Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare

posted at 9:41 pm on December 16, 2013 by Mary Katharine Ham

My, this is an unpleasant consequence of Obamacare. I’m not going to call it unintended because in its current form, it potentially earns a bunch of money for states, so I’m pretty sure that’s intentional. What I think is unintentional is anyone noticing this is what they’re up to.

But the Seattle Times noticed:

It wasn’t the moonlight, holiday-season euphoria or family pressure that made Sophia Prins and Gary Balhorn, both 62, suddenly decide to get married.

It was the fine print.

As fine print is wont to do, it had buried itself in a long form — Balhorn’s application for free health insurance through the expanded state Medicaid program. As the paperwork lay on the dining-room table in Port Townsend, Prins began reading.

She was shocked: If you’re 55 or over, Medicaid can come back after you’re dead and bill your estate for ordinary health-care expenses.

The way Prins saw it, that meant health insurance via Medicaid is hardly “free” for Washington residents 55 or older. It’s a loan, one whose payback requirements aren’t well advertised. And it penalizes people who, despite having a low income, have managed to keep a home or some savings they hope to pass to heirs, Prins said.

So, here’s the deal. There used to be a provision whereby the state could recuperate funds spent on a Medicaid patient post-55 years old from whatever assets he owned. So, a low-income individual in nursing home care after age 55 might pass away and his kids would find out the family home or car of whatever he had to his name had to be bought back from the state if they wanted it. It’s called estate recovery, and sounds pretty shady if it’s not boldly advertised as the terms for Medicaid enrollment, which is most definitely is not.

Before the Affordable Care Act’s Medicaid expansion, there weren’t that many people in Medicaid who had much in the way of assets for seizing. But now that Medicaid enrollment requirements have been relaxed, more people with assets but low income are joining the program or being forced into it. For instance, a couple in their 50s who, say, retired early after losing jobs in the bad economy may have assets but show a very low income. Under Obamacare, if their income is low enough to qualify for Medicaid, they must enroll in Medicaid unless they want to buy totally unsubsidized coverage in the now-inflated individual market. As teh Times notes, this is no small difference:

People cannot receive a tax credit to subsidize their purchase of a private health plan if their income qualifies them for Medicaid, said Bethany Frey, spokeswoman for the Washington Health Benefit Exchange.

But they could buy a health plan without a tax credit, she added.

For someone age 55 to 64 at the Medicaid-income level — below $15,856 a year — it’s quite a jump from free Medicaid health insurance to an unsubsidized individual plan. Premiums in King County for an age 60 non-tobacco user for the most modest plan run from $451 to $859 per month.

The couple in the Times story was able to marry, combine their incomes, and get out of the Medicaid trap. Others will not be so lucky, and may not even read the fine print:

Prins, an artist, and Balhorn, a retired fisherman-turned-tango instructor, separately qualified for health insurance through Medicaid based on their sole incomes.

But if they were married, they calculated, they could “just squeak by” with enough income to qualify for a subsidized health plan — and avoid any encumbrance on the home they hope to leave to Prins’ two sons.

For no one else in the world is it a-okay to give low-income people a loan that might endanger their family’s assets and not even clearly inform them they’re getting a loan.

This Daily Kos diarist has a nice write-up (I know) on the toll this could take on lower and middle-class people looking for relief and getting what amounts to a surprise predatory loan instead:

We haven’t had lots of people younger than 65 on Medicaid, because in most states simply earning less than the Federal Poverty Level did not qualify one for Medicaid.

And we haven’t had many people with lots of assets on Medicaid, because in most places you have to have less than around $2400 to your name before Medicaid will cover you. You can keep your house and your car, but Medicaid reserves the right to put liens on them and take them when you die.

But now we have the Affordable Care Act, and its expectation that everyone in the lower tier of income will end up in the Medicaid system. To accomplish this, they have dropped the asset test. So now we will have lots of people ages 55-64, who have assets but not a lot of income right now, for whatever reason, on Medicaid.

The kicker of it is, if you make the right amount to qualify for a subsidized health insurance plan, your costs are going to be shared and subsidized by the government. But if you go on Medicaid, you owe the entire amount that Medicaid spends on you from the day you turn 55…

How will this play out? No one knows, as far as I can tell. But it is easy to see how this could become a real problem. If someone is low income and goes on Medicaid, will Medicaid put a lien on their house? If they need to sell their house and move, will they then lose all their equity in paying off the lien? Will people get hit with bills and liens for many thousands of dollars, even if they were healthy and hardly ever went to the doctor?

The fact that this is being treated with seriousness at Kos is an indication of how large a liability it could be for this government program. Washington is scrambling to change the law. No doubt other states will start looking at their implementation of this part of Obamacare. But there will be people caught unaware that their houses effectively belong to the government because the government forced them into Medicaid coverage. You’re welcome!

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Dear 47%, but the King of Liars is still on your side. Or something.

22044 on December 16, 2013 at 9:44 PM

I’ve been wondering what plan the government had in place for those who sign up to avoid the mandate, but they refuse/are unable to pay their premiums. Looks like signs of those plans are beginning to show. Why seize private property for the state, when it can be taken “legally” by means of debt collection.

Surprise!

/finding out what’s in it.

Gingotts on December 16, 2013 at 9:46 PM

Maybe if your side had any ideas at all about any of it it’d be worth coming to.
(I’d love to hear the ‘no more premiums’ one.)
 
verbaluce on November 6, 2013 at 6:01 PM

 

Wait, you mean other than the entire threads you claim you never get answers in?
 
This is all yours, verbaluce.
 
What’s currently happening to grocery budgets of families with small children? You did it.
 
What’s currently happening to middle class education savings? You did it.
 
What’s currently happening to retirement accounts? You did it.
 
What’s currently happening to the wealth average Americans struggled to accumulate and hoped to pass on to their grandkids? You did it.
 
Congratulations. You got exactly what you wanted. I can see why you want someone else to blame.
 
rogerb on November 6, 2013 at 8:35 PM

rogerb on December 16, 2013 at 9:47 PM

if someone can convince me to click on DK, she’s the Hammer.

What happened to the chick who went to Paris because of Obamacare?

22044 on December 16, 2013 at 9:47 PM

I have no problem with the estate paying back what they borrowed from the government. They are getting “freebies” anyways!

usedtobeinmich on December 16, 2013 at 9:48 PM

Stunning. I say that with sincerity, not sarcasm. May the people who passed this abomination rot until the end of their days.

herm2416 on December 16, 2013 at 9:49 PM

Well done, RogerB.

herm2416 on December 16, 2013 at 9:50 PM

I guess there is no such thing as a free lunch but hey look at the bright side……oh sorry there isn’t one

jaywemm on December 16, 2013 at 9:51 PM

I have no problem with the estate paying back what they borrowed from the government. They are getting “freebies” anyways!

usedtobeinmich on December 16, 2013 at 9:48 PM

They are being forced in to the program by the government though. That’s some Soviet stuff right there.

philoquin on December 16, 2013 at 9:51 PM

There’s no end to these socialist wealth-grabbers.

Philly on December 16, 2013 at 9:53 PM

It’s like we “owe my soul to the Government store…”

16 trillion, what do you get…..

Electrongod on December 16, 2013 at 9:57 PM

I have no problem with the estate paying back what they borrowed from the government. They are getting “freebies” anyways!

usedtobeinmich on December 16, 2013 at 9:48 PM

I’d have no problem with the government paying back the money they borrowed in property taxes from the people in order to fund their own “freebies” and salaries and pensions.

Mimzey on December 16, 2013 at 9:58 PM

Wait… Wait…

Obama is going to rob Grandma before he pushes her over the cliff???

faraway on December 16, 2013 at 10:00 PM

This is all yours, verbaluce.

What’s currently happening to grocery budgets of families with small children? You did it.

What’s currently happening to middle class education savings? You did it.

What’s currently happening to retirement accounts? You did it.

What’s currently happening to the wealth average Americans struggled to accumulate and hoped to pass on to their grandkids? You did it.

Congratulations. You got exactly what you wanted. I can see why you want someone else to blame.

rogerb on November 6, 2013 at 8:35 PM

You did it verbulace.

SparkPlug on December 16, 2013 at 10:01 PM

Wait… Wait…

Obama is going to rob Grandma before he pushes her over the cliff???

faraway on December 16, 2013 at 10:00 PM

No silly….

Obama will push Grandma off the cliff and then hold the aires accountable…

Electrongod on December 16, 2013 at 10:03 PM

Welcome to the progressives police state.

SparkPlug on December 16, 2013 at 10:03 PM

ObamaCare. Because you didn’t fight hard enough for your freedom.

SparkPlug on December 16, 2013 at 10:04 PM

From the article:

Prins, an artist, and Balhorn, a retired fisherman-turned-tango instructor, separately qualified for health insurance through Medicaid based on their sole incomes.

But if they were married, they calculated, they could “just squeak by” with enough income to qualify for a subsidized health plan — and avoid any encumbrance on the home they hope to leave to Prins’ two sons. …as a married couple they’ll pay $76 a month for a midlevel “silver” plan with a tax credit.

So basically they COULD sell their house and afford insurance but instead they’re getting subsidized insurance. Sweet.

kcewa on December 16, 2013 at 10:04 PM

Ah, see, this is what you get.

SO many believed the lie that “medical bankruptcy” is common.

They are quite rare, in fact.

But a bankruptcy is a walk in a friendly park compared to having the power of the IRS descend on you.

Suckas…!!!

BTW, they still have “medical bankruptcy” in Canada. Heh!

Ragspierre on December 16, 2013 at 10:05 PM

ObamaCare. Because lawyers know more about medicine than your doctor.

SparkPlug on December 16, 2013 at 10:05 PM

Who’ed a thunk 0bamacare would make shacked up hippies get married?

0bamacare 300 million bad things, 1 good thing.

cozmo on December 16, 2013 at 10:05 PM

ObamaCare. Because white people need to become tax slaves.

SparkPlug on December 16, 2013 at 10:06 PM

…mother*uckers!

KOOLAID2 on December 16, 2013 at 10:07 PM

What are they complaining of? Share the wealth, we were told. At some point, you’ve made enough, we were told. You didn’t build this, we were told.

Isn’t this socialism?

So??? What’s the problem? Every Obama supporter and voter wanted this by voting for him.

kim roy on December 16, 2013 at 10:07 PM

Hey Prius drivers… You know that nice house Grandma lives in? That’s Obama’s house!

faraway on December 16, 2013 at 10:07 PM

Obama will push Grandma off the cliff and then hold the aires accountable…

Electrongod on December 16, 2013 at 10:03 PM

No fair! You started drinking before I did.

Heirs…

cozmo on December 16, 2013 at 10:07 PM

FWIW, in Missouri this can be avoided by placing your assets into a properly worded trust. This is because a trust does not fall under Missouri’s definition of estate. This is not true of all states, and it is possible Missouri may try to change its definition at some point.

I don’t think estate recovery is a new consequence of Obamacare, but was actually mandated by the Feds onto the states that get federal $ for Medicaid by the Deficit Reduction Act of 2005 (passed by GOP and signed into law by Bush. However, to the extent that people are “led” to participate in Medicaid, it is unfortunate.

If you have a relative that fears losing their home/farm to Medicaid estate recovery, contact an elder law attorney to discuss how this can be legally avoided. Or donate your land to the state…whichever.

iwasbornwithit on December 16, 2013 at 10:08 PM

Whoa! Don’t fix this one item. Republicans would be fools for doing so. Use it as a reason to upend the entire law.

BillCarson on December 16, 2013 at 10:08 PM

ObamaCare. Because prisoners need free Sex change operations when they want them.

SparkPlug on December 16, 2013 at 10:08 PM

ObamaCare. Because white people need to become tax slaves.

SparkPlug on December 16, 2013 at 10:06 PM

Nah, whitey needs to be BOHICA slave. Not just tax slave.

cozmo on December 16, 2013 at 10:09 PM

ObamaCare. Because your internal organs are community property.

SparkPlug on December 16, 2013 at 10:10 PM

SparkPlug on December 16, 2013 at 10:10 PM

There ya’ go Sparky. That one needed no help.

cozmo on December 16, 2013 at 10:12 PM

Obama: That’s My House

That’s my house & that’s my car
That’s my dog in my back yard
There’s the window to the room
Where she lays her pretty head
I planted that tree out by the fence
Not long after we moved in
That’s my kids and that’s my wife
Whose that man, runnin my life

faraway on December 16, 2013 at 10:12 PM

In other news from the left-most corner (libertarian news as opposed to the socialist news above):

Seattle police officers will soon have authority to write $27 tickets for consuming pot in public, similar to the sanctions for publicly drinking alcohol.

The law unanimously approved by the City Council Monday calls for police to give warnings “whenever possible” before issuing fines.

“Everyone’s probably going to get several free passes,” said Sgt. Sean Whitcomb, a spokesman for the Seattle Police Department. “We want to be generous.”

kcewa on December 16, 2013 at 10:13 PM

This is all yours, verbaluce.

Congratulations. You got exactly what you wanted. I can see why you want someone else to blame.

rogerb on November 6, 2013 at 8:35 PM

I’m sure he has an explanation Mr. rogerb, you big meanie.

arnold ziffel on December 16, 2013 at 10:13 PM

The Left is evil.

faraway on December 16, 2013 at 10:13 PM

I’m glad that RINOs cant find anything to talk about except for the Tea Party.

faraway on December 16, 2013 at 10:14 PM

Obamacare: Because “we’re the government and we’re here to help”.

Ronald Reagan~The nine most terrifying words in the English language are, ‘I’m from the government and I’m here to help.’
Ronald Reagan
40th president of US (1911 – 2004)

thatsafactjack on December 16, 2013 at 10:16 PM

I worked in the medical field as a OT and always thought it unfair to tax payers that people were allowed to put their assets in their children’s name (if done 3 years before going on Medicaid)and then the tax payers had to pick up the big bills from the nursing home. So the kids got the house etc while I as a tax payer paid the bills.. not right

Bullhead on December 16, 2013 at 10:17 PM

ROFL

Free isn’t as free as you fools thought, huh?

Bishop on December 16, 2013 at 10:18 PM

No fair! You started drinking before I did.

Heirs…

cozmo on December 16, 2013 at 10:07 PM

That I did….LOL

Electrongod on December 16, 2013 at 10:20 PM

ObamaCare. Because lawyers know more about medicine than your doctor.

SparkPlug on December 16, 2013 at 10:05 PM

rofl, well they sure know how to fuk things up. Doctors can be arrogant but they can fix you up.

arnold ziffel on December 16, 2013 at 10:20 PM

My, this is an unpleasant consequence of Obamacare.

Mary Katharine Ham on December 16, 2013 at 9:41 PM

.
Yup.
.

I’m not going to call it unintended because in its current form, it potentially earns a bunch of money for states, so I’m pretty sure that’s intentional.

Mary Katharine Ham on December 16, 2013 at 9:41 PM

.
Planned that way since well before most Americans ever heard of Barack Obama.
.

What I think is unintentional is anyone noticing this is what they’re up to.

Mary Katharine Ham on December 16, 2013 at 9:41 PM

.
Notice what ? . . . . .

Youse didn’t see nuttin’.

listens2glenn on December 16, 2013 at 10:22 PM

ObamaCare. Because lawyers community organizers know more about medicine than your doctor.

SparkPlug on December 16, 2013 at 10:05 PM

kcewa on December 16, 2013 at 10:24 PM

Bullhead on December 16, 2013 at 10:17 PM

It’s 5 years now. I understand what you are saying, but who would be more productive with your property–your kids/loved ones/charity or the state? Some people believe that they have paid more than enough taxes into the federal leviathan over their lifetime with little to show for it so they feel justified in retaining their house that they have built with their own two hands or their family farm. They don’t “owe” the state anything after a lifetime of paying taxes. Furthermore, it is precisely because of the state that the cost of their medical care is so steep.

iwasbornwithit on December 16, 2013 at 10:25 PM

That I did….LOL

Electrongod on December 16, 2013 at 10:20 PM

I need to catch up. Instead of looking up how many calories are in different spirits. mrs. cozmo wants to know

Um, okay…
1/2 shot Jim Beam Honey, chilled
1/2 shot Peppermint Schnapps, chilled
top with Reddiwhip aerosol in a frozen shooter

Good stuff

cozmo on December 16, 2013 at 10:26 PM

“Abolition of all rights of inheritance.” written in late 1847, published February 1848; Communist Manifesto
“Limitation of private property through progressive taxation, heavy inheritance taxes, abolition of inheritance through collateral lines (brothers, nephews, etc.) forced loans, etc.” written between October and November 1847; The Principles of Communism
“The right of inheritance to be curtailed.” written between March 21 and 24, 1848; Demands of the Communist Party in Germany
“Extension of the inheritance duties already existing in many states…” August 2 and 3, 1869; The right of inheritance

Murphy9 on December 16, 2013 at 10:29 PM

Ray Price dies at 87

Much Too Young To Die – Ray Price

“final message” to his fans: “I love my fans and have devoted my life to reaching out to them. I appreciate their support all these years, and I hope I haven’t let them down. I am at peace. I love Jesus. I’m going to be just fine. Don’t worry about me. I’ll see you again one day.”

kcewa on December 16, 2013 at 10:31 PM

This is what a predatory loan truly is. And the term “Medicaid trap” was used, which hits the nail on the head. This president regards the citizens of this country as no better than rodents to be trapped. Anyone who supports him supports his cruelty, and thus is as cruel of a person as he is. Treat them accordingly.

86 on December 16, 2013 at 10:35 PM

The Left is evil.

faraway on December 16, 2013 at 10:13 PM

Always has been. Always will be.

Surprise! Surprise! Surprise!

Solaratov on December 16, 2013 at 10:39 PM

In light of how those ‘rebates’ that fueled *Cash-For-Clunkers* later, magically, became 1099-reportable income — it seemed perfectly reasonable to assume the same would happen with OBarkyCare ‘subsidies’ — and may still.
But this is WAY more insidious.

Question for y’all: Do those folks who like their RomneyCare get to keep their RomneyCare? Cuz’ it’s just another *junk* plan, right?

/.

CaveatEmpty on December 16, 2013 at 10:44 PM

you can’s make this chit up

roflmmfao

donabernathy on December 16, 2013 at 10:46 PM

This Daily Kos diarist has a nice write-up (I know) on the toll this could take on lower and middle-class people looking for relief and getting what amounts to a surprise predatory loan instead:

In other (unrelated?) news…

Myron Falwell on December 16, 2013 at 10:48 PM

Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare

Hmmph. More conspiracy theories.

Just shut up and pay your Obamacare tax, or not a tax, or whatever it is. The point is to be a good American and follow the LAW! Because we are a nation of laws after all. If we don’t follow the laws our system will collapse and the Communists will take over.

Dr. ZhivBlago on December 16, 2013 at 10:50 PM

Shut your traps slaves! Pay up!

oryguncon on December 16, 2013 at 10:56 PM

“You have to pass it to find out what is in it.” – Nanzi Pelosi

.
It turns out that if one digs around in this shit, one finds fiscal disease, legislative pestilence and the absolute greedy craven hearts of liberals and Democrats. Only the Democrats passed this turd, only them.

ExpressoBold on December 16, 2013 at 11:04 PM

Sounds like junk insurance from a bad apple insurer to me.

txhsmom on December 16, 2013 at 11:04 PM

So basically they COULD sell their house and afford insurance but instead they’re getting subsidized insurance. Sweet.

kcewa

Why should anyone have to sell their house to pay for inflated, government-mandated health insurance?

xblade on December 16, 2013 at 11:13 PM

I am no fan of ObamaCare or the current state of our political system but I am going to have to burst the bubble here. The commentary about the article makes it appear as if Medicaid asset recovery is a new concept. It isn’t. Medicaid has an asset recovery program that looks back 5 years for any transfers of assets to friends or family. They look for these assets to recover costs after the covered person dies.

I have first hand experience because I am applying for Medicaid for my dad who suffers from Parkinson’s. I have used up all of his assets to pay for facility nursing home care and now must use Medicaid for his remaining years. It is sad but true; the asset recovery program mentioned in this article already existed prior to ObamaCare.

Rndguy on December 16, 2013 at 11:15 PM

Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare

We’ve never really owned anything.

In fact, in my more cynical moments I wonder if the Constitution was devised to rob us but in a more “enlightened” fashion, therefore the need for the Bill of Rights (which I believe was more to protect the individual states/Latifundia than us as individuals)…which are suspiciously vague in some parts.

I know, I’m a bad American for thinking that the populace at large are ignorant scum as far as our betters are concerned and should just shut up and pay my tribute to the Equestrian Order.

Dr. ZhivBlago on December 16, 2013 at 11:19 PM

ObamaCare, the gift that keeps on giving.

Hey! It’s only “fair”. Just ask King Barack the Magnificent.

And thank Nancy Pelsoi, because they HAD to pass it so that we could see what’s in it!

GarandFan on December 16, 2013 at 11:25 PM

Buck Farack

LeftCoastRight on December 16, 2013 at 11:34 PM

Medicare to be next.

Schadenfreude on December 16, 2013 at 11:37 PM

I am no fan of ObamaCare or the current state of our political system but I am going to have to burst the bubble here. The commentary about the article makes it appear as if Medicaid asset recovery is a new concept. It isn’t. Medicaid has an asset recovery program that looks back 5 years for any transfers of assets to friends or family. They look for these assets to recover costs after the covered person dies.

I have first hand experience because I am applying for Medicaid for my dad who suffers from Parkinson’s. I have used up all of his assets to pay for facility nursing home care and now must use Medicaid for his remaining years. It is sad but true; the asset recovery program mentioned in this article already existed prior to ObamaCare.

Rndguy on December 16, 2013 at 11:15 PM

True. But did the Feds force your dad into Medicaid?

Same thing happened to my mother. And my dad pointed out many times (not happily I may add) that most of the other people in the nursing home didn’t have to pay anything. Both of my parents paid into the “system” over many decades but he had to go through that “look back” stuff and pay through the nose anyway.

Be that as it may, you know as well as I do that “Obamacare” was billed by the Dems and their cronies as being “affordable” and oh so completely different than Medicare/Medicaid.

It’s just another version of a scam where the Feds/states can take in (steal) money from the Middle Class, support yet another bloated bureaucracy, convince folks that they’re vital to our existence, and get those who pi$$ away their money during their working lives to vote for them…because they promise to take care of them when the party’s over.

There are so many people I’ve met in my life who make damn good money…and yet never have anything to show for it. They squander it. Booze, drugs, buying assorted BS. Responsible people have to support them when they’ve gotten to the point where they can no longer contribute to society. From what I’ve seen through SSI, that could mean in their twenties or thirties.

Dr. ZhivBlago on December 16, 2013 at 11:37 PM

Oh, and another thing, I’d like to hear the logical arguments when the Feds decide to go Cyprus on our bank accounts.

If it goes to the Supreme Court, I’m sure it’ll be another tax-not a tax-but you’re going to pay it anyway thing. Because it’s your civic duty, dangit!

Dr. ZhivBlago on December 16, 2013 at 11:46 PM

Dr. ZhivBlago on December 16, 2013 at 11:19 PM

Right there with you. Either the Constitution allows the government we have or it has wholly failed to prevent it.

iwasbornwithit on December 16, 2013 at 11:52 PM

It is sad but true; the asset recovery program mentioned in this article already existed prior to ObamaCare.

Rndguy on December 16, 2013 at 11:15 PM

Yes it did.

What’s new is that Obamacare forces you into Medicaid, and so forces you to put your estate at risk.

To increase enrollment in health coverage without requiring people to complete an application on their own, states are advised to automate enrollment whenever possible by using existing databases for social services programs such as SNAP to enroll people who appear eligible for Medicaid but are not currently enrolled. You could actually find yourself auto-enrolled in Medicaid against your will.

Also, if you are enrolled in a private plan through an exchange and have been receiving a tax credit, and your income decreases making you eligible for Medicaid, in you go.

lynncgb on December 16, 2013 at 11:57 PM

“If you like your house you can keep it.”

“Just kidding.”

pedestrian on December 16, 2013 at 11:58 PM

It is sad but true; the asset recovery program mentioned in this article already existed prior to ObamaCare.

Rndguy on December 16, 2013 at 11:15 PM

Yes it did.

What’s new is that Obamacare forces you into Medicaid, and so forces you to put your estate at risk.

To increase enrollment in health coverage without requiring people to complete an application on their own, states are advised to automate enrollment whenever possible by using existing databases for social services programs such as SNAP to enroll people who appear eligible for Medicaid but are not currently enrolled. You could actually find yourself auto-enrolled in Medicaid against your will.

Also, if you are enrolled in a private plan through an exchange and have been receiving a tax credit, and your income decreases making you eligible for Medicaid, in you go.

lynncgb on December 17, 2013 at 12:01 AM

Thankfully we have John Roberts to keep Obama and his thugs in check.

Oh wait.

fogw on December 17, 2013 at 12:15 AM

Dr. ZhivBlago on December 16, 2013 at 11:19 PM

Right there with you. Either the Constitution allows the government we have or it has wholly failed to prevent it.

iwasbornwithit on December 16, 2013 at 11:52 PM

Yes. I find it, oh, just a tad suspicious when the Constitution is used time and time again to put Americans in their place and to rob us.

Dr. ZhivBlago on December 17, 2013 at 12:22 AM

There are lies, damn lies, and then there is the government. Words. Just words…

HiJack on December 17, 2013 at 1:03 AM

Torches, pitchforks, tar & feathers!

Another Drew on December 17, 2013 at 1:51 AM

Here’s what a large group of people are likely to miss. They have purchased long term care insurance called “Partnership” plans. These can shield the policy holders from asset seizure, but the fine print of the policies specify that this protection applies to what is called “Medicaid Extended”. (not to be confused with “Expanded Medicaid”) People are likely to just assume they have protection from “Medicaid”. Medicaid Extended refers to long term services, not regular health care.

PatientObserver on December 17, 2013 at 5:31 AM

no whining….you wanted this crapola, you got it!

Enjoy!

cmsinaz on December 17, 2013 at 5:33 AM

The Left is evil.

faraway on December 16, 2013 at 10:13 PM

Pure. Evil.

98ZJUSMC on December 17, 2013 at 6:02 AM

I am no fan of ObamaCare or the current state of our political system but I am going to have to burst the bubble here. The commentary about the article makes it appear as if Medicaid asset recovery is a new concept. It isn’t. Medicaid has an asset recovery program that looks back 5 years for any transfers of assets to friends or family. They look for these assets to recover costs after the covered person dies.

I have first hand experience because I am applying for Medicaid for my dad who suffers from Parkinson’s. I have used up all of his assets to pay for facility nursing home care and now must use Medicaid for his remaining years. It is sad but true; the asset recovery program mentioned in this article already existed prior to ObamaCare.

Rndguy on December 16, 2013 at 11:15 PM

Correct. At least 30 years, now.

….and people wonder why some others can’t climb out of their predicaments and/or circumstances.

Government baby!! Gotta loves me some mOAR!!!111!

98ZJUSMC on December 17, 2013 at 6:07 AM

Universal healthcare is a lie. It’s serfdom, with a big screen TV.

98ZJUSMC on December 17, 2013 at 6:09 AM

There used to be a provision whereby the state could recuperate funds spent on a Medicaid patient post-55 years old from whatever assets he owned.

The state could recoup funds, and the family would never recuperate.

Attila (Pillage Idiot) on December 17, 2013 at 6:42 AM

welfare parasites aged 1-65 should not own anything, i mean if you are able bodied and have to rely money stolen from me to boost you up, skrew you, you need to quit partying and work for your subsistence or perish.. old farts that partied and didnt save, tuff luck, guess you need to work til you drop!

ARIZONAVETERAN on December 17, 2013 at 7:11 AM

welfare parasites aged 19-65 should not own anything, i mean if you are able bodied and have to rely money stolen from me to boost you up, skrew you, you need to q work for your subsistence or perish.. old farts that partied and didnt save, tuff luck, guess you need to work til you drop!

ARIZONAVETERAN on December 17, 2013 at 7:13 AM

You can’t keep your plan, you can’t keep your doctor and now you can’t keep your house. Give your soul to God because as of Obamacare your assets belongs to Obama & co.

Herb on December 17, 2013 at 7:38 AM

Obamacare: Gimme gimme gimme!

There. The new tagline for the new website.

Gatsu on December 17, 2013 at 7:50 AM

HA! I’ve been saying this since day one and nobody would listen.

southsideironworks on December 17, 2013 at 7:59 AM

Rndguy on December 16, 2013 at 11:15 PM

Yes, it did, but people weren’t being forced/fooled into accepting Medicaid under false pretenses as they are now via Obamacare. Such as making incomes well over what used to be the limits to qualify for Medicaid, but now are “qualifying” for Medicaid health care in order to satisfy some bureaucrat in DC to get some kind of medical insurance. *insane* Medicaid was reserved for the poorest of the poor who had no other way to pay for their care.

I’ve worked with Medicaid/Medicare rules in my career.

avagreen on December 17, 2013 at 8:09 AM

Obamacare…the “gift” that keeps on giving…and giving…and giving…and giving…

NavyMustang on December 17, 2013 at 8:11 AM

…..old farts that partied and didnt save, tuff luck, guess you need to work til you drop!

ARIZONAVETERAN on December 17, 2013 at 7:11 AM

Unfortunately, some old farts didn’t party, but also didn’t make enough to “save”, especially when helping out their children who were in financial trouble at the time……the same resentful generation now calling them “old farts”.

avagreen on December 17, 2013 at 8:14 AM

Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare

“Embrace The Suck!”

easyt65 on December 17, 2013 at 8:20 AM

Unfortunately, some old farts didn’t party, but also didn’t make enough to “save”, especially when helping out their children who were in financial trouble at the time……the same resentful generation now calling them “old farts”.

avagreen on December 17, 2013 at 8:14 AM

Good one.

workingclass artist on December 17, 2013 at 8:20 AM

Fine print: State can seize your assets to pay for care after you’re forced into Medicaid by Obamacare

Translation: For the naive young moms that swooned and voted for Obama….

ObamaCare swat teams will be stealing your childrens lunch money and college saving funds

BigSven on December 17, 2013 at 8:44 AM

“I’ve grown accustomed to stories exposing the staggering incompetence behind HealthCare.gov and the various state exchanges, but this story (via Instapundit) stands out. Turns out that the allegedly successful Connecticut exchange gave 2,408 purchasers inaccurate information about every single individual health-care plan they looked at:

More than 2,400 Connecticut customers who bought health plans on Access Health CT were given incorrect information about their insurance plans, in one case underestimating the maximum out-of-pocket by at least $4,000.

The website for Access Health CT, the state’s new health exchange, had incorrect information online about deductibles and co-insurance impacting all 19 individual health plans from the three insurance companies that offer those plans through the exchange: Anthem Blue Cross and Blue Shield in Connecticut, ConnectiCare, and HealthyCT. The 12 small-group plans were unaffected.

Bureaucracies can generate mandates (“failure is not an option” — how many times have those words been uttered within the bowels of government bureaucracies?), but they’re historically miserable at generating real-world results.

For those citizens not ideologically invested in big government, the last few months offer a decisive rebuttal to the argument that the party of government is the party of compassion, or even competence…”

http://aclj.org/obamacare/connecticuts-epic-fail

workingclass artist on December 17, 2013 at 8:46 AM

Pity…

” The spat was ignited by an HHS missive to Issa noting they did not trust him to not leak sensitive security documents. HHS also said it had directed the security contractors to not comply with Issa’s subpoena.

In his letter, Cummings very publicly wondered why Issa would need his own copies of the documents, given that HHS made the documents available at its headquarters for the panel on Dec. 6. A Democratic committee staffer told CQ Roll Call on Friday that HHS has ”not not given access to everything; they just want to make sure that sensitive documents are treated sensitively.”

Cummings also hit Issa for issuing the MITRE subpoena while he was in South Africa, mourning Mandela’s death.

“I was surprised to learn that you had issued a subpoena while I was away demanding that MITRE produce copies of unredacted Security Control Assessments by noon today,” the Marlyand Democrat wrote on Friday.

Cummings seemed to conclude that the only reason Issa would want his own copies of the documents would be to leak them to the public.

“Since you became Chairman of the Committee in 2011, you and your staff have engaged in a reckless pattern of leaking sensitive information and documents to promote political narratives that turn out to be inaccurate after further investigation,” Cummings wrote, referring to incidents when Issa leaked information on the “Fast and Furious” investigation, the attack on the U.S. consulate in Benghazi, Libya, and the IRS political targeting scandal…

But a GOP committee aide told CQ Roll Call on Friday that Issa leaks this information “because people like Elijah Cummings are misleading the people about what that information contains.”

Indeed, the aide said the reason Democrats were so mad about Issa leaking information in the past was “somewhere between them saying false things and getting upset when we call them on it.”

“MITRE’s decision is a rejection of efforts by the White House to obstruct oversight,” Issa said in a release Friday afternoon.

“Americans should be disturbed that this Administration is trying to stop government contractors from providing Congress with documents related to the decision to launch HealthCare.gov while known and serious security vulnerabilities were and still may be present,” Issa also wrote in his release regarding CCSi’s decision to turn over documents.

Democrats say the administration just wanted to review the documents to determine whether they’re sensitive, while Republicans say the administration just wanted to keep the documents out of the public’s eye….”

http://blogs.rollcall.com/218/issa-and-cummings-relationship-frays-over-obamacare-documents/

workingclass artist on December 17, 2013 at 8:49 AM

I actually don’t think this is an Obamacare thing. If my mother-in-law had had an estate, Medicaid and Medicare wanted back money for her care at the end of her life.

GWB on December 17, 2013 at 8:52 AM

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