Exciting new high-tech solution to ObamaCare website disaster: Paper applications

posted at 11:21 am on October 14, 2013 by Allahpundit

Actually, my headline’s incorrect. “Solution” suggests that people are now being successfully enrolled via paper applications. Not so. Turns out that the info on those applications needs to be input into the same wheezing, error-riddled computer system that’s forced website users into using paper in the first place. The “solution,” in other words, is simply to create a paper backlog that will need to be manually entered into the ObamaCare database by the insurance companies themselves if/when the system ever becomes stable enough to let them do that. How long will that take? How much extra labor will it involve? Good questions.

This is what “progress” looks like in ending Glitchapalooza right now.

“These are low- to moderate-income people, stopping by on their lunch break, between picking up their kids. They don’t have time to mess with a Web site that doesn’t work,” said Marie Hurt, director of Southern United Neighborhoods, a New Orleans-based charity that is helping people enroll in coverage in three states. She is encouraging people who stop by her center, inside a church, to avoid the federal Web site for now and use the paper enrollment form. “You don’t want people to get frustrated and give up.”

Timothy S. Jost, a law professor at Washington and Lee University who specializes in health policy, said filling out paper applications does give people the sense that the “process is underway,” he said. But, he added: “It will add to delay. It will add to errors.”…

Personnel reviewing paper applications need to manually type data from paper into the same Web-based marketplaces that consumers are using. Reviewers are entering through a different “portal” than one consumers use. But it’s the same online system.

“If you don’t have a working [online] system, paper doesn’t do you any good. It’s almost worse because there’s this illusion that you’ve finished something,” he said. “When in fact, it’s just getting stacked up waiting for the system to work.”

In Connecticut, where the state online exchange is working comparatively well, it takes a week and a half to process a single paper application. Meanwhile, the deadline for people to enroll if they want coverage next year is December 15, i.e. just two months from tomorrow. Some insurers and ObamaCare “navigators” say they’re telling would-be enrollees to sit tight for now and wait a few weeks before trying to apply, in the hope that most of the bugs on Healthcare.gov will be gone by then. If you read this other WaPo piece over the weekend, though, you know that that’s more of a wish than an informed expectation:

Evidence is emerging from the insurance industry and elsewhere, however, that the exchange also has flaws that show up further along in the process — as consumers try to check whether they qualify for federal subsidies and as insurers try to find out who has enrolled.

For instance, one major insurance carrier, Cigna, sent a notice Wednesday to insurance brokers instructing them to wait until November to try to sign up customers who might qualify for a subsidy, according to Joseph Mondy, a Cigna spokesman. He said that the company does not yet trust the reliability of the part of the exchange that is supposed to calculate the tax credits that will, for the first time, help some Americans pay for private health coverage…

Compounding the confusion, these electronic enrollment files are missing a critical element that they were built to include: a time stamp that would let a health plan track whether a consumer’s last step on the site was to actually sign up.

Insurers are uncertain of the cause of the flaws, with some speculating that the exchange cannot consolidate consumers’ moves through the Web site as they shop for and ultimately choose a health plan. Others say the problem could be unrelated software errors.

The problem “could be unrelated software errors” — or it could be something else. No one’s really sure, apparently, even though Healthcare.gov has been live to the world for almost two weeks. Insurers haven’t even begun cross-checking their own enrollment records with the feds’, in fact. That’s set to start in December, but WaPo notes drily that the cross-check system … hasn’t been tested yet. I can only assume that all parties involved are convinced that that it too would fail if they tried to use it now so they’re forced to wait another six weeks, until just before the enrollment deadline, before trying it out. Beyond all that, health-care policy expert Bob Laszewski blogged on Friday that he’d heard from sources in the insurance industry that “Things are worse behind the curtain than in front of it.” Specifically, due to the chaos of trying to sign up on the website, insurers are often notified of multiple sign-ups and cancellations by a single applicant; not only does that leave the applicant’s intentions unclear, but because it shows up as multiple “transactions” on the insurer’s side of the wall, it’s hard to tell how many enrollments overall are bona fide sign-ups and how many are just phantom accounts generated by a screwy system. It’s not impossible to sort through a mess like that when you’re dealing with 20-50 applicants a day, says Laszewski, but what happens when it’s 2,000-5,000?

If you missed it this weekend, take advantage of the slow holiday news day to read this NYT piece about how long the feds have known that this was a disaster in the making. The lead contractor — which may have been hired without a competitive bidding process(!) — apparently didn’t start writing the code until this spring because the feds didn’t issue their specifications for the site until then. Not only that, but for unfathomable reasons, Medicare & Medicaid Services decided to serve as lead contractor on the project rather than outsource that job to someone who actually knew what they were doing. Why is unclear; maybe it’s as simple as wanting the “glory” of keeping the White House’s baby boondoggle totally in-house. As of now, says one Times source, they’re estimating that the site is 70 percent of the way towards operating correctly and that the problems could be fixed in as little as two weeks or a couple of months. But that, of course, assumes they don’t step on any undiscovered landmines during the repairs. Quote: “Others warned that the fixes themselves were creating new problems, and said that the full extent of the problems might not be known because so many consumers had been stymied at the first step in the application process.”

Via the Corner, here’s number-one ObamaCare fan Ezra Klein not even attempting to spin what’s happening.


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Next: Carrier pigeons.

SteveInRTP on October 14, 2013 at 11:25 AM

FAILURE

TX-96 on October 14, 2013 at 11:25 AM

Wait, they are enrolling people INSIDE A CHURCH???????????????? Haven’t they read the Constitution???? Separation of Church and STATE!!!!!11!!!!11!11!!!Eleventy111111!!!!!!

Youngs98 on October 14, 2013 at 11:25 AM

AAAAAAAAHAHAHAHAHAHAHAHAHA! *cough cough cough hack cough*

And of course the time, effort, and manpower needed to input all this data by hand won’t affect the insurance companies bottom line and thus the cost of their plans to consumers.

This is what you get when you elect a community organizer whose sole skill involves throwing money at things, a community organizer who throws money at things.

Bishop on October 14, 2013 at 11:27 AM

How much extra labor will it involve?

When the cost predictions put Obamacare just under $1 trillion, little did we know they were only estimating the data processing aspect alone.

VibrioCocci on October 14, 2013 at 11:28 AM

How much extra labor will it involve?

Or more importantly, who is the extra labor that will be involved in handling all of this personal information?

Obamacare will be the biggest source of fraud in human history. I’d rather just go without insurance. No wait, that’s illegal, isn’t it?

forest on October 14, 2013 at 11:28 AM

Always leading from behind.

Lean forward.

Schadenfreude on October 14, 2013 at 11:28 AM

I predicted this very thing not days ago, right on this very site.

This calls for a new Department of People Entering Paper Forms, ASAP. We need another permanent Federal department built out of a “temporary” funding resolution. We need another Democrat voting bloc.

JoseQuinones on October 14, 2013 at 11:29 AM

This is just a sinister plot by the Post Office to boost profits.

/

faraway on October 14, 2013 at 11:29 AM

Media busy with spinning how the R/Cs eat children and throw the elderly down cliffs. May you all die in obama’s azz. It ain’t Beluga caviar, morons.

Schadenfreude on October 14, 2013 at 11:30 AM

Liberals are successfuly bring new life to Telegrams and the Pony Express.

Varchild on October 14, 2013 at 11:30 AM

Socialist’s answer: SPOONS!!!!!

faraway on October 14, 2013 at 11:30 AM

I’m still completely confused as to why Obama wouldn’t take a year delay in the program. They had to know that it was a complete disaster. Why wouldn’t they want to get it, if not working properly, at least working?

PetecminMd on October 14, 2013 at 11:31 AM

Shirt Idea: I ENROLLED IN 404CARE AND ALL I GOT WAS THIS INFLATED PREMIUM AND DEDUCTIBLE!!

NotCoach on October 14, 2013 at 11:32 AM

When he was told by [Chinese] government officials that it was better to dig ditches with shovels than bulldozers, because more jobs were created that way, Friedman asked, “Why not use spoons?”

faraway on October 14, 2013 at 11:32 AM

If they’re saying the extent of the disaster is “pretty enormous”, then its actually catastrophic and completely un-recoverable.

So the $100 million…err $350 million…err $650 million…who the hell knows, is completely wasted and they’re going to have to start over and entirely rebuild the whole thing.

So, anyone still think the Federal Government can handle managing everyone’s healthcare and not melt down our entire country in the process? I didn’t think so.

Meople on October 14, 2013 at 11:33 AM

Absolute “INCOMPETENCE”, and yes, in this case yelling is appropriate. . . my apologies.

rplat on October 14, 2013 at 11:33 AM

This is actually perfect in the Obama World of job creation. Recall, he hates ATMs and airport kiosks because they, allegedly, took away jobs.

Resist We Much on October 14, 2013 at 11:33 AM

I’m still completely confused as to why Obama wouldn’t take a year delay in the program. They had to know that it was a complete disaster. Why wouldn’t they want to get it, if not working properly, at least working?

PetecminMd on October 14, 2013 at 11:31 AM

Because he’s an obstinate little child that would rather hold his breath until he passes out instead of compromising.

NotCoach on October 14, 2013 at 11:34 AM

@PetecminMd

Because Obama and the Democrats know that the cost of Obamacare is so high that any delay would collapse the system.

Obamacare may be prepaid but it will nose dive in deep deep red without the fines and medical device tax and so on. Not good for election 2014.

Varchild on October 14, 2013 at 11:34 AM

BBuuuttt Apple!

fourdeucer on October 14, 2013 at 11:35 AM

From the EBT thread

Welcome to Obama’s America, a race to the bottom.

sauldalinsky on October 14, 2013 at 11:23 AM

Schadenfreude on October 14, 2013 at 11:35 AM

And people mock me for keeping my “dumb phone”.

SailorMark on October 14, 2013 at 11:36 AM

obama hates American workers.

He outsourced the obama’care’ (which is NOT care) project to a Canadian company, with H1 and illegal workers only.

The US IT gal/guy was totally bypassed.

Your president hates you.

Schadenfreude on October 14, 2013 at 11:36 AM

This is what happens when the government just gives out contracts to whoever gives the party in power, the most money for their campaigns.

Corny Capitalism at its best, is what we are seeing.

BroncosRock on October 14, 2013 at 11:36 AM

this BF Deal is a BF Mess isn’t it?

DanMan on October 14, 2013 at 11:37 AM

Next up: “ObamaScam” signup forms, please fill out and hand over to trained “naviscamigators” on any street corner. Just list your full name, address, DOB, SSN, credit card and bank acct info and any other personal and financial info.

Don’t worry, your information will be fully protected by the FDIC (Federal Dupe and Idiot ClusterFark).

Marcola on October 14, 2013 at 11:38 AM

obama looks so stupid.

Schadenfreude on October 14, 2013 at 11:38 AM

Next: Carrier pigeons.
SteveInRTP on October 14, 2013 at 11:25 AM

Don’t be ridiculous, the Administration is committed to using the highest technology that it can handle. So we’re talkin’ “telegraph”.

whatcat on October 14, 2013 at 11:39 AM

Ed –
You mean the websites aren’t working perfectly on day one?

verbaluce on October 1, 2013 at 10:18 AM

NotCoach on October 14, 2013 at 11:39 AM

Ed –
You mean the websites aren’t working perfectly on day one fourteen?

verbaluce on October 1, 2013 at 10:18 AM

NotCoach on October 14, 2013 at 11:39 AM

NotCoach on October 14, 2013 at 11:40 AM

obama is the most transparent president in history.

What you witness, in full light is a dual redistribution of wealth:

1. local, national, and

2. global

He intended to reduce the USA to the levels of Russia, China, India, Brazi and the likes…and he did.

He intended to hand out reparations and he has. They just have 1001 different names…programs in disguise.

Dr. Carson is right – obama’care’ is a form of slavery. Those who control your health, water and food, control your lives, freedom and all.

Schadenfreude on October 14, 2013 at 11:41 AM

Brazil…who just created their own and secure e-mail system. obama means to give away the internet control too.

Schadenfreude on October 14, 2013 at 11:42 AM

I’m still completely confused as to why Obama wouldn’t take a year delay in the program.
PetecminMd on October 14, 2013 at 11:31 AM

Because the public perception is the Republicans suggested it first, and if he agreed it would appear to be a cave.

“Captain, we’re heading straight for an iceberg! Shall I order hard right rudder???”

“Nonsense, first mate! I didn’t think of it first! I shall now retire for the evening and decide what to do in the morning!”

Marcola on October 14, 2013 at 11:43 AM

…The LORD works in mysterious ways.

-Wasteland Man.

WastelandMan on October 14, 2013 at 11:43 AM

Just imagine all this under a R president.

Schadenfreude on October 14, 2013 at 11:43 AM

Another one from the EBT thread

20 million years of evolution and this is what it’s come to.

JellyToast on October 14, 2013 at 11:39 AM

Schadenfreude on October 14, 2013 at 11:44 AM

Ed –
You mean the websites aren’t working perfectly on day one fourteen?

verbaluce on October 1, 2013 at 10:18 AM

NotCoach on October 14, 2013 at 11:39 AM

The Obamacare disaster is clearly the fault of Bush.

whatcat on October 14, 2013 at 11:44 AM

Ed –
You mean the websites aren’t working perfectly on day one fourteen?

verbaluce on October 1, 2013 at 10:18 AM

NotCoach on October 14, 2013 at 11:39 AM

NotCoach on October 14, 2013 at 11:40 AM

FIFY :-)

Resist We Much on October 14, 2013 at 11:44 AM

ALLAHPUNDIT! Any thoughts about Eddie the Head? Do zombies qualify for O-Care?

Blake on October 14, 2013 at 11:45 AM

How about we change the roll-out date for Obamacare to 3013. Might give these nitwits enough time to learn Word Perfect.

fogw on October 14, 2013 at 11:45 AM

obama’s America moves toward 4th world status.

O’Mugabe, who won like Mugabe did in 2013, is your thug in chief.

That the land is not covered in shame is very telling.

Schadenfreude on October 14, 2013 at 11:46 AM

I’m still completely confused as to why Obama wouldn’t take a year delay in the program.
PetecminMd on October 14, 2013 at 11:31 AM

NO DELAY.

The reason?

I lay it out here:

Don’t Shutdown The Government. Let’s Give ‘Em The Full Rostenkowski!

Resist We Much on October 14, 2013 at 11:46 AM

Ahhhh, yes- let’s make the application process ‘paper based’ so that it is not immediately evident that 99.9% of the population can’t even see the first screen of the best website evah. Almost like a reverse ‘Spite House’ effort with the shutdown:

-Shutdown: doesn’t affect much in general so monuments and parks are closed so that everyone can ‘clearly see’ how ‘bad’ the shutdown is.

On the other hand…

- Obamacare: affects everyone badly in every way, so let’s try to hide those effects so everything seems hunky dory.

Btw- considering that you need to input bank info in order to enroll in Obamacare, and that the whole system was conceived to “help” that small percentage of the population that wasn’t ensured theoretically for being under the poverty line, what bank information do these people put?

ptcamn on October 14, 2013 at 11:47 AM

Resist We Much on October 14, 2013 at 11:46 AM

Indeed. They deserve it.

Schadenfreude on October 14, 2013 at 11:48 AM

Btw- considering that you need to input bank info in order to enroll in Obamacare, and that the whole system was conceived to “help” that small percentage of the population that wasn’t ensured theoretically for being under the poverty line, what bank information do these people put?

ptcamn on October 14, 2013 at 11:47 AM

None. It’s your duty to NOT comply, if you’re a free American.

Schadenfreude on October 14, 2013 at 11:49 AM

ptcamn, for you

Schadenfreude on October 14, 2013 at 11:52 AM

As one who has been writing commercial software for over 30 years, let me tell you what is happening behind the scenes. I’ve seen it so many times.

Managers are in a panic. Leaning on their developers to not develop the perfect solution, but to develop A solution, imperfect is fine. Haphazard but quick even better.

Hacks on top of hacks will be applied. Stupid mistakes, vulnerabilities will be accepted due to pragmatic and panic-based choices. Don’t worry about accuracy or much less security. Just get the damn thing working.

Developers who knew thinks were a cluster f*** early, warned of them and were ignored, are now demoralized due to bad decisions compounding bad decisions and will get up and leave.

Managers in outside firms will fear for their jobs (not those with government jobs because – well – government employees). They will be driven by one overriding focus: C. Y. A.

They will also be busy rewriting their resumes to scrub any mention of being involved in this.

kurtzz3 on October 14, 2013 at 11:53 AM

The devil spoke

Schadenfreude on October 14, 2013 at 11:53 AM

The program is working flawlessly.

Bmore on October 14, 2013 at 11:55 AM

Re: Photo. They actually went to the expense to put a Presidential seal on his laptop computer?

albill on October 14, 2013 at 11:57 AM

albill on October 14, 2013 at 11:57 AM

Its to cover the Apple logo.

Bmore on October 14, 2013 at 11:59 AM

quick, bring someone on air from a state exchange that is doing well
-lsm

cmsinaz on October 14, 2013 at 12:00 PM

Next: Carrier pigeons.

SteveInRTP on October 14, 2013 at 11:25 AM

Stone tablets. A permanent record of enrollment…

Kraken on October 14, 2013 at 12:02 PM

kurtzz3 on October 14, 2013 at 11:53 AM

And it is not just the code.

What managers always underestimate is the amount of planning and talking to all the users that must be done before even one line of code is written.

I have been in very frustrating situations where managers seem to think I can start writing code as soon as they suggest an idea. They have no concept of how much preplanning is needed.

Writing the code is often the easy part.

esr1951 on October 14, 2013 at 12:02 PM

It could be that the piece of garbage software has to connect with so many different federal agencies, many of which use different software and methods. IRS, HHS, VA, DHS, OPM, Medicaid and Medicare, etc. Remember the massive chart released by the GOP as to the way this is all connected?

Instead of creating something user friendly, they’ve created a monstrosity. And this is just to obtain insurance. Think how great this will work when people actually want to use the insurance.

William Teach on October 14, 2013 at 12:04 PM

Paper apps be ol skool.We new skool.
signed:The crew inputting the data by hand.

docflash on October 14, 2013 at 12:06 PM

I laugh my @ss off thinking of those poor souls who believed the charlatan in the WH, and just think how many still believe. I cannot fathom being that gullible or devoted to one human. Hero worship gone mad I think. How for the life of me do people not see just how fundamentally flawed that man is. Anyone want to place a wager on when the media finally starts to turn on him? The wolves are at the door just itching to get in. I bet some of them are sitting on stories from the last several years just waiting for the right time, then they will pen their stories and thump their chests and say “Look at me, I tried to warn you”, fools all of them.

And one more thing, has anyone else noticed that the Donk’s are saying, stop calling it Obamacare, it’s the ACA. Now that it’s a failure they don’t want his name associated with it. Hahahahaha!

D-fusit on October 14, 2013 at 12:09 PM

No surprises. Incompetence has been a hallmark of this administration.

GarandFan on October 14, 2013 at 12:17 PM

How long will that take? How much extra labor will it involve? Good questions.
Allahpundit

It gives that CAMS/REMIS/TICARRS flashback feeling.

BDU-33 on October 14, 2013 at 12:19 PM

So, anyone still think the Federal Government can handle managing everyone’s healthcare and not melt down our entire country in the process? I didn’t think so.

Meople on October 14, 2013 at 11:33 AM

better yet folks, aren’t you excited to see how great the system is going to work when the doctors request permission for an emergency lefe saving procedure?

katablog.com on October 14, 2013 at 12:22 PM

better yet folks, aren’t you excited to see how great the system is going to work when the doctors request permission for an emergency lefe saving procedure?

katablog.com on October 14, 2013 at 12:22 PM

Every single life lost as a result of cases like these should be added to the list of charges brought against Obama and every single Dimocrat that voted for ObamaCare to get it illegally passed trough congress.

Add John Roberts and every justice on the Supreme Court that affirmed it to the list those indicted as well.

Meople on October 14, 2013 at 12:27 PM

So, with the implementation of the ‘Healthcare’ portion of Obamacare, and they find there are too few M.D.s, will the Administration enlist Witch Doctors to meet the shortage?

socalcon on October 14, 2013 at 12:44 PM

Meople on October 14, 2013 at 12:27 PM
\
You believe they give a ________. They don’t. This is a “twofur”, one patient no longer needing care and most likely one less SS claimant.

katablog.com on October 14, 2013 at 12:45 PM

Why don’t we just ask our friends the Chinese to fix this for us. You know they’ve already got their guys monitoring all of this right? Do you think for a minute that China, Russia and the usual suspects haven’t already hacked this system and are monitoring everything? The best computer guys in the world in industries like, say… petroleum, have spent years fighting off (to various degrees of success) Chinese hackers. And we think this administration is going to be able to do it?

Good grief.

Sugar Land on October 14, 2013 at 12:47 PM

And one more thing, has anyone else noticed that the Donk’s are saying, stop calling it Obamacare, it’s the ACA. Now that it’s a failure they don’t want his name associated with it. Hahahahaha!

Someone a couple of weeks ago suggested “Consolidated Affordable Care Act” or “CACA”.

SailorMark on October 14, 2013 at 12:56 PM

That fits right in with the Liberal agenda for trains and windmills, doesn’t it?

Socratease on October 14, 2013 at 1:05 PM

I love it when a plan comes together.

jaywemm on October 14, 2013 at 1:39 PM

Tree killers.

steebo77 on October 14, 2013 at 2:00 PM

So what’s the chain of custody with the paper application? How many hands does PII pass thru before hopefully entered correctly. I’d say there’s a 30-70 chance that the data gets pilifered for id theft

AH_C on October 14, 2013 at 2:08 PM

Whaaa??? But NYT told us that O-care is the new technological wonder of Amerika :)…

jimver on October 14, 2013 at 2:11 PM

Will the racist method of collecting ID’s be implemented at these paper mills?

Or will the ole Dem standard “I trust you, you trust me; now can I have your SS#, bank info written down right here please…”

Odie1941 on October 14, 2013 at 2:15 PM

The NYT reports that obama knew the system was not ready for prime time…quite a while ago.

Schadenfreude on October 14, 2013 at 2:15 PM

“Things are worse behind the curtain than in front of it.”

sums it up right there…

ted c on October 14, 2013 at 2:18 PM

What I don’t understand is – The administration should’ve jumped at taking a delay in mandate. 2014 is around the corner and this would have given them 1 more year to fix/revamp the site. Also would have spared them another round of shellacking.

Anyone has any theories?

antisocial on October 14, 2013 at 2:19 PM

The NYT reports that obama knew the system was not ready for prime time…quite a while ago.

Schadenfreude on October 14, 2013 at 2:15 PM

Not this NYT :)…this one sounds like with O-care the ‘Singularity’ has arrived in America and here to stay :).. What can is say, if you believe this NYT piece, looks Kurzweiler has been vindicated :)…

jimver on October 14, 2013 at 2:21 PM

Beyond all that, health-care policy expert Bob Laszewski blogged on Friday that he’d heard from sources in the insurance industry that “Things are worse behind the curtain than in front of it.”

Ok, everyone in app dev try and look surprised! Understatement of the century…

dominigan on October 14, 2013 at 2:23 PM

The gov’t changed the rules…small co. will pay through their eyes for obama’care’…it’s not care.

The hours are now counted differently. obama can change any laws/rules that he wants, if they are not veterans-related.

Schadenfreude on October 14, 2013 at 2:26 PM

On the “premium side” it’s a big failure too. Or all these people freaking out about their increases are just astroturf paid by the evil Koch Brothers!

PattyJ on October 14, 2013 at 2:27 PM

What if the people who apply cannot read/write cursive?

patman77 on October 14, 2013 at 2:31 PM

Allahpundit, the folly that has been this rollout can be traced to the law’s legislative origins. (I am not commenting on the wisdom of a government program such as this. Heaven knows I abhor the law) when Democrats decided to pass a bill without ANY Republican input or fingerprints, they doomed themselves to this fate.

There should have been congressional oversight hearings to ensure that the implementation of te law went smoothly. However, without any Republican investment in the law, they couldn’t care less about how the nuts and bolts were coming together. In fact, it was to their political benefit to stay a shads off as possible. And for Democrats, they were so invested in the law that they had only a disincentive to publicly air the struggles of pulling the project together.

h a p f a t on October 14, 2013 at 2:36 PM

What I don’t understand is – The administration should’ve jumped at taking a delay in mandate. 2014 is around the corner and this would have given them 1 more year to fix/revamp the site. Also would have spared them another round of shellacking.

Anyone has any theories?

antisocial on October 14, 2013 at 2:19 PM

1. The One does not compromise. He rules. He ordered the rollout on 1 October 2013, and that was when it was going to be.

2. Whenever a problem surfaces, The One’s instinct is to “double down”. In this case, warnings of problems were treated as simply a reason to (a) demand more effort from the IT crew and (b) throw more money at it. In this case, neither method worked.

3. Arrogance. The One’s System Could Not Fail Because It Was Not Possible. This President has an ego more typical of a Roman emperor like Tiberius, coupled with the mental prowess of Nero and the impulse control of Caligula. This does not lead to good decision-making.

4. Internal pressure. At least someone inside realized, or had worked out by simulation, that without massive amounts of hard currency coming in “up front”, the whole system collapses, more likely sooner than later. This BTW is characteristic of “investment” or “abundance network” schemes with monickers like “the airplane game”, “Help networks”, etc.

What they actually are are variations of the Ponzi scheme, sometimes known as a “pyramid racket” for reasons that are obvious once you see a flow chart of such a group.

A Ponzi scheme benefits a few at the top by battening on those below. In this case, the large group of young “millennials” at the bottom were to provide funding for the fewer older people with health-care needs at the top.

The influx of their money was needed immediately to pay for the services that would be needed by the major users, the elderly, when the full system kicked in. The fact that this money was essentially the only operating funding the system was expected to have, and the only funding that it was designed to handle, betrays its nature as a Ponzi con.

If they had waited a year, or even six months, to begin collecting money, in premiums and fines, the system would have collapsed almost instantly on actual initiation, even assuming there was no sudden upsurge of demand greater than projections.

Health care program planning is based on average demand levels. Generally, only organizations like CDC, USAMRIID, FEMA, and WHO plan for really “curve-blowing” events, like pandemic outbreaks. Which is why a flu epidemic can often strain medical facilities to the breaking point; they’re not set up or designed to handle a sudden massive “bulge” in cases.

Without that massive “kitty” up front, O-care couldn’t even cope with everyday operating expenses. And those running it knew it. As did The One.

O-Care was doomed from the start. Which makes me suspect that a lot of the “tweaking” done in September was less to “fix issues” than to try to conceal flaws which could not be fixed. Anything to avoid the sort of debacle’ which happened to them anyway.

Mathematics does not do favors, no matter how good someone believes their motives are.

clear ether

eon

eon on October 14, 2013 at 3:09 PM

As of now, says one Times source, they’re estimating that the site is 70 percent of the way towards operating correctly and that the problems could be fixed in as little as two weeks or a couple of months. But that, of course, assumes they don’t step on any undiscovered landmines during the repairs.

Oh yes:

The first 90 percent of the code accounts for the first 90 percent of the development time. The remaining 10 percent of the code accounts for the other 90 percent of the development time.

anonymous irishman on October 14, 2013 at 3:15 PM

can’t outsource paper

gerrym51 on October 14, 2013 at 3:33 PM

Because nothing screams “security” like writing down all of your personal information on paper and leaving in a big pile inside of a church basement.

RSbrewer on October 14, 2013 at 3:35 PM

can’t outsource paper

gerrym51 on October 14, 2013 at 3:33 PM

Yes you can. I worked with a company that took hand keyed entries and shipped them to the Phillipines to be entered. My question of “Are they shipped in Manilla envelopes” went right over the person’s head.

The_Livewire on October 14, 2013 at 4:15 PM

I’ve done Quality Assurance for financial industry compliance software – very, very complicated software that monitors and ensures institutional compliance with federal and state statutes and regulations across wide spectra of transactions. Based on what I’ve seen of the Obamacare software analysis and my own experience, I’ll assert unequivocally, the healthcare.gov website software will not be functional in weeks, or even months. My inside estimation would be the far side of a year before this software is functional at any reasonable level without error. I understand that to process an application the HHS website must call info from five separate gov’t agencies, so there are six libraries of data that must be maintain (including the one the HHS maintains for the site itself). I am at a loss as to how they’re going to map 6 schemas to each other – that in and of itself will consume the better part of a year, I imagine. Data mapping is not an easy task, and inconsistent schema designs with complicate the matters. THEN, there are issues of redundancy, inefficient calls, logic, bad code….. From a project manager’s perspective, were the costs not so dear, this project would be scrapped and begun anew.

Jazz on October 14, 2013 at 4:45 PM

Nothing is certain but death, taxes, and the ninety-ninety rule:

The first 90 percent of the code accounts for the first 90 percent of the development time. The remaining 10 percent of the code accounts for the other 90 percent of the development time.

anonymous irishman on October 14, 2013 at 3:15 PM

Except in this case, it’s more like a 10-1000 ration.

AesopFan on October 14, 2013 at 5:23 PM

But Fleuries, if they don’t have your info, how are they going to come to your home and register you to vote Democratic?

PattyJ on October 14, 2013 at 6:11 PM

Software Application Architect here, and let me fill you all in on a rule pretty universal to application development:

“The first 90% of the work takes 10% of the time. The LAST 10% of the work takes 90% of the time.”

They estimate that the software is 70% complete? That ain’t gonna be fixed in two YEARS, let alone two MONTHS.

JohnD13 on October 14, 2013 at 7:51 PM

Pretty sure Left Nuts will be taken in your routine Tonsillectomy

roflmmfao

donabernathy on October 14, 2013 at 8:42 PM