Is it too late for “Keep Your Plan?”

posted at 9:41 pm on November 12, 2013 by Mary Katharine Ham

Either version of the law (Upton’s or Landrieu’s) likely creates an adverse selection problem that will further hurt the insurance industry, which let’s recall, was in bed with the administration on Obamacare because of all the new customers that would be required to buy its product. Obamacare has, with an impressive combination of incompetence and irony, seemingly been optimized to create a death spiral.

But is it logistically possible for people to keep their plans? For insurance companies to reinstate them? John McCormack at the Weekly Standard:

With millions of Americans losing their health insurance because of Obamacare, bills have been introduced in Congress to let people keep their plans.

But health industry consultant Bob Laszewski says it’s too late for these measures to help Americans losing their policies on January 1. If Congress and the president agreed to a new law, insurance companies would still need time to re-open canceled plans, state insurance commissioners would have to expedite the approval of those plans (a process that usually takes months), and Americans would need time to choose to sign up for their old plan or hold out for a subsidized Obamacare plan. “You’ve got to have a process where [insurers] send them a letter, and you have to work with their questions, and they have to affirmatively sign up for left or right,” Laszewski tells THE WEEKLY STANDARD. “You’re not going to do that in six weeks.”

Health policy expert Jim Capretta of the Ethics and Public Policy Center disagrees with that assessment. “I think this notion that ‘Oh, you know, it’ll take too long’ is just an excuse,” says Capretta, a former Associate Director at the White House Office of Management and Budget.

Capretta points to California, where the insurance commissioner forced Blue Shield to delay cancellations for over 100,000 people because of a technicality (the insurer sent its cancellation letters out later than required by law).

There is a chance that, even if already canceled policies can’t be replaced, maybe those currently scheduled for cancellation in 2014 could be saved:

Although Laszewski thinks it’s too late to help people losing their plans on January 1, he says there is enough time to save the plans of millions of Americans who haven’t lost their plans yet but will at some point in 2014. “There’s enough time not to send the cancellation letters out for April, May, June,” he says.

Cancellation letters will continue to go out in 2014 as plans expire each month, and some people were able to renew their current plans through December of 2014. “People who haven’t gotten the cancellation letter yet, or people like me who took the early renewal and my renewal date is now December of 2014, hopefully you can conceivably get something done by then,” says Laszewski.

There’s political pressure for Congress to make sure people can keep their plans, but there’s existential pressure on insurance companies to prevent them from keeping them. What do the poll numbers look like, pray tell, on a bailout for insurance companies?

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Comment pages: 1 2

nonpartisan on November 12, 2013 at 10:42 PM

You sir are an idiot. No make that blithering idiot.

gerrym51 on November 12, 2013 at 11:08 PM

Just a child.

Bmore on November 12, 2013 at 11:11 PM

Just a child.

Bmore on November 12, 2013 at 11:11 PM

.
What did a child ever do to you to be compared to that mendacious sack o’ shite?

;)

PolAgnostic on November 12, 2013 at 11:15 PM

how many goddamn posts do we need on this topic…it is boring as phuck

nonpartisan on November 12, 2013 at 9:55 PM

If you knew how many smiles here that produced, you wouldn’t have hit that submit button.

You broke it, you bought it.

Chuck Schick on November 12, 2013 at 11:15 PM

Repeal and Impeach…

d1carter on November 12, 2013 at 10:01 PM

This can’t be repeated enough.
Congress needs to hear this clarion cry.

freedomfirst on November 12, 2013 at 11:17 PM

Obama would never have gotten re-elected had he been honest. The dems learned that with Billery. She was honest and got smoked, the only option was to lie.

As for the matter, let it burn. After being called every name in the book, threats made on people, to heck with the liberals and helping them. Let em suffer, sure, some will get caught up in the mess that do not deserve it, but sometimes you need to let that happen to make a bigger point.

watertown on November 12, 2013 at 11:18 PM

and his charismatic personality that belies his towering intellect

nonpartisan on April 27, 2013 at 9:43 PM

It takes little intellect to lie and destroy. I think most other tyrants, like Hitler, Stalin and Mao, all had a much higher IQ than the affirmative action ass, Obama.

VorDaj on November 12, 2013 at 11:20 PM

Yes, Obama is Triple A alright, an affirmative action ass.

VorDaj on November 12, 2013 at 11:21 PM

Repeal and Impeach…

d1carter on November 12, 2013 at 10:01 PM

You misspelled impale. …

VorDaj on November 12, 2013 at 11:23 PM

and I supported romney during the 2012 election for those accusing me of being a lib

nonpartisan on November 12, 2013 at 10:42 PM

That changes anything?

freedomfirst on November 12, 2013 at 11:32 PM

Murphy9 on November 12, 2013 at 10:23 PM

Thanks for the info & links on O’Keefe. Andrew taught him well.

bluefox on November 12, 2013 at 11:34 PM

“The time for talk is over”
- Barack Obama March 2010

ITguy on November 12, 2013 at 11:49 PM

VorDaj on November 12, 2013 at 11:23 PM


Now THAT’s funny!

PolAgnostic on November 12, 2013 at 11:50 PM

There’s political pressure for Congress to make sure people can keep their plans, but there’s existential pressure on insurance companies to prevent them from keeping them. What do the poll numbers look like, pray tell, on a bailout for insurance companies?

Not really, the worst they can do is lose 3%, after that the federal government puts the cost on the backs of our children. The insurance companies can survive a 3% loss for far more than one year, but you would expect after year one they would have a better handle on how to price their plans. It is not existential for insurance companies, they have insurance for themselves built right into the legislation. I am sure they would much rather run a profit, but they will not collapse with a 3% loss for one year. Particularly if the total value of the plans sold is lower than anticipated.

astonerii on November 12, 2013 at 11:55 PM

The states’ part, as was stated, could be expedited (if the state was willing to do so) to occur in days. Especially as it is a plan that complied with previous state mandates to the point of prior approval.
The insurance companies mailing lists could be defined and mailed out in less than a day. It might be a week or more to recalculate the various plan price increases due to medical cost increases in that state not required by PPACA mandates (remember, many of the plans merely “revised” as well as those discontinued in favor of PPACA plans involved firing doctors and hospitals for cost savings)(how much is it going to cost to bring back those “thrown under the bus” when those and the original doctors and institutions might not come back under the apparent 2014 reimbursement reductions).
But worst, is the problem of who is going to pay for the special interest groups (preexisting conditions, mental health care and Planned Parenthood patients, mostly) who promptly and frantically signed up under the old premium algorithm that priced those PPACA policies under the Fed’s promise that the healthy low use clients would be pistol-whipped off their existing low premium policies onto new higher price, higher deductible, higher co-pay policies that now include the Democratic Parties preferred special interest group coverages.
It is as if a new category of “no-fault” auto insurance, where previous damage is covered. And priced as if everyone will be forced to buy it, but at the last minute “if you like your old plan, you can keep your old plan” is allowed.
Surprise, only the DUIs, Reckless Drivers, and people with expensive already crashed cars had signed up for the new policies, that were priced as if everyone had to buy such a policy.
The insurance companies won’t be able to honor the PPACA policies without outside (government) subsidies or massive price revisions.

jhnone on November 13, 2013 at 12:02 AM

Sorry, but without all those people whose policies are being cancelled buying new more expensive plans through the exchanges, there is no source of funding for the hundreds of thousands of people now newly eligible for Medicaid, or those older and sicker people who voluntarily enroll, or those who enroll and are heavily subsidized.

All those costs are beginning now. The bills are ticking up. There is no substitute for the individual mandate, and for the new individual enrollees to be added next year as companies ditch their coverage as costs explode there, too. Either millions pay high premiums to subsidize all the free riders and parasites, or the system just drowns in red ink.

Even the Obama Administration admitted as much – back in the days when they supposed the system would work as planned.

Adjoran on November 13, 2013 at 12:13 AM

The Titanic already hit the iceberg.

growl on November 13, 2013 at 12:25 AM

We received our notices October 31st that our insurance carrier would be changing on January 1st. Other than that we’re a little short on details. We’ve had the same carrier for the 9 years I’ve been with the company. It’s too late to change what’s happening to us.

claudius on November 13, 2013 at 12:29 AM

The administration will use its favorite tactic of simply throwing money at a problem, and if the Republicans don’t go along, they’ll claim it’s all the GOPs fault we haven’t reached health-care utopia.

Fred 2 on November 13, 2013 at 12:46 AM

these are treacherous waters…the left will look to trap the Rs at every point. Rs always get too overconfident, then start showboating.

Upton is just one of those type pols…the light bulb man showboated on the light bulb ban, just to get his name in lights. And promised the R party he’d be a ‘conservative’ if given a chairmanship.

his bill is a showboat.

http://townhall.com/tipsheet/conncarroll/2013/11/12/republican-obamacare-fixes-cant-fix-obamacare-n1745077

r keller on November 13, 2013 at 1:54 AM

The Libs and Squishes have inflicted the biggest jackass in US history upon the nation.

Congrats, geniuses.

nico on November 13, 2013 at 2:09 AM

how many goddamn posts do we need on this topic…it is boring as phuck

nonpartisan on November 12, 2013 at 9:55 PM

As many as it takes. Go play in traffic.

kim roy on November 13, 2013 at 2:17 AM

does it even matter what the states decide, the feds have taken their authority from them when they approved the ACA, so if the feds update ACA to grandfather in the old plans the states should have nothing to say about it.

RonK on November 13, 2013 at 5:37 AM

There’s political pressure for Congress to make sure people can keep their plans, but there’s existential pressure on insurance companies ….

MKH, could you define this word:existential ?

Sherman1864 on November 13, 2013 at 6:02 AM

Insurance companies cancelling plans are seeking to cut costs and are doing so because said plans don’t meet the ACA requirements as done through REGULATION by Obama. The ‘you can keep your plan’ shinola is ALREADY in the ACA, but Obama decided to put out a regulatory environment that would ignore those provisions. The insurance companies adapted to those REGULATIONS.

Passing a new law ‘requiring’ insurance companies to continue plans is missing the point that the REGULATIONS of those plans has already been put in place and known for YEARS. And unless Congress is going to be explicitly over-ruling the REGULATIONS then anything that is passed will also carry with it its own changes in REGULATIONS that must be done by the bureaucracy, must go through formal procedures of publication and response, and only after that time can they be put into working order.

That is a timespan of no less than six weeks and can take years, depending on the type of law and regulations involved.

That also goes for repealing just that prior language and putting in new language to just the parts of the ACA which cover grandfathered plans. Any new regulatory language in a bill that repeals and replaces part of the language involved will go through that exact, same regulatory procedure.

And the insurance companies are supposed to continue offering plans until that point? Unless the exact REGULATORY LANGUAGE that brooks no change is written into the law, you will NOT be offering a safe haven for companies but leaving them out to weigh the cost of continuing these plans against any litigation they might get from the Obama administration for not following the REGULATIONS on the book. And, yeah, Congress can stop that by law, too, but then you are looking at large-scale and wholesale repeal of Obamacare so its entire regulatory establishment goes away.

For those of you saying ‘repeal and replace’ the REPEAL is a massive shift in the regulatory environment by REDUCING THEM to their pre-ACA levels. Wanting to immediately replace them with anything involving the federal government and the regulatory environment will then put future plan offerings into a state of limbo until it is figured out what that regulatory environment will look like. Which can take years of upheaval and unrest. Which is the exact, same thing that we got with the ACA in the FIRST PLACE. ‘Repeal and replace’ is asking for wholesale change in what is, essentially, a retail market and disrupting that market with those changes so that the upheaval and uncertainty of the ACA is duplicated.

The only way that ‘repeal and replace’ works is to not foist anything new from the federal level on companies and tell the States that the federal government will help them if they wish to set up cross-border regulations amongst the States, plural, and just ensure that that there is regularity to those proceedings. In other words that the federal government is not going to do another damned thing on this but help any States who can get together to salvage this mess STARTED by the absurd belief that the government knows what it is doing in a retail market at the retail level.

Yet it is only granted powers to help ensure regulation of trade with other Nations and that they are regularized. It can do that with the States if the States WANT THAT HELP. One size fits all is an awful way to go for a free people, and equal treatment under the law with differences agreed to as agreeable to those in different States, singular, and the federal government assuring regularity of procedures for the peoples of the States, plural, is the best way to go. If you have hated the results of this fiasco, then why do you want to add more one-size fits all rules where they make no sense at all? The States can work this out if we actually bother to remind them that this is part of their duty to their citizens and that the federal government is not the best answer and is, in fact, not even an answer at all to problems of differing regulatory environments amongst diverse States and peoples.

This is where federalism should shine.

Perhaps we might support it some day.

ajacksonian on November 13, 2013 at 7:11 AM

Every one of these bastards should be punished because they all voted for it and didn’t even take the time to read it. The solution is to put all Liberals in prison and don’t ever let them vote on another law, ever, never.

tmgrant on November 13, 2013 at 7:11 AM

You can’t save plans from companies who have already cancelled their insurance.

John Mauer on November 13, 2013 at 7:51 AM

If the insurance companies must resurrect the plans that were cancelled due to the ACA then how do they price and sell them?

Prices of plans offered in the exchanges reflect the increased costs to the companies that ACA mandates and rules like community rating and guaranteed issue bring. Prices are higher because high risk people are in the same pool as everyone else.

If these grandfathered plans are priced to reflect the new rules their costs will have to increase dramatically and you may NOT be able to keep your plan because you now cannot afford it.

If the grandfathered plans are priced ignoring ACA rules then someone, probably taxpayers, will have to make up the difference.

Nomas on November 13, 2013 at 7:57 AM

Valerie and Michele and Barry are just rubbing their hands together with glee. Everything is going according to plan. Not only did they want to destroy healthcare, insurance companies and the Republican party, they wanted to destroy the Democrat party too. Fundamental Transformation baby!

ctmom on November 13, 2013 at 8:24 AM

The plans were cancelled because they did not meet the new regs and laws.

So they’re gonna pass a law the tells the insurance companies to break the law?

TerryW on November 13, 2013 at 8:29 AM

I’ve commented several times that the ensuing chaos opens the door to Insurance Companies profiting (more) regardless of whether ObamaCare succeeds or fails.

I do think it would be difficult to unwind, but here’s a clear exaggeration that demonstrates that we can’t trust the insurers either:

But health industry consultant Bob Laszewski says…state insurance commissioners would have to expedite the approval of those plans…

Why. Reinstated plans have already been approved.

This is how they’re going to gum-up the machine with whatever we end up with. These people never miss an opportunity to skim. And the Middle Class will pay more in the end.

Tsar of Earth on November 13, 2013 at 8:33 AM

How much longer are the pandering shills in this country going to let Obama kick them in the crotch before they stop denying the pain? Disgusting bunch.

rplat on November 13, 2013 at 8:53 AM

We KNEW the Republicans were going to do all they can to save Obama and Obamacare, and if they cannot save, they will position themselves perfectly to take the blame.
Why can the just get out of the way, and if they really want to do something, why not propose REPEAL now, when it makes the best political sense and has the best chance of success than it ever will. Just shows you that all the repeal talk was nothing but meaningless red meat for their conservative base.

neuquenguy on November 13, 2013 at 9:00 AM

Before I reached MC age, I had a very good health insurance policy that met my needs and was affordable. Since age 65, I’ve had to pay for my MC policy and a supplement to meet my needs. Not sure if the price is equal, but I suspect not. So, I have 2 policies now when I had one before that the fed govt was not involved in and I never had a problem getting an appointment with my doctor that I liked. See where this is leading. We need to get the fed govt out of our lives an off of our minds, what little we have left of each.

Kissmygrits on November 13, 2013 at 9:10 AM

how many goddamn posts do we need on this topic…it is boring as phuck

nonpartisan on November 12, 2013 at 9:55 PM

Hmmmm, no longer touting your College scores
and Law School standing??

Does Somebody need a hug??

ToddPA on November 13, 2013 at 9:28 AM

Ted Cruz’s Senate Conservatives Fund should immediately put up billboards with pictures of Ted saying “Remember when I tried to stop Obamacare?”

Republican National Committee should immediately put up billboards saying “Number of Republicans who voted for Obamacare…0″

The Spear on November 13, 2013 at 9:45 AM

Is it too late to for “Keep your plan?”

Yes. Too late.

Full Repeal. Even with full repeal it will take a few years to recover from the damage.

Full Repeal or Nothing.

oldroy on November 13, 2013 at 9:48 AM

Why. Reinstated plans have already been approved.

This is how they’re going to gum-up the machine with whatever we end up with. These people never miss an opportunity to skim. And the Middle Class will pay more in the end.

Tsar of Earth on November 13, 2013 at 8:33 AM

It was stated elswhere that the plans have to be approved yearly. Normally that happens earlier in the year.

My guess is that the approval includes compliance to the current laws. Current laws would have to change before it could happen then as the current new policies have already been approved. The beaurocracy will get in the way of this probably.

TerryW on November 13, 2013 at 9:51 AM

We have reached a point in this country where they govern by crisis. They know of no other way. When you govern by crisis, you get more crisis and chaos. These stupid bills being introduced are just an another example. It’s not just the insurance companies who will be going into a “death spiral” if the right “R’s” don’t gain control of the Senate next year, and the White House in 2016.

For those (few) of you here who have put it off, it’s time to start making preparations to look after yourselves first and foremost.

moo on November 13, 2013 at 9:52 AM

nonpartisan on November 12, 2013 at 9:55 PM

You’ve lost.

Bmore on November 12, 2013 at 9:55 PM

What no witty response child?

Bmore on November 13, 2013 at 9:55 AM

The sad truth is that I believe that Obama really believed his own lie. He really believed that, because he said it, it would be true. I doubt seriously he had any idea what the law really said and even less idea of what Sibelius and her regulators were creating once it was passed. He simply believed they would make it so, since he’s so awesome and stuff. He’s not just hands off, he’s brains off. At some point it probably became clear to him that things weren’t going to go well, but he chose to believe that his own awesomeness would simply change the laws of economics and actuarial calculations and “poof” it would be all okay. Then at some point he just became cynical and thought “f them, I won.” Of course, maybe I have that timeline backwards….

BillyWilly on November 13, 2013 at 10:02 AM

Is it too late to save what’s left of our country?

bgibbs1000 on November 12, 2013 at 10:09 PM

A lot of the rot is in the people. A free republic is incompatible with an immoral populace.

Murphy9 on November 12, 2013 at 10:10 PM

True, but the rot stems from the the culture, and specifically an entitlement culture. Use this debacle as the first step towards returning federal social programs to their safety net status to be used only in emergencies, not as multi-generational lifestyles. Promote the idea that your status in life depends on how hard you work and not on how well you can game the government. (That’s why the push for an increased minimum wage makes me crazy – you’re not supposed to raise a family on minimum wage! But I digress.)

Once people begin to rely on themselves again, and on their own labors, many of society’s other ills begin to lessen. Or at least that’s been my experience.

AJ gets a lot more than I got as a kid, but that’s because I can afford it. But he works for it, too, and it’s amazing how much he appreciates the things he works for. He won a cheap dollar store marshmallow gun for getting his butt out and selling Christmas wreaths; he treasures that more than the $50 iPod I got him. And that’s as it should be.

So I guess what I’m saying is that the societal rot you refer to is only going to be addressed by a return to values, which has to be facilitated both by a family emphasis on morality and a concerted effort to fight social programs that lessen those values. The latter is hard but it’s the next great battlefield. We only fix our society when we stop rewarding bad behavior.

AJsDaddie on November 13, 2013 at 10:09 AM

It was stated elswhere that the plans have to be approved yearly. Normally that happens earlier in the year.

My guess is that the approval includes compliance to the current laws. Current laws would have to change before it could happen then as the current new policies have already been approved. The beaurocracy will get in the way of this probably.

TerryW on November 13, 2013 at 9:51 AM

Gz. How hard would it be to pass a bill allowing a temporary extension of compliance? All policies in place as of an arbitrary date (say Jan 1, 2012) are to be reinstated for 2014, with standard compliance rules to be put back into place as of 2015.

Problem? Not enough chance to gouge. No place for pork. I understand that. As far as I’m concerned, that’s a feature not a bug. It’s time for conservatives to put their big boy pants on and demand that we make our first step towards a return to common sense government.

No giant bills. No too big to fail. No huge bailouts. Repeal this debacle, status quo for a year and let the insurance companies tell everyone how it’s going to shake out in 2015 using their normal procedures. Worst case, set up a fund for the people who have managed to enroll in new plans who wouldn’t have been eligible for other plans. Heck, it’s less (probably far less) than 50,000 people. Pay for it by clawing back the money for the website.

Then a couple of very short, simple bills: inter-state competition and tort reform. Take everything else off the table until those bills are passed. And primary anyone who doesn’t vote for them. Once that’s done, you can then address the issue of people with pre-existing conditions.

Sounds like a plan to me.

AJsDaddie on November 13, 2013 at 10:22 AM

…it is boring as phuck

nonpartisan on November 12, 2013 at 9:55 PM

Millions of people losing their medical plans is “boring”?

Hard leftists are some sick freaks.

forest on November 12, 2013 at 10:28 PM

Yes, but the omelette! Think about how wonderfully marvelous the omelette will be!!

slickwillie2001 on November 13, 2013 at 10:39 AM

Republicans need to vote again to repeal this awful law. Let the leftists in the Congress and the Senate vote for it, and let the chips fall where they may!
The plans canceled are gone! Are not retrievable or recoverable.
Insurance Companies are mandated under the law to provide minimum “standards” (none of which I would choose) and they, by law cannot provide the plans individuals chose for themselves.
The do gooders in Congress have spoken!
Well Republicans should speak loud and clear too!
STOP THIS LEGISLATIVE CRAP NOW!

Delsa on November 13, 2013 at 10:55 AM

Issa ‘hearing’ up on C-SPAN.

verbaluce on November 13, 2013 at 10:55 AM

Shift change.

CurtZHP on November 13, 2013 at 11:17 AM

Shift change.

CurtZHP on November 13, 2013 at 11:17 AM

They won’t pay overtime, the cheap bastards.

verbaluce on November 13, 2013 at 11:25 AM

The Republicans keep offering up cover instead of going on the offensive. Instead of offering to fix this mess(which cannot really be done anyway) here is the speech Boner should give. “We did our best to keep this evil law from going into effect. We passed many repeal laws but were thwarted by the Democrats in the senate. We were called all sorts of bad things in our attempt to protect Americans from this horrid mess that is killing the middle class. But we struggled on again and again. Now we have seen the mess that Big government controlling things will do. So I now propose a new bill to repeal the ACA law to stop the continued waste of money on this evil monstrosity. Call your Senators and tell them to Repeal this job killing mess.”
But since Boner likes big government, they will try to help Obama and offer more cover for him and end up getting blame later. As was mentioned earlier – repeal and impeach.

Corsair on November 13, 2013 at 11:31 AM

They won’t pay overtime, the cheap bastards.

verbaluce on November 13, 2013 at 11:25 AM

Mr. Bishop might have a job for you if you are needing some extra money. He’s planning his thanksgiving dinner and I think yo might be able to help.

oldroy on November 13, 2013 at 11:31 AM

how many goddamn posts do we need on this topic…it is boring as phuck

nonpartisan on November 12, 2013 at 9:55 PM

No doubt your boredom is approaching hysteria.

zoyclem on November 13, 2013 at 11:38 AM

and I supported romney during the 2012 election for those accusing me of being a lib

nonpartisan on November 12, 2013 at 10:42 PM

Why would someone as far to the left as you support Romney? Who are you trying to kid? Yourself?

zoyclem on November 13, 2013 at 11:53 AM

Keep your plan legislation? Lets get real, the insurance companies and business have been pouring over Obamacare since it was passed so they would be able to adjust costs and comply with this law, something I am sure these fool legislators haven’t done to this day. Any high school civics freshman could tell you (correction, any high school civics freshman 20 years ago) could tell you that you can’t just slap a new law on top of the old one without at least looking at possible consequences and how it interacts with the rest of the law. Sorry folks but that train has already left the station, let it roll out. It is possibly the ONLY thing that will finally wake up the sheeple to the great hope and change scam. We are in a classic condition of ignorance and denial ……. its cool, just don’t take my xbox away, or interfere with the playoff schedule…..until they come for you!….Wait, your digging into MY wallet now? Thats not what I voted for! Thats not fair!

Koa on November 13, 2013 at 11:53 AM

David Burge ‏@iowahawkblog 3h

Orwellian wordsmiths at the NYTimes: Obama may have made “incorrect promise” http://twitchy.com/2013/11/13/epic-bootlicking-check-out-new-york-times-latest-unreal-beclowning-excuse-for-obamas-lies-pic/ … #IncorrectPromise

davidk on November 13, 2013 at 12:06 PM

and I supported romney during the 2012 election for those accusing me of being a lib

nonpartisan on November 12, 2013 at 10:42 PM

Why would someone as far to the left as you support Romney? Who are you trying to kid? Yourself?

zoyclem on November 13, 2013 at 11:53 AM

That’s as credible a claim as his/her law degree.

slickwillie2001 on November 13, 2013 at 12:10 PM

“If you like your regulations, you can keep your regulations. Period.”

mkbruin on November 13, 2013 at 12:14 PM

Adjoran on November 13, 2013 at 12:13 AM

Well said.

It’s basically too late to ‘fix’ the clusterfark of the individual mandate – that horse has bolted the barn. The chance was back in Sept 2010 when Sen. Mike Enzi highlighted the destructiveness of the HHS regulations, rightfully predicted the effects, and proposed measured amendments to lessen the negative impact of those regulations. To a person, every Democrat in the Senate voted against those amendments. Be it a knee jerk refusal to support GOP amendments or a willingness to blow the system up in order to affect their agenda – they now own this mess.

While there is still some time to fix the employer mandate (remember, those HHS regulations estimated about 2/3rd’s of all employer health insurance plans would also not be in ‘compliance’ with the law) care has to be taken to not make a bad situation worse – which given the clusterfark nature of the ACA, and the fact that it really doesn’t do anything to fix the healthcare challenges we face, is pretty likely.

Neither the President or the Congressional Democrats will accept a tactical or strategic retreat in order to move forward in a better manner. They remain fixated on the government seizing control of 1/6th of the national economy and using that power to expand and accelerate wealth redistribution – which is the real purpose of the ACA.

Unfortunately, the establishment GOP, after pushing for a repeal as part of the ‘shutdown’, have returned to the ‘go along to get along’ loser’s strategy – and are going to, if they are not careful, snatch defeat from the jaws of victory.

The only real ‘fix’ is to repeal Obamacare.

Athos on November 13, 2013 at 12:14 PM

David Burge ‏@iowahawkblog 3h

Orwellian wordsmiths at the NYTimes: Obama may have made “incorrect promise” http://twitchy.com/2013/11/13/epic-bootlicking-check-out-new-york-times-latest-unreal-beclowning-excuse-for-obamas-lies-pic/ … #IncorrectPromise

davidk on November 13, 2013 at 12:06 PM

Incorrect Promise? wow.

Murphy9 on November 13, 2013 at 12:14 PM

David Burge ‏@iowahawkblog 3h

Orwellian wordsmiths at the NYTimes: Obama may have made “incorrect promise” http://twitchy.com/2013/11/13/epic-bootlicking-check-out-new-york-times-latest-unreal-beclowning-excuse-for-obamas-lies-pic/ … #IncorrectPromise

davidk on November 13, 2013 at 12:06 PM

Incorrect Promise? wow.

Murphy9 on November 13, 2013 at 12:14 PM

…thirty times.

slickwillie2001 on November 13, 2013 at 12:17 PM

It is not too late to stop this. What the hell is wrong with you people?

bgibbs1000 on November 13, 2013 at 12:31 PM

Stand by for extreme military provocation from North Korea, Iran and others as the U.S. government and populace is focused on this issue. Will the country support perhaps very dangerous actions while being lead by a demonstrated incompetent and serial liar and a Congress with single digit approval ratings? One also wonders about the current capabilities of our officer corps as the stealthy Obama decimation of flag officers particularly continues.

Mason on November 13, 2013 at 12:39 PM

Oh my God, breaking news ……………………. Democrats have just entered the White House with a vat of hot tar and bag of feathers, asking for the whereabouts of Obama. I will keep everyone posted.

SC.Charlie on November 13, 2013 at 12:47 PM

The Titanic already hit the iceberg.

growl on November 13, 2013 at 12:25 AM

The Titanic analogy is appropriate, but in this case, she sank before leaving port. No iceberg required.

Archer on November 13, 2013 at 3:27 PM

Is it too late for “Keep Your Plan?”

Yup, that ship has sailed (see previous Titanic analogy).

As the article, and others, have pointed out, the insurance companies desperately need healthy people to enroll in the new ACA-compliant plans. Allowing them to keep their old plan is good politics, now that Obamacare is a Titanic failure, but it’ll never happen. It would accelerate the already-apparent death spiral and the insurance companies will fight it.

The Dems are clearly flailing here, passing ANOTHER law to allow people to keep their plans ON TOP of Obamacare will prove to be even worse than the original legislation.

The real solution is REPEAL THE WHOLE THING and start over. I just hope that the voters have enough sense to punish the Dems at the polls next year. As long as they control the senate and the White House, we’re stuck with this pig.

Archer on November 13, 2013 at 3:40 PM

As long as they control the senate and the White House, we’re stuck with this pig.

Archer on November 13, 2013 at 3:40 PM

My apologies to swine everywhere, you don’t deserve being compared to the worst piece of legislation ever signed into law.

Archer on November 13, 2013 at 3:43 PM

Republicans are STUPID!

They will have attached themselves to a non-fix, thus illustrating themselves as just as incompetent at the D’s.

Stupid is as stupid does.

Carnac on November 14, 2013 at 11:02 AM

I expect, through Executive Order, CFiC will reset the calendar to sometime back in March thusly magicly reinstating all Insurance Coverage… Easy Fix.

rgranger on November 14, 2013 at 2:27 PM

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