Industry source tells NRO: WH may have to consider “unthinkable options” if website meltdown continues into November

posted at 11:21 am on October 18, 2013 by Allahpundit

Today’s must-read comes from Yuval Levin, who spoke to five managers at the HHS department that’s running Healthcare.gov and three health-insurance industry managers. Their reactions to two weeks of total chaos on the site: “Restrained panic” from the former and more or less pants-wetting panic from the latter. I don’t think this qualifies as the news story we’re all waiting for because Levin has no sources up the chain in the decision-making parts of the executive branch, but if people in the industry are whispering about “unthinkable options” now, rest assured that people in the White House are too.

I can’t excerpt all the parts that are noteworthy, although if you’ve been following news about the Healthcare.gov apocalypse you already know some of what Levin reports — the login fiasco is a result of HHS demanding that people create an account before seeing what plans cost, the system still can’t calculate subsidies correctly (which means some people are getting the wrong price when they buy coverage), the “back end” communications between the federal data hub and private insurers are a shambles, and the chaos will only increase if HHS solves the login problems without solving the back end problems. (Imagine insurers having to sift through 5,000 garbled enrollments per day instead of 50.) What about the timeline, though? Per Levin’s sources, D-Day will come sometime in mid-November.

If the problems now plaguing the system are not resolved by mid-November and the flow of enrollments at that point looks like it does now, the prospects for the first year of the exchanges will be in very grave jeopardy. Some large advertising and outreach campaigns are also geared to that crucial six-week period around Thanksgiving and Christmas, so if the sites are not functional, all of that might not happen—or else might be wasted. If that’s what the late fall looks like, the administration might need to consider what one of the people I spoke with described as “unthinkable options” regarding the first year of the exchanges

One key worry is based on the fact that what they’re facing is not a situation where it is impossible to buy coverage but one where it is possible but very difficult to buy coverage. That’s much worse from their point of view, because it means that only highly motivated consumers are getting coverage. People who are highly motivated to get coverage in a community-rated insurance system are very likely to be in bad health. The healthy young man who sees an ad for his state exchange during a baseball game and loads up the site to get coverage—the dream consumer so essential to the design of the exchange system—will not keep trying 25 times over a week if the site is not working. The person with high health costs and no insurance will. The exchange system is designed to enable that sick person to get coverage, of course, but it can only do that if the healthy person does too. The insurers don’t yet have a clear overall sense of the risk profile of the people who are signing up, but the circumstantial evidence they have is very distressing to them. The danger of a rapid adverse selection spiral is much more serious than they believed possible this summer. They would love it if the administration could shut down the exchange system, at least the federal one, until the interface problems can be addressed. But they know this is impossible.

Sick people with preexisting conditions whose coverage will be very expensive for insurers will spend all day on the site trying to sign up. Young, healthy people, whose money insurers desperately need to help pay for that very expensive coverage for sick people, might try once or twice and then give up. Result: A giant bill for insurance companies with no way to pay it except by jacking up premiums on everyone who currently has insurance, and even that might not be enough. That’s the death spiral, and that’s why “unthinkable” options are suddenly, but inevitably, on the table.

Levin suspects that, at the barest minimum, the White House will have to extend the deadline for the uninsured to enroll past March 31st of next year, but that’s just a fig leaf given that D-Day will have come months earlier and that, per USA Today, it’ll take six months of retooling to get the site in shape. (Levin’s sources told him bluntly that they don’t know how long it’ll take to fix it, which I assume is industry-speak for “not soon enough.”) One thing they might be able to do, I would think, is turn Healthcare.gov from a data hub designed to make comparison shopping for plans and enrollment nice and easy into a site that simply points users to the webpages of individual insurance companies and encourages them to enroll there. That’ll make comparing plans much more difficult — see yesterday’s post about trying to sort through the fine print of the gold, silver, and bronze plans for insurers X, Y, Z across nine different web pages — but it’s an alternative to suspending ObamaCare for a year. Or is it?

Many health insurance products currently on the market don’t meet Obamacare’s benefit standards and consumer protections so they are being discontinued. Consumers with these plans are the most likely to see rate increases next year, especially if they earn too much to get tax credits. “They’ve got to convert to a new policy — no ifs, ands or buts about it,” Laszewski said.

And while people who currently pay for their own health insurance are likely to do whatever they can to remain covered, buying a plan directly from an insurance carrier or using a private online broker isn’t what Obamacare promised, and tax-credit subsidies aren’t available without the federal system. Moreover, these private companies aren’t prepared to deal with millions of customers who were supposed to be using the government marketplace, Laszewski said…

If these problems persist longer — weeks, months, a whole year — the entire Obamacare project falls apart, Laszewski said: “It’s a holy shit moment.”

Insurance company webpages may be slightly out of date, they may not be prepared for a crush of traffic (although they’ll certainly be more prepared than Healthcare.gov was), and, most importantly, they won’t be able to reduce “rate shock” among lower- and middle-class customers by telling them up front how much taxpayer money they’ll get to help pay for their new plan. Maybe you could manage that for now by telling people something vague, like “If you make between $X and $Y, you’re likely to receive a subsidy roughly equivalent to $Z” and then try to deal with the precise calculations later, but when will those calculations be made? Will it be before January, when these lower-income people need the money to offset the cost of their expensive new plan? Could even private companies pull together a stopgap tech project like this with just a month’s lead time? See now why people in the industry are wetting themselves?

One last reason to read Levin’s piece: Desperate for a silver lining about the rollout, lefties are touting the fact that the state exchanges are running comparatively smoothly. That’s true, say Levin’s sources, but that’s a low bar. Quote: “Back-end data issues seem to be a problem everywhere, and some of the early enrollment figures being released by the states are not matching up with insurance company data about enrollments in those states, which suggests a breakdown in communication that is only beginning to be understood.” The states may be doing better, but “doing better” doesn’t necessarily mean enrolling enough people via a glitchy system to avert a death spiral. Exit quotation via HuffPo: “[F]ailure of this magnitude would discredit a core premise of this presidency, that government can do big things to improve Americans’ lives.”


Related Posts:

Breaking on Hot Air

Blowback

Note from Hot Air management: This section is for comments from Hot Air's community of registered readers. Please don't assume that Hot Air management agrees with or otherwise endorses any particular comment just because we let it stand. A reminder: Anyone who fails to comply with our terms of use may lose their posting privilege.

Trackbacks/Pings

Trackback URL

Comments

Comment pages: 1 2 3

Go democrats!

Murphy9 on October 18, 2013 at 6:10 PM

faraway on October 18, 2013 at 6:00 PM

heh! ya, the good old days.

dont taze me bro on October 18, 2013 at 6:11 PM

I am a computer programmer. I know how these roll-outs of a new systems goes. Many bad things can happen even if care was taken in creating the product. Everybody has their share of bugs to scramble to fix.

However, over time, one gains the knack of being able to judge whether a system is fundamentally sound, and just needs some tweaks, or if there is no salvation except to start over from scratch.

My gut says that the Obamacare sites are in the latter category. Trying to “fix” them will only make matters worse as its foundation is flawed.

While I feel the whole Obamacare effort is a wretched mistake, I do have to step back and ask how could the undertaking be saved.

The obvious is to delay the whole mess and get competent people to set it up. This is what Obama needs to do quickly to try to save the liberal brand.

But he is so feckless and indecisive. He won’t be able to act for months and months. All this time the disaster will grow and grow. Even the low-information-voters will see the Democrats have foisted great harm on the country.

bartbeast on October 18, 2013 at 6:18 PM

So, some people believe that the death-spiral scenario is not precisely what obama wants?

GaltBlvnAtty on October 18, 2013 at 6:18 PM

Perhaps the concept of ‘insurance’ isn’t the right one for health care?

I always liked the comparison that was trying to be made with car insurance…

Yet for there to be an equivalent your car insurance would have to cover:
- maintenance tune-ups, including oil and filter changes
- the cost of repairs for any reason
- a price break per gallon of gas
- an annual detailing
- the cost of tires
- a new muffler annually
- and never, ever raising the cost of your insurance no matter how many accidents you were in, how many tickets you got… anything

Imagine what car insurance would be like if we modeled that on health insurance coverage and you get an idea why health insurance coverage is so high. And why get fuel efficient vehicles if you are getting the gas subsidized? Or bother with the maintenance if you’ll get a brand new engine if you forgot about it? And the cost of such insurance would be… lower than what you have now?

The number of shades of maroon that went into trying to make this entire ‘insurance’ concept work for one’s health is plain nuts. It isn’t ‘insurance’ if you are going to use it constantly… you want something else.

Perhaps a clue.

Health insurance used to be an executive ‘perk’ because it was TOO EXPENSIVE to provide for everyone in the workforce. Businesses got a price break for it to entice people who would not normally come to work to do so during WWII. The war ended. The subsidy via the tax code did not. Strangely enough before this misbegotten idea got infested into the tax code and people’s minds, individuals did not drop over dead in the street and did work out payment schedules WITH hospitals and physicians. Amazingly that worked and there was a strong system of charitable hospitals and care givers to pick up the slack. Then government got involved and screwed it up.

ajacksonian on October 18, 2013 at 6:31 PM

So they may be forced to postpone the full grand install until after the election?

why that would keep the public from getting a realistic understanding of how it affects them personally, before they vote

How convenient

Could not have been better, if they planned it this way /sarc

entagor on October 18, 2013 at 6:51 PM

Thank goodness Fox News had Juan Williams on the panel tonight to explain the disastrous rollout of the Obamcare website.

“The reason for the website failure was because Sibelius asked for additional monies, and the republicans refused to approve more funding for the project.”

Thanks for clearing that up for us Juan. The poor incompetent website designers couldn’t provide an operating system after spending $600 million dollars during the four long years allocated to it’s development.

But it’s the republican’s fault it failed. Whaaaaaat?

Get some new talking points Juan, the public is onto this colossal screw-up.

fogw on October 18, 2013 at 7:11 PM

Thanks for clearing that up for us Juan. The poor incompetent website designers couldn’t provide an operating system after spending $600 million dollars during the four long years allocated to it’s development.

But it’s the republican’s fault it failed. Whaaaaaat?

Get some new talking points Juan, the public is onto this colossal screw-up.

fogw on October 18, 2013 at 7:11 PM

The level of desperation to avoid blame for this on the left is really making me happy. We know that they coordinate their talking points, so if they’re trying to assign blame to the Republicans you know it’s a lot worse then they’re letting on. And they all know it’s going to kill them next year.

PetecminMd on October 18, 2013 at 7:29 PM

Thank goodness Fox News had Juan Williams on the panel tonight to explain the disastrous rollout of the Obamcare website.

“The reason for the website failure was because Sibelius asked for additional monies, and the republicans refused to approve more funding for the project.”

Thanks for clearing that up for us Juan. The poor incompetent website designers couldn’t provide an operating system after spending $600 million dollars during the four long years allocated to it’s development.

But it’s the republican’s fault it failed. Whaaaaaat?

Get some new talking points Juan, the public is onto this colossal screw-up.

fogw on October 18, 2013 at 7:11 PM

The level of desperation to avoid blame for this on the left is really making me happy. We know that they coordinate their talking points, so if they’re trying to assign blame to the Republicans you know it’s a lot worse then they’re letting on. And they all know it’s going to kill them next year.

PetecminMd on October 18, 2013 at 7:29 PM

I actually feel sorry for Juan at times, because he is so completely in over his head. That’s the problem with affirmative action.

slickwillie2001 on October 18, 2013 at 7:36 PM

Thank goodness Fox News had Juan Williams on the panel tonight to explain the disastrous rollout of the Obamcare website.

Fox News is becoming a bigger joke by the day.

bw222 on October 18, 2013 at 8:03 PM

So instead of using the ‘Internet’ to fill out the required ‘paper work’ the government can print up a zillion forms (using a union print shop of course) that each and everyone of us have to fill out. We can get these forms at our local post office. It’s just like filling out a Selective Service form. THEN, we mail them (hey…it will be a boost to the failing postal service) to our local OFA navigator and then we’re all set to go!!

Ralphie on October 18, 2013 at 8:21 PM

The libatards are getting what they deserve, unfortunately we have to suffer through it too. I hope they fill the ER’s with illegals and the libtards are forced to lay dead in the streets!! Yee Hawww!!!

Tbone McGraw on October 18, 2013 at 9:36 PM

When the thing collapses, Obama will say, “Look, we tried the private sector solution, but the insurance companies have proven they cannot be trusted to control costs and offer fair rates. Therefore, we must turn to a single-payer solution.”

Ward Cleaver on October 18, 2013 at 9:53 PM

That could have been the intent, but I don’t think anyone believes in Obama any more, Ward. It’s so obvious that the government cannot get a website up, and Obama cannot tell the truth about the program.

This last two weeks is the best ad ever for small government, not bigger.

PattyJ on October 18, 2013 at 10:22 PM

Guess who he’ll blame for it…

SouthernGent on October 18, 2013 at 10:31 PM

Then government got involved and screwed it up.

This is true on so many levels….

I actually feel sorry for Juan at times, because he is so completely in over his head. That’s the problem with affirmative action.

I don’t this is a case of AA. Juan’s challenge is that he is an ideologue. And they always have trouble when reality crashes in on their ideology. Juan’s other problem is that when that happens, he decides to follow Colmes’ efforts to spin and play the false equivalency card or just make some **** up.

Ward Cleaver on October 18, 2013 at 9:53 PM

That is standard operating procedure – and part of the plan. Obama said that flat out to the SEIU during late 2009…that they can’t get single payor now, which is the ultimate goal, so they are taking steps to ensure that single payor is the only viable end point.

Athos on October 18, 2013 at 11:03 PM

If more people refuse to sign up and opt to pay the fine (I know, it’s a tax, but everybody is calling it a fine which only throws the big middle finger to Justice Roberts), then the whole system will collapse with not enough enrollees to support it. Conservatives, it’s time to do what the GOP leadership refused to do: lead.

HiJack on October 18, 2013 at 11:23 PM

The libatards are getting what they deserve, unfortunately we have to suffer through it too. I hope they fill the ER’s with illegals and the libtards are forced to lay dead in the streets!! Yee Hawww!!!

Tbone McGraw on October 18, 2013 at 9:36 PM

I use the same “libtard” label for the libs, but I feel it’s disrespectful of people who are, indeed, mentally retarded. So, from now on I refer to libs as libturds. It’s actually more fitting.

HiJack on October 18, 2013 at 11:26 PM

That is standard operating procedure – and part of the plan. Obama said that flat out to the SEIU during late 2009…that they can’t get single payor now, which is the ultimate goal, so they are taking steps to ensure that single payor is the only viable end point.

Athos on October 18, 2013 at 11:03 PM

Yeah, but where are the Donks going to get the votes to go single-payer? The failure of Obamacare will only reinforce in peoples’ minds that the gov’t should get out of health care altogether. Any republican should be able to run against a donk on that premise after this debacle.

HiJack on October 18, 2013 at 11:29 PM

As of today there 150 private exchanges. in a few .months that will double. Why do we need to spend a billion dollars (600 million and clounting) for something the private market can do.. will do without taxpayer money. in 6 months a year no one will the government website anyways. This part is just a website.

odannyboy on October 19, 2013 at 12:12 AM

HiJack on October 18, 2013 at 11:29 PM

They very nearly had the votes between January 2009 and February 2010.

But the real question is going to be – in the wake of the collapse of the ACA, and the destruction it’s going to do to the private healthcare industry, what are the options going to be available to people to pick up the pieces?

The greed and malfeasance of the private insurance companies will be one of the reasons used – with their high premiums and deductibles. The people will be told that they need to be taken out of the equation in order to achieve ‘fairness’, ‘justice, and ‘affordable’.

The meddling and sabotage of the GOP will also be touted as one of the reasons…they refused to give the Administration the funds needed to build a proper exchange, they undermined HHS, the IRS, and the ACA every chance they got – and without that meddling, it would have worked is going to be the mantra of the lamestream media and DNC water carriers. (We’re already seeing this).

Then there are the millions of additional Democrat voters that will be casting ballots once Obama achieves the passage of Amnesty… one of the steps that Democrat’s I know are saying will help regain / ensure their control of the government. (And, all of this BS worked in 2012 in California where progressive-fascists hold every single state level elected office – and have super-majorities in the State Legislature.)

They’re extremely confident they will get the votes they need to do this….

Athos on October 19, 2013 at 12:44 AM

If these problems persist longer — weeks, months, a whole year — the entire Obamacare project falls apart,

That sounds good. Let’s go with that.

Sterling Holobyte on October 19, 2013 at 1:10 AM

Someone needs to submit a FOIA request for all of those taxpayer-funded Hollywood PSAs that were cut.

I need to see that ad with Matt Damon telling me how my life is going to change now that we have Obamacare.

Hot Gas on October 19, 2013 at 1:20 AM

Cruz and Tea Party should demand – Demand!! that Obama delay Obamacare. That way he can’t possibly agree, and it will turn into the Hiroshima of all meltdowns.

wdkeller on October 19, 2013 at 4:22 AM

The idea was to have some basically functional system that might get some people to sign up and think it was a good thing so as to sell the idea of ‘insuring the uninsured’… that is to say fleecing those who don’t need nor want health insurance. The system was meant to crash by increasing costs and finding out that there will always be ‘uninsured’ so as to say that ‘single payer’ was the ‘best solution’. It was sold as a pig in a poke and those on the Left actually said as much at the time and right up to the unveiling of this mess.

It was meant to succeed enough to fail so you could get to single payer.

Unfortunately it is failing before it can succeed enough to fail.

The idea was indirectly to fail. It went straight to fail.

Something sold on a lie and a promise has, somehow, found liars to take money to design a system that doesn’t work while they lied that it would work. The liars paid the liars who now will abandon the lie for the lying liars who sold the lie in the first place to figure out how they can lie their way out of their prior lies while still lying to people about what the system is meant to do.

This is what you get for outright dishonesty: the liars believe their lies enough to get hoodwinked by other liars who know better but are willing to take the money while lying about actually doing what is asked for.

The public was never sold on this.

The lying Left and its politicians were sold on it and knew it was a lie but were gullible enough to believe that those who would build the system would tell them the TRUTH.

These are what we call suckers.

And what they wanted does suck, is sucking and is draining our wallets so that their sucking lies can continue to suck at the life blood of American liberty. They are enabled to do this through the suck-up lying sucker MFM that attempts to cover for the liars with further lies and are caught up short when the original lie sucks and no one believes their lies about where the suck starts. They are also liars who suck: Main Sucking Media covering for the Lying Sucking Liars.

Remember to keep your eye on the target and if you lose sight of it just listen for the MSM covering for the LSL to let you know where the center of suck is as they are it.

ajacksonian on October 19, 2013 at 5:28 AM

ajacksonian:

Amazingly that worked and there was a strong system of charitable hospitals and care givers to pick up the slack. Then government got involved and screwed it up.

That nails it. I know of no social plan that the fed’s haven’t jocked up because government is about making things more complex not less and they never ever want to ditch any of them.

soghornetgunner on October 19, 2013 at 8:06 AM

So. The subsidies are going to make the poison health insurance premium easier to swallow. Just one problem. That subsidy “money doesn’t grow on a tree”. A favorite phrase of my father. The federal tax subsidies come from nirvana and are free. Right? Free health care. Right? Riiiiiiiiiight!

soghornetgunner on October 19, 2013 at 8:24 AM

Well, this is a fine mess the Won has gotten us into. He must have promised the insurance companies a whale of a lot to get them to go along with this monster in the first place. This is fitting since they got into bed with the govt. If it took 3 years to create this disaster, maybe it’ll take them 3 more years to ‘fix’ it. At that point what difference will it make since his time will be up.

Kissmygrits on October 19, 2013 at 8:52 AM

Everyone wants something for nothing. Everyone will end up with exactly what they want. Nothing.

Bmore on October 19, 2013 at 9:24 AM

Or something.

Bmore on October 19, 2013 at 9:24 AM

The website itself is nothing but a product of political shenanigans.
My take.

kingsjester on October 19, 2013 at 9:39 AM

Don’t be silly and think this is going away.

They’ll throw a Billion at this.

Barry is going to twist execs at Google, Facebook, etc… into taking it over and saving it for his pride, for the people.

The best possible outcome.

ZeroCare drags Zuckerberg, Schmidt and the other progs into this mess, damaging their brands in the process.

Like a virus, it infects whoever is associated with it.

That free market coming to life.

budfox on October 19, 2013 at 10:02 AM

“unthinkable options”

Translation:

1. Any setback in the steady advance of socialism and wealth confiscation and redistribution in the USA.

2. Any admission that a socialist scheme to transform the USA into the USSA is failing.

Other “unthinkable options”.

– Reducing federal government spending on anything other than defense and national security.

– Cutting back on the rate of annual federal government spending (… on anything other than defense…).

– Reducing attempts by the federal government to centrally plan and control huge sectors of the economy.

– Permitting failed businesses that employ vast numbers of union members and Democratic voters to go through a normal bankruptcy. See Government Motors for an example.

– Comrade O negotiating/talking with Republicans about any of the above. (However, directly negotiating/talking with the leadership of Iran is okay).

And so on and so forth.

farsighted on October 19, 2013 at 10:26 AM

That nails it. I know of no social plan that the fed’s haven’t jocked up because government is about making things more complex not less and they never ever want to ditch any of them.

soghornetgunner on October 19, 2013 at 8:06 AM

There is this obtuse belief system in which the granting of more unsupervised power to bureaucrats over the individual will make things ‘better’ as verbiage as its sales point. The actual objective is unrestricted power in the hands of government over the individual to make them conform to the wishes of those in power.

Every single thing done to ‘regulate’ the economy beyond just making contracts iron clad has failed. The natural boom/bust cycle of capitalism hasn’t been ‘smoothed out’ but the highs and lows made worse by ‘regulation’. If you wanted to ‘retire’ you planned for it during your working life and had no expectation of government ‘help’, and now we have the most experienced and capable members of society playing golf and looking forward towards their SSA checks – once vibrant individuals are now reduced to be beholden to government. Health care was once something that you worked out with your doctor and if you couldn’t pay immediately alternatives were worked out in that arena as well. It didn’t mean *just* payment but service exchanges, referrals, and helping to find charities that were ready to step in and assist at the low cost of volunteer work and free donations.

In every instance the government has made things worse, not better, by centralizing power… yet this is the era of decentralization and more power available in the way of information and knowledge for the individual than at any point in our history. More government power flies in the face of the good that individuals do when left to themselves to figure out how to create a good life and society with their fellow man: far better that then dictated interactions by bureaucrats who don’t care about you, your life or society. And that ruins society, individuals and invites barbarism to return as no government CAN DO THOSE THINGS FOR YOU.

ajacksonian on October 19, 2013 at 10:48 AM

1.) A REAL leader would have held off until he was good and sure that the roll-out would be without a SNAFU,
2.) A REAL “leader” would have said, “I apologize for the ‘glitches’ and will hold those responsible accountable” – and THEN followed up by firing Sebelius, et al.,
3.) A REAL leader would have held back that B.S. ACA roll-out until he was sure that it would not come back to bite his backside,
4.) In other words: Emperor Øligula would NOT lead from behind, his favorite position, with several degrees of separation between himself and his incompetent, “no-bid” thieving lackeys.

WE, the American People, are not the least bit satisfied. Fortunately, I don’t have to rely upon King Barry and his (p)sychophants, but I am disappointed with those morons who elected the community organizer, but sorry, I do NOT “feel their pain”. Obama is pain enough!
~(Ä)~

Karl Magnus on October 19, 2013 at 11:31 AM

The obvious is to delay the whole mess and get competent people to set it up. This is what Obama needs to do quickly to try to save the liberal brand.
But he is so feckless and indecisive. He won’t be able to act for months and months. All this time the disaster will grow and grow. Even the low-information-voters will see the Democrats have foisted great harm on the country.

bartbeast on October 18, 2013 at 6:18 PM

True Dat, BUT would it change his BS’ing one bit? Nope.
The Petulant Pissant is much too egoistic and narcissistic to ever admit it.
~(Ä)~

Karl Magnus on October 19, 2013 at 11:38 AM

“… a core premise of this presidency, that government can do big things to improve Americans’ lives.”

That was never a “core premise” for Obama. Obama’s core premise is that government is his chance to push people around, to exercise his lust for power and destruction — to downgrade Americans’ lives.

I don’t see why people are paying any attention to the “problems” of Obamacare. Obamacare was meant to be a disaster for the American people. It was never meant to do anybody any good or improve anything.

goodold_lucifer on October 19, 2013 at 11:51 AM

A REAL leader

Karl Magnus on October 19, 2013 at 11:31 AM

A REAL AMERICAN leader would never have dreamed of doing anything so treacherous as “Obamacare.”

Obama is not a “leader.” He is a destroyer.

goodold_lucifer on October 19, 2013 at 11:55 AM

Obama hasn’t signed up on healthcare.gov yet because he doesn’t know which social security number to use.

virgo on October 19, 2013 at 12:13 PM

“Leading from up your behind!”

katy the mean old lady on October 19, 2013 at 3:06 PM

REPEAL. REPEAL. REPEAL.

thatsafactjack on October 19, 2013 at 5:08 PM

MASSIVE FAIL.

GeeWhiz on October 19, 2013 at 5:46 PM

4 ways to defund.

AshleyTKing on October 19, 2013 at 9:21 PM

Utopia is only a few more tax increases away…

shorebird on October 19, 2013 at 11:29 PM

What if this had been the “incompetent” George W. Bush? Would the media be…. oh, never mind…

MichaelQuixotic on October 20, 2013 at 5:33 AM

Actually, when you think about it when all the insurance compaines go broke and obamcare won’t work,what will the alternative be? If you said single payer big government coming to the rescue…..Maybe they know what they are doing. “We” just haven’t caught on yet.

rodguy911 on October 20, 2013 at 8:05 AM

One big problem is the 10 essential coverages for insurers applies whether the insurance was purchased from healthcare.gov or local agent. That means many policies will be canceled because they no longer meet the government guidelines no matter what happens to the individual mandate.

People still need health insurance, and because of ACA regulations they will be more expensive in 2014, and deductibles are soaring too. No mandate delay will help. Only complete delay of all of ObamaCare will help, and even then, the insurance companies would have to really scramble to price out insurance for 2014 without 10 essential those requirements.

Dasher on October 20, 2013 at 5:05 PM

Comment pages: 1 2 3