slave of HA – 0

Schadenfreude on December 30, 2013 at 12:14 PM

The biggest irony of them all is that the obama-sheepleton are hated/despised by obama and his…but they want mo of it.

Schadenfreude on December 30, 2013 at 12:15 PM

The last line. YOU must internalize it, or perish.

Schadenfreude on December 30, 2013 at 12:16 PM

As Nancy Pelosi would say “It’s going to be WONDERFUL!”

GarandFan on December 30, 2013 at 12:17 PM

workers cope with ObamaCare sticker shock after company plan is canceled

Yeah, but for all that the WaPo today continued cheerleading for Obamacare with a story above the fold on the front page about the “surge” in healthcare sign-ups. They hedged their bets by also declaring that there has been progress with Healthcare.gov.

Over the weekend the WaPo not only had a pro-Obamacare editorial (the public good in looting from the producers and rewarding the parasites) along with a very long piece on some of the parasites who actually benefit from Obamacare- note that not one of them produces in society they are all takers with no real worth to their fellow citizens.

Enjoy 2014, my HA friends. It looks like there is going to be plenty of drama as more and more of Obamacare beyond the website begins to be too big to hide behind exemptions, delays, and other lawless behavior by the lazy stupid bastard in the White House, Secretary of Blame Sebelius, or any of their minions (who are not nearly as cute as the ones in Despicable Me).

Happy Nomad on December 30, 2013 at 12:23 PM

While, under a successful program, premiums would decline or at least not rise beyond inflation, it is a good thing that out of pocket expenses are on the rise.

This is the only remaining aspect of consumerism that is in accord with the free market. When people don’t bear the cost of a product or service they overuse it. If beer were subsidized so that it became cheaper than water, we would bathe and water our lawns with beer. The result would be massive shortages and price hikes to be blamed on Big Beer gauging the public.

MJBrutus on December 30, 2013 at 12:24 PM

To have Mr. Present decide he wanted this chaos on his watch, where he can’t pin anyone else, just doesn’t add up.

budfox on December 30, 2013 at 11:51 AM

Yeah, nobody is madder than Obama. (That is never going to get old!)

Happy Nomad on December 30, 2013 at 12:24 PM

Dean – “scrap mandate

Schadenfreude on December 30, 2013 at 12:25 PM

“This is about the individual mandate,” he said. “The individual mandate was not necessary and it’s probably a big political thing, and that is going to hurt the Democrats because people don’t like to be told what to do by the government no matter what party they’re in.”

— Howard Dean

Ask yourself why Roberts changed the text of the law. Link where another justice changed the text of any law. This is not his job/oath.

Schadenfreude on December 30, 2013 at 12:27 PM

If workers begin losing their employer-sponsored coverage, which is going to continue in larger numbers this year, the tax bite is going to be painful. My employer-sponsored coverage is paid for by pre-tax dollars. More backlash looms.

Confiscation and redistribution.

Philly on December 30, 2013 at 12:28 PM

Dem Congresswoman: Obamacare Sign-ups Low Because Millions Think GOP Repealed the Law

This is the type of idiot that wrote the law. No wonder it’s such a failure.

joekenha on December 30, 2013 at 11:42 AM

This Congresscritter is just as smart as the people who elected her. But it brings up the lunacy of Obamacare. If these “people” are so stupid as to think that Obamacare was cancelled, how in the hell are they able to log on to the website and sign up?

Happy Nomad on December 30, 2013 at 12:28 PM

How dumb is the American public? So dumb that Barack Obama and Hilary Clinton were overwhelmingly selected as the wolrd’s most admired man and woman:

http://www.gallup.com/poll/166646/obama-clinton-continue-reign-admired-man-woman.aspx

bw222 on December 30, 2013 at 12:33 PM

I’m wondering if I should buy stock in pitch forks and torches.

NotCoach on December 30, 2013 at 12:33 PM

As Nancy Pelosi would say “It’s going to be WONDERFUL GLORIUS!”

GarandFan on December 30, 2013 at 12:17 PM

Just so not to diss Nancy off…but “WONDERFUL” is cool too.

timberline on December 30, 2013 at 12:34 PM

By 2020 the average American lifespan will drop by 5 years…

PatriotRider on December 30, 2013 at 11:43 AM

That should be quite a help with the underfunded Social Security program. Turns out Alan Grayson had an idea. It’s just that it’s the Dems that want you to die quickly. And, it wasn’t about healthcare. It was about retirement.

Wait until they figure out how to make crackers out of your body…

trigon on December 30, 2013 at 12:34 PM

How dumb is the American public? So dumb that Barack Obama and Hilary Clinton were overwhelmingly selected as the wolrd’s most admired man and woman:

http://www.gallup.com/poll/166646/obama-clinton-continue-reign-admired-man-woman.aspx

bw222 on December 30, 2013 at 12:33 PM

It’s only 16 and 15%, respectively. Of the eleven names listed for males the total adds up to only 34%. I find that kind of hopeful, actually. Maybe many or most respondents picked family members. Only a brain dead intertubes troll would pick Obama over a close friend or family member.

NotCoach on December 30, 2013 at 12:38 PM

I’m wondering if I should buy stock in pitch forks and torches.

NotCoach on December 30, 2013 at 12:33 PM

I’d wait and see what the futures trading shows about tar and feathers.

Happy Nomad on December 30, 2013 at 12:42 PM

Long Klieg lights and Concertina wire.

Murphy9 on December 30, 2013 at 12:48 PM

So was Extreme Jeep one of the democat supporting dealerships that didn’t suffer the purge during the auto bailout? You get what you vote for.

Rio Linda Refugee on December 30, 2013 at 12:51 PM

He said the biggest surprise to him in how the law impacts small business clients is “how many people are losers versus winners. … There are some people who do come out ahead, but I would say the overwhelming majority, they’re paying much higher rates and they have lower benefits.”

The only people who benefit from ObamaCare are the poor, who either get free Medicaid or almost-free subsidized ObamaCare plans to go along with their Section 8 housing, food stamps, unemployment or disability, and ObamaPhones. And the people who will be paying for it are middle class, non-unionized, private sector workers, the majority of whom are Republicans or independents. (All the union and government workers will still get gold-plated insurance plans, not to worry).

The real question is whether the Democrats will lose their desire to move to single-payer once they start cashing in on the corruption that will inevitably plague these exchanges.

Outlander on December 30, 2013 at 12:52 PM

Leading up to the 2014 elections, get ready for the tsunami of lies and misrepresentations of how the GOP and the Tea Party ruined Obamacare.

HiJack on December 30, 2013 at 12:53 PM

“How is this helping the average American that’s working 40 to 50 hours per week?”

It’s not about helping the average American, its about government control. And don’t think for a minute that the medical information, in their files, will not be shared with every other federal agency, and used against you, at some point.

kjatexas on December 30, 2013 at 12:55 PM

Progressive idea of Prosperity…..When everyone’s outcomes are EQUAL…..equally bad that is.

So this story represents Progress towards that goal.

Happy New Year from all the Big government loving, individual liberty hating Rulers in D.C.

:-)

PappyD61 on December 30, 2013 at 12:58 PM

…..and the other treat of this Obamacare clusterfark is that you can’t even budget for your healthcare because……

the IRS will take your subsidies back at the end of the year if you make too much money. So my incentive is to shift more of my business to cash to under report my income.

The bottom line cost of your health care is completely unknown until tax time. Fun stuff!!! Thanks Barack! Thanks Dems!

rickyricardo on December 30, 2013 at 12:59 PM

Ya begged, pleaded and fought for it, Amerika, and now ya got it.

Enjoy.

MisterElephant on December 30, 2013 at 1:02 PM

Allegedly 1M people “signed up” but 5 million policies were canceled. So, we’re still at a -4M meaning we have added 4 million previously insured to uninsured status

Not necessarily. Not everyone that was canceled needed to go through the federal/state exchange to get new insurance. My insurance carrier simultaneously offered a new O’care compliant policy along with my cancellation notice. All I had to do was start paying my newly doubled premium on Jan. 1.
I was then *allowed* to keep my old policy. So even though I was counted among the “cancelled”, I now have coverage again..and I never went near the exchange.

lynncgb on December 30, 2013 at 1:07 PM

http://www.youtube.com/watch?v=5eqYdr2iEhM

Remind the politicians in ALL social media, ALL the time about this 47 second clip from 1989…..and ask them what they have DONE to promote this idea.

Just imagine, if our overlords would just get out of the way and let the private sector rescue employees from these kind of high dollar outcomes.

THAT is what Reagan was talking about in the clip.

PappyD61 on December 30, 2013 at 1:11 PM

Maybe those employees wouldn’t be in such a bad situation if they’d only used their brain before voting twice for that lying Obama?

BillCarson on December 30, 2013 at 1:16 PM

Every so often, the clueless voters who pull the lever for the most appealing candidate, rather than the most qualified, have to cause much pain and suffering before they either stop voting, or actually educate themselves about a candidate’s qualifications and ideology.

cajunpatriot on December 30, 2013 at 1:21 PM

Citizens should get down on their knees and thank God for this “glorious” thing the democrats have bestowed upon us. /

scalleywag on December 30, 2013 at 1:22 PM

And those who said it above are exactly right, this isn’t about health care, this isn’t about helping the middle class like the president likes to give speeches about, it isn’t even about getting health care for those who didn’t have it, it’s about power and control.

scalleywag on December 30, 2013 at 1:28 PM

The Bluecross phone lines are busy today. I was dropped from the line twice, third time the line was just returning a busy signal. I tried another number and that wait took 25 minutes to get an agent.

Supposedly I will be able to keep my 2013 plan for 2014 and I’ve officially applied to do so. I didn’t get my December bill till mid month and that included January’s bill for the “bronze” plan.

The bronze plan that was considered the similar plan to my old one was going to cost me $700 more per year and copays went from $35 to $60. The deductable was around $3k more.

oryguncon on December 30, 2013 at 1:36 PM

By 2020 the average American lifespan will drop by 5 years…

PatriotRider on December 30, 2013 at 11:43 AM

Therein lies the Democrats’ plan to return Social Security to solvency.

Kafir on December 30, 2013 at 1:37 PM

This is just the start – we’ll be seeing a lot of more cases like this come September 2014 when the cancellation notices for the policies subject to the Employer Mandate are delivered.

The left will attempt to spin examples like these as the ‘exception’ as opposed to the rule, but this will be far more common as the HHS’s own estimates predict 90-100 million people losing their coverages when the Employer Mandate takes effect in mid November 2014.

This is the price for government control of 1/6th of the national economy and expanded wealth redistribution by the federal government to enforce the progressive fascist definitions of ‘fairness’ and ‘social justice’.

Athos on December 30, 2013 at 1:43 PM

So as American’s are choking on their Christmas Goose and downsizing to sparkling wine for New Years, courtesy of Mr. Obama and the Democrats, where are the Republicans?

There will be a time when the people realize there is no oft repeated alternative to repeal this monstrosity and replace it with a plan that helps American’s in need.

The “cavalry” isn’t riding in. It is sitting on its ass as the Executive Branch unconstitutionally changes the law by stealing power from Congress and forces this down our throats.

Once people realize they are now caught in the middle of a political football match, it won’t end well for anyone on Congress.

Marcus Traianus on December 30, 2013 at 2:24 PM

Seriously, at this point who gives a rats arse. All we hear is how bad this bill is and how it is ruining America and the healthcare industry, yet nothing gets done. The way I see it, the insurance companies are going to love their windfall profits that is until they start receiving the bills. The Democrats are operating with blinders and following the Pied Piper to their demise and the RINO’s are licking their chops and can’t wait to gain control of 1/6th of the United States economy. The rest of us simple humans, well they might just let us exist.

DDay on December 30, 2013 at 2:29 PM

No worries. Libfree tells me an extra $2.50 per hour should make it all better.

WryTrvllr on December 30, 2013 at 2:50 PM

just out of curiosity would anyone like to enumerate what ACA was supposed to fix and what it actually did fix?

RonK on December 30, 2013 at 4:06 PM

Ford Explorer: Most popular vehicle on the planet; responsible for significant economic impact (jobs), happy customers, a product the people like.

Trabant: The best car socialism can produce; no one likes it, made in government-managed factories, POS.

ObamaCare: The Trabant of medicine.

BobMbx on December 30, 2013 at 11:47 AM

Hey now wait a minute.

I liked loved my Trabi. It was the color of baby mustard-poop and was fun to drive around Germany with US plates and a huge, huge silhouette of a knee-dragging motorcycle racer decaled on the hood. But it did get tedious adding 2 stroke oil to it with every fillup.

Sadly when the motor seized up, I kept it for another 4 years, hoping to overhaul it for posterity, before junking it. At least I brought the hood back to the US with me to hang on my garage wall. :P

AH_C on December 30, 2013 at 4:08 PM

Similar experience here. I work for a medium-size hospital. We had a terrific plan. Zero deductible, $100 co-insurance for in-hospital or out-patient care, reasonable co-pays, with a large network of doctors and facilities.

But we recently were told that plan will no longer be offered. The replacement plans have high deductibles and out-of-pocket requirements. And the premiums only went down 5%.

I’m lucky, I guess….I can go on Medicare in January. But other employees are facing thousands of dollars more in medical expenses each year. Many of them are minimum wagers. They don’t have that kind of money, so presumably, they will go without care — while working at a hospital.

Watta mess!

jeanneb on December 30, 2013 at 5:26 PM

Caught this yesterday, what a ClusterFark.

More of this is a a cometh, Brace for more of this HealthCare
Crap!!

canopfor on December 30, 2013 at 5:47 PM

Obamacare: More people have lost insurance than gained. This is a disaster and if the GOP doesn’t capitalize, then the leadership is truly incompetent.

nazo311 on December 30, 2013 at 8:24 PM

All you people that say the prezzy is an evil genius are out of it.

He’s a dumbass.

An evil dumbass, but a dumbass nonetheless.

Meremortal on December 30, 2013 at 8:39 PM

To have Mr. Present decide he wanted this chaos on his watch, where he can’t pin anyone else, just doesn’t add up.

budfox on December 30, 2013 at 11:51 AM

He doesn’t care, because he’s already decided he’s not going to participate in another election ever again, and hasn’t yet made up his mind whether we will either.

Brendon Carr on December 31, 2013 at 7:40 AM

“Which is why I have always advocated POST Tax dollars going into my Retirement Account.

I was constantly told I was Paranoid when I mentioned that with Tax Deferral comes Government Control and Government capacity to make decisions and requirements after the fact.”

Jaydee, what makes you think they won’t tax your post tax dollars in retirement?

jpmn on January 1, 2014 at 10:59 AM