MSNBC analyst: ObamaCare will save marriages, or something

posted at 12:41 pm on November 1, 2013 by Ed Morrissey

Hey. what’s another ridiculous ObamaCare promise on top of all the others that have collapsed?  MSNBC analyst Goldie Taylor embodied the magical thinking behind the ACA as cost-saving reform by telling Al Sharpton that the law will make American marriages happier because it will save money, which is the biggest driver of divorces, which means that Democrats are the “party of families.”

Yeah, it doesn’t really get any more coherent than that:

Actually, Andrew Johnson highlights an argument from Tom Blumer showing that the incentives built into the law promote divorce:

To illustrate, let’s start with the 60-year-old married couple with no children …

If they have identical earnings totaling $65,000, which will usually net down to $50,000 or below after all income and payroll taxes, their Obamacare exchange Silver Plan premium next year with the same earnings will be $16,382, or about one-third of what used to be their take-home pay. (And they call it the “Affordable Care Act”?)

What can this couple do? Well, they could decide to earn a few thousand dollars less, which will negate the five-figure premium hit. Encouraging ordinarily willing workers to put in less effort isn’t good in any economy, but especially not this one. But if either spouse’s earnings are unpredictable or hard to precisely track, they could still “mess up” and get socked with a premium they can’t afford.

The “easiest” solution would be to avoid the “wedding tax” entirely by getting divorced while still living together. … Instead of facing an exorbitant premium increase once their combined earnings hits $62,041 if they were to stay married, each cohabiting adult can earn up to $45,960 before Obamacare’s “tax credit”-free premiums kick in. Their annual after-tax savings at age 60 if they shack up and keep their individual earnings between $31,021 and $45,960 will range from $7,650 to over $11,000. The annual savings will slightly increase every year until Medicare kicks in at age 65. That kind of money can buy a lot of gifts for the grandkids.

This is the difference between magical thinking and actually understanding economic incentives.  Also, let’s not forget that the subsidies that some Americans will receive through the exchanges means that the costs are actually going lower.  The sharp increase in premiums makes it very clear that costs are skyrocketing.  The subsidies only screen those cost increases for a percentage of Americans, but the subsidies will come in large part from taxes that everyone will have to pay, directly or indirectly.  Furthermore, with deductibles also rising sharply, more of those costs will be borne by the consumers rather than the insurers, so that the insurers can take on the higher-risk customers forced on them by the law.

What happens when younger and healthier Americans have to start paying exorbitant premiums to get essentially no coverage when their access doesn’t exceed their deductibles? Call me crazy, but I’d say that will impede their abilities to get married, start families, and buy homes and cars.

Update: The argument came from Tom Blumer at PJM and BizzyBlog, whom I linked but failed to properly mention.  I’ve kinda-sorta fixed the reference above, but it’s now clear that this was Tom’s argument.

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“If you don’t control your mind, someone else will.” — Bill Coles

Schadenfreude on November 1, 2013 at 12:43 PM

The family that loses their health insurance together, goes to the homeless shelter together, or something, right?

dentarthurdent on November 1, 2013 at 12:43 PM

the “party of families.”

Abortions included.

The Party of Death.

kingsjester on November 1, 2013 at 12:43 PM

“If you don’t control your mind, someone else will.” — Bill Coles

Schadenfreude on November 1, 2013 at 12:43 PM

But what about the libtard zombies who don’t HAVE a mind of their own?

dentarthurdent on November 1, 2013 at 12:44 PM

The “easiest” solution would be to avoid the “wedding tax” entirely by getting divorced while still living together. … Instead of facing an exorbitant premium increase once their combined earnings hits $62,041 if they were to stay married, each cohabiting adult can earn up to $45,960 before Obamacare’s “tax credit”-free premiums kick in. Their annual after-tax savings at age 60 if they shack up and keep their individual earnings between $31,021 and $45,960 will range from $7,650 to over $11,000. The annual savings will slightly increase every year until Medicare kicks in at age 65. That kind of money can buy a lot of gifts for the grandkids.

Big bonus: one of the partners can then claim foodstamps and other government freebies!

slickwillie2001 on November 1, 2013 at 12:45 PM

save what marriages. I thought most poor people had their kids out of wedlock? Silly me.

gerrym51 on November 1, 2013 at 12:46 PM

Absolutely not. I now have to keep my adult children on my insurance until they are 26, further advocating for the infantilization of the younger generation. Why would they get married when they are covered under insurance living in their parents basement?

DNC is the party of “state run” families.

melle1228 on November 1, 2013 at 12:47 PM

Every Damn day, we are subjected to this massive dosage
of ramblings by delusional Loony tunes…..

just imagine for a moment being PAID to spout idiotic
nonsense like this?

The American Left has far surpassed the propaganda of WWII
by the Axis Powers….or any other regime for that matter…

Congratulations Lefties. You have set a benchmark likely
to never be bested…..

ToddPA on November 1, 2013 at 12:47 PM

You can’t even parody the Left anymore — they’ve become caricatures of their parasitic, retarded selves …

ShainS on November 1, 2013 at 12:48 PM

HObamacare

PatriotRider on November 1, 2013 at 12:49 PM

If you like your wife, you can keep your wife.

Ronnie on November 1, 2013 at 12:50 PM

The only families / marriages that the Democrat Party considers worthy are those of same-sex marriages.

Otherwise, this is the party of infanticide, divorce, increasing divisions and identity politics, of racism, of the welfare state, of expanding poverty, big government, international weakness, and anti-Christianity.

As the EpicClusterFark continues to be a runaway train demolishing the credibility of the progressive big government agenda, it’s becoming very telling about the levels of hysteria and vapidity the true-believers are demonstrating in their efforts to defend their bankrupt agenda.

Athos on November 1, 2013 at 12:51 PM

Another issue with the subsidies is that they’re income-based, not a fixed amount. To hear the left talk, you’d think that if you qualify, you get the subsidy, when in fact you get a subsidy. So the more more your earn, the more likely it is that you have a larger family and more costly insurance, all the while receiving less in the way of a tax rebate/write-off.

BKeyser on November 1, 2013 at 12:51 PM

“The Party of Families” means that Obama wants your vote when you turn 18… and buys it by letting you be “a kid” on your parents’ healthcare until you are 26.

And then, when there’s no jobs, you, your girlfriend, and your illegitimate kid can live with Grandma and Grandpa. (Assuming you don’t follow the Democratic Playbook and get an abortion.)

But if those nagging great-parents are still around — and cutting into the living space you need — ObamaCare will bump them off, by refusing them the medical care they need; why waste perfectly good drugs and donor organs on those preachy “Greatest Generation” people?

VastRightWingConspirator on November 1, 2013 at 12:52 PM

6

Tater Salad on November 1, 2013 at 12:52 PM

If you like your wife, you can keep your wife.

Ronnie on November 1, 2013 at 12:50 PM

And we have a Winnah!!!

ToddPA on November 1, 2013 at 12:52 PM

If you like your wig, you can keep your wig.

teacherman on November 1, 2013 at 12:53 PM

Because mandating unnecessary financial stress makes marriage easier

Ellis on November 1, 2013 at 12:55 PM

What about the inner city men who have kids with 5 different women?

Is there a health plan for that?

JackM on November 1, 2013 at 12:55 PM

I’m sure Bayman will be along shortly to “educate”
us on this groovy little bonus to Ocare….

ToddPA on November 1, 2013 at 12:55 PM

Yeah “families.” Two or three guys or something.

Dongemaharu on November 1, 2013 at 12:56 PM

She speaks as coherently as Dog Eater, and also opined this back in the day about Sarah Palin:

“So no, I will not sit idly by as they attempt to suspend habeas corpus at Guantanamo Bay, engage wiretaps on American citizens without a warrant, and hide behind executive privilege when they are caught firing attorney generals based on how well they tow the Republican line.

I wonder if ol’ Goldie understands that Gitmo is still open, wiretaps and other surveillance pervasive, and that Bark hides behind executive privilege on just about everything.

I doubt it, her bio reads like a very accomplished race pimp.

Bishop on November 1, 2013 at 12:56 PM

So let’s see all those families saving money under this law…yeah, that’s what I thought.

NotCoach on November 1, 2013 at 12:56 PM

If you like your wig, you can keep your wig.

teacherman on November 1, 2013 at 12:53 PM

I think that would be “if you like your hair extensions, you can keep your hair extensions”.

Tater Salad on November 1, 2013 at 12:56 PM

But when they get divorced, they would have the added transportation cost of a 2nd unicorn.

hillsoftx on November 1, 2013 at 12:57 PM

which is the biggest driver of divorces, which means that Democrats are the “party of families.”

hey Goldie, the Daughters of Satan for you on Line 2.

ToddPA on November 1, 2013 at 12:57 PM

I wonder how many bastard children this idiot has?

tmgrant on November 1, 2013 at 1:00 PM

Obamacare – because 20-something year old men have been denied mammograms for too long.

18-1 on November 1, 2013 at 1:00 PM

My wife and I were getting divorced, but since BOcare entered our lives, we’ve been having wild and crazy sex every night.

Or something like that.

JackM on November 1, 2013 at 1:01 PM

These people are effing loons.

bazil9 on November 1, 2013 at 1:01 PM

Math is hard.

mankai on November 1, 2013 at 1:02 PM

So it discriminates against the unmarried type folk?

kcewa on November 1, 2013 at 1:03 PM

Maybe it will unite couples politically to vote against Democrats?

WashJeff on November 1, 2013 at 1:03 PM

Because of ACA my wife and I can take turns having babies.

mankai on November 1, 2013 at 1:03 PM

If someone best known for being a top contributor to Ebonyjet.com bloviates on an unwatched show in a failing network, does it make any sound sense.

Bishop on November 1, 2013 at 1:03 PM

This woman needs to explain, will there be a “carve out”
for Early Java Men walking semi upright?

Or is that Semi Erect??

ToddPA on November 1, 2013 at 1:04 PM

These people are effing loons.

bazil9 on November 1, 2013 at 1:01 PM

I’m neither smart enough to think of this stuff nor dumb enough to believe it. Oh well, as long as the booze holds out…

EA_MAN on November 1, 2013 at 1:06 PM

The only thing that would make this any funnier is if Bill Clinton were saying it.

txhsmom on November 1, 2013 at 1:07 PM

If you like your wife, you can keep your wife.

Ronnie on November 1, 2013 at 12:50 PM

And we have a Winnah!!!

ToddPA on November 1, 2013 at 12:52 PM

Indeed. I liked it too. (The comment, not the wife.)

Tsar of Earth on November 1, 2013 at 1:07 PM

We can’t repeal BOcare, or even delay it’s enactment

I have my maternity leave all planned.

JackM on November 1, 2013 at 1:08 PM

More babies means mo’ money from Uncle Sugar,so, therefore Obamacare is “Families”…a new kind of family…Dads optional.

kingsjester on November 1, 2013 at 1:08 PM

EA_MAN on November 1, 2013 at 1:06 PM

It’s cool bro..O’care covers substance abuse treatment.
It will save your life and marriage. ;)
*clink*

bazil9 on November 1, 2013 at 1:09 PM

What happens when younger and healthier Americans have to start paying exorbitant premiums to get essentially no coverage when their access doesn’t exceed their deductibles? Call me crazy, but I’d say that will impede their abilities to get married, start families, and buy homes and cars.

- Ed Morrissey

That’s why we need a welfare state. So they can have the American dream doled out to them by the state.

gwelf on November 1, 2013 at 1:10 PM

It’s become obvious – one has to be certifiably insane to work at MSNBC.

sadatoni on November 1, 2013 at 1:12 PM

But what about the libtard zombies who don’t HAVE a mind of their own?

dentarthurdent on November 1, 2013 at 12:44 PM

They bring/keep you obama.

Work harder, rubes.

Schadenfreude on November 1, 2013 at 1:14 PM

Lie: If you like your plan, you can keep your plan.

Truth: If you hate BOcare, too friggn’ bad, you got it.

JackM on November 1, 2013 at 1:14 PM

If you like your wife, you can keep your wife.

Ronnie on November 1, 2013 at 12:50 PM

Are you Bill Clinton?

Schadenfreude on November 1, 2013 at 1:15 PM

Is your marriage in trouble?
Just dial 1-800-F1*CKYO!

bazil9 on November 1, 2013 at 1:16 PM

If you like your wife, you can keep your wife.

Ronnie on November 1, 2013 at 12:50 PM

You might get a cancellation if she doesn’t fit the standards of Obama..

melle1228 on November 1, 2013 at 1:16 PM

OT – chaos at LAX

Schadenfreude on November 1, 2013 at 1:17 PM

Given the percent of babies born out of wedlock in the black community, it doesn’t look like she and her fellow Obama supporters are getting married in the first place.

northdallasthirty on November 1, 2013 at 1:19 PM

:):):)

Schadenfreude on November 1, 2013 at 1:19 PM

At least Obamacare is giving men a new talking point to tell the girlfriend when they start pushing for marriage.

Out: I won’t get married until ALL Americans can legally marry.
In: Baby, we’ll save 10% on health insurance by living in sin.

nextgen_repub on November 1, 2013 at 1:21 PM

Indeed

Schadenfreude on November 1, 2013 at 1:21 PM

Ed writes: Call me crazy

ObamaCare will save marriages,

‘Cause every girl crazy ’bout a HEALTH CARE PLAN.

/ZZ Top
/Ed Morrissey on air guitar, playing out TEMS.

:)

Paul-Cincy on November 1, 2013 at 1:21 PM

You can’t even parody the Left anymore — they’ve become caricatures of their parasitic, retarded selves …

ShainS on November 1, 2013 at 12:48 PM

Man, that’s what I was thinking when I saw both James Carville and that jackass that was on Megan Kelley’s show yukking it up like a couple of idiotic yahoos, almost believing themselves the BS lies they were spewing.

SailorMark on November 1, 2013 at 1:23 PM

:):):)

Schadenfreude on November 1, 2013 at 1:19 PM

:)

bazil9 on November 1, 2013 at 1:24 PM

See this woman? She’s stupid. That is all. Oh and btw just because her Prezzy and she share excess amounts of melanin in their epidermis is just a coincidence right?So would her opinion be the same if the author of this clusterfark were a white Republican?

neyney on November 1, 2013 at 1:29 PM

Goldie Taylor=Latoya Jackson=Batshit Crazy.

Bmore on November 1, 2013 at 1:31 PM

We are bombarded daily with ample evidence that liberalism is, in fact, not just rhetorically speaking, a mental disease.

Midas on November 1, 2013 at 1:31 PM

Progressives are in the middle of a JIHAD on America.

Like their radical Muslim counterparts they will lie to the infidel as long as it furthers the cause (their holy struggle).

Progressives hate it when you confront them with the fact they are a religion and that they are willing to lie for it.

I’m surprised she didn’t promise a rainbow over your house after you signed up.

PappyD61 on November 1, 2013 at 1:33 PM

Obamacare is being touted by the neo-Marxist, authoritarian Left as not only health care panacea, but empowering free markets for health insurance (by that execrable NJ Congressman on Fox and CNN); and now we find out that Obamacare is saving the family.

What are they going to claim next? Obamacare is Pro-Life? Will balance the budget? Will bring excellence back into our schools?

Obamacare is far-right conservative – who knew?

And all this time I thought it was a plan to give the government more control over our lives and our economy to pave the way for Lefty Utopia where everyone is happy because the government says so and because everyone knows the government knows best.

DrDeano on November 1, 2013 at 1:36 PM

Mother Jones Shocker: ‘New Poll Shows Democratic Incumbents in Big Trouble’

In Democratic districts, net incumbent approval has plummeted by 11 points, from +8 approval to +3 disapproval. In Republican districts, incumbent approval has gone down only 4 points. You see the same results when they ask a question about warmth of feeling toward incumbents: It’s down 7 points in Republican districts and 9 points in Democratic districts.

This isn’t good news for Democrats. It’s true that attitudes toward the Republican Party have taken a bigger hit than attitudes toward the Democratic Party, but attitudes toward actual incumbents are exactly the opposite. And in elections, that’s what matters.

Resist We Much on November 1, 2013 at 1:44 PM

High Priests of the RELIGION OF PROGRESSIVISM.

Woodrow Wilson

Charles Darwin

Margaret Sanger

George Bernard Shaw

Mark Twain

FDR

LBJ

Obama

John Dewey (the Dewey Decimal System)

Jane Addams

William Jennings Bryan


Lesser priests (for they were not completely pure)

Theodore Roosevelt

Helen Keller

And a little known nugget about Progressive thought…..

The foundation of the progressive tendency was rooted in the uniquely American philosophy of pragmatism, which was primarily developed by John Dewey and William James.

Next time you hear the word “PRAGMATIC” think Progressive.

It’s a religion, and they worship big, deciding government (Authoritarian state control).

PappyD61 on November 1, 2013 at 1:44 PM

Math is hard.

Apparently, for some, reality is even harder.

UltimateBob on November 1, 2013 at 1:50 PM

Mother Jones Shocker: ‘New Poll Shows Democratic Incumbents in Big Trouble’

In Democratic districts, net incumbent approval has plummeted by 11 points, from +8 approval to +3 disapproval. In Republican districts, incumbent approval has gone down only 4 points. You see the same results when they ask a question about warmth of feeling toward incumbents: It’s down 7 points in Republican districts and 9 points in Democratic districts.

This isn’t good news for Democrats. It’s true that attitudes toward the Republican Party have taken a bigger hit than attitudes toward the Democratic Party, but attitudes toward actual incumbents are exactly the opposite. And in elections, that’s what matters.

Resist We Much on November 1, 2013 at 1:44 PM

That’s a great link. Thanks for sharing. I did the same.

PappyD61 on November 1, 2013 at 1:53 PM

Democrats are the “party of families.”

Only when Uncle Sammy is the father figure (WALLET).

disa on November 1, 2013 at 1:59 PM

What about the inner city men who have kids with 5 different women?

Is there a health plan for that?

JackM on November 1, 2013 at 12:55 PM

The really nice thing about Obamacare is that those men can now get maternity leave and pap smears. I believe they can even get breast screenings…I bet that’s going to hurt trying to squeeze those nipples under the screening machine, though. It just keeps getting better, no?

Cherokee on November 1, 2013 at 2:12 PM

Mother Jones Shocker: ‘New Poll Shows Democratic Incumbents in Big Trouble’

In Democratic districts, net incumbent approval has plummeted by 11 points, from +8 approval to +3 disapproval. In Republican districts, incumbent approval has gone down only 4 points. You see the same results when they ask a question about warmth of feeling toward incumbents: It’s down 7 points in Republican districts and 9 points in Democratic districts.

This isn’t good news for Democrats. It’s true that attitudes toward the Republican Party have taken a bigger hit than attitudes toward the Democratic Party, but attitudes toward actual incumbents are exactly the opposite. And in elections, that’s what matters.

Resist We Much on November 1, 2013 at 1:44 PM

That’s a great link. Thanks for sharing. I did the same.

PappyD61 on November 1, 2013 at 1:53 PM

Great info, thx!

This is one of the reasons why I am worried, come mid January, we’re going to see another government shutdown – orchestrated by Obama / Reid and blamed on the GOP.

They are going to need to stop / reverse this trajectory – and the best way they can do it is to push the meme of a GOP caused government shutdown yet again because they will not ‘compromise’ – which we all know really means surrender to Obama’s spending initiatives and the end of ‘sequester’.

Athos on November 1, 2013 at 2:19 PM

Yeah, I have my own business and have stopped paying myself…..

I am only paying “expenses”.

redguy on November 1, 2013 at 2:25 PM

Another incentive is that, with private health insurance more “available,” in theory, a spouse’s incentive to stay in the marriage to get the other’s workplace health benefit disappears. In practice, the benefit will be cheaper, but I’m sure there are some couples that stay together because one would be up a creek without that insurance. That’s not necessarily a great thing, but changing it certainly doesn’t save marriages.

calbear on November 1, 2013 at 2:28 PM

Your beloved preezie

Sophie and Bmore, capture.

Schadenfreude on November 1, 2013 at 2:28 PM

Mother Jones Shocker: ‘New Poll Shows Democratic Incumbents in Big Trouble’

In Democratic districts, net incumbent approval has plummeted by 11 points, from +8 approval to +3 disapproval. In Republican districts, incumbent approval has gone down only 4 points. You see the same results when they ask a question about warmth of feeling toward incumbents: It’s down 7 points in Republican districts and 9 points in Democratic districts.
This isn’t good news for Democrats. It’s true that attitudes toward the Republican Party have taken a bigger hit than attitudes toward the Democratic Party, but attitudes toward actual incumbents are exactly the opposite. And in elections, that’s what matters.

Resist We Much on November 1, 2013 at 1:44 PM

That’s a great link. Thanks for sharing. I did the same.

PappyD61 on November 1, 2013 at 1:53 PM

Great info, thx!

This is one of the reasons why I am worried, come mid January, we’re going to see another government shutdown – orchestrated by Obama / Reid and blamed on the GOP.

They are going to need to stop / reverse this trajectory – and the best way they can do it is to push the meme of a GOP caused government shutdown yet again because they will not ‘compromise’ – which we all know really means surrender to Obama’s spending initiatives and the end of ‘sequester’.

Athos on November 1, 2013 at 2:19 PM

As I have posted several times – Liberals are dumb and liberal Senators are idiots.
I don’t remember that any Republican Senators voted for ObamaCare?
The red state democrat Senators are going to lose. The only hope the democrats have
to save their party is to start impeachment hearings on Obama – pick anything….and then convict
Obama. Let slow Joe be the President for a few years. Obama is a cancer on the democratic party.
He has turned the party into the slobbering socialist party and thinks what he is doing is a great thing. I guess Stalin and Mao would be proud of Obama.

redguy on November 1, 2013 at 2:30 PM

Great info, thx!

This is one of the reasons why I am worried, come mid January, we’re going to see another government shutdown – orchestrated by Obama / Reid and blamed on the GOP.

They are going to need to stop / reverse this trajectory – and the best way they can do it is to push the meme of a GOP caused government shutdown yet again because they will not ‘compromise’ – which we all know really means surrender to Obama’s spending initiatives and the end of ‘sequester’.

Athos on November 1, 2013 at 2:19 PM

Why not? The idiot ‘leaders’ in the Republican Congress have already promised that there will not be another shutdown. Now the Democratics can pretty much demand anything they want and they will get it.

slickwillie2001 on November 1, 2013 at 2:32 PM

Federal Appeals Court Strikes Down Obamacare Contraception Mandate…

How will Sandra Fluke pay for her $9-per-month birth control pills now?

WASHINGTON (AP) – A divided appeals court panel is siding with Ohio business owners who challenged the birth control mandate under the new federal health care law.

The business owners are two brothers who say the mandate to provide contraceptive coverage would make them violate their Roman Catholic beliefs.

The ruling Friday by the U.S. Court of Appeals for the District of Columbia Circuit is one of many on the birth control issue, which likely will be resolved by the Supreme Court.

The appeals court panel says the mandate limits the right of free exercise of religion.

The brothers are Francis and Philip M. Gilardi. They say they don’t want to provide contraceptives like the Plan B pill for their employees. The Gilardis own Freshway Foods and Freshway Logistics of Sidney, Ohio.

Resist We Much on November 1, 2013 at 2:36 PM

If only. They do have a plan. Of course it depends on how stupid the Iranians are.

Step 1. Iran detonates nuke, claims they have a nice pile.
Step 2. Israel nukes Iran. Iran nukes Israel. (Or conversely.) World freaks.
Step 3. ObeyMe declares martial law, suspends 2014 elections, habeas corpus, implements press restrictions on blogs and news sites (shuts down this site and others), etc.
Step 4. US = Venezuela.

SunSword on November 1, 2013 at 2:58 PM

I think that would be “if you like your hair extensions, you can keep your hair extensions”.

Tater Salad on November 1, 2013 at 12:56 PM

What have you got against wigs?

Obviously, you harbor a deep-seated hatred of bald people…possibly subconsciously.

Why do you hate bald people?

Racist!

/

Solaratov on November 1, 2013 at 8:10 PM

How did they bring Michael Jackson back to life, and why is he on MSLSD instead of VH1?

Maddie on November 1, 2013 at 9:38 PM