ObamaCare premiums more expensive than the old premiums even with subsidies says…the Obama administration

posted at 8:41 am on November 15, 2013 by Steve Eggleston

Remember the claims from our friends on the Left, when the massive raw increases in the ObamaCare-compliant insurance premiums were exposed, that the subsidies from the taxpayers would mean the out-of-pocket expenses for ObamaCare insurance premiums would more than cover said raw increases for the average person? That’s just been blown out of the water, as the Daily Mail reports (H/T – John Ekdahl):

The Obama administration has directly conceded for the first time that ‘in many cases,’ health insurance plans offered through government exchanges are more expensive than plans consumers bought before the Affordable Care Act became law – even when government subsidies are figured in.

In a letter to state insurance commissioners, Center for Consumer Information and Insurance Oversight director Gary Cohen wrote on Thursday that one reason for the new Obamacare measures the president announced Thursday is that millions of consumers receiving cancellation letters from their insurers are learning the Affordable Care Act options are in fact less affordable.

‘Although affected individuals and small businesses may access quality health insurance coverage through the new Health Insurance Marketplaces,’ Cohen wrote, ‘in many cases with federal subsidies, some of them are finding that such coverage would be more expensive than their current coverage, and thus they may [be] dissuaded from immediately transitioning to such coverage.’

That letter, which begs the states to go along with this scheme, contains the conditions of the implementation of the 1-year administrative federal delay in the forced cancellation of existing individual and small-group policies, including not only a limitation of the exemption to policies that were in effect as of October 1, but a notice mailed out to all those whose plans either were or would have been cancelled that includes mentions of:

(1) any changes in the options that are available to them; (2) which of the specified market reforms would not be reflected in any coverage that continues; (3) their potential right to enroll in a qualified health plan offered through a Health Insurance Marketplace and possible qualify for financial assistance; (4) how to access such coverage through a Marketplace; and (5) their right to enroll in health insurance coverage outside of a Marketplace that complies with the specified market reforms.

AP already noted this isn’t flying too well with either the insurance companies expected to clean up the mess the Obama administration created or the states who need to let the blame be shifted back to the insurance companies.

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Math is old skool, we here is new skool. A raise in rates actually brings down your costs 3000% just as Dog Eater promised.

Bishop on November 15, 2013 at 8:46 AM

But, but, but Obama, Pelosi and Reid PROMISED!

HiJack on November 15, 2013 at 8:46 AM

Cartoon link please, Steve!

The War Planner on November 15, 2013 at 8:46 AM

The solution is simple. Everyone that voted for obozo should be forced to pay for everyone else’s health care. And they should be stripped of the right to vote so they can’t repeat this mistake, or weasel out of their burden

Flange on November 15, 2013 at 8:47 AM

But…But…But…I can keep my doctor, right?

dirtseller on November 15, 2013 at 8:47 AM

UNBELIEVABLE.

Government screws it up and then makes it worse by passing the buck. It sure looks like they are gunning for single payer. This latest move looks like a tack to kill the insurance companies.

Gotcha on November 15, 2013 at 8:48 AM

But don’t worry, verba promised that people are only pissed at a slightly glitchy website, once it’s up and working (sometime around the year 2396) everyone is going to swoon in ecstasy when they see their new plan options.

Bishop on November 15, 2013 at 8:48 AM

Who will hole the press accountable for their lack of any inflicting the comfortable for the last 7 years?

Who still buys their product?

It’s a mystery.

Lonetown on November 15, 2013 at 8:50 AM

Cartoon link please, Steve!

The War Planner on November 15, 2013 at 8:46 AM

It’s one of Nate Beeler’s efforts, highlighted by Ed last month.

Steve Eggleston on November 15, 2013 at 8:51 AM

UNBELIEVABLE.

Government screws it up and then makes it worse by passing the buck. It sure looks like they are gunning for single payer. This latest move looks like a tack to kill the insurance companies.

Gotcha on November 15, 2013 at 8:48 AM

That’s a dangerous game to play. Remember, the insurance companies were in bed with the Dems as this bill was being written. So they could probably dish all sorts of dirt on Obama and the rest of the Democrats regarding what they really knew about Obamacare from the beginning.

Doughboy on November 15, 2013 at 8:52 AM

Math is old skool, we here is new skool. A raise in rates actually brings down your costs 3000% just as Dog Eater promised.

Bishop on November 15, 2013 at 8:46 AM

Your chocolate ration has been increased to 8 grams from 10 grams.

Steve Eggleston on November 15, 2013 at 8:52 AM

So not only does the POS in the White House determine when you’ve made enough money, he also knows how much you should spend on insurance. Just because You think it’s too much money doesn’t make it so. Only HE knows when you’ve spent enough money on insurance.

BeachBum on November 15, 2013 at 8:54 AM

Math is hard. And you are being RAAAAACIST for doubting Obama’s intents. Give it time, all will be well.

Is there no problem that a government program can’t solve, with a tin of tax payer money. Shut up and take your cod liver oil, Steve.

simkeith on November 15, 2013 at 8:54 AM

But, but, but Obama, Pelosi and Reid PROMISED!

[HiJack on November 15, 2013 at 8:46 AM]

Of course they did and now they are promising to extend that promise one more year.

Dusty on November 15, 2013 at 8:57 AM

Who will hole the press accountable for their lack of any inflicting the comfortable for the last 7 years?

Lonetown on November 15, 2013 at 8:50 AM

I’d be happy to hole them. Bring Tingles up first while I get my shooting glasses.

Bishop on November 15, 2013 at 8:57 AM

Unaffordable Care Act

Bitter Clinger on November 15, 2013 at 8:59 AM

When the Dems don’t like the numbers they change them.

If the changed numbers are still bad, they are labelled as racist.

If the racist numbers are STILL bad, then the Prez issues an EO.

Problem solved.

Gatsu on November 15, 2013 at 9:00 AM

“Blue Cross/Blue Shield of North Dakota has a grim bit of non-advice:

So simply put, I don’t know what to advise anyone seeking health insurance as of this minute.

This reminds me of a book called Hit and Run, about the once-successful producing team of Jon Peters and Peter Guber.

He preferred chaos. And what some of his colleagues believed was this: When he created chaos, he was the Center of the Storm, and the only person who understood what the hell was going on, because he, after all, was causing all the problems. So creating chaos tended to put him in the central position of power on a set, because everyone would have to come to him to find out how to fix the problems.. that he himself had caused.

And by doing so, he created power for himself. On a “normal” sort of shoot, power flowed to the more centered, more predictable partner Guber, or the other more professionally-minded movie people; but on a chaotic set, power flowed to Peters, who worked well in a chaotic environment.

Or at least he wasn’t as bothered by chaos as most people, and thus would appear to be calm and cool by comparison — a rock in the storm. Again, the storm he created, but he would appear to be a fairly steady rock in that storm.*

I’m starting to wonder if No-Drama Obama shares this preference for chaos and upheaval with Jon Peters…” – Ace

http://ace.mu.nu/

workingclass artist on November 15, 2013 at 9:00 AM

…do you think Obamacare will do anything to change the free rider problem?
 
rogerb on October 7, 2013 at 1:23 PM

 
Well it’ll do more to address it than simply scrapping the whole thing and going back to the old system where it was a huge problem driving up health care costs for everyone exorbitantly…
 
Genuine on October 7, 2013 at 1:33 PM

rogerb on November 15, 2013 at 9:02 AM

The Republicans need socks for Thanksgiving dinner. Whatever Republican leadership is thinking – STOP IT & SHUT UP. Let idealogical Liberal Socialism fester across all 50 for a while

drivingtheview on November 15, 2013 at 9:02 AM

Center for Consumer Information and Insurance Oversight director Gary Cohen

The what what? Orwellian.

BuckeyeSam on November 15, 2013 at 9:03 AM

In the end, nothing is being done to stop ObamaCare.
It is a morphing monster that will not die.

albill on November 15, 2013 at 9:04 AM

That’s OK. He’s black.

Galtian on November 15, 2013 at 9:04 AM

1) Website as easy as Amazon
2) Keep your plan
3) Keep your Dr
4) Premiums, ave decrease of 2500 per yr
5) 30 million more insured
6) Not a dime to natl deficit..

There you go GOP, your ad package is ready in less than 1 minute.

hillsoftx on November 15, 2013 at 9:04 AM

But don’t worry, verba promised that people are only pissed at a slightly glitchy website, once it’s up and working (sometime around the year 2396) everyone is going to swoon in ecstasy when they see their new plan options.

Bishop on November 15, 2013 at 8:48 AM

And nonpartisan tells us that if we criticize Obama for blatantly lying to us, it’s clearly because we’re all a bunch of racist teabaggers who just can’t stand the fact that the president is black.

AZCoyote on November 15, 2013 at 9:05 AM

ObamaCare premiums more expensive than the old premiums even with subsidies says…the Obama administration

Who would of thunk that Utopia costs more then before..?

Electrongod on November 15, 2013 at 9:05 AM

But I think if you order in the next five minutes, you get two policies for the price of one (if you pay an additional small S/H charge).

Tsar of Earth on November 15, 2013 at 9:05 AM

This is brutal…enjoy

“On Thursday, President Obama conducted the “Springtime for Hitler” of press conferences. He came out at noon and proceeded to blather his way through an hour of self-justifications and evasions and apologies and complaints….

http://nypost.com/2013/11/15/backpedaling-bam-is-fumbling-and-bumbling/

workingclass artist on November 15, 2013 at 9:12 AM

Center for Consumer Information and Insurance Oversight director Gary Cohen

The what what? Orwellian.

BuckeyeSam on November 15, 2013 at 9:03 AM

They wanted to go with something more simple such as “Einsatzgruppen” but it didn’t poll well with rich liberal Jews in NYC.

Bishop on November 15, 2013 at 9:13 AM

AP already noted this isn’t flying too well with either the insurance companies expected to clean up the mess the Obama administration created

There’s more to it than that – or the risk pool thingy: With the homogenized ObamaCare plan tiers, insurance companies would reap a windfall due to lower administrative requirements – less staff.

As a matter of fact (under ObamaCare), the brainwork done by any (and all) insurance company could be reduced to an algorithm. And a single algorithm for all since plan tier requirements are homogenized.

With Obama’s recent ‘fix’, they have a net increase in administrative tasks, costing them more – double jeopardy.

Tsar of Earth on November 15, 2013 at 9:14 AM

The solution is simple. Everyone that voted for obozo should be forced to pay for everyone else’s health care. And they should be stripped of the right to vote so they can’t repeat this mistake, or weasel out of their burden

Flange on November 15, 2013 at 8:47 AM

Here is my solution…if you participate in a government welfare program, you lose your right to vote until you are off any type of welfare…

After all, it’s a conflict of interest…

PatriotRider on November 15, 2013 at 9:15 AM

The GD subsidies don’t fall out of the friggin’ money tree!

Charlemagne on November 15, 2013 at 9:17 AM

Obama has messed with people’s beer money. It ain’t so cool being a hip Obama supporter anymore.

NotCoach on November 15, 2013 at 9:19 AM

And nonpartisan tells us that if we criticize Obama for blatantly lying to us, it’s clearly because we’re all a bunch of racist teabaggers who just can’t stand the fact that the president is black.

AZCoyote on November 15, 2013 at 9:05 AM

He would know. He’s a Harvard Law grad after all.

NotCoach on November 15, 2013 at 9:21 AM

He would know. He’s a Harvard Law grad after all.

NotCoach on November 15, 2013 at 9:21 AM

That figures. Those Harvard Law types are some of the dumbest people on the planet.

AZCoyote on November 15, 2013 at 9:24 AM

FWIW: I like listening to Richard Epstein’s podcasts at http://www.hoover.org.

Here’s his take from a few days ago, on the Obamacare debacle.

http://0055d26.netsolhost.com/libertarian/20131106.mp3

BuckeyeSam on November 15, 2013 at 9:27 AM

Who will hole the press accountable for their lack of any inflicting the comfortable for the last 7 years?

Who still buys their product?

It’s a mystery.

Lonetown on November 15, 2013 at 8:50 AM

.
WTF? Hold the press accountable for “afflicting the comfortable?” Is that what you were going for?
.
Social activist “Mother” Mary Jones was once quoted as saying “My business is to comfort the afflicted and afflict the comfortable.”

ExpressoBold on November 15, 2013 at 9:32 AM

Let’s can this BigGovernment-BigInsurance fascistic partnership already.
http://www.reuters.com/article/2013/11/15/us-usa-healthcare-obama-insurers-idUSBRE9AE0KE20131115

onlineanalyst on November 15, 2013 at 9:33 AM

“What we’re also discovering,” said the man who has completely overhauled the insurance industry, “is that insurance is complicated to buy.” That this might have come as a surprise to him is mind-boggling.

Not if you remember that story he told several years ago while pimping for Obamacare. Obama recounted how he’d had a fender bender in Chicago, shortly after he graduated from Harvard Law. He called his insurance company to find out when he could expect his check. The claims adjuster had to explain to Barry that he had purchased a liability-only policy, and therefore would not be receiving a check for collision damage to his car. Barry was outraged! What a rip-off! How dare his inexpensive liability policy not cover collision damage!

Mr. Harvard Law grad was so clueless that he couldn’t understand the terms of his own simple auto insurance contract, yet people expected him to understand the much more complex world of medical insurance?

AZCoyote on November 15, 2013 at 9:33 AM

Center for Consumer Information and Insurance Oversight director Gary Cohen
The what what? Orwellian.

BuckeyeSam on November 15, 2013 at 9:03 AM

And yet – there’s nothing that can be trimmed from the Federal budget.

Hill60 on November 15, 2013 at 9:34 AM

Mr. Harvard Law grad was so clueless that he couldn’t understand the terms of his own simple auto insurance contract, yet people expected him to understand the much more complex world of medical insurance?

AZCoyote on November 15, 2013 at 9:33 AM

I remember that! And to think, he thought it was a perfect example to use years later when he’s trying to revamp the health insurance industry. Freaking clueless.

Hill60 on November 15, 2013 at 9:38 AM

But don’t worry, verba promised that people are only pissed at a slightly glitchy website, once it’s up and working (sometime around the year 2396) everyone is going to swoon in ecstasy when they see their new plan options.

Bishop on November 15, 2013 at 8:48 AM

But the GOP is totally screwed because now they have to fix it!
/verbaluce

gwelf on November 15, 2013 at 9:40 AM

Freaking clueless.

Hill60 on November 15, 2013 at 9:38 AM

Nope, genius.

makes him the perfect choice to lead ignorant leeches.

cozmo on November 15, 2013 at 9:41 AM

But this increase in costs means more money “for the children

katiejane on November 15, 2013 at 10:10 AM

That’s OK. He’s black Kenyan and white American
Galtian on November 15, 2013 at 9:04 AM

FIFY

AH_C on November 15, 2013 at 10:10 AM

hillsoftx on November 15, 2013 at 9:04 AM

The establishment GOP are too scared to run those ads for fear of being called racists and terrorists. The TEA Party will attack the Obama led Democrats/progressives on those issues and are more than willing to endure the name calling. Our job is to support them very vocally.

csdeven on November 15, 2013 at 10:16 AM

My stupid state is going along with the Obama scheme.

sadatoni on November 15, 2013 at 10:18 AM

Time to repeal? Since it doesn’t do anything it was supposed to do?

talkingpoints on November 15, 2013 at 10:30 AM

This is what happens when you don’t read your legislation.

talkingpoints on November 15, 2013 at 10:33 AM

Let’s can this BigGovernment-BigInsurance fascistic partnership already.
http://www.reuters.com/article/2013/11/15/us-usa-healthcare-obama-insurers-idUSBRE9AE0KE20131115

onlineanalyst on November 15, 2013 at 9:33 AM

Obama’s modus operandi in action again: make a decision first, then consult the stakeholders and experts.

Reminds me of Lewis Carroll’s King of Hearts at the “trial” of the Knave: Sentence first – verdict afterwards.

His administration makes even less sense than Wonderland.

AesopFan on November 15, 2013 at 10:41 AM

But…But…But…I can keep my doctor, right?

dirtseller on November 15, 2013 at 8:47 AM

Obama: Of course. Just like I paid the mortgage for the lady from Fort Myers.

Steve Z on November 15, 2013 at 10:50 AM

The Republicans need socks for Thanksgiving dinner. Whatever Republican leadership is thinking – STOP IT & SHUT UP. Let idealogical Liberal Socialism fester across all 50 for a while

drivingtheview on November 15, 2013 at 9:02 AM

Not socks, but jocks, and their normal contents.

Steve Z on November 15, 2013 at 10:55 AM

KEEP VOTING DEMOCRAT YOU PERVERSE REPROBATES!

Murphy9 on November 15, 2013 at 11:00 AM

What do they expect? They added tens of “goodies” and bureaucratic hoops to jump through.

rlwo2008 on November 15, 2013 at 1:46 PM

It’s one of Nate Beeler’s efforts, highlighted by Ed last month.

Steve Eggleston on November 15, 2013 at 8:51 AM

…thank you!

KOOLAID2 on November 16, 2013 at 4:07 AM