Study of 49 states: Obamacare hikes individual market premiums an average of 41 percent

posted at 10:01 pm on November 4, 2013 by Mary Katharine Ham

Notably, this doesn’t count co-pay and deductible hikes. Avik Roy offers the third in a series of maps meant to show, state by state, the impact of Obamacare on the individual insurance marketplace:

One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Here’s what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male. And Obamacare’s taxpayer-funded subsidies will primarily benefit those nearing retirement—people who, unlike the young, have had their whole lives to save for their health-care needs.

Bros hardest hit?

Men will face the steepest increases: 77, 37, and 47 percent for 27-year-olds, 40-year-olds, and 64-year-olds, respectively. Women will also face increases, but to a lesser degree: 18%, 28%, and 37% for 27-, 40-, and 64-year-olds.

There are several states that will see premium decreases, most of which are benefiting because their individual markets were already highly regulated and expensive. Winners and losers:

Eight states will enjoy average premium reductions under Obamacare: New York (-40%), Colorado (-22%), Ohio (-21%), Massachusetts (-20%), New Jersey (-19%), New Hampshire (-18%), Rhode Island (-10%), and Indiana (-3%). Most, but not all, of these states had heavily-regulated individual insurance markets prior to Obamacare, and will therefore benefit from Obamacare’s subsidies, and especially its requirement that everyone purchase health insurance or pay a fine.

The eight states that will face the biggest increases in underlying premiums are largely southern and western states: Nevada (+179%), New Mexico (+142%), Arkansas (+138%), North Carolina (+136%), Vermont (+117%), Georgia (+92%), South Dakota (+77%), and Nebraska (+74%).

Other winners: The elderly at the expense of the young. Losers: People who like their doctors and current deductibles.

It’s a 49-state study only because Hawaii’s exchange is so non-functional they could get no information off of it. Noted red state full of sabotagey Tea Partiers, that one. Click to see where your state ends up in this pile.

But don’t worry. I’m sure we’ll find out soon that President Obama never really said you’d see lower premiums at an average of $2,500 per family.

Exit quotation: “This whole experience has converted a lifelong Democrat into a foot soldier for the Republican Party.”


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Obama: “Under my plan … rates would necessarily skyrocket.”

faraway on November 4, 2013 at 10:05 PM

It’s burning, burning, burning.

HiJack on November 4, 2013 at 10:05 PM

In the ObamiNation, we guys have to pay the lobster-and-filet price for every, ah, interaction with the Flukes of the ObamiNation whether we get anything or not.

Steve Eggleston on November 4, 2013 at 10:05 PM

that’s not a fake quote

faraway on November 4, 2013 at 10:06 PM

Nevada (+179%), New Mexico (+142%), Arkansas (+138%), North Carolina (+136%), Vermont (+117%), Georgia (+92%), South Dakota (+77%), and Nebraska (+74%).

Punish our enemies

New York (-40%), Colorado (-22%), Ohio (-21%), Massachusetts (-20%), New Jersey (-19%), New Hampshire (-18%), Rhode Island (-10%), and Indiana (-3%).

Reward our friends.

I no longer weep.

nobar on November 4, 2013 at 10:08 PM

The eight states that will face the biggest increases in underlying premiums are largely southern and western states: Nevada (+179%)

But, remember, Nevadans:

Dingy Reid ❤s You!

Resist We Much on November 4, 2013 at 10:12 PM

Nevada (+179%), New Mexico (+142%), Arkansas (+138%), North Carolina (+136%), Vermont (+117%), Georgia (+92%), South Dakota (+77%), and Nebraska (+74%).

Punish our enemies

New York (-40%), Colorado (-22%), Ohio (-21%), Massachusetts (-20%), New Jersey (-19%), New Hampshire (-18%), Rhode Island (-10%), and Indiana (-3%).

Reward our friends.

I no longer weep.

nobar on November 4, 2013 at 10:08 PM

WOW. I have been pushing back on the impeachment thing, but this peaks my interest.

faraway on November 4, 2013 at 10:12 PM

Men will face the steepest increases: 77, 37, and 47 percent for 27-year-olds, 40-year-olds, and 64-year-olds, respectively. Women will also face increases, but to a lesser degree: 18%, 28%, and 37% for 27-, 40-, and 64-year-olds.

schoouch..at the very least..this law is sexist…

going2mars on November 4, 2013 at 10:12 PM

Keep voting democrat!

Murphy9 on November 4, 2013 at 10:13 PM

Men will face the steepest increases: 77, 37, and 47 percent for 27-year-olds, 40-year-olds, and 64-year-olds, respectively. Women will also face increases, but to a lesser degree: 18%, 28%, and 37% for 27-, 40-, and 64-year-olds.

schoouch..at the very least..this law is sexist…

going2mars on November 4, 2013 at 10:12 PM

The whole thing is a progressive’s wet dream of social engineering. There is literally no aspect of one’s life that they cannot manipulate and regulate with this monstrosity.

Murphy9 on November 4, 2013 at 10:14 PM

If my company sponsored plan increases in cost I’m probably going to not buy insurance. But I won’t pay the fine either if what Rush reported is true, I.e. if you aren’t owed a refund the IRS has no way to collect the penalty.

F*ck Obama and the ACA.

Charlemagne on November 4, 2013 at 10:14 PM

Heads UP:Again please don’t comment

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canopfor on November 4, 2013 at 10:18 PM

If my company sponsored plan increases in cost I’m probably going to not buy insurance. But I won’t pay the fine either if what Rush reported is true, I.e. if you aren’t owed a refund the IRS has no way to collect the penalty.

F*ck Obama and the ACA.

Charlemagne on November 4, 2013 at 10:14 PM

They haven’t announced anything? There are major changes starting Jan 1, 2014. Surely they are going to at least tell you nothing is going to change.

Murphy9 on November 4, 2013 at 10:18 PM

Murphy9 on November 4, 2013 at 10:14 PM

wheres all that …’everyone is equal’ cr*p..??
77% for 27yr old males
18% for 27yr old women…

going2mars on November 4, 2013 at 10:19 PM

Troll free!!! They have their heads so far up their arses they cannot find HA…eh Brayam?

CWchangedhisNicagain on November 4, 2013 at 10:20 PM

Nevada (+179%), New Mexico (+142%), Arkansas (+138%), North Carolina (+136%), Vermont (+117%), Georgia (+92%), South Dakota (+77%), and Nebraska (+74%).

Arkansas (+138%) ~> Good luck with that, Mark Begich

North Carolina (+136%) ~> Good luck with that, Kay Hagan

Georgia (+92%) ~> Good luck with that, Michelle Dunn

South Dakota (+77%) ~> Good luck with that, Democrat TBA

Nebraska (+74%) ~> Good luck with that, David Domina

Resist We Much on November 4, 2013 at 10:21 PM

Obama: “What We Said Was You Can Keep It If It Hasn’t Changed Since The Law Passed”

Nope. You are lying Obama.

SparkPlug on November 4, 2013 at 10:21 PM

So will the republicans find people who collect empty cans and bottles along the roadside to help pay their premiums and deductibles and use them as props now?

Yeah. I didn’t think so either.

WryTrvllr on November 4, 2013 at 10:24 PM

I hope all of my gay, liberal friends up there in North Carolina get their wallets ripped. I laugh at them because they thought Iiiiiii was the fool.

SouthernGent on November 4, 2013 at 10:24 PM

We are the liars you’ve been waiting for. – Barack “Joe Isuzu” Obama

ObamaCare will be cheaper than a 2,000 Cheeseburger!

VorDaj on November 4, 2013 at 10:27 PM

Waiter: Welcome to Obama’s. What can I get for you today?
Customer: Uh, I’m not really very hungry. I’ll just have the chicken salad.
Waiter: Right. One filet mignon.
Customer: No, chicken salad …
Waiter: You can’t have the chicken salad. Besides the filet mignon is on sale. It’s great.
Customer: But …
Waiter: Filet mignon it is.
Customer: CHICKEN SALAD!!!!
Waiter: Okay, fine.

(20 minutes later)

Customer: Excuse me, waiter about my order …
Waiter: We have a bit of delay. It’s coming.
Customer: Could you give me a side order of applesauce with that?
Waiter: No problem.

(another 20 minutes later)

Customer: Waiter?
Waiter: It’s coming and it’s going to be great. Filet mignon is the chef’s special.
Customer: (to himself) All I wanted was chicken salad!!! And a side of applesauce!

(30 more minutes)

Customer: Look, where’s my order.
Waiter: Coming!

(15 minutes pass)
Waiter: Here it is! (hands dish to the customer)
Customer: Uh, this isn’t chicken salad. It isn’t even filet mignon. It’s hamburger and it’s cold!!!
Waiter: You’ll love it.
Customer: All I wanted was CHICKEN SALAD!!!!!
Waiter: Well, that was okay when you ordered it and I would have brought it out to you, but then when you added the applesauce, we had to change your order.
Customer: Hey, where’s the applesauce?
Waiter: Oh, we’re all out. sorry.

(10 minutes pass)
Waiter: And how was everything?
Customer: Horrible, absolutely horrible.
Waiter: Your bill.
Customer? What??? You charged me for a filet mignon!!! And applesauce!! I didn’t get any of those!!!!
Waiter: We gave them to that nice man at that table over there with the “Organizing for America” button.
Customer: I’m never coming here again!!
Waiter: We’ll see you tomorrow for breakfast. We’re offering the chef’s special: “Steak and Eggs Benedict with Béarnaise Sauce”. You’ll love it!!!

PackerBronco on November 4, 2013 at 10:30 PM

Packer…

Sheriff Joe: “Come with me”

faraway on November 4, 2013 at 10:32 PM

faraway on November 4, 2013 at 10:12 PM

“peaks” s/b piques.

3.
to excite (interest, curiosity, etc.): [Her curiosity was piqued by the gossip.]
4.
to arouse an emotion or provoke to action: [to pique someone to answer a challenge.]

Solaratov on November 4, 2013 at 10:35 PM

California Required Insurance Companies Cancel Individual Plans If They Wanted To Participate In State’s Obamacare Exchange…

Via Sacramento Business Journal:

Specific language in the contracts major health insurers signed with Covered California to participate in the exchange required them to cancel the individual coverage which is at the center of a growing national debate.

Anthem Blue Cross, Kaiser Permanente,Health Net and Blue Shield of Californiahave confirmed to the San Francisco Business Times that their Covered California contracts, signed in August or September, required the cancellations. Other plans on the exchange are subject to the same contract language.

“All QHPs (of which we are one) had to sign that contract,” said Darrel Ng, a spokesman for Anthem Blue Cross, referring to insurers known as qualified health plans.

“In order to participate in Covered California as a qualified health plan, the contract required us to cancel non-ACA-compliant plans on December 31,” saidSteve Shivinsky, a Blue Shield spokesman. “Blue Shield supports this policy because it assures a large and balanced risk pool of individual and family plan subscribers.”

Health Net’s Brad Kieffer said his company signed the contract Sept. 19, and Covered California counter-signed on Sept. 27 — just days before Covered California was set to begin accepting applications on Oct. 1.

Keep reading…

Resist We Much on November 4, 2013 at 10:38 PM

solar, thanx, I was indeed aroused.

faraway on November 4, 2013 at 10:38 PM

Waiter: We’ll see you tomorrow for breakfast. We’re offering the chef’s special: “Steak and Eggs Benedict with Béarnaise Sauce”. You’ll love it!!!

PackerBronco on November 4, 2013 at 10:30 PM

Well, no wonder he’s teed off. Hollandaise sauce goes on Eggs Benedict.

Solaratov on November 4, 2013 at 10:39 PM

Obama Dismisses Reports Millions Receiving Cancellation Letters: “People Are Acting Like This Is Some New Phenomenon”…

Of course it’s a new phenomenon, when was the last time millions of Americans had their health plans cancelled simultaneously?

PRESIDENT OBAMA: We did this to put to end the days when the individual market had no standards, when every year, thousands of Americans would be dropped from their coverage. People are acting like this is some new phenomenon. Every year there was churn in this individual market. The average increase was double digits on premiums in this same market, with or without the Affordable Care Act. People were getting, often times, a very bad deal. (Organizing for Action campaign event, November 4, 2013)

If he had even a shred of dignity he would admit he was wrong, instead he continues to dig deeper and deeper.

Resist We Much on November 4, 2013 at 10:40 PM

Not just the individual market.
The employer market is getting slammed.
It is crushing small business…as designed.
I have handed out enormous increases the past 2 years
and they have struggled to keep a employer plan in place.

The rules and regs are choking them and a huge burden-we will
see many drop their ER sponsored plan and go exchange.
Under 50- no penalty. That will be a another wave in 2014.
This is all by design.

bazil9 on November 4, 2013 at 10:41 PM

Hate to say it, but, WE all remember so much of what Obama said,
and what good does it do?

Not a damn thing does it, remember and then do what?

We do NOT HAVE REPRESENTATION any longer do we?!

We are all just too scared to admit to ourselves, we, as a group of people, are over… O.V.E.R!!!

This nation is done, Obama made damn sure of that, and we have, what 3 or 4 or 5 conservatives that give a damn in govt?

It’s flucking over…

NO ONE LISTENS TO US!!

I do not care any longer, this shite gets worse and worse every damn day, and no one gives a fluck…

Scrumpy on November 4, 2013 at 10:42 PM

WTF………
Justice Roberts says this Un-ACA was ok on the grounds of a Federal tax implementation.
How is it possible that some citizens will be taxed (and exempted) differently than others?
Does the IRS vary their income tax brackets state by state?……. Where are the freaking Class Action lawyers at on this one ?
That’s right… Don’t ever question the Messiah….. Or suffer the consequences……..
.
Amerika.

FlaMurph on November 4, 2013 at 10:43 PM

this shite gets worse and worse every damn day, and no one gives a fluck…

Scrumpy on November 4, 2013 at 10:42 PM

Just the tip Scrump.

bazil9 on November 4, 2013 at 10:45 PM

Have y’all seen this?
Love it! Watch-

http://allenbwest.com/2013/11/obamacare-stinks-young-people/

bazil9 on November 4, 2013 at 10:46 PM

But, remember, Nevadans:

Dingy Reid ❤s You!

Resist We Much on November 4, 2013 at 10:12 PM

Mitt lost Nev by 66 thousand votes..(out of a million ish)
i wonder if Nevadans would have voted the same
if they knew this was whats next…???

the other states you listed are upcomming 2014 campagins..
in the 2012 race all those you listed were red for CiC..
so in 2012 they liked their blue Rep or Sen..
but they voted a red guy at the top of the ticket…
2014 should be a circus to watch

going2mars on November 4, 2013 at 10:46 PM

bazil9 on November 4, 2013 at 10:45 PM

I am not in your industry hon, but I can see the handwriting on the wall, it doesn’t take much to put together, anyone with some sense can see it also… they choose not to see it.

Scrumpy on November 4, 2013 at 10:47 PM

bazil9 on November 4, 2013 at 10:46 PM

It is too damn late to make any flucking difference.

It’s gonna get ugly real ugly…

Scrumpy on November 4, 2013 at 10:48 PM

they choose not to see it.

Scrumpy on November 4, 2013 at 10:47 PM

Oh..but their gonna feel it babe.

bazil9 on November 4, 2013 at 10:49 PM

Barry is now trying his patented ‘Jedi mind meld‘ trick:

This is not the insurance policy you were looking for…”

And the ruse is failing with millions of Americans.

They scream back in his smarmy puss:

But, you said ‘Period.‘… ‘PERIOD.’… you lying sack ‘o… suds!

profitsbeard on November 4, 2013 at 10:49 PM

It’s gonna get ugly real ugly…

Scrumpy on November 4, 2013 at 10:48 PM

Yes it will…

I enjoyed the video tho..just sharing.

bazil9 on November 4, 2013 at 10:50 PM

going2mars on November 4, 2013 at 10:46 PM

Seriously, what difference at this point will it make eh?

NONE~!! That’s what…there is one party…not 2.

Scrumpy on November 4, 2013 at 10:50 PM

Resist We Much on November 4, 2013 at 10:12 PM

i knew that map had a look i know to it
http://www.foxnews.com/politics/elections/2012-election-results

going2mars on November 4, 2013 at 10:51 PM

bazil9 on November 4, 2013 at 10:50 PM

It’s a great video, you saw it I did, some others will, but those who really need to see it won’t…

Yes, I am being very negative, I can’t help it right now…

Scrumpy on November 4, 2013 at 10:53 PM

Exit quotation: “This whole experience has converted a lifelong Democrat into a foot soldier for the Republican Party.”

If you click on that exit quote link you will be take to an article that defines the word slant.

Vince on November 4, 2013 at 10:53 PM

bazil9 on November 4, 2013 at 10:49 PM

They will look to their govt to save and rescue them and dems will say, give us your vote and we will make things better for you, besides it WAS the republicans fault my fellow americans, we have to STOP THEM!!

Scrumpy on November 4, 2013 at 10:55 PM

Yes, I am being very negative, I can’t help it right now…

Scrumpy on November 4, 2013 at 10:53 PM

No worries, my friend.
I feel literally sick over this..and sometimes so angry
I can’t comment or be banned.
I have 2 chronic illnesses..I am a person impacted like
everyone across the country. My once career gives me some
insight but that is all. I fear for our country and what this brings.

Let it roll. You’re not alone.

bazil9 on November 4, 2013 at 10:57 PM

Eight states will enjoy average premium reductions under Obamacare: New York (-40%), Colorado (-22%), Ohio (-21%), Massachusetts (-20%), New Jersey (-19%), New Hampshire (-18%), Rhode Island (-10%)

All liberal bastions.

BacaDog on November 4, 2013 at 10:59 PM

Scrumpy on November 4, 2013 at 10:50 PM

cheer up….
we wanted to kill the beast fast and hard…
they prefer death by a thousand cuts…
we need to make sure the beast no longer breaths…

3.5 million allready being pushed off the rolls..
whats the over and under on 10?…20?…30???…
today i head maybe 129 million befor they are done…

looks like death of a million healthcare cuts to me…

going2mars on November 4, 2013 at 11:03 PM

Well what about the other 8 states?

de rigueur on November 4, 2013 at 11:04 PM

All liberal bastions.

BacaDog on November 4, 2013 at 10:59 PM

It’s called fairness you rethuglikkkan wingnuttt

Murphy9 on November 4, 2013 at 11:05 PM

BacaDog on November 4, 2013 at 10:59 PM

and the south got the hammer….
i am sure sure sure there is no there ….there
SC the least at 14+

going2mars on November 4, 2013 at 11:06 PM

From the link:

The bare-bones plans left people vulnerable to costly medical bills and even bankruptcy.

Vulnerable? Not very. Just another deceptive talking point.

Fewer than 1% of Americans enter bankruptcy each year and of those, only 3-5% are plausibly bankrupt due to medical debt. America’s healthcare system nor those “bare-bones plans” are the cause of the vast majority of bankruptcies.

lynncgb on November 4, 2013 at 11:08 PM

Is it fair and equal taxation ? A mandated tax, like the income tax , has to be equal for all citizens in all states.
That’s why the tax brackets are the same across the board for everyone.
Is ObieCare a tax or not ?

FlaMurph on November 4, 2013 at 11:08 PM

NY -40%
AR 138%

New York is Cheaper/Safer than Arkansas??…

going2mars on November 4, 2013 at 11:09 PM

hmmm.
not one state that voted red in 2012
also got a reduction….
nothing to see here folks…shuffle along now..>>>

OK+2 and SC+14% being the least increase

going2mars on November 4, 2013 at 11:14 PM

Obama is a rotten piece of crap. But we on HA knew this already, didn’t we? We knew it from the beginning. And all we had to put up against Obama was another only slightly less worse piece of crap called McCain.

Then we got a guy who didn’t try hard enough to win because he wasn’t really sure he wanted the job.

Next up, I am from Virginia….

Sherman1864 on November 4, 2013 at 11:16 PM

PackerBronco on November 4, 2013 at 10:30 PM

Exactly! Not a better analogy.

TXUS on November 4, 2013 at 11:20 PM

If my company sponsored plan increases in cost I’m probably going to not buy insurance. But I won’t pay the fine either if what Rush reported is true, I.e. if you aren’t owed a refund the IRS has no way to collect the penalty.

F*ck Obama and the ACA.

Charlemagne on November 4, 2013 at 10:14 PM

They haven’t announced anything? There are major changes starting Jan 1, 2014. Surely they are going to at least tell you nothing is going to change.

Murphy9 on November 4, 2013 at 10:18 PM

We got letters from our HR saying that our employer-sponsored plan exceeds the Obamacare requirements for 2014, which means that I’ve been paying for Obama-like crap already. But I’m still bracing for the other shoe to drop, as well as the inevitable whining from some of my coworkers who are still in la-la land concerning how Obamacare will affect them. I’m investing in some industrial strength headphones just for that purpose.

PatriotGal2257 on November 4, 2013 at 11:29 PM

NY -40%
AR 138%

New York is Cheaper/Safer than Arkansas??…

going2mars on November 4, 2013 at 11:09 PM

Eight states will enjoy average premium reductions under Obamacare: New York (-40%), Colorado (-22%), Ohio (-21%), Massachusetts (-20%), New Jersey (-19%), New Hampshire (-18%), Rhode Island (-10%), and Indiana (-3%). Most, but not all, of these states had heavily-regulated individual insurance markets prior to Obamacare, and will therefore benefit from Obamacare’s subsidies, and especially its requirement that everyone purchase health insurance or pay a fine.

At least in part, those states that “should” see premium decreases are the states that already regulated the individual market aggressively by requiring a fair number of the Obamacare required provisions. In contrast, those states that “should” see premium increases are the states that previously did not regulate the individual market aggressively.

BuckeyeSam on November 4, 2013 at 11:38 PM

We got letters from our HR saying that our employer-sponsored plan exceeds the Obamacare requirements for 2014, which means that I’ve been paying for Obama-like crap already. But I’m still bracing for the other shoe to drop, as well as the inevitable whining from some of my coworkers who are still in la-la land concerning how Obamacare will affect them. I’m investing in some industrial strength headphones just for that purpose.

PatriotGal2257 on November 4, 2013 at 11:29 PM

I’m in the UAW, although my local doesn’t have anything to do with the automobile industry. We had a HR meeting a few weeks ago to discuss the changes. We agreed to a four year contract extension that locked in an 8% increase year to year for insurance premiums. The HR specialist said that due to our cadillac plans(I have awesome insurance) the company pays a stiff tax(part of obamacare). My guess is I have 4 more years till the company tries to break our union. They tried a few years ago, but failed due to a technicality. I am not spending a dime in the economy aside from what I need to survive. I’m saving up for that inevitable rainy day. My deductibles went up 100% This law is evil and insidious, I’m not sure we can totally comprehend how radically it changed the relationship between the citizen and the state.

Murphy9 on November 4, 2013 at 11:43 PM

Is it fair and equal taxation ? A mandated tax, like the income tax , has to be equal for all citizens in all states.
That’s why the tax brackets are the same across the board for everyone.
Is ObieCare a tax or not ?

FlaMurph on November 4, 2013 at 11:08 PM

I confess that I don’t understand all the constitutional underpinnings of federal taxes. But I agree that something seems fishy. This strikes me as a tax on a very limited group without calling it a tax. Seriously, paying for things you don’t want or need is flatly dishonest.

Do you want to tax people, using a progressive income tax, to pay for the health insurance (or health welfare) for others? Then do it. Don’t hide it in overstated premiums. This can’t even pass muster as a tax based on use–as with the fuel tax.

This is total bullshite.

BuckeyeSam on November 4, 2013 at 11:45 PM

One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive

Let’s see how obama “clarified” his position on February 25, 2010:

THE PRESIDENT: …

One thing, Jon, you shook your head when I said that people would be able to choose the better plan because the notion was, well, people are mandated. Actually, any insurance that you currently have would be grandfathered in so you could keep it. And so you could decide not to get in the exchange the better plan — I could keep my Acme insurance, just a high-deductible catastrophic plan — I would not be required to get the better one. If I chose to get the better one, it would be 14 to 20 percent cheaper than if I were going into the individual market. I just wanted to clarify that issue.

http://www.whitehouse.gov/the-press-office/discussion-cost-containment-bipartisan-meeting-health-care-reform

http://www.youtube.com/watch?v=gdj5bEXZ_0E
(1:12:48 – 1:13:25)

or use the following link to watch (1:12:48 – 1:13:25) in a loop:

http://www.youtuberepeater.com/watch?v=gdj5bEXZ_0E&s=4368&e=4405

ITguy on November 4, 2013 at 11:45 PM

But, remember, Nevadans:

Dingy Reid ❤s You!

Resist We Much on November 4, 2013 at 10:12 PM

You really don’t want to know… I am having hard time dealing with NV gun board members still insisting that Angle “is crazy” (this supposedly a self proclaimed “conservative” crowd). Although these days a good number of them is acting very French: “It wasn’t me, it was other people”. All these idiots give a crap about is 2A rights, while absolutely having no idea what else is hitting them even harder: Reid, Sandoval’s Medicaid expansion leading to much higher taxes soon on top of what already has been a hefty $750 Million per year tax on mining industry, driving licenses for illegals, more moeny to unions, Amazon sales tax come Jan 1st, etc, etc, etc.

The past week or so has been interesting for me, to say the least. We’re already looking at Dallas area to move to, NV is pretty much gone CA way: between CA liberals moving in and increasing an already liberal driven state legislature even more left, and GOP side that seems to be less than informed there is no way out for NV but going hard left and soon enough. So, their 2A rights will be OK for the next few yearsm and that is all they care about.

Intersting to read their posts now stating their premiums are going up. No kidding, Sherlock! Guess not voting for Angle in 2010 didn’t ring a bell, not only NV but the rest of the country would have been that much better.

Rant over…

riddick on November 5, 2013 at 12:04 AM

if what Rush reported is true, I.e. if you aren’t owed a refund the IRS has no way to collect the penalty.

Charlemagne

Yet. They aren’t hiring 16,000 new IRS agents to not collect the penalty you know. And since John Roberts and company made it a tax….well, collecting taxes is what the IRS does, so I wouldn’t get my hopes up about that “no way to collect” idea.

xblade on November 5, 2013 at 12:04 AM

Yet. They aren’t hiring 16,000 new IRS agents to not collect the penalty you know. And since John Roberts and company made it a tax….well, collecting taxes is what the IRS does, so I wouldn’t get my hopes up about that “no way to collect” idea.

xblade on November 5, 2013 at 12:04 AM

And yet its what the law states. CLEARLY states. Already vetted by attorneys. This will be a class action lawsuit if IRS ever attempts to overstep this.

IRS doesn’t always win, you know, even when they try to collect on something they think they are owed.

riddick on November 5, 2013 at 12:10 AM

Murphy9 on November 4, 2013 at 11:43 PM

I work in a non-union company, but our company-sponsored health plans have always been excellent in terms of coverage, in- and out-of network costs, etc. But we’ve had an internecine war between Highmark Blue Cross Blue Shield and the University of Pittsburgh Health Plan. A judge a couple weeks ago told them to kiss and make up, basically, and they did, pretty much. For now.

I’ve been very suspicious of UPMC anyway — they have been trying to corner the market in western PA any way they can by buying up every hospital in sight for decades, and I’ve heard through a friend who is a medical equipment salesperson that they have very deep pockets. I wouldn’t be surprised in the least to learn that they have some kind of sweetheart deal going with Sebelius for their own insurance plan.

PatriotGal2257 on November 5, 2013 at 12:45 AM

A college professor once reminded me that “average” is standing with one foot encased in a block of ice and the other foot inserted into a pot of boiling water. Using the national premium average of +41% is no more helpful than looking at Indiana’s positive rate of -3% – simply because everyone will have a different rate based upon age and income.

Premiums will be affected by the government givebacks available and if the truth be really sought out, premiums are but one statistic. The metal level of the policy, the deductible, and the eligibility of preferred providers all will come into play. Right now the limited plan choices, the dominance of HMO rather than the more acceptable PPO plans, and the horrible deductible numbers will make most Americans unhappy – so lets get off the “premiums” kick.

These are not insurance policies as Americans familiarly have known them to be in the past.

herdgadfly on November 5, 2013 at 12:53 AM

49 states: Obamacare hikes individual market premiums an average of 41 percent…

Bwahahahahahahahaha

I’m pretty sure and his Barry and his hacks will just concentrate on the other EIGHT states

http://www.youtube.com/watch?v=EpGH02DtIws

roflmmfao

donabernathy on November 5, 2013 at 2:51 AM

At the Forbes site, there’s a video of Avik Roy and Ezra Klein talked about the subject for 45 minutes or so. At :27, Klein say “him and I were discussing….” Sorry, Ezra, learn how to speak.

BuckeyeSam on November 5, 2013 at 3:11 AM

Can he cause a doctor shortage … YES HE CAN.
Can he destroy the jobs market … YES HE CAN.
Can he make healthcare a luxury item … YES HE CAN.
Can he bankrupt this country … YES HE IS.

This is one of the rare times in history that we really need to go BACKWARDS.

kregg on November 5, 2013 at 5:31 AM

And that nut Ezekiel Emanuel kept babbling about $50 premiums for Californians.

Cindy Munford on November 5, 2013 at 6:14 AM

Exit quotation: “This whole experience has converted a lifelong Democrat into a foot soldier for the Republican Party.”

Seems too good to be true. Most likely an independent registered as a Dem.

But if there is one thing that will change a “socialism for thee but not for me” Dem into a GOP voter, it might be when the real cost of socialism hits home hard.

The MO of the new socialism has been to impose socialism clowly and incrementally so that it creeps up on people and is hardly noticeable unless you are paying attention over time. A percent or two increase in middles class taxes here and there, often hidden by marginal tax bracket creep or bracket “adjustments”. Or smallish incremental increases in the cost of goods and services because of taxes, fees, and regulations imposed on businesses, and so on and so forth. All of it slowly accumulating and compounded over the years.

They can’t hide the huge increases this time. And they obviously lied about a lot.

What will America’s socialists do now? Expect a full out socialist attack on the greedy evil health insurance companies in the coming year. The plan all along was to blame them for the increases the socialists knew were coming because of Obamacare. They assumed they could get away with it. It has always worked in the past. Expect the Dem’s socialism propaganda machine to go all out this time.

farsighted on November 5, 2013 at 6:30 AM

clowly slowly

farsighted on November 5, 2013 at 6:31 AM

The map is good but would be much better with the information about deductibles and copays. Some libs are now touting that with the subsidies the bronze plans are free to many people but they are carefully not mentioning those other costs.

Giving a “free” insurance plan to someone with limited funds seems like a cruel joke if the deductible that comes with it is $5000+ and even after the deductible is met leaves them paying 30% of the costs plus copay.

Nomas on November 5, 2013 at 6:43 AM

New York shows a big decrease, but when you check it the numbers look hinky.

Pre ACA all men and women $500 per month regardless of age, post all $298 per month regardless of age.

No difference in premiums by age or gender before or after ACA? Seems unlikely

talkingpoints on November 5, 2013 at 7:35 AM

The bare-bones plans left people vulnerable to costly medical bills and even bankruptcy.

Vulnerable? Not very. Just another deceptive talking point.

Fewer than 1% of Americans enter bankruptcy each year and of those, only 3-5% are plausibly bankrupt due to medical debt. America’s healthcare system nor those “bare-bones plans” are the cause of the vast majority of bankruptcies.

lynncgb on November 4, 2013 at 11:08 PM

The bronze Obamacare plans have higher deductables and bigger copays than anything I’ve seen in decades in the medical field. Obamacare will likely increase healthcare related bankruptcies.It certainly has no mechanism to decrease them.

talkingpoints on November 5, 2013 at 7:43 AM

Obamacare will likely increase healthcare related bankruptcies.

talkingpoints on November 5, 2013 at 7:43 AM

I agree.

1) Contrary to Obama’s repeated promises, people are NOT allowed to keep low cost plans (for example, a low-cost, high-deductible catastrophic coverage plan).

2) People can’t afford the higher-cost “Affordable” Care Act plans.

3) More people will go bankrupt trying to either pay what they cannot afford to pay, or going completely without insurance such that they don’t even have the catastrophic coverage that they used to have, and are more in danger of medically-related bankruptcy now than they were before Obamacare.

ITguy on November 5, 2013 at 7:56 AM

I’d like some of that 19% decrease for NJ residents, please. As for me, our bill was $605/month before 2014 and will be $683/month after. The plan the company would have used had we not acted was going to be $669/month, but it had an extremely high deductible and 50% coinsurances on everything, making it seem like too much of a gamble even for healthy 35 year olds.

flutejpl on November 5, 2013 at 8:05 AM

And this is all due to the individual market participants.

Wait until next year when the employer mandate kicks in and the other 95% of Americans are tossed out on their cans.

freedomfirst on November 5, 2013 at 8:07 AM

I recently got word that my premium would rise 78% and deductible 50%.

Fortunately, I saw him coming and did not vote for Obama either time.

Unfortunately, this does not exempt me from his disastrous fallout. I think it should.

IrishEyes on November 5, 2013 at 8:13 AM

I have noted in previous posts through the years that when I got off my Maryland based BCBS Senior plan and got on my Oklahoma BCBS senior plan, my premiums dropped 70%. Now, according to that chart, Oklahoma has been right all along and Marylanders may get ripped off a little less. I guess we have been doing something right in the state with no dhimocrapts in washington, a state with the statehouse, senate and house controlled by Republicans, and a state where obama (PBHN) did not carry one of seventy seven counties.

Old Country Boy on November 5, 2013 at 8:15 AM

They talk about Ohio’s insurance going down 21%. I’d really be interested to see that; my insurance is “substandard”, which means if I went into the exchanges, my premium would go up 20% – AFTER the tax subsidies – my deductible would increase by a factor of EIGHT, and I’d lose dental and vision.

Somebody must be given free hospice care for life in the mansion of their choice if my 250% raw increase in rates is part of a -20% average.

The Schaef on November 5, 2013 at 9:05 AM

2012 Obama
Victory Obamcare
State Margin Increase
FL 0.87% +40% *
OH 2.98% -21%
VA 3.88% +11%
CO 5.36% -22%
PA 5.38% +13%
NH 5.58% -18%
IA 5.81% +72% *
NV 6.68% +179% *
WI 6.94% +69% *
MN 7.69% +41% *
MI 9.47% +66% *
NM 10.15% +142% *
OR 12.09% +45%
WA 14.77% +31%
ME 15.29% +25%
IL 16.86% +43%
CT 17.34% +42%
NJ 17.75% -19%
DE 18.63% +69%
CA 23.09% +27%
MA 23.15% -20%
MD 26.07% +41%
RI 27.46% -10%
NY 28.18% -40%
VT 35.60% +117%
HI 42.71% ?
DC 83.63% +19%

If,for example, for every 10% increase in rates caused by Obamacare, 1% of the voters changed there vote from ‘D’ to ‘R’, the * states above would have switched: FL, IA, NV, WI, MN, MI, NM.

Obviously, the more or less people that are impacted will increase of decrease the vote switching. If the HHS analysis is correct that 93 million will be impacted, the ‘D’ is in trouble in 2016, especially when the ‘Messiah’ effect is gone.

Carnac on November 5, 2013 at 9:24 AM

It’s burning, burning, burning.

HiJack on November 4, 2013 at 10:05 PM

We don’t need no water let the mutha… well, you know the rest. :)

TMOverbeck on November 5, 2013 at 9:41 AM

I posted this on a different post, but just let me suggest it again, where republicans have the legislative advantage they need to regulate that the insurance companies in their state itemize the cost of the ACA regs on the different lines of the insurance policies. For instance: “No lifetime limits on coverage, $X.00; $750,000 of yearly coverage, $X.00; Maternity care $X.00.

But in addition, states can also look at playing games with definitions which work around the ACA and defend life and nature in their state. I would suggest quickly enacting a definition of DNA specified gender identity, and restricting any language that liberals can push to say that marriage and fertility “unfairness/inequity” mandates to be medically solved and paid for by the public or in insurance plans. And defining that there is no right to free or requirement of coverage for artificial insemination, surogacy, or IVF.

Fleuries on November 5, 2013 at 10:32 AM

It’s been years since I took math in school. Is a 41 percent increase the same as a $2,500 decrease?

Colony14 on November 5, 2013 at 3:59 PM