Next up for ObamaCare market disruption: small businesses

posted at 8:08 am on December 17, 2013 by Ed Morrissey

The White House may be breathing a little easier lately on ObamaCare, having weathered the initial storms of a still-dysfunctional website and the cancellation of millions of individual policies.  The latter won Barack Obama the Lie of the Year at Politifact (after Politifact had argued for more than two years that Obama hadn’t lied at all in the “you can keep your plan” promise) and the 2013 Mr. Pinocchio Award at the Washington Post. The outrage on all of these probably won’t sustain itself over the Christmas holidays, and if nothing else transpires, the media will begin looking for new stories.

Or will they? Politico reminds everyone that there are still some big shoes left to drop:

Think the canceled health policies hurt the Obamacare cause? There’s another political time bomb lurking that could explode not too long before next year’s elections: rate hikes for small businesses.

Like the canceled individual health plans, it’s another example of a tradeoff that health care experts have long known about, as the new rules for health insurance prices create winners and losers. But most Americans won’t become aware of it until some small business employees learn that their premiums are going up because of a law called — oops — the Affordable Care Act.

Some will learn the opposite, that their premiums are going down because of the law. But as we saw with the canceled individual health plans, it’s the losers who will get most of the attention.

And the timing will be terrible for Democrats: A lot of those small businesses will have to start dealing with their new prices in October — just in time for Republicans to make it an issue in their mid-term election campaigns.

Why will small business plans be a big political issue? It’s the problem of scale in the employer mandates:

Here’s why: Next year, small business health plans — generally those that cover less than 100 workers — will have to comply with a wide range of new rules, particularly the ones that say employees can’t be charged more if they have health problems. Their premiums will only vary based on their age, whether they have individual or family coverage, what part of the country they live in, and whether they use tobacco — and older workers won’t be able to be charged more than three times as much as younger ones.

Those changes will be helpful to small businesses with older workers and employees with health problems, but they also mean that small firms with younger, healthier workers will have to pay more than they used to. The new small business plans will also have to cover the same set of minimum benefits that individual health plans will have to provide, including pediatric care and mental health and substance abuse services.

Larger businesses have a better economy of scale for these issues, plus generally a balanced workforce.  Most small businesses of 50-100 workers won’t have that kind of demographic balance. In fact, while larger businesses can absorb the costs of a few really sick employees and dependents, even one hardship case at a firm of 50-100 employees could seriously skew the risk pool for everyone else.  Insurers are going to calculate rates on that basis, and that means everyone will pay more.

That goes for larger businesses too, but the bumps should be shallower. This means that larger firms will gain yet another competitive advantage over smaller firms, both in the labor market (by offering lower costs on premiums and better benefits) and in the consumer market (by keeping their costs of production lower). But the employer mandates are still more likely to have small and medium-sized businesses dumping employee coverage in favor of the fine, and that may even be true of larger firms, as HHS predicted three years ago.  The next big shoe may drop as many as 93 million times.

Update: One commenter notes that the White House will try to move this shoe-drop to past the midterm elections.  They already have — in theory — by moving the mandate enforcement date next year to mid-November rather than October 1. However, these businesses will be planning costs for 2015 in August and September of 2014, not late November, and will demand pricing well ahead of the elections. If they don’t get it, they will probably opt to drop coverage and pay fines, which will be fixed costs on which they can confidently plan the next year’s budget.


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…the cancer spreads!

KOOLAID2 on December 17, 2013 at 8:11 AM

The next big shoe may drop as many as 93 million times.

…they will have to delay it somehow, until after the elections…

KOOLAID2 on December 17, 2013 at 8:16 AM

..everybody shoveling snow?….hello!

KOOLAID2 on December 17, 2013 at 8:17 AM

No worries Obama will delay this as well…. he got away with the other delays…. he’ll do it again

Guaranteed

cmsinaz on December 17, 2013 at 8:17 AM

Disruption. Chaos. Confusion. Crisis. Anger. Top down. Bottom up. Eliminate the Middle Class. Change.

/Alinsky

Key West Reader on December 17, 2013 at 8:18 AM

This was all planned to be this way.
If it wasn’t they would be making major changes or eliminating ObamaCare.
They are just delaying and dragging it out so people will take longer to get used to it and to avoid elections.

Where are the Republican Congress members crying foul on all these ObamaCare games? McCain is the Ukraine more worried about their citizens than ours. He marches in the streets with them…he goes on talk shows here…
You see many Republican Congress members crying out to repeal ObamaCare?

albill on December 17, 2013 at 8:23 AM

You see many Republican Congress members crying out to repeal ObamaCare?

albill on December 17, 2013 at 8:23 AM

There is no opposing party. They are all Progressives. Some wear blue hats some wear red hats. They are all Progressives.

Key West Reader on December 17, 2013 at 8:25 AM

..everybody shoveling snow?….hello!
KOOLAID2 on December 17, 2013 at 8:17 AM

Been at work since 3am updating our slot system. First chance I had to respond. No snow for us!

VegasRick on December 17, 2013 at 8:25 AM

Disruption. Chaos. Confusion. Crisis. Anger. Top down. Bottom up. Eliminate the Middle Class. Change.

/Alinsky

Key West Reader on December 17, 2013 at 8:18 AM

Well said.

Barack Obama is proof that millions of people in the USA today are incompetent at voting, can’t understand issues beyond cosmetics.

Lourdes on December 17, 2013 at 8:25 AM

Disruption. Chaos. Confusion. Crisis. Anger. Top down. Bottom up. Eliminate the Middle Class. Change.

/Alinsky

Key West Reader on December 17, 2013 at 8:18 AM

“First Black President!”

First openly Communist President.

Lourdes on December 17, 2013 at 8:26 AM

First openly Communist President.

Lourdes on December 17, 2013 at 8:26 AM

Racist.

Identify the enemy. Freeze it. Target it. Label it. Humiliate it. Defeat it.

/Alinsky.

Key West Reader on December 17, 2013 at 8:27 AM

You see many Republican Congress members crying out to repeal ObamaCare?

albill on December 17, 2013 at 8:23 AM

It’s ghastly, I agree.

Lourdes on December 17, 2013 at 8:27 AM

The taglines write themselves:

“Shop local. Because as soon as the rate hikes kick in EVERYONE will shopping at WalMart.”

Gatsu on December 17, 2013 at 8:28 AM

I wonder if Chad in the picture would like to be introduced to the chronically unemployed Fiona…

Yup, Kool, already shoveling snow this morning, LOL

Fallon on December 17, 2013 at 8:30 AM

First openly Communist President.

Lourdes on December 17, 2013 at 8:26 AM

Racist.

Identify the enemy. Freeze it. Target it. Label it. Humiliate it. Defeat it.

/Alinsky.

Key West Reader on December 17, 2013 at 8:27 AM

“First Black President!”

First openly Communist President.

Lourdes on December 17, 2013 at 8:26 AM

That first line is quoted by me because that’s how Obama was praised and supported by many a foolish voter bent on being as easily fooled as a rabbit in a fox den: “it’s a good place, it’s cool!”

It meant nothing that Obama was “Black” other than fools were easily recruited — and FOOLED — into assuming that made everything OK while they threw away reason.

They should have supported a better Black actor than Barack, at least someone who could perform George Washington or Abe Lincoln and not Saul Alinsky on cue.

Lourdes on December 17, 2013 at 8:32 AM

Holy Crap. As small business owners (S-Corp) we are getting killed this year in taxes. It truly feels as if this administration (and this Congress – I’m looking at you Mr. Ryan) has put a target on our backs.

Fallon on December 17, 2013 at 8:33 AM

I wonder if Chad in the picture would like to be introduced to the chronically unemployed Fiona…

Yup, Kool, already shoveling snow this morning, LOL

Fallon on December 17, 2013 at 8:30 AM

Don’t you mean birth control pill challenged Julia? You know that girl… the one with the smelly armpits and hairy legs, dred locked hair, greasy shirt and underpants that shows up at Occupy rallies whilst leaving her 4 children at home?

I think that is who you mean.

But, I’m racist so what the heck do I know?

Key West Reader on December 17, 2013 at 8:34 AM

Lourdes on December 17, 2013 at 8:32 AM

I blame Hollywood.

As might be expected, this figure is chiefly cinematic — embodied by such noted performers as Sidney Poitier, Morgan Freeman, Scatman Crothers, Michael Clarke Duncan, Will Smith and, most recently, Don Cheadle. And that’s not to mention a certain basketball player whose very nickname is “Magic.”

Fallon on December 17, 2013 at 8:38 AM

Key West Reader on December 17, 2013 at 8:34 AM

I think Chad has enough trouble keeping his Bistro open to become entangled with Fiona or Julia. Maybe, Barney would be a better partner. If he can just resist the public pressure to marry, eventually lose half his stuff and pay more for Obamacare…

Up is down and down is up.

Fallon on December 17, 2013 at 8:42 AM

Dog Eater can’t delay anything, he doesn’t have the power or the authority to arbitrarily change federal law whenever he wants because Congress will hold him accounta…..

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA! I crack myself up.

Bishop on December 17, 2013 at 8:42 AM

But, I’m racist so what the heck do I know?

Key West Reader on December 17, 2013 at 8:34 AM

That’s Ok, I’ve known a lot of good racists like you so I’m not offended.

Hey if the Pope can say that about Marxists……

Oldnuke on December 17, 2013 at 8:43 AM

Fallon on December 17, 2013 at 8:38 AM

Scatman Crothers, probably the greatest magic negr0 of them all.

Bishop on December 17, 2013 at 8:45 AM

Up is down and down is up.

Fallon on December 17, 2013 at 8:42 AM

Only if we let them “win”.

/Winning the Future!

Key West Reader on December 17, 2013 at 8:50 AM

Thanks for the update Ed…..should be interesting what they’ll try to do…..

cmsinaz on December 17, 2013 at 8:53 AM

Lourdes on December 17, 2013 at 8:32 AM

I blame Hollywood.

As might be expected, this figure is chiefly cinematic — embodied by such noted performers as Sidney Poitier, Morgan Freeman, Scatman Crothers, Michael Clarke Duncan, Will Smith and, most recently, Don Cheadle. And that’s not to mention a certain basketball player whose very nickname is “Magic.”

Fallon on December 17, 2013 at 8:38 AM

That about sums things up where Obama’s “appeal” is concerned. Never has a nincompoop bad guy been elevated so far above his ‘pay grade’ as Barack Obama has and it’s all accredited to this Left/Media/Communism fad.

Unfortunately for the rest of us, their fad is our destruction.

Lourdes on December 17, 2013 at 8:53 AM

This was all planned to be this way.
If it wasn’t they would be making major changes or eliminating ObamaCare.

albill on December 17, 2013 at 8:23 AM

This is ridiculous, and you are limiting your imagination…not every screwup in the rollout of Democrat/ChoomCare has been intentional, both in the errors of the law as it was first written (which has had to be amended numerous times already) and in the fact that even the receiving-unexpected-political-blowback Dumbocrats themselves didn’t know all of what was in the bill they passed.

Many of them might believe in Cloward-Piven, but that doesn’t mean they want to blowup the system prematurely, like what happened to Bill Ayers’ cronies in a Greenwich Village town house when they were making bombs…

Anti-Control on December 17, 2013 at 8:53 AM

There is no opposing party. They are all Progressives. Some wear blue hats some wear red hats. They are all Progressives.

Key West Reader on December 17, 2013 at 8:25 AM

Alas, in almost all cases, you are correct.

Kevin K. on December 17, 2013 at 8:56 AM

Unfortunately for the rest of us, their fad is our destruction.

Lourdes on December 17, 2013 at 8:53 AM

Nah. Brock is the biggest joke on every college campus in America.

Our problem is going to be fighting the Progs that wear red hats but vote like they’re wearing blue hats.

They are all feeding at the same trough. That’s what is so … sad. But, then again, not surprised at all. This is why they hate the Tea Party.

But the Tea Party isn’t a political party. It is a state of mind – a belief in personal freedom.

Key West Reader on December 17, 2013 at 8:56 AM

…in the fact that even the receiving-unexpected-political-blowback Dumbocrats themselves didn’t know all of what was in the bill they passed.

Many of them might believe in Cloward-Piven, but that doesn’t mean they want to blowup the system prematurely, like what happened to Bill Ayers’ cronies in a Greenwich Village town house when they were making bombs…

Anti-Control on December 17, 2013 at 8:53 AM

They knew. They knew. It was planned by the Dems for a while, what happened nearly immediately after they landed Obama in the White House. They knew. Obamacare and it’s wreckage was and is quite intentional by the Democrats, right up to the sealed-door meeting room with Pelosi huddled in there “barring the door to Republicans” and demanding a vote on legislation that wasn’t even written when it was voted on, much moreso not even read by the Dems who voted for it. They were carrying out a prearranged deeds.

The Dems, the Left, relied on just enough millions of Americans being easily led over a cliff by a flashy object, such as Obama.

Lourdes on December 17, 2013 at 8:57 AM

Unfortunately for the rest of us, their fad is our destruction.

Lourdes on December 17, 2013 at 8:53 AM

Nah. Brock is the biggest joke on every college campus in America…

Key West Reader on December 17, 2013 at 8:56 AM

I’m referring to the Left’s goal for the US and it’s Communism. They discard players when their “cool” factor fails and “Brock” is just another one of those. But the objective, their “fad,” continues.

And those college campus ‘folk’: who WASN’T disenfranchised with adults at that age? Who DIDN’T assume they knew everything about everything at that age? The Left exploits that state of hubris called ‘youth’ and it always will…it’s the default gullibility of being sixteen/eighteen-to-twenty-four.

Lourdes on December 17, 2013 at 9:01 AM

They knew. They knew. It was planned by the Dems for a while, what happened nearly immediately after they landed Obama in the White House. They knew. Obamacare and it’s wreckage was and is quite intentional by the Democrats, right up to the sealed-door meeting room with Pelosi huddled in there “barring the door to Republicans” and demanding a vote on legislation that wasn’t even written when it was voted on, much moreso not even read by the Dems who voted for it. They were carrying out a prearranged deeds.

Lourdes on December 17, 2013 at 8:57 AM

Yes, even the boneheaded, unintentional mistakes they’ve made have been “part of the plan”!

ROFL

Anti-Control on December 17, 2013 at 9:01 AM

The next big shoe may drop as many as 93 million times.

Three Thirty three percent? That’s it. What’s the hullabaloo about.

libfreeordie on October 31, 2013 at 4:51 PM

NotCoach on December 17, 2013 at 9:01 AM

while larger businesses can absorb the costs of a few really sick employees and dependents, even one hardship case at a firm of 50-100 employees could seriously skew the risk pool for everyone else

That doesn’t seem to jibe with not being able to discriminate based on health conditions. It won’t matter how sick you are. What will matter is how old you are. It seems the real effect will be to skew the average workforce age downward, as businesses will prefer to hire the young, who will incur cheaper premiums. IOW, we will have a strong forced early retirement dynamic at work in our society. The workforce will shrink as the rolls of the older folks who cannot find employment swell. This will lead to massive social dysfunction, especially as we are living longer, and our retirement nest eggs are increasingly inadequate.

It may well be that in creating this problem obamacare also provides its own perverse “solution” for it, by killing the elderly off sooner – both by robbing us of purpose, and literally, through its death panels.

paul1149 on December 17, 2013 at 9:02 AM

Timing is perfect: Just as the Lefty Minions squawk that the economy os “poised” for recovery.

Tee hee.

socalcon on December 17, 2013 at 9:02 AM

There is no opposing party. They are all Progressives. Some wear blue hats some wear red hats. They are all Progressives.

Key West Reader on December 17, 2013 at 8:25 AM

I disagree with this – many of the weak-willed GOPers are status-quoists, not “progressives.”

Anti-Control on December 17, 2013 at 9:03 AM

Lourdes on December 17, 2013 at 8:57 AM

Yes, even the boneheaded, unintentional mistakes they’ve made have been “part of the plan”!

ROFL

Anti-Control on December 17, 2013 at 9:01 AM

You think “Obamacare” was intended to be functional?

You think the federal govt. “can’t” produce a website that “works”?

Enjoy that bridge to nowhere you paid for.

In all seriousness, the failure is part of their process: it’s a process of ruination that is quite intentional.

The nit-picked broken linkage level things rendered by Obamacare isn’t what I’m talking about, I’m referring to the fact that MEMBERS OF CONGRESS “voted for” some illiterate, incomplete gibberish that they prevented other members of Congress from even participating in to such an extent that “we have to pass the bill so you can see what is in it.”

That level of incompetence is intentional. Pelosi, Reid, Obama and the lot of them belong in jail. Intentional wreckage of a nation and defilement of it’s Constitution…

However, to respond on your level: “LOL!”

Lourdes on December 17, 2013 at 9:05 AM

…many of the weak-willed GOPers are status-quoists, not “progressives.”

Anti-Control on December 17, 2013 at 9:03 AM

And you know that how? That’s a very, very specific definition there, so I’m curious how you know that.

Lourdes on December 17, 2013 at 9:07 AM

And those college campus ‘folk’: who WASN’T disenfranchised with adults at that age? Who DIDN’T assume they knew everything about everything at that age? The Left exploits that state of hubris called ‘youth’ and it always will…it’s the default gullibility of being sixteen/eighteen-to-twenty-four.

Lourdes on December 17, 2013 at 9:01 AM

I respectfully must disagree. These “kids” have parents who are struggling to stay afloat. These “kids” from the 90′s realize how well they had it – everyone gets a trophy, everyone gets a prize.

In the meantime, the left actually managed to diminish exceptionalism through the use of “collectivism” and the youth are rejecting this notion.

If there is nothing left to strive for, what use is there in striving?

The kids of the 90′s are now wondering if they ever accomplished a thing.

Trust me on that. The Ideology of the Left. Is losing.

Creepy Vid from 2008

Key West Reader on December 17, 2013 at 9:08 AM

You think “Obamacare” was intended to be functional?

That level of incompetence is intentional. Pelosi, Reid, Obama and the lot of them belong in jail. Intentional wreckage of a nation and defilement of it’s Constitution…

However, to respond on your level: “LOL!”

Lourdes on December 17, 2013 at 9:05 AM

Do you think Bill Ayers’ cronies wanted their bombs to go off in their own town house, too?

“LOL”

Anti-Control on December 17, 2013 at 9:09 AM

Lourdes on December 17, 2013 at 9:01 AM

I respectfully must disagree. These “kids” have parents who are struggling to stay afloat. These “kids” from the 90′s realize how well they had it – everyone gets a trophy, everyone gets a prize.

In the meantime, the left actually managed to diminish exceptionalism through the use of “collectivism” and the youth are rejecting this notion.

If there is nothing left to strive for, what use is there in striving?

The kids of the 90′s are now wondering if they ever accomplished a thing.

Trust me on that. The Ideology of the Left. Is losing.

Creepy Vid from 2008

Key West Reader on December 17, 2013 at 9:08 AM

I never asserted what you’re there “disagreeing with.”

I never said the Left’s ideology was losing. I said that it relies on the gullibility of “the youth” experience.

Everyone’s gullible during “youth” and particularly available to rebellious voices and urges given the right level of agitation during the later teen years, particularly, which is when most of us were and they are today in college.

THe Left relies on that level of gullibility and always will. That was my point made earlier.

I agree that the Left’s ideology “loses” when youth grows up and has to contend with reality beyond the experience of being maintained by parents and/or peer group/s.

Lourdes on December 17, 2013 at 9:12 AM

Lourdes on December 17, 2013 at 9:05 AM

Do you think Bill Ayers’ cronies wanted their bombs to go off in their own town house, too?

“LOL”

Anti-Control on December 17, 2013 at 9:09 AM

Ask Bill Ayers.

“LOL!”

Lourdes on December 17, 2013 at 9:13 AM

And you know that how? That’s a very, very specific definition there, so I’m curious how you know that.

Lourdes on December 17, 2013 at 9:07 AM

If you want to believe the blubbering Boehner and other GOPers have no core political beliefs, and went along with Cruz and Lee to provoke the government shutdown only for show, be my guest – just don’t be surprised that I’d think you’re paranoid and overemotional! :)

Anti-Control on December 17, 2013 at 9:14 AM

The country is getting what it wants… not sure what the problem is. Forward!

MT on December 17, 2013 at 9:14 AM

Ask Bill Ayers.

“LOL!”

Lourdes on December 17, 2013 at 9:13 AM

That was easy – thank you! :)

Anti-Control on December 17, 2013 at 9:14 AM

Lourdes on December 17, 2013 at 9:05 AM

Do you think Bill Ayers’ cronies wanted their bombs to go off in their own town house, too?

“LOL”

Anti-Control on December 17, 2013 at 9:09 AM

Ask Bill Ayers.

“LOL!”

Lourdes on December 17, 2013 at 9:13 AM

“A danger to themselves or others.”

Anyone going about plotting and engaging in the destruction of others is not someone who can be relied on to not be a danger to him/herself. I imagine “bomb building” in one’s home wouldn’t be populated by a genuinely well intended person bent on safety. For anyone.

“LOL!”

Lourdes on December 17, 2013 at 9:15 AM

And you know that how? That’s a very, very specific definition there, so I’m curious how you know that.

Lourdes on December 17, 2013 at 9:07 AM

If you want to believe the blubbering Boehner and other GOPers have no core political beliefs, and went along with Cruz and Lee to provoke the government shutdown only for show, be my guest – just don’t be surprised that I’d think you’re paranoid and overemotional! :)

Anti-Control on December 17, 2013 at 9:14 AM

I can see whattheheck is wrong with your mind: you assume a megalomanic perspective such that you’re sure what others are thinking even across the internet from distances far, far away, strangers, you’re sure you can put plans and objectives into their “minds” and speak for them.

You can’t, in reality, know what I’m thinking or what I think about anyone else unless I express that to you or publicly otherwise.

“LOL!”

So sure you just know what others have in mind or “think,” are you?

Lourdes on December 17, 2013 at 9:18 AM

…just don’t be surprised that I’d think you’re paranoid and overemotional! :)

Anti-Control on December 17, 2013 at 9:14 AM

That coming from the nutter who writes “LOL” after referring to Bill Ayers and domestic terrorists “building bombs.”

Lourdes on December 17, 2013 at 9:19 AM

80% of employed persons work in small business. If even half of them vote GOP in retaliation, 2014 ought to be quite a surprise for the fascists.

Kafir on December 17, 2013 at 9:24 AM

The media is behind this issue. We live in a western state (one of 3 or 4)in which the state regulators DID NOT grant small businesses the option to extend their current plans for one more year. So we just found out that we’re being “thrown” off the insurance for our firm (which was comprehensive and everyone liked)all in shock at the huge price increases, on both premiums and deductibles, and the narrowing of networks/doctors. Our choice is the pay extremely high prices for a wider network of providers or only somewhat less (still double last year’s premiums/deductibles) for a very narrow plan.

We have no choice but to provide health care in order to retain highly skilled staff. In our state, thousands of small businesses are now being hit by this new reality. Have to believe that many will simply stop providing coverage, or else face decreasing profits (thus, less hiring) or will be forced to raise prices. At the same time this is occurring, we are noticing our clients having increasing difficulty paying their bills. (I wonder why? – their new, higher healthcare costs?) It is extremely stressful. Oh, and we are not being counted in the millions of individuals who have lost their insurance – we’re a business. When will this story make the news?

pacificisland on December 17, 2013 at 9:29 AM

Barry deplores the independent.

But was is Allah’s wallpaper the image for this post?

budfox on December 17, 2013 at 9:29 AM

Correction: The media is behind ON this issue (of small businesses losing their prior healthcare plans right now).

pacificisland on December 17, 2013 at 9:32 AM

Correction: The media is behind ON this issue (of small businesses losing their prior healthcare plans right now).

pacificisland on December 17, 2013 at 9:32 AM

They are not “behind” it. They are into it, supporting it, thinking that they will be the last to be eaten.

Key West Reader on December 17, 2013 at 9:34 AM

That coming from the nutter who writes “LOL” after referring to Bill Ayers and domestic terrorists “building bombs.”

Lourdes on December 17, 2013 at 9:19 AM

You don’t realize that the more you talk, the more you expose yourself, do you? :) I have nothing more to say here…

“LOL”

Anti-Control on December 17, 2013 at 9:36 AM

One thing I don’t understand, I thought American Indian tribes were exempt from Obamadoesn’tCare?! My wife, who is Ho-Chunk and works for the tribe(we get our health insurance through her work there), informed me that she received a letter that our premiums were going up – a lot – because of Obamadoesn’tCare.

Now, this is either lie number 100,000,000+ from this administration – that there are people who are actually exempted from this monstrosity, or the tribe(or the insurance that works with the tribe) is looking to “cash in” on Obamadoesn’tCare by hoping the people are ignorant. Either way, it seems that unless you are a politician, nobody is getting out of this without some sort of “penalty” and way to make you pay.

I can’t see the tribe sticking it to their own people, but who knows, they have to know about the supposed “exemption”, right?

Am I missing something here?

Sterling Holobyte on December 17, 2013 at 9:44 AM

Am I missing something here?

Sterling Holobyte on December 17, 2013 at 9:44 AM

I read a little bit on how to get an exemption. I don’t recall the specifics, but the info contained references to the Department of Indian Affairs. That gave me the impression (I’m drawing from memory, always a challenge with me) that not all tribes had the same form of insurance/medical coverage, i.e. not all administered by Uncle Sam. I have a good friend who is California Pomo, while she is covered via Tricare as her husband is a retired Marine, I’ll ask about this as she is very active in Tribal affairs.

JusDreamin on December 17, 2013 at 10:21 AM

…in the fact that even the receiving-unexpected-political-blowback Dumbocrats themselves didn’t know all of what was in the bill they passed.

Many of them might believe in Cloward-Piven, but that doesn’t mean they want to blowup the system prematurely, like what happened to Bill Ayers’ cronies in a Greenwich Village town house when they were making bombs…

Anti-Control on December 17, 2013 at 8:53 AM

They knew. They knew. It was planned by the Dems for a while, what happened nearly immediately after they landed Obama in the White House. They knew. Obamacare and it’s wreckage was and is quite intentional by the Democrats, right up to the sealed-door meeting room with Pelosi huddled in there “barring the door to Republicans” and demanding a vote on legislation that wasn’t even written when it was voted on, much moreso not even read by the Dems who voted for it. They were carrying out a prearranged deeds.

The Dems, the Left, relied on just enough millions of Americans being easily led over a cliff by a flashy object, such as Obama.

Lourdes on December 17, 2013 at 8:57 AM

The goal is single-payer. That can only happen when the “private sector,” (within the oh-so-reasonable guidelines laid out by a caring government,) FAILS.

There is an old saying, quoted often in business and sports:

Failure to plan is planning to fail.

They knew. O-care was NEVER intended to work. It was “PLANNED” to fail.

questionmark on December 17, 2013 at 10:30 AM

..everybody shoveling snow?….hello!

KOOLAID2 on December 17, 2013 at 8:17 AM

13 ” sunday and 11 ” due tomorrow.
I have not finished from sunday due to temps, 1030 and has warmed to 2 degrees F. was -14 F last night.

dmacleo on December 17, 2013 at 10:38 AM

The goal is single-payer. That can only happen when the “private sector,” (within the oh-so-reasonable guidelines laid out by a caring government,) FAILS.

There is an old saying, quoted often in business and sports:

Failure to plan is planning to fail.

They knew. O-care was NEVER intended to work. It was “PLANNED” to fail.

questionmark on December 17, 2013 at 10:30 AM

It was planned to fail this quickly, like Ayers’ cronies’ bombs were meant to go off before they had a chance to plant them!

If you can’t understand that their plan to get us to single-payer has been fraught with major problems, like everything else in which Choomie involves himself, you’re not thinking…

Anti-Control on December 17, 2013 at 10:48 AM

How many millions of jobs will the Obama regime say are saved or created by Obama Care?

jukin3 on December 17, 2013 at 11:29 AM

JusDreamin on December 17, 2013 at 10:21 AM

Thank you. It would be interesting to hear what she knows.

Sterling Holobyte on December 17, 2013 at 11:54 AM

It was planned to fail this quickly, like Ayers’ cronies’ bombs were meant to go off before they had a chance to plant them!

If you can’t understand that their plan to get us to single-payer has been fraught with major problems, like everything else in which Choomie involves himself, you’re not thinking…

Anti-Control on December 17, 2013 at 10:48 AM

Of course it’s “fraught with major problems.” There are unintended consequences, like bombs going off before you want them to.

When you think you are the smartest people in town, you will think you’ve got it all figured out until life rather rudely shows you that you don’t.

They wanted the bomb to go off, just like Ayers’ cronies did, but, as the result of failure to plan, it went off earlier and more destructively than they thought it would.

questionmark on December 17, 2013 at 12:17 PM

However, these businesses will be planning costs for 2015 in August and September of 2014, not late November, and will demand pricing well ahead of the elections.

ANYONE that goes public with numbers before the election will have the full force of the Government lay upon their heads. In other words … bankruptcy.

Therefore, silence will be golden before the election.

Carnac on December 17, 2013 at 12:40 PM

“…even one hardship case at a firm of 50-100 employees could seriously skew the risk pool for everyone else…”

Meandering down the crowded street of Unintended Consequences …

Next stop: Droves of unhealthy employees terminated at small businesses in Right to Work states.

Next stop: Right to Work decreed illegal by The Won.

Unintended?

Tsar of Earth on December 17, 2013 at 12:47 PM

Of course it’s “fraught with major problems.” There are unintended consequences, like bombs going off before you want them to.

When you think you are the smartest people in town, you will think you’ve got it all figured out until life rather rudely shows you that you don’t.

They wanted the bomb to go off, just like Ayers’ cronies did, but, as the result of failure to plan, it went off earlier and more destructively than they thought it would.

questionmark on December 17, 2013 at 12:17 PM

You and I do not disagree…I apologize for my misunderstanding.

Anti-Control on December 17, 2013 at 12:55 PM

You and I do not disagree…I apologize for my misunderstanding.

Anti-Control on December 17, 2013 at 12:55 PM

Your humble servant is gratified.

questionmark on December 17, 2013 at 1:45 PM