Dem congressman to Megyn Kelly on people getting dropped from insurance plans: It’s capitalism

posted at 3:21 pm on October 31, 2013 by Allahpundit

Fun fact: If not for Cory Booker, this guy would almost certainly have spent this morning being sworn in as New Jersey’s new senator.

There are two ways Democrats can spin the “if you like your plan” debacle. One is Jon Gruber’s way: Be brutally honest that, when you’re foisting a new redistribution scheme on America, there are bound to be some losers. If everything works according to plan, which gets less likely by the day, then the number of losers will be relatively small. Emphasis on “relatively.”

The other half, however, also three per cent of the population, will have to buy a new product that complies with the A.C.A.’s more stringent requirements for individual plans. A significant portion of these roughly nine million Americans will be forced to buy a new insurance policy with higher premiums than they currently pay. The primary reason for the increased cost is that the A.C.A. bans any plan that would require a people who get sick to pay medical fees greater than six thousand dollars per year. In other words, this was a deliberate policy decision that the White House and Congress made to raise the quality—and thus the premiums—of insurance policies at the bottom end of the individual market.

“We’ve decided as a society that we don’t want people to have insurance plans that expose them to more than six thousand dollars in out-of-pocket expenses,” Gruber said. Obama obviously should have known that his blanket statement about “keeping what you have” could not apply to this class of policyholders.

Gruber summarized his stats: ninety-seven per cent of Americans are either left alone or are clear winners, while three per cent are arguably losers. “We have to as a society be able to accept that,” he said. “Don’t get me wrong, that’s a shame, but no law in the history of America makes everyone better off.”

Imagine a president trying to pass the highest-priority item on the Democratic policy wishlist by telling Americans “only” nine million of them will be sure losers, with some as yet undetermined number of further losers to come once the law’s unintended consequences start flowing. Gruber can get away with the omelettes-and-broken-eggs approach because he doesn’t have to face the voters like Obama and Frank Pallone do. Which brings us to the second form of spin: Lie, lie, lie your ass off and claim that the insurance plans that have been canceled to comply with ObamaCare’s new regulations were uniformly lousy, crappy “scams.” To watch Pallone in this clip, you would think that nine million people were essentially being loan-sharked by their insurance companies and now, thanks to a benevolent Democratic administration, the thieves and fraudsters have all been put out of business. Back in reality, many of the plans that have now been non-grandfathered out of existence under the regs were being offered by the same insurers whom the White House has partnered with all along in implementing ObamaCare. That is to say, the very people who conspired with him to pass this gigantic boondoggle are now being demagogued by the White House as “bad apples” because it’s a convenient way for O to pass the buck on who’s really to blame for all the cancellations.

Here’s health-care consultant Bob Laszewski, whose own “Cadillac plan” was recently canceled due to the new O-Care rules, blowing the whistle on the “bad apples” nonsense. Does the White House actually understand how the insurance industry works?

[I]ndividual health insurance policies have been regulated for decades by the states. Every policy sold in a state has to be approved by that state’s insurance commissioner. Have you heard about the longstanding debate about over whether or not states over regulate this market with too many state health insurance coverage mandates and policy requirements?

This whole issue over whether the states regulate these policies too much has been at the heart of Republican calls for insurers to be able sell individual health insurance plans across state lines––to be able to buy individual health plans from states with fewer regulations.

In this context, it is kind of hard to argue that this is a “substandard” insurance market…

Here are some charts from a 2011 report issued by the Council For Affordable Health Insurance––an advocacy group formed in large part in opposition to the large number of state health insurance mandates that already exist. This market is so regulated there is actually an advocacy group to fight it!

Follow the last link for a table showing how many state-imposed requirements insurance plans already need to comply with or else you won’t appreciate just how Orwellian Pallone’s talking-point hard sell is. And the punchline is, this really is the best spin available to Democrats on this subject — essentially calling people who’ve just received cancellation notices and who say they want their old plans back liars. Nine million people.

As a Halloween treat, read this op-ed by a 34-year-old who’s just been pink-slipped by his insurance company as it’s surely scaring the shinola out of some Democratic press shops today. He earns slightly too much to be eligible for subsidies and his new ObamaCare-approved plan will cost him more each year out of pocket and in co-pays for individual visits — which, ironically, means he’s less inclined to seek treatment now except in emergencies. He understands the point of the new scheme — a wealth transfer from the middle class’s young and healthy to the old, sick, and poor — and he’s not happy about being placed once again on the hook for another demographic. Three percent of the population isn’t much, relatively, but it’s enough to swing close elections. Good luck, red-state Democrats.

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That fidgety, feminine, lying liberal man creeps me out.

bluegill on October 31, 2013 at 8:34 PM

Like Pallone or not but he owned Megann “fair & balance” Kelly on that exchange. He didn’t allow Kelly to get away with her RNC talking points.

loveofcountry on October 31, 2013 at 8:38 PM

Three percent of the population isn’t much, relatively, but it’s enough to swing close elections.

3% plus their friends and families. Run and hide Dems.

exdeadhead on October 31, 2013 at 8:49 PM

Someone needs to get this Lindsay Graham twin Pallone on tv as much as possible. He is a ridiculous clown and does damage to his own side.

Check out the unstable freak here:

bluegill on October 31, 2013 at 8:59 PM

This dude reminds of that idiot, John B. Anderson, who ran for president in 1980. The operative theory being that if you said it often enough and loud enough, with conviction, whatever you said would be believed, regardless of any facts. (He was from Illinois, BTW. Big surprise.)

NoPain on October 31, 2013 at 9:28 PM

That fidgety, feminine, lying liberal man creeps me out.

bluegill on October 31, 2013 at 8:34 PM

…get away from the mirror!

KOOLAID2 on October 31, 2013 at 9:33 PM

Check out the unstable freak here:

bluegill on October 31, 2013 at 8:59 PM

…ok!…now look in the mirror!

KOOLAID2 on October 31, 2013 at 9:34 PM

Att: loveofcountry , As the old saying goes…”Better to be thought an idiot, than to open your mouth and remove all doubt”…
Not much else to say…my only hope is that you don’t have any children to pollute the gene pool..

whsiii on October 31, 2013 at 10:03 PM

From that “guest blogger” post…

Both of those programs [Medicare, SS], however, are public, with no profit motive. They are both funded by payroll taxes, which, when I see them deducted every month, I don’t have to worry about them being funneled to the pockets of greedy insurance CEOs through creative accounting measures.

What kind of idiot thinks up this kind of sh*t? At least I know when I give money to a “greedy” “for-profit” corporation, I’m going to get value for my payment. If I don’t then that corporation gets fired. With the black holes of government, I’ll NEVER get the value out of them that I’m FORCED put in.

Plus to think that the money you’re putting into those broke-ass programs aren’t funneled straight into the pockets of government cronies is reaching a whole new level of stupidity. Typical of people my age who voted for the despot moron in office now.

Defenestratus on October 31, 2013 at 10:26 PM

Three percent? That’s it. What’s the hullabaloo about.

libfreeordie on October 31, 2013 at 4:51 PM

That’s what I’ve been saying about homosexuals and “marriage” for years. Glad you’ve come around. Look forward to your next post defending marriage.

njrob on October 31, 2013 at 10:32 PM

This clown makes jackasses (the real kind) look like brain surgeons. Part of me is surprised that he actually got elected to office because he seems to have the intelligence of a tape recorder, but then I again, he’s a “D” from New Jersey so I know better.

EdmundBurke247 on October 31, 2013 at 10:55 PM

In a functioning republican democracy, someone so illogical would be immediately recalled and replaced.

We Are Witnessing A Failure Of Democracy Due To A Failure Of Education.


321mdl on October 31, 2013 at 11:33 PM

Three percent? That’s it. What’s the hullabaloo about.

libfreeordie on October 31, 2013 at 4:51 PM

Slave, Gruber lies. It will be 100 million. There is a “smoking gun” tonight that all the small businesses will be affected too.

YOU own it. May it destroy you all.

Schadenfreude on November 1, 2013 at 12:26 AM

loveofcountry on October 31, 2013 at 8:38 PM

You and Phallone are delusional, but that’s nothing new.

Schadenfreude on November 1, 2013 at 12:27 AM

Imagine the Democrats in charge of lifeboat assignment on the TITANIC…

Fast forward to OBAMAcare… it fits…

Khun Joe on November 1, 2013 at 12:35 AM

It was sickening watching that communist laughing like a buffoon.

long_cat on November 1, 2013 at 1:52 AM

Like Pallone or not but he owned Megann “fair & balance” Kelly on that exchange. He didn’t allow Kelly to get away with her RNC talking points.

loveofcountry on October 31, 2013 at 8:38 PM

You go live in your socialist utopia and see just how long you have enough toilet paper.

As for me, I will live in freedom. Just stop trying to impose your socialist utopia upon me.

Theophile on November 1, 2013 at 4:34 AM

And I thought Sheila Jackson-Lee was stupid. Wait. Sheila Jackson-Lee IS stupid. I guess I didn’t realize that such breathtaking stupidity came in different colors and genders.

Humphrey on November 1, 2013 at 5:48 AM

Give them enough rope…

claudius on November 1, 2013 at 7:47 AM

“Lousy insurance products” seems to be the spin. I know what I’m getting with term life insurance: peace of mind, but nothing in the end. I don’t want or need whole life insurance at a higher premium with a cash return in thirty years.

Obamacare essentially regulated the term life insurance policy of healthcare, catastrophic health insurance, out of business. Have any of the talking heads pointed that out? It wasn’t a “lousy” product, it was an affordable product that allowed responsible young people peace of mind.

Freaking duh.

NoPain on November 1, 2013 at 8:31 AM

I’m embarassed again for having this snarmy little effete moron sent to DC from my state.
What an idiot. How does he explain that these wonderful, better, lower cost plans he’s talking about are actually costing significantly MORE?

smfic on November 1, 2013 at 9:02 AM

It should be completely legal for someone to walk in from offstage and b1tchslap that libtard (and others like him that say undiluted shit like that).

Midas on November 1, 2013 at 9:36 AM

That was one of the creepiest, most dishonest, arrogant displays of Owellian double speak I’ve ever seen. “Socialism is the free market because we’re just imposing what the free market would do if it were as enlightened and all knowing as we are.”

tommyboy on November 1, 2013 at 10:11 AM

I don’t believe any of those numbers. My small business is only unaffected at the moment because our insurance company decided to let everyone re-enroll in their current plans as of December 1 this year. We’ll lose our current policy December 1 on 2014. That will be a bigger wave of unhappy people than the individual policy market. It is making me nervous that our preventive-medicine-friendly, non-profit insurance company is freaking out about the premiums they’ll have to charge in the future.

Oh….wait….December 1 is after the election….

MadFireLady on November 1, 2013 at 10:12 AM

I watched this. Where do they find Idiots like him. Is he the typical Liberal?

tmgrant on November 1, 2013 at 11:05 AM

This is who the WH found to take the beat down from Kelly. Everybody else is hiding under their desks.

PattyJ on November 1, 2013 at 11:18 AM

Has Pallone come out of the closet yet? Gawd, I can’t wait to move out of this God forsaken state.

ctmom on November 1, 2013 at 11:18 AM

This whole healthcare fiasco could have been accomplished just by requiring each person to buy a policy from a private company of THEIR CHOICE and based on their income the Govt. would pay for it
or a portion of the policy. There was NO NEED for all these stupid
“exchanges” or creating this software horror. The money that would have been saved would pay for an awful lot of policies. The moey end could have been handled by the IRS without 16,000 new employees
How much money wasted on the “web site” millions what a disgrace
and “Seb” the secretary is STILL THERE In the private word she would be facing charges of some kind A NO-BID CONTRACT Who is getting Paid off (I bet I can guess)

BUT then the Govt. would not have control over us This is not America this is a nightmare

Just my thoughts

Korean Veteran

carlr144 on November 1, 2013 at 11:30 AM

Pallone… Mino.

2Tru2Tru on November 1, 2013 at 12:56 PM

loveofcountry on October 31, 2013 at 8:38 PM

That was the definition of a ‘troll-by’….

Athos on November 1, 2013 at 3:59 PM

Well, I just found out. Here in Cali, I get to keep my current plan but the premiums will increase by a factor of 2-2.5 times what I pay now. Thanks obummer, you liar.

jake49 on November 1, 2013 at 5:05 PM

This creepshow doofus has to be a Ringling Brothers Clown College reject! There is no other way to describe him!

pilamaye on November 1, 2013 at 5:50 PM