Industry expert on Healthcare.gov: It’s time to shut this disaster down for awhile

posted at 5:21 pm on October 15, 2013 by Allahpundit

It’s Bob Laszewski, the same industry consultant whose jawdropping blog post about the site’s technical problems (“Things are worse behind the curtain than in front of it”) made the rounds online last Friday night. Today he tells Ezra Klein that they’ve got only a few weeks to fix this thing before the crush of having to correct so many faulty enrollments before coverage takes effect in January becomes too much. The whole interview is worth your time (his advice on taking down the site for a month to fix it properly comes at the end) but I want to highlight the following bit. Here’s Laszewski puzzling through why the White House and HHS were so fantastically secretive about building the exchanges, even though greater transparency could have identified some of the glitches on the site before it went live:

They were paranoid because Obamacare was under siege. I understand that. If they were open with their partners there would’ve been criticism, but it would’ve been constructive criticism. None of us had any idea that the government Web site would require security sign-ins before browsing. Why did that have to be a secret? No one will read a newspaper article about that. If it had been transparent I think most of this would’ve been caught upfront. That really hurt them.

One thing the Obama administration has been really paranoid about is rate shock. When someone like me says there’ll be rate shock they say you have to net out the subsidies. That is a fair point. But I think what happened was when they designed their system they were so paranoid about that that they wanted to make sure people browsing got the lowest price. That required signing in so you could see subsidies. And my theory is that’s why they went to the architecture they did even though the IT systems people wanted to go another way.

That’s the same theory that Avik Roy floated yesterday. One big reason why the site is so complicated to use is that, unlike most commercial websites, it makes you create an account simply to do a price check. And the reason it does that, notes Roy, is because the “price” of many of the plans is so surprisingly high that uninsured people might recoil and refuse to buy coverage upon seeing them unless they’re told right up front that they’re eligible for a certain amount of subsidies to reduce the cost. Result: Everyone is forced to create an account, which generates a huge load on the system, and all because the White House is afraid to let you see what these plans cost if you’re not among the relative few who qualify for subsidies. Rate shock, said Roy, is driving the technological disaster. And now here’s Laszewski essentially saying “yep.”

As grimly amusing as it is to watch the Most Tech-Savvy President Ever, whose campaign famously ran rings among the GOP’s data-crunchers, preside over what may be a historic technological failure, it won’t be so funny if this jackass insists for reasons of pride on riding this rocket all the way into the ground. We need a pull-the-plug date for the ObamaCare exchanges, says Megan McArdle, or else the long-feared health-insurance industry death spiral might be unavoidable:

The administration estimates that it needs 2.7 million young healthy people on the exchange, out of the 7 million total expected to apply in the first year. If the pool is too skewed — if it’s mostly old and sick people on the exchanges — then insurers will lose money, and next year, they’ll sharply increase premiums. The healthiest people will drop out, because insurance is no longer such a good deal for them. Rinse and repeat and you have effectively destroyed the market for individual insurance policies. It’s called the “death spiral,” and the exchanges, like the mandate, were designed to keep it from happening…

Once the death spiral happens, it’s very difficult to recover from. That’s why if the exchanges don’t work soon, we need to hit the reset button and try again next year. This will be very, very difficult: Insurers are already selling policies under the new regulations, and those regulations have driven up costs for existing buyers. People who have been counting on being able to buy insurance through the exchanges will have to spend another year without. And of course, it will be politically embarrassing. But it will be even more politically embarrassing to get to December and find out that we have commanded millions of Americans to buy insurance on a system that doesn’t work. And it is not a good bargain to cover some people now, but in doing so, to make insurance unaffordable for millions more in a few years. If we can’t launch the system correctly, then we need to wait until we can.

In the private sector, this system would already have been rolled back, probably less than 48 hours after it was rolled out. The government has more time, but not that much more, because every day they wait adds to the chaos that will occur if they have to pull the plug in December. If the system cannot reliably process 50 percent of its users on Nov. 1 — and I mean from end to end, including sending a valid enrollment file to the insurer — then the administration should ask for a one-year delay of Obamacare’s various regulations, including the individual mandate.

Anyone think all of the bugs are going to be worked out two weeks from now in a system where some features haven’t even been tested yet for fear of what may result? And before you say, “Obama wants it to fail so that he can push for single-payer!”, yes, that would be true if Democrats still controlled both houses of Congress. As it is, with the GOP likely to hold the House for the foreseeable future, that’s a nonstarter. His options here are essentially to (a) make this work now as is, which may be impossible, (b) work with Republicans on repairs/reforms, which … may also be impossible, or (c) pull the plug for awhile. All of which is to say, if you’re bummed about a looming Boehner cave to end the shutdown and raise the debt ceiling, your consolation prize is that that might, ironically, increase the pressure on O to suspend O-Care. House Republicans are promising hearings on the Healthcare.gov disaster soon; once the shutdown kabuki is done, those should get plenty of media coverage. It may also be that ending the shutdown will reveal the truth of Healthcare.gov’s failure to Democrats and centrists who mistakenly believe that the shutdown is responsible for the website’s problems. O would never agree to delay the law now, with Republicans using fiscal leverage to pressure him to do so, but once that’s over he can do so if necessary without losing that extra partisan bit of face. We may get our delay yet, thanks not to GOP tactics but The One’s own egregious incompetence.


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So we need a political movement to try and push for delay and defund?

What an idea!

gwelf on October 15, 2013 at 5:28 PM

Tough shit. You broke it, you own it.

HumpBot Salvation on October 15, 2013 at 5:29 PM

Result: Everyone is forced to create an account, which generates a huge load on the system, and all because the White House is afraid to let you see what these plans cost if you’re not among the relative few who qualify for subsidies

It’s Schrödinger’s healthcare. It can be thought of as both affordable and unaffordable until the moment we sign up.

Weight of Glory on October 15, 2013 at 5:30 PM

“(a) make this work now as is, which may be impossible,”

I guarantee, option (a) is the one we will see. I have been a programmer on several ongoing massive trainwreck projects. When the person in charge has put his reputation on the line, that “This is going to work”, the only question is what level of abject dysfunction will be redefined to constitute “working”. They are saying it will work, and they are going to say that it does work. No matter what happens.

Cation on October 15, 2013 at 5:30 PM

That’s why I’ve been saying for weeks now that we need to get the Shutdown and Debt Ceiling out of the way so that we can concentrate all our fire on the Obamacare debacle.

Republicans in the House should be calling for hearings on the money spent, and then tie it to other foolish, money-wasting decisions like Solyndra and that battery company (A3?).

Conservative groups should be buying ad time on TV showing how we warned of this from the beginning, along the way, and why we tried to use the possibility of a shutdown to defund something that is clearly not working.

We should be running ads that show people who had full-time jobs and insurance (especially non-whites,) talking about how they were cut back to part time, lost their health insurance, and now, with less income, being forced to also pay for insurance.

Any and all ads should end with the words:

It will only get worse. Repeal Obamacare.

Reno_Dave on October 15, 2013 at 5:30 PM

Gee, if I had 3 years to prepare a web site and didn’t get bids from multiple, competent design firms and rolled out a crap sandwich like this, why, I might be fired! Not in DC, not if you work for the feds…Sebelius will probably get promoted!

scalleywag on October 15, 2013 at 5:30 PM

Tough shit. You broke it, you own it.

HumpBot Salvation on October 15, 2013 at 5:29 PM

Exactly!

Resist We Much on October 15, 2013 at 5:32 PM

Obozo rolling this back would require that he be humble and willing to admit his failures. Fortunately for popcorn vendors and the repo business, those are not character traits this man possesses. Hang on folks, the ride is going to get bumpy.

LarryinLA on October 15, 2013 at 5:32 PM

And when it all crashes, Republicans (at least the tea party conservatives) can say that this mess is what they have been fighting to get rid of or at least postpone.

Rose on October 15, 2013 at 5:32 PM

Obamacare is a disaster. Ted Cruz and Mike Lee tried their best to kill this thing. Its time to let it all go out and hurt the american people over. I for one cannot wait. Screw them all.

Jack_Burton on October 15, 2013 at 5:33 PM

Chaos is coming. Destroy a critical 1/6th of the economy, and chaos is what you get. There’s a reason why local police won’t respond to even a health emergency call without body armor anymore, and why they’re outfitting themselves to military specs.

paul1149 on October 15, 2013 at 5:33 PM

Obamacare is a disaster. Ted Cruz and Mike Lee tried their best to kill this thing. Its time to let it all go out and hurt the american people over. I for one cannot wait. Screw them all.

Jack_Burton on October 15, 2013 at 5:33 PM

Indeed. It’s time for the American people to start paying for their votes. Elections have consequences.

Resist We Much on October 15, 2013 at 5:36 PM

The system has perverse disincentives. If I leave a bit more of my income in my corporation, taking home a little less pay which is totally at my discretion, I can save about $10k by having the Feral Government subsidize my family healthcare. I am one of the LAST PEOPLE that our govt should be “assisting”, having plenty of assets and no debts. I simply pay as I go and have for years. It is nuts.

LarryinLA on October 15, 2013 at 5:38 PM

Rinse and repeat and you have effectively destroyed the market for individual insurance policies. It’s called the “death spiral,” and the exchanges, like the mandate, were designed to keep it from happening

Megan, you are dangerously naive at best.

rbj on October 15, 2013 at 5:39 PM

Rate shock, said Roy, is driving the technological disaster. And now here’s Laszewski essentially saying “yep.”

But Obama told the plebs it was free.

You mean he *gasp* lied to the people?!!?

conservative pilgrim on October 15, 2013 at 5:40 PM

Bush’s two illegal wars and Halliburton to blame. And the Carlyle Group, Koch brothers, Christians, conservatives, tea party people, veterans, liberty activists, etc.

Murphy9 on October 15, 2013 at 5:40 PM

The system has perverse disincentives. If I leave a bit more of my income in my corporation, taking home a little less pay which is totally at my discretion, I can save about $10k by having the Feral Government subsidize my family healthcare. I am one of the LAST PEOPLE that our govt should be “assisting”, having plenty of assets and no debts. I simply pay as I go and have for years. It is nuts.

LarryinLA on October 15, 2013 at 5:38 PM

I remember the one of the first people in Connecticut to enroll qualified for medicaid, he was going to an Ivy league school at the time.

rob verdi on October 15, 2013 at 5:41 PM

Bush’s two illegal wars and Halliburton to blame. And the Carlyle Group, Koch brothers, Christians, conservatives, tea party people, veterans, liberty activists, etc.

Murphy9 on October 15, 2013 at 5:40 PM

‘Natch. There’s always that escape hatch for the Dems.

conservative pilgrim on October 15, 2013 at 5:41 PM

When do we get our $2500 savings..?

d1carter on October 15, 2013 at 5:44 PM

This is working out perfectly for the Dem’s plan to implement single payer. The longer this is delayed, and the more difficult it is to sign up, the less likely the insurance plans are going to get enough able bodied people to sign up and offset the costs associated with the high risk individuals who will be sure to sign up, no matter what.

besser tot als rot on October 15, 2013 at 5:45 PM

Time for the Good and Plenty people to get it Good and Hard.

Murphy9 on October 15, 2013 at 5:45 PM

The worse thing is the truly perverse incentives. Unlike Federal tax tables, the subsidy brackets are so wide (please correct me if I’m wrong) that just earning a few more dollars can cut your subsidy significantly. So people are incentivized (as we now, unfortunately, say) to (a) work less, (b) lie about their income, or (c) work off the books.

At the same time, people on this board should not underestimate how popular this program can be among a broad swath of Americans. If you’ve been paying increasingly high premiums for health insurance (some of it brought on by Obamacare, but, on an individual basis, who knows how much), and all of a sudden a several-hundred-dollar subsidy per month is put in your lap, Santa Claus has come to town.

bobs1196 on October 15, 2013 at 5:47 PM

Just take one look at Erkle and you know how stupid he is. Everyone knew he would fail.

crash72 on October 15, 2013 at 5:47 PM

I have no idea what ya’all are b!tch!ng about,

My rates went down 3000% //////

NapaConservative on October 15, 2013 at 5:47 PM

Bush’s two illegal wars and Halliburton to blame. And the Carlyle Group, Koch brothers, Christians, conservatives, tea party people, veterans, liberty activists, etc.

Murphy9 on October 15, 2013 at 5:40 PM

How could you forget Darth Cheney?

katy the mean old lady on October 15, 2013 at 5:47 PM

My nephew develops websites for a living. We both thought this would be a disaster. It has fared dramatically worse than my incredibly low expectations. It is hard to be that incompetent – you have to work at it.

“Just thank God we don’t get all the government we pay for”

LarryinLA on October 15, 2013 at 5:48 PM

Can you imagine the riots if they quit honoring the ObamaCare cards..?

d1carter on October 15, 2013 at 5:49 PM

Once we get this shutdown out of the way………..

d1carter on October 15, 2013 at 5:50 PM

‘Natch. There’s always that escape hatch for the Dems.

conservative pilgrim on October 15, 2013 at 5:41 PM

And failing that, there’s a willing band of RINO’s.

antipc on October 15, 2013 at 5:51 PM

…it won’t be so funny if this jackass insists for reasons of pride on riding this rocket all the way into the ground.

You can be sure King Barack I will ride this into the ground. It is His CROWNING “achievement” to date. Too put it off would be admitting failure.

The Chosen One makes no mistake. The Chosen One commits no error! If the system fails, it is because of others.

GarandFan on October 15, 2013 at 5:51 PM

It has fared dramatically worse than my incredibly low expectations.

Yup. No matter how low we place the bar, Obama finds a way to get under it. Amazing.

EA_MAN on October 15, 2013 at 5:53 PM

And when it all crashes, Republicans (at least the tea party conservatives) can say that this mess is what they have been fighting to get rid of or at least postpone.

Rose on October 15, 2013 at 5:32 PM

And the only thing that will be shouted 24/7 from the MSM will be that it crashed and burned because those mean ole Redpublicans kept messing with it and made it fail.

Johnnyreb on October 15, 2013 at 5:53 PM

And then there is the cronyism part that Infoworld went into…what happens when you employ a bunch of cronies that know how to work the lobbyist treadmill but might not be so sharp on large system rollouts?

Well now we know!

ajacksonian on October 15, 2013 at 5:53 PM

Former NHS Director Dies After Operation Is Cancelled Four Times At Her Own Hospital

B-, bu-, but, single payer is sooooo great!!!! eL3vEnTy!!!iii111III!!!

Resist We Much on October 15, 2013 at 5:55 PM

The 30 gram choco ration has been INCREASED to 15 grams. All is well. All is well. Now where is my recently unlimited EBT card – daddy needs lobster tonight.

LarryinLA on October 15, 2013 at 5:57 PM

Yup. No matter how low we place the bar, Obama finds a way to get under it. Amazing.

EA_MAN on October 15, 2013 at 5:53 PM

Yeah, snakes are like that.

antipc on October 15, 2013 at 5:57 PM

Not only rate shock but the methods of payment collection if you default as well as the parameters under which your plan will be produced.

Bishop on October 15, 2013 at 5:57 PM

PELOSI: YOU HAVE TO VOTE ON IT TO SEE WHAT’S IN IT.

OBAMA: YOU HAVE TO SIGN UP FOR IT TO SEE WHAT THE FEES ARE.

IT’S DEJA VOUS ALL OVER AGAIN.

timberline on October 15, 2013 at 5:57 PM

I have no idea what ya’all are b!tch!ng about,

My rates went down 3000% //////

NapaConservative on October 15, 2013 at 5:47 PM

I didn’t even have health insurance so I will be getting a check for $3,000 every month from the feds.

Bishop on October 15, 2013 at 5:59 PM

Resist We Much on October 15, 2013 at 5:55 PM

Even a death panelist cannot escape the government reach…she must have become expendable..?

d1carter on October 15, 2013 at 6:00 PM

I think this is just the start.

Now, Obama and the media will start to claim that Obamacare would have been great if Republicans hadn’t worked so hard against it. They will claim that R’s have scared people away from signing up – which has driven up the costs.

Count on it.

blink on October 15, 2013 at 5:54 PM

I can’t decide if they’ll blame the GOP or “the rich” first.

We’re going to see an outpouring of blame from the Democrats on the evil insurance companies seeking blood profits from sick people to the GOP who stopped them from creating the legislation they really wanted.

With a health dose of sequester/shutdown preventing the proper roll out thrown in for good measure.

gwelf on October 15, 2013 at 6:02 PM

Bush’s two illegal wars and Halliburton to blame. And the Carlyle Group, Koch brothers, Christians, conservatives, tea party people, veterans, liberty activists, etc.

Murphy9 on October 15, 2013 at 5:40 PM

How could you forget Darth Cheney?

katy the mean old lady on October 15, 2013 at 5:47 PM

That’s what the Halliburton reference is for!

The Left have pretty much given up on whining about Halliburton and turned their childlike hate to the Evil Koch Brothers, because many Halliburton employees (including a senior VP) donated to O’bama in 2008 and again last year. And in 2006 far Right idol George Soros became a part-owner of the company.

Del Dolemonte on October 15, 2013 at 6:02 PM

Industry expert on Healthcare.gov: It’s time to shut this disaster down for awhile

Must be another crazy Tea Party Dadaist.

The two biggest problems we have right now is the massive debt and Obamacare. The Tea Party has wisely opposed both all along, but they are the kooks, got it.

forest on October 15, 2013 at 6:02 PM

Former NHS Director Dies After Operation Is Cancelled Four Times At Her Own Hospital
B-, bu-, but, single payer is sooooo great!!!! eL3vEnTy!!!iii111III!!!
Resist We Much on October 15, 2013 at 5:55 PM

I have 4 NHS doctors as relatives – married a brit. To a man they still swear by that horrid system even though my father-in-law died of cancer that would probably have been survivable in the states. His doctors recommended he “go with dignity” rather than fight it due to his age – bastards.

LarryinLA on October 15, 2013 at 6:03 PM

Daily Kooks: OMFG! Obamacare Is Doubling My Insurance Premiums! Pure Schadenfreude.

Let the pain rain…hard.

Resist We Much on October 15, 2013 at 5:26 PM

Never been to that Daily Kos site, two thoughts :

- That orange text font they use is fugly

- Those people are cray cray

MichaelGabriel on October 15, 2013 at 6:07 PM

Industry expert on Healthcare.gov: It’s time to shut this disaster down for awhile

How about the House have a backbone and pass a bill to completely repeal Obamacare?

You might just find that enough Senators who are up for relection in 2014 listen to their constituents and realize that repeal is needed and necessary.

ITguy on October 15, 2013 at 6:10 PM

If by “awhile” they mean “forever”, they nailed it.

Steve Eggleston on October 15, 2013 at 6:11 PM

One thing the Obama administration has been really paranoid about is rate shock.

Well, this is what happens when you decide to call it the “Affordable Care Act” in an effort to make LIVs think it will be a super-double-awesome law that will help them. Ultimately it has to be pretty affordable, or people will start getting really, really upset when they eventually find out that it isn’t.

Of course you Socialists could have been honest and called it the “We Want Everyone to Have Health Care Coverage so You People in the Middle Class and Especially Young People Need to Pay More so We Can Expand Medicaid and Subsidize Lower Income Individuals so Shut Up and Buy Health Insurance or Else Act”, then you wouldn’t be having some of these issues. Of course, I can understand why you wouldn’t want to do this, as so often when you tell people what you really want to do policy-wise (such as with gun control laws) you end up getting your butts beat at the ballot box.

djm1992 on October 15, 2013 at 6:14 PM

Hull breach is imminent.

oldroy on October 15, 2013 at 6:15 PM

Damn the torpedoes!! Full speed ahead!!

oldroy on October 15, 2013 at 6:15 PM

CGI Federal was awarded their $94 million contract in December 2011.

Supreme Court declares Obamacare constitutional on July 28, 2012.

Max Bauchus, chief author of Obamacare announced he would not seek re-election on April 24, 2013. He declared it a train wreck on May 13, 2013.

They authorized CGI Federal software developers to start in May 2013 after nailed down the specs.

Obama eliminated income verification until 2015 on July 7, 2013.

Income verification is the reason they did not want to release the subsidy criteria. This hairball in the system was completely anticipated and expected by the people in charge. Caving on anti-fraud aspects of enrollment allows them to hide what they knew they could not answer for.

Not to worry though. They ran on it and won fair and square in November 2012 so all’s good.

DanMan on October 15, 2013 at 6:15 PM

And in 2006 far Right idol George Soros became a part-owner of the company.

Del Dolemonte on October 15, 2013 at 6:02 PM

So he could profit from out tax dollars helping the Brazilians explore and drill for oil.

oldroy on October 15, 2013 at 6:17 PM

I know this is agonizingly stupid, but I’d actually prefer to set the goal and work toward fiscal sanity and debt reduction rather than one-year delays and small, soon-to-be-forgotten political victories.

I guess that’s why I’m not a member of the ruling class.

BKeyser on October 15, 2013 at 6:18 PM

the leftist planners are learning disabled…sad really. But sometimes things get so bad that things do get ‘fixed’

in 1949 Truman passed part of his Fair Deal which was the Housing Act. you know…right to decent home and all that. That lead to ‘slum removal’ and public housing…like those famous one Cabrini-Green, Pruitt-Igoe, etc.

those in fact were torn down. even the Left could not justify the horrors of left wing fantasies.

so maybe there’s hope. Of course, the left has not strictly given up on housing planning…they still yearn for concentrations of people in small places…still bitter about sprawl and freedom

r keller on October 15, 2013 at 6:20 PM

Industry expert on Healthcare.gov: It’s time to shut this disaster down for awhile JESUS, what dumbA$$ came up with this pile of $hit???

…and ‘What dumb A$$ voted for it?’

BigWyo on October 15, 2013 at 6:21 PM

That’s why if the exchanges don’t work soon, we need to hit the reset button and try again next year.

LOL. Well, at least Shrillary has a place to use her “Overcharged” button.

PeregruzkaCare!!

ThePrimordialOrderedPair on October 15, 2013 at 6:24 PM

We may get our delay yet, thanks not to GOP tactics but The One’s own egregious incompetence.

There will be no delay. Obama really is Wile E. Coyote and Obamacare really is made by the ACME Co. The end result here is predictable.

trigon on October 15, 2013 at 6:29 PM

Daily Kooks: OMFG! Obamacare Is Doubling My Insurance Premiums! Pure Schadenfreude.

Let the pain rain…hard.

Resist We Much on October 15, 2013 at 5:26 PM

There are belly laughs aplenty to be found in the Kos comments. Those people are nuts.

“It’s not the ACA’s fault!! It’s the greedy insurance companies!!”

“It’s not the ACA’s fault!! You had substandard insurance!!1!”

Etc.

Lunatics. Lunatic lemmings. The followers of Jim Jones had more sense.

Kensington on October 15, 2013 at 6:30 PM

Obama and the Dems can only obfuscate the suck for so long. Time is running out.

numbers in the 20′s by March or April for them.

can_con on October 15, 2013 at 6:33 PM

The followers of Jim Jones had more sense.

Kensington on October 15, 2013 at 6:30 PM

sense enough to remove themselves from
the gene pool…
i wish the libs would learn that part..

going2mars on October 15, 2013 at 6:36 PM

You can check the rates on the CA exchange. Also on the various insurers websites.

besser tot als rot on October 15, 2013 at 6:37 PM

Rinse and repeat and you have effectively destroyed the market for individual insurance policies.

It’s a feature, not a bug.

All part of the plan, kids. Single payer, ho!!!

iurockhead on October 15, 2013 at 6:37 PM

Daily Kooks: OMFG! Obamacare Is Doubling My Insurance Premiums! Pure Schadenfreude.
 
Resist We Much on October 15, 2013 at 5:26 PM

 
My favorite:
 

There are going to be a lot of people having unhappy moments related to Obomneycare in the next few months.
 
If the Democrats respond with “quit whining you low-information troll, you’ll take what the insurance companies give you under this Heritage Foundation plan and like it!” then 2014 is going to be uglier than necessary.

 
Think they’d be testing those waters if it was the Skittle-filled unicorn pinata they were expecting?

rogerb on October 15, 2013 at 6:40 PM

All this may be true. The GOP may even hold the House for the foreseeable future. But I have lost all faith the the GOP holding anything but their own perks and the rest of us can all choke and die for all they care. Oh, they will miss the insurance industry money in their warchests, but that is about all.

Pecos on October 15, 2013 at 6:40 PM

Note from Realsville: A friend of mine’s daughter has a friend who just bought a car. Girl doesn’t have a license, doesn’t have insurance. Oh we all do it, she says, meaning her family. Nice working class family. But making it by going off the grid, third-world style.

Those people on the bottom are NOT going to get this insurance.

LIB.

PattyJ on October 15, 2013 at 6:46 PM

Anybody heard from Dear Leader..?

d1carter on October 15, 2013 at 6:53 PM

…it makes you create an account simply to do a price check. And the reason it does that, notes Roy, is because the “price” of many of the plans is so surprisingly high that uninsured people might recoil and refuse to buy coverage upon seeing them unless they’re told right up front that they’re eligible for a certain amount of subsidies to reduce the cost. Result: Everyone is forced to create an account…

Sorry, but if Obama & crew just wanted to mitigate sticker shock they could have done a simple screen and estimated or even tactically overestimated the subsidy, without requiring actually signing up.

One of the most important aspects of the Obamacare Frankenstein is its massive data mining operation. (And remember, the IRS will have access to much of this information, and will be entitled to a great deal more of your personal information to determine your eligibilities or liabilities going forward.) Reports from some of the very few who successfully created an account are that it is impossible to delete once created. It’s like Hotel California. You can check out any time you want, but you can never leave.

You sign up for this monstrosity, the government is going to open up a file on you and begin collecting a massive amount of personal information. Anyone who thinks that those who control that information won’t abuse the power it represents are delusional

novaculus on October 15, 2013 at 6:54 PM

or else the long-feared health-insurance industry death spiral might be unavoidable:

I thought this was Objective 1 from Day 1, to facilitate the introduction of the Government taking over all health care issues (and the money involved), i.e single payer.

parke on October 15, 2013 at 6:56 PM

that would be true if Democrats still controlled both houses of Congress. As it is, with the GOP likely to hold the House for the foreseeable future, that’s a nonstarter.

Hahahahahahahahahahahahahahahahahahahah!!!!!!!!!!!

SayNo2-O on October 15, 2013 at 6:56 PM

You can now check the rates by just answering a few questions (State, County, age). My husband went on just to see what would happen.

Every page has a highlighted box to inform you, you may be able to qualify for subsidies.

I had heard that they were going to set it up this way.

You will still get sticker shock, even with the subsidies.

Barred on October 15, 2013 at 6:59 PM

Sorry, but if Obama & crew just wanted to mitigate sticker shock they could have done a simple screen and estimated or even tactically overestimated the subsidy, without requiring actually signing up.

One of the most important aspects of the Obamacare Frankenstein is its massive data mining operation. (And remember, the IRS will have access to much of this information, and will be entitled to a great deal more of your personal information to determine your eligibilities or liabilities going forward.) Reports from some of the very few who successfully created an account are that it is impossible to delete once created. It’s like Hotel California. You can check out any time you want, but you can never leave.

You sign up for this monstrosity, the government is going to open up a file on you and begin collecting a massive amount of personal information. Anyone who thinks that those who control that information won’t abuse the power it represents are delusional

novaculus on October 15, 2013 at 6:54 PM

The IRS is already abusing its power, with Obamacare we are just giving them much more information to work with.

slickwillie2001 on October 15, 2013 at 7:05 PM

…it is not a good bargain to cover some people now, but in doing so, to make insurance unaffordable for millions more in a few years.

Affordable Care Act. Lolz.

dont taze me bro on October 15, 2013 at 7:17 PM

Iowahawk: Retweet this to enroll in #DaveCare! I’ll let you know how much it costs later.

dont taze me bro on October 15, 2013 at 7:25 PM

Why did that have to be a secret? … If it had been transparent I think most of this would’ve been caught upfront. That really hurt them.

Remember the promise that is still on the White House web site?

“President Obama has committed to making his administration the most open and transparent in history…”

That, of course, was and is a BIG LIE.

The TRUTH:

“This is the most closed, control-freak administration I’ve ever covered.”

ITguy on October 15, 2013 at 8:08 PM

The rates are only for show with a dabble of subsidies to make it all seem like your getting a great deal. Then you start looking at the deductables and co-pays and you realize you’ve been had.

There was an article in some magazine this week stating doctors may ask for the dedeuctable to be paid up front, oops.

First there is the ooing and and awing. Then comes the screaming and dying.

Jurassic Park II

banzaibob on October 15, 2013 at 8:21 PM

Persons diagnosed with a Narcissistic Personality Disorder are characterized by unwarranted feelings of self-importance. They have a sense of entitlement and demonstrate grandiosity in their beliefs and behavior. They have a strong need for admiration, but lack feelings of empathy. These qualities are usually defenses against a deep feeling of inferiority and of being unloved…. Wikipedia

TXConserv on October 15, 2013 at 9:31 PM

All of which is to say, if you’re bummed about a looming Boehner cave to end the shutdown and raise the debt ceiling, your consolation prize is that that might, ironically, increase the pressure on O to suspend O-Care.

I said this last week. As soon as Boehner appeared to change tactics, I brought up the possibility that the Rs may actually be playing a longer game than they’re known for. O’Care is doing a fine job of selling itself as a disaster to the public. Epically. The Republicans just need to get out of the way.

Now, they’ve certainly imploded with respect to the rest of the stand-off. But I think they’re playing O’Care right.

Finally.

Me for the win! ;-)

nukemhill on October 15, 2013 at 9:53 PM

Obozo rolling this back would require that he be humble and willing to admit his failures. Fortunately for popcorn vendors and the repo business, those are not character traits this man possesses. Hang on folks, the ride is going to get bumpy.

LarryinLA on October 15, 2013 at 5:32 PM

I remember back in the days of Bush 43, there was a period when a number of the Guard Dogs of the Democratic Party (they used to be called “reporters”, or Watchdogs of Democracy at one point, but no longer…) kept asking Bush to give them an example of some failure on the part of his administration, and to expound on some decision or policy that he wished he had to do over again. I don’t remember if it was leading up to the 2004 election, or a little later in the ~2006 timeframe, but Bush wouldn’t play along with the obvious attempt to make him look bad, and the Guard Dogs kept pressing the interpretation that Bush had no humility and couldn’t admit his failures.

We’ve seen plenty of Guard Dogs asking various Democrats about the Obamacare debut debacle -it’s too obvious for all to see so they can’t get away without asking these questions, as much as it pains them. Some of these questions will probably get to Obama, if they haven’t been asked of him already. But no matter what, and no matter what answers Obama may give them, none of these party-operatives-with-a-press-pass are ever going to insinuate that his answers demonstrate an inability to admit failure, or demonstrate an inability to face reality and be humble. Instead, his answers will be characterized as keeping up the good fight for “affordable” coverage for all, and demonstration of steely resolve to help the poor and the middle class.

None of our wonderful MSM Guard Dogs of the Democratic Party will ever get to the point of asking him to be humble and willing to admit his failures.

djm1992 on October 15, 2013 at 10:21 PM

In everything the “O” does you need to remember, just because it looks like an utter failure doesn’t mean it isn’t accomplishing exactly what “O” wants. Sure things like the stimulus or the Green Energy spending or the utterly incomprehensible foreign policy seem like abject failures to anybody other than the MSM or an Obot. He has always regarded America as having undeserved riches and world power. He is doing all he can to change that. You might say he is fundamentally transforming America.

Sargeant_S on October 15, 2013 at 10:24 PM

In everything the “O” does you need to remember, just because it looks like an utter failure doesn’t mean it isn’t accomplishing exactly what “O” wants. Sure things like the stimulus or the Green Energy spending or the utterly incomprehensible foreign policy seem like abject failures to anybody other than the MSM or an Obot. He has always regarded America as having undeserved riches and world power. He is doing all he can to change that. You might say he is fundamentally transforming America.

Sargeant_S on October 15, 2013 at 10:24 PM

You can also be assured that our top-notch MSM press corps will never approach him or other Democrats with questions about this, either.

djm1992 on October 15, 2013 at 10:51 PM

Conservatives and the GOP needs to fight fire with fire by utilizing Alinsky’s rules:

“Make the enemy live up to its own book of rules.” Insist that all the PPACA waivers and all the changes to the law as written are herewith eliminated or begin impeachment proceedings.

“Ridicule is man’s most potent weapon. ” Make the case that the ACA is caca like the obamacare(s) bumper sticker.

“Keep the pressure on. Never let up.” Enough said

“Whenever possible, go outside the expertise of the enemy.” In the case of those opposed to the ACA, Patriotism and the Constitution.

“The major premise for tactics is the development of operations that will maintain a constant pressure upon the opposition.” Ted Cruz is right!

“Power is not only what you have, but what the enemy thinks you have.” The TEA Party is a big threat and the more people become involved, the bigger the threat.

“Pick the target, freeze it, personalize it, and polarize it.” Tie the ACA, closing of national parks, the Mall, elimination of the NIH cancer trials for children with cancer, loss of insurance and huge increases in insurance, etc., on Obama and the Democrats. What are they waiting for?

Angineer on October 15, 2013 at 11:31 PM

The DOJ needs to go after that scum bag company CGI that took millions and on purpose wrote a piece of garbage so that the can charge 100′s millions more to fix it. That’s nearly 2 Billion they will get for this. How much did they give to Omaba?

jpcpt03 on October 16, 2013 at 12:06 AM

Wow, who could have seen this coming?

Chris of Rights on October 16, 2013 at 9:45 AM

it won’t be so funny if this jackass insists for reasons of pride on riding this rocket all the way into the ground.

Are you insane? That just makes it even more delightful.

The number one priority of progressives for the last 50 years has come true, and it’s a complete and utter debacle. All sorts of people who voted for Obama, or didn’t vote at all, are going to get screwed, repeatedly, all year long. This is fantastic.

And then in November of 2014 they get to either vote to continue getting screwed, or vote Republican.

Greg Q on October 16, 2013 at 12:51 PM