Total number of enrollees yesterday in Louisiana’s new health-insurance exchange: Zero?

posted at 6:01 pm on October 2, 2013 by Allahpundit

Via the Corner. Actually, the total number is just an estimate. Blue Cross Blue Shield, the state’s biggest insurance provider and one of four companies participating in the exchange, got a big fat zero via Healthcare.gov yesterday. Chances are, if they had no enrollees, neither did their competitors. But who knows? Maybe two or three people managed to complete the sign-up process with a different provider before their computers exploded.

Sixty million dollars.

Since the marketplaces opened to much fanfare Tuesday (Oct. 1), many of the state’s potential customers have been stalled on the website, unable to move past the portion of HealthCare.gov that instructs them how to set up their profile.

“It’s a situation that we are coping with,” said John Maginnis, vice president of corporate communications for Blue Cross Blue Shield of Louisiana, one of four companies offering products through the marketplace.

The company spent three years and $60 million preparing for Tuesday’s opening, so the lack of momentum seemed a bit of a letdown. Sales agents were getting plenty of calls from people seeking information, Maginnis said, but the agency is not able to sell a policy to anyone without a functioning HealthCare.gov website.

“It was not as intense as we had anticipated,” he said.

Maginnis isn’t sweating it, though, because he expects the spike in enrollees will come not at the beginning but at the end of the enrollment process in December. I think he’s right. Right now the White House is in carrot mode, trying to sell “young invincibles” on the glories of health insurance. But the carrot doesn’t work on everyone: According to Gallup, more than 30 percent of the uninsured were unaware this past week until they were polled that they’re now required by law to buy insurance. As we get closer to December and the need grows more urgent for a big pool of new revenue to cover those with preexisting conditions, the White House is bound to shift from carrot to stick. I’m curious to see how they play that. They’ll hammer the fact that it’s ILLEGAL not to have insurance if you can afford it and that the TAXMAN will make you pay a FINE if you don’t, but they might not emphasize too much that the fine (for this year at least) is the higher of just 95 bucks or one percent of your income. If a thousand Obama speeches on how awesome ObamaCare is can’t create a groundswell of enrollment, maybe strategically vague warnings implying that the IRS might kick down the door will do it.

Anyway, big question: If Louisiana ended up with a donut on enrollment due to grotesque federal incompetence in preparing the exchange websites, how many enrollees did the federal government see across all 34 states where the exchanges are being run out of Washington? Answer: They’re … not going to tell you just yet.

During a conference call with reporters on Tuesday afternoon, officials from the U.S. Department of Health and Human Services (HHS) refused to disclose the number of people who bought insurance through the online marketplaces that are a centerpiece of the Affordable Care Act (ACA). “We have just decided not to release that yet,” said Marilyn Tavenner, head of the Centers for Medicare and Medicaid Services.

They did, conveniently, release their traffic stats for the Healthcare.gov website, which tells you a lot about how much public curiosity there was in seeing ObamaCare in action and next to nothing about how many visitors were willing and able to sign up for plans. In fact, per Philip Klein, there’s some reason to believe that New York’s administrators inflated the amount of web traffic to their exchange site, whether to explain why their site was glitchy all day or simply for PR purposes. Exit question: What’s the over/under on how many enrollees there were yesterday nationwide?

Update: HHS now says it’ll be a solid month before they reveal how many people signed up yesterday. I’m tempted to call that preposterous and an obvious dodge to buy time, but these are the same people who couldn’t build a functional website with three years’ notice.


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Now I know I’m not a brain surgeon, but (N)OCare defenders can’t really be this stupid, can they?

dominigan on October 2, 2013 at 7:05 PM

Probably, but it’s also a giant can of wishful thinking. The young have to sign up to save this crap sandwich.

NotCoach on October 2, 2013 at 7:07 PM

You’re the world’s most interesting man?

bayam on October 2, 2013 at 6:55 PM

Don’t know where you got that, moron.

Schadenfreude on October 2, 2013 at 6:57 PM

I don’t understand where you’re coming from.
Are you gainfully employed? How do you find the time to constantly post on blogs like Hotair while you experience the ‘world as your oyster’?

B-, bu-, but, don’t worry. It won’t hurt real people at all. Just ask ‘economic geniuses’ like Bayam.

Resist We Much on October 2, 2013 at 6:59 PM

No, you should panic and shut down the government! The healthcare system doesn’t need reform, and the massive wave of innovation emerging from privately held tech and healthcare companies to fix the system should be halted! And don’t forget, you’re a victim…

http://allthingsd.com/20130722/how-washington-has-catalyzed-health-investment-and-innovation-in-silicon-valley/

http://www.nytimes.com/2013/06/02/health/colonoscopies-explain-why-us-leads-the-world-in-health-expenditures.html?_r=1&

bayam on October 2, 2013 at 7:07 PM

Rep Miller (D-CA) on floor: “When you’re on the jihad against American’s access to health care, shutting down the parks wasn’t a problem.”

canopfor on October 2, 2013 at 6:58 PM

But..but..but..we’ve been told that Jihad is merely seeking to be closer to Allah through meditation and prayer.

When does verbie demand that Mr. Miller retract this outrageous slur against muslims?

Bishop on October 2, 2013 at 7:07 PM

She does not want crappy government care….
Fallon on October 2, 2013 at 7:03 PM

Sorry to say this, but “Get used to it.”
If 0bama and bayam get their way, that is what everyone (but politicians) will get…

And that is if they are lucky.

LegendHasIt on October 2, 2013 at 7:08 PM

The young without the ability to pay will be subsidized…

bayam on October 2, 2013 at 6:17 PM

Who pays for the subsidies?

Do you have ANY idea what payroll taxes are going to be for ‘the young’ just to pay for Social Security and Medicare?


‘Lies’ About Social Security and Medicare Pandering Politicians Never Told You

Fact: The average American household spends 50 times more today on Medicare than it did in 1960.

Fact: For the first time in history, the chief Medicare actuary has disavowed the projections and report made by an administration.

Fact: Cuts to Medicare would average 17% on average annual basis over 75 years.

Projection: In 2024, specifically, cuts would amount to about 10% and that increases, then it becomes 25% by the 2040s.

Projection: When Medicare Part A is included, the payroll tax burden will rise to 25.7% – more than one of every four dollars workers will earn that year.

Projection: If Medicare Part B (physician services) and Part D are included, the total Social Security/Medicare burden will climb to 37% of payroll by 2054 – one in three dollars of taxable payroll, and twice the size of today’s payroll tax burden, according to the non-partisan Peterson-Pew Commission on Budget Reform.

Projection: More than one-third of the wages workers earn in 2054 will need to be committed to pay benefits promised under current law. That is before any bridges or highways are built and before any teachers’ or police officers’ salaries are paid.

Projection: By 2030, about the midpoint of the baby boomer retirement years, the Medicare will require nearly half of all income tax dollars, according to the non-partisan Peterson-Pew Commission on Budget Reform.

Projection: By 2060, Social Security and Medicare will require nearly three out of four income tax dollars.

* Projections come from the Treasury, CMS, OMB, CBO, and the non-partisan CBPP

Resist We Much on October 2, 2013 at 7:08 PM

bayam on October 2, 2013 at 7:07 PM

What happens if I can’t afford the deductible?

Bishop on October 2, 2013 at 7:08 PM

Cells? Dude, we’ll be lucky to get a spot in the thatch roofed slat-board hovel we’re assigned to.

Bishop on October 2, 2013 at 6:40 PM

Bishop:

Kinda like in the movie,..Deer Hunter,..where home was in
one of those bamboo thingys, stuck in da river!:0
(sarc)

canopfor on October 2, 2013 at 7:08 PM

The company spent three years and $60 million preparing for Tuesday’s opening, so the lack of momentum seemed a bit of a letdown.

Shovel-ready yawb?

socalcon on October 2, 2013 at 7:08 PM

Sorry to say this, but “Get used to it.”
If 0bama and bayam get their way, that is what everyone (but politicians) will get…

And that is if they are lucky.

LegendHasIt on October 2, 2013 at 7:08 PM

…but it will be called Hillary’care’.

Schadenfreude on October 2, 2013 at 7:09 PM

These aren’t just websites. These are workflow applications, that connect to databases, that have complex security and business rules. These are very difficult things to program, take a long time, and need a lot of testing, particularly in the area of security – and not just on the front end that you see on the websites.

oldroy on October 2, 2013 at 6:20 PM

Ordinarily, yes. But when one person in MN can accidentally EMAIL out an UNENCRYPTED file with personal information including SOCIAL SECURITY NUMBERS in PLAIN TEXT to the WRONG PERSON… it tells you the design flaws go extremely deep and no one should trust the exchanges (or at least the MN exchange). It is not just a “glitch” or “security flaw”… the process, development and architecture design are flawed all the way through.

dominigan on October 2, 2013 at 7:09 PM

But any way to cut it, there’s a single path to offering those with pre-existing conditions affordable health insurance and that involves creating a larger pool of insured, including the young. Not that those without insurance today don’t receive healthcare, but it’s done in the ER at exorbitant cost.

bayam on October 2, 2013 at 6:17 PM

I still haven’t heard an answer to the obvious question…

How do you get younger people to signup for paying thousands of dollars a year, when they have low paying jobs and pay nothing for remaining on their parent’s insurance until the age of 26?

Now I know I’m not a brain surgeon, but (N)OCare defenders can’t really be this stupid, can they?

dominigan on October 2, 2013 at 7:05 PM

In your scenario, don’t those younger ppl quality for subsidies anyway? The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

Any person, young or old, w/b stupid to comply.

However, the more stupid w/b the young.

There are NO incentives for them, just disincentives.

Schadenfreude on October 2, 2013 at 7:11 PM

A guy called Bennett to say that his wife has MS, and to get a policy for that pre-existing condition he was going to have to pony up $13k, not including the premiums.

I know it’s anecdotal, but how will insurers make any money if they don’t do this?

“Hi, uh, my house is on fire. I need a homeowners policy.”

Akzed on October 2, 2013 at 7:12 PM

Bayam:

massive wave of innovation emerging from privately held tech and healthcare companies to fix the system

um, this ‘roll-out’ demonstrates the gubmints ineptitude. It’ll need the private sector to salvage any of this mess.

Unfortunately, that solution pretty much discredits everything JugEars has said about his namesake legislation.

socalcon on October 2, 2013 at 7:12 PM

The healthcare system doesn’t need reform, and the massive wave of innovation emerging from privately held tech and healthcare companies to fix the system should be halted!

bayam on October 2, 2013 at 7:07 PM

Would that be the same ‘massive wave of innovation’ that even the Democrats are gravelly concerned about relative to the Medical Device Tax?

Why don’t you tell us the reason that this kind of stuff keeps happening if Error404Care is going to be so great?

Huffington Post: ‘World-Renowned’ Cleveland Clinic Announces Job Cuts Because Of Obamacare

The clinic’s Lerner Research Institute had a total annual research expenditure of $255 million in 2012 and recently announced breakthroughs in creating a breast cancer vaccine, drugs to treat Alzheimer’s patients and research into the genetic mutations in prostate cancer.

But…

The world-renowned Cleveland Clinic said on Wednesday it would cut jobs and slash five to six percent of its $6 billion annual budget to prepare for President Barack Obama’s health reforms.

“We know we are going to be reimbursed less,” under Medicaid, Sheil said.

Cleveland Clinic has almost 100 locations around Ohio employing 3,000 doctors. Its main campus is world renowned for cancer and cardiovascular treatment.

Resist We Much on October 2, 2013 at 7:13 PM

DAY #3,,,Babyeeeeeeeeeeeeeeeeee……………………

US government shutdown impact 2013
US government funding debate 2013

US House is done for the night, Senate adjourned earlier; government shutdown to go into day 3 – @mikememoli

54 secs ago from twitter.com/mikememoli by editor
======================================================

US government funding debate 2013

House Minority Leader Pelosi, D-calif, says congressional leadership-White House meeting was ‘worthwhile’ but hints at what she labeled some ‘candid’ discussions – @jamiedupree

2 mins ago from twitter.com/jamiedupree by editor
=======================================================

US government funding debate 2013

House Speaker John Boehner, R-Ohio, says he hopes Obama, Senate Democrats will have a serious discussion about resolving differences – @Reuters

4 mins ago by editor
=========================

http://www.breakingnews.com/

canopfor on October 2, 2013 at 7:13 PM

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

seen the unemployment figures of late (like the past 4 years)?

socalcon on October 2, 2013 at 7:14 PM

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

The same fully-employed millenials that get to stay on their parents’ health insurance until they are 27 years-old?

Resist We Much on October 2, 2013 at 7:15 PM

This too is a plan. States with GOP governors will be targeted since they refuse to expand medicaid will be blamed for this bullshit

Redford on October 2, 2013 at 7:16 PM

* Projections come from the Treasury, CMS, OMB, CBO, and the non-partisan CBPP

Resist We Much on October 2, 2013 at 7:08 PM

Given the aging population, if you can’t reform the way healthcare delivery is incentivized and compensated (less by service, more by outcome), the country is financially doomed. Expanding the current cost structure to cover every retiring baby boomer will bankrupt the country. Hip replacements at $40k and colonoscopies at $8k aren’t scalable.

And it’s not as though the free market isn’t present today, it’s that the incentive structure simply motivates behaviors that undermine the concept of cost effective care

http://www.nytimes.com/2013/06/02/health/colonoscopies-explain-why-us-leads-the-world-in-health-expenditures.html?_r=1&amp

bayam on October 2, 2013 at 7:16 PM

Obama health care law
US government funding debate 2013

Senate Majority Leader Reid, D-Nev., says Obama was ‘very strong strong strong’ in meeting with congressional leadership, made clear he ‘will not stand’ for GOP tactics on Obamacare – @markknoller

2 mins ago from twitter.com/markknoller by editor

canopfor on October 2, 2013 at 7:17 PM

What happens if I can’t afford the deductible?

Bishop on October 2, 2013 at 7:17 PM

What happens if I can’t afford the deductible?

Bishop on October 2, 2013 at 7:17 PM

The fu(&ing moron is looking for a NYT link as we speak.

Don’t hold your breath.

BigWyo on October 2, 2013 at 7:19 PM

I don’t understand where you’re coming from.

It’s really none of your business.

Are you gainfully employed? How do you find the time to constantly post on blogs like Hotair

I was a gooood producer and am striking, to spite the looters/moochers like you, just because I can. It’s pure schadenfreude!

while you experience the ‘world as your oyster’?

bayam on October 2, 2013 at 7:07 PM

Geez, dummy, they have internet access even in the huts of Africa, on airplanes, ships and such… You always say that the leftards invented all the cool technology, duhhhh.

Schadenfreude on October 2, 2013 at 7:19 PM

The same fully-employed millenials that get to stay on their parents’ health insurance until they are 27 years-old?

Resist We Much on October 2, 2013 at 7:15 PM

Only if they decide to pass on the health insurance offered by their employers.
Otherwise, the parent’s employer or the parents pay for their coverage under the parent’s plan. It’s not ‘free’.

bayam on October 2, 2013 at 7:21 PM

Do these trolls work on shifts? Hey BrayBoy did OFA put you on nightshift? First we were subjected to LibLikeAPerv, then Vdouche and now you. I really can’t take it anymore.

BeachBum on October 2, 2013 at 7:22 PM

You can die for your country at 18.

You can’t drink until you’re 21.

But, you can stay in your mom’s apron until you’re 26.

YOU make the lazy-azzed Italians proud.

Congratulations!

Schadenfreude on October 2, 2013 at 7:23 PM

To be certain, the Italians from Italy live in their mom’s flats until…oh…way into their 50 and 60s.

Moms do the laundry and cook. It’s the erudite European emancipation and all that.

US, you s/b much better, alas.

Schadenfreude on October 2, 2013 at 7:24 PM

In your scenario, don’t those younger ppl quality for subsidies anyway? The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

And since we know employment sucks for millennials, and pay is lower for entry-level workers, and most will remain on parents insurance until 26…

Do you understand how ridiculously idiotic you sound?

There is no mathematical possibility of this working. Period. Wishful thinking will not change actuarial rates, employment levels, pay rates or human nature to find the path of least resistance.

Obamacare is flawed beyond use, and you are a fool for believing it can be sustained.

dominigan on October 2, 2013 at 7:24 PM

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

You mean the millennials that are roughly 50% unemployed? http://www.economist.com/news/international/21576657-around-world-almost-300m-15-24-year-olds-are-not-working-what-has-caused

I guess the handful that manages to find gainful employment should be punished for working with expensive, low quality care.

Doomberg on October 2, 2013 at 7:25 PM

BeachBum on October 2, 2013 at 7:22 PM

Yes, they do…but their reaction tells all.

The slow-down is incredibly effective.

It’s glorious.

Schadenfreude on October 2, 2013 at 7:26 PM

bayam on October 2, 2013 at 7:16 PM

The UK ‘transformed’ its healthcare system more to your liking and it got some of the worst survival rates for cancer, cardiovascular, and other diseases in the entire developed world.

You sound like this:

Socialism may have failed everywhere it has been tried, but this time, it will succeed because we are smarter than all of those old commies and will do things with more innovation!

Resist We Much on October 2, 2013 at 7:27 PM

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

Doomberg beat me…was going to inform you that under obama they are shit out of luck.

Like I say, with glee, often, welcome to the US of Zimbabwe, with your own Mugabe.

Schadenfreude on October 2, 2013 at 7:27 PM

What happens if I can’t afford the deductible??

Bishop on October 2, 2013 at 7:27 PM

canopfor on October 2, 2013 at 6:58 PM

But..but..but..we’ve been told that Jihad is merely seeking to be closer to Allah through meditation and prayer.

When does verbie demand that Mr. Miller retract this outrageous slur against muslims?

Bishop on October 2, 2013 at 7:07 PM

Bishop:Good point,

I was thinking of a ObamaPhone,er,a Prayer Rug, to smooth things over!

Oh,with the Obama logo embossed into the rug!:0

canopfor on October 2, 2013 at 7:28 PM

What happens if I can’t afford the deductible??

Bishop on October 2, 2013 at 7:27 PM

bayam will bail you out…

Meanwhile it can’t find the answer.

Schadenfreude on October 2, 2013 at 7:28 PM

To be certain, the Italians from Italy live in their mom’s flats until…oh…way into their 50 and 60s.

Moms do the laundry and cook. It’s the erudite European emancipation and all that.

US, you s/b much better, alas.

Schadenfreude on October 2, 2013 at 7:24 PM

The bamboccioni get court-ordered allowances from their parents in their 30s, too!

Resist We Much on October 2, 2013 at 7:28 PM

Can’t make the circus up

Dem on 10,535 Pages of Obamacare Regs: ‘Is It Important That I Read It?’

Schadenfreude on October 2, 2013 at 7:30 PM

The bamboccioni get court-ordered allowances from their parents in their 30s, too!

Resist We Much on October 2, 2013 at 7:28 PM

Plus, their moms cook/wash for them, while they scroom around.

It’s socialism. Viva Utopia!!!

Schadenfreude on October 2, 2013 at 7:31 PM

And it’s not as though the free market isn’t present today, it’s that the incentive structure government regulation distortions simply motivates behaviors that undermine the concept of cost effective care

bayam on October 2, 2013 at 7:16 PM

Fixed it for you.

Problem with libs is that they introduce regulations that screw with the free market, increasing costs by forcing unnatural behaviors… then point at the free market and say it doesn’t work, and bitch about the increased costs of their changes.

It doesn’t work because incompetent morons think they know better what people need than the people themselves. It’s a delusional worldview.

dominigan on October 2, 2013 at 7:33 PM

Otherwise, the parent’s employer or the parents pay for their coverage under the parent’s plan. It’s not ‘free’.

bayam on October 2, 2013 at 7:21 PM

It might be free to them, but it won’t be for their parents’ employers or their parents.

Tell me, bayam, if APPLE’s costs go up, what happens to the price of their products?

‘Wait, are you saying that corporations don’t munificiently absorb added costs and that they pass them on to their customers, employees (through lower wages, benefits, and hours), and/or the stockholders, which include all union pension funds? No fair!!!!’

- bayam

Yewt mayht bees nu skewl, but the old laws of economics still apply.

Resist We Much on October 2, 2013 at 7:33 PM

What a BOINKING RELIEF!!

US government funding debate 2013

White House official says President Obama will not speak tonight – @stevebruskCNN

1 min ago from twitter.com/stevebruskCNN by editor

canopfor on October 2, 2013 at 7:34 PM

Iowa Democrat Tom Harkin – Americans are hungry for Obamacare…

They’re laughable in their delusions…

Athos on October 2, 2013 at 7:35 PM

Given the aging population, if you can’t reform the way healthcare delivery is incentivized and compensated (less by service, more by outcome), the country is financially doomed. Expanding the current cost structure to cover every retiring baby boomer will bankrupt the country. Hip replacements at $40k and colonoscopies at $8k aren’t scalable.

And it’s not as though the free market isn’t present today, it’s that the incentive structure simply motivates behaviors that undermine the concept of cost effective care

bayam on October 2, 2013 at 7:16 PM

You sure have a lot of faith in government employees to “reform the way healthcare delivery is incentivized and compensated” when they can’t even set up a web application given three years time. You are mistaking giving an eloquent description of a problem and a goal for creating a solution. That’s a particularly acute problem among young adults, but its present among liberal arts majors of all ages.

Lawdawg86 on October 2, 2013 at 7:35 PM

What happens if I can’t afford the deductible??

Bishop on October 2, 2013 at 7:27 PM

President Hillary (or Christie) will fix that with single payer.

Doomberg on October 2, 2013 at 7:36 PM

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

“Target” would be the right word.

WSJ

Show me one state where rates didn’t increase sharply. ONE.

Nebraska’s went up SIX FOLD.

What happened?

Chuck Schick on October 2, 2013 at 7:37 PM

Resist We Much on October 2, 2013 at 7:33 PM

If the clue-by-fours you are delivering weren’t so well deserved, we might have to call a mercy rule into effect….

But then, we’ve got a Timex troll here – takes a licking and keeps on trolling.

Athos on October 2, 2013 at 7:38 PM

bayam on October 2, 2013 at 7:16 PM

The UK ‘transformed’ its healthcare system more to your liking and it got some of the worst survival rates for cancer, cardiovascular, and other diseases in the entire developed world.

No one is calling for the UK model in the US. Anyway, the UK model arose as a direct consequence of the incredible challenges Britain faced during WWII. But keep trying to flame the fear…

What happens if I can’t afford the deductible??

Bishop on October 2, 2013 at 7:27 PM

bayam will bail you out…

Meanwhile it can’t find the answer.

Schadenfreude on October 2, 2013 at 7:28 PM

Shocking that you found time to reply given your status as as such a productive member of society and your heavy travel schedule around the globe.

You mean the $2500 deductible you have to pay when Obamacare covers the testicular cancer that you assumed in your youthful invincibly to be an impossible condition for anyone under 30? That deductible is probably the least of your concerns.

bayam on October 2, 2013 at 7:39 PM

Bayam: If I were a millenial and bought some plan, a major medical occurs but I can’t afford the $14k deductible, what happens to me?

Bishop on October 2, 2013 at 7:41 PM

You mean the $2500 deductible you have to pay when Obamacare covers the testicular cancer that you assumed in your youthful invincibly to be an impossible condition for anyone under 30? That deductible is probably the least of your concerns.

bayam on October 2, 2013 at 7:39 PM

Finally.

That’s not an answer. What if I don’t have the $2500, what happens?

Bishop on October 2, 2013 at 7:42 PM

You sure have a lot of faith in government employees to “reform the way healthcare delivery is incentivized and compensated” when they can’t even set up a web application given three years time. You are mistaking giving an eloquent description of a problem and a goal for creating a solution. That’s a particularly acute problem among young adults, but its present among liberal arts majors of all ages.

Lawdawg86 on October 2, 2013 at 7:35 PM

I don’t want government employees to reform healthcare delivery. I only want the government to help change the incentives and compensation structure. Ideally, Republicans would help shape this future and engage in a meaningful way to ensure that the private sector retains a leading role, which means staying away from a single payer model.

bayam on October 2, 2013 at 7:44 PM

bayam on October 2, 2013 at 7:39 PM

NO concerns, just joy at your frustration…from any place in the world. Answer Bishop’s question.

Pure schadenfreude!

Schadenfreude on October 2, 2013 at 7:46 PM

bayam on October 2, 2013 at 7:39 PM

A couple in their early 60′s making 23k a year, not eligible for medicaid and to young for medicare. They do not go to the doctor except when absolutely necessary so pay out of pocket maybe $500 a year. A bronze plain premium for them is free, however the deductible is 6k…how does that help them unless they are hit by a bus?

BeachBum on October 2, 2013 at 7:46 PM

Just for bayam, with lots of glee – dissent is patriotic – I learned it from your side.

Schadenfreude on October 2, 2013 at 7:47 PM

Plus, bayam, where did you get that I’m not productive? I just don’t pay to sustain you looters/moochers.

Schadenfreude on October 2, 2013 at 7:48 PM

It was posted earlier today from the DeathCare FB page, a guy who learned that a $690/mo policy would have a $13,900 deductible in his state, it was all he could afford.

What happens if that dude has a major medical which ends up costing $15k or so and he doesn’t have the deductible?

Bishop on October 2, 2013 at 7:51 PM

You mean the $2500 deductible you have to pay when Obamacare covers the testicular cancer that you assumed in your youthful invincibly to be an impossible condition for anyone under 30? That deductible is probably the least of your concerns.

bayam on October 2, 2013 at 7:39 PM

They had that exact same option before ObamaCare, but with far lower premiums and a lower deductible.

Chuck Schick on October 2, 2013 at 7:51 PM

You leftists share something in common, a predilection for running away from the tough questions about your Utopia, why is that?

Why does your vision of perfection have so many obvious holes in it?

Bishop on October 2, 2013 at 7:53 PM

Bayam, what do healthcare inflation and Big Ed inflation, which is actually higher, have in common?

Hint: It’s not an aging population.

Athos on October 2, 2013 at 7:38 PM

:-)

Resist We Much on October 2, 2013 at 7:54 PM

Bishop on October 2, 2013 at 7:51 PM

Who cares, probably just some redneck troglodyte that deserves it.

Also…Everything is FREE!! Didn’t you get the memo??

Rainbows!!!

BigWyo on October 2, 2013 at 7:55 PM

No one is calling for the UK model in the US. Anyway, the UK model arose as a direct consequence of the incredible challenges Britain faced during WWII. But keep trying to flame the fear…

bayam on October 2, 2013 at 7:39 PM


Senator Bernie Sanders: ‘Medicare For All Single payer will eventually prevail’

Does anyone have that giant facepalm post?

Resist We Much on October 2, 2013 at 7:58 PM

Bayam, my brutha, where did you go; you have all the answers for everything else under DeathCare.

Bishop on October 2, 2013 at 7:59 PM

Obamacare Supporter Gets Mugged By Reality…Pure Schadenfreude Ensues

Resist We Much on October 2, 2013 at 7:55 PM

But..but…

The idea is to target fully employed millennials.

bayam on October 2, 2013 at 7:10 PM

and

Otherwise, the parent’s employer or the parents pay for their coverage under the parent’s plan. It’s not ‘free’.

bayam on October 2, 2013 at 7:21 PM

Again…Rainbows!!!!

BigWyo on October 2, 2013 at 8:00 PM

No one is calling for the UK model in the US.

bayam on October 2, 2013 at 7:39 PM

Because Obama’s former Administrator of the Centres for Medicare and Medicaid Services didn’t call for it because he has such a ‘romantic’ feeling about the NHS./

Resist We Much on October 2, 2013 at 8:02 PM

I don’t want government employees to reform healthcare delivery. I only want the government to help change the incentives and compensation structure. Ideally, Republicans would help shape this future and engage in a meaningful way to ensure that the private sector retains a leading role, which means staying away from a single payer model.

bayam on October 2, 2013 at 7:44 PM

So, you think that government can “change the incentives and compensation structure” of healthcare delivery without government employees affecting healthcare delivery? Changing “incentives and compensation structure” will have a direct impact on healthcare delivery, and the determinations about compensation would necessarily be made by government employees.

Maybe rather than counting on a political party you clearly do not support “to help shape this future”, you should get an education in a challenging field like medicine, computer science, or engineering. Those are the people who shape the future for the better– not politicians, government bureaucrats, or liberal trolls on conservative blogs.

Lawdawg86 on October 2, 2013 at 8:05 PM

Another “little” grenade in this Ocare utopia. Almost 20% of americans smoke, the majority of those are lower income. The penalty for smoking is anywhere from 20% to 50% of the premium added on top and not covered by the subside. So…the lower income people this was supposed to help can not afford the premium if they smoke and so will not sign up. Wow…that works great. Meanwhile, everyone else suffers from higher premiums to cover who?????

BeachBum on October 2, 2013 at 8:05 PM

Well, we’re waiting.

What happens if I can’t afford the deductible??

Bishop on October 2, 2013 at 7:27 PM

ReaganWasRight on October 2, 2013 at 8:06 PM

Maybe rather than counting on a political party you clearly do not support “to help shape this future”, you should get an education in a challenging field like medicine, computer science, or engineering. Those are the people who shape the future for the better– not politicians, government bureaucrats, or liberal trolls on conservative blogs.

Lawdawg86 on October 2, 2013 at 8:05 PM

And it’s those people, including venture capitalists, largely unleashed by Obamacare mandates. This isn’t a state secret.

Then again, you may not agree with this reality as so many of those high tech entrepreneurs and software engineering types changing the world are liberals.

http://allthingsd.com/20130722/how-washington-has-catalyzed-health-investment-and-innovation-in-silicon-valley/?mod=googlenews&utm_source=buffer&utm_campaign=Buffer&utm_content=buffer3fc3f&utm_medium=twitter&goback=%2Egde_2181454_member_260010115

bayam on October 2, 2013 at 8:19 PM

That’s not an answer. What if I don’t have the $2500, what happens?

Bishop on October 2, 2013 at 7:42 PM

Hopefully the government will seize your organs. If not, governmentorganexchange.com and about 50 other domain names I reserved will be worthless.

bayam on October 2, 2013 at 8:21 PM

Bayam, sistah, what happens if I can’t pay the deductible?

Bishop on October 2, 2013 at 8:21 PM

The big-gubmint-junkie troll sure is worried about not being able to clamp on to this latest gubmint nipple.

CurtZHP on October 2, 2013 at 8:23 PM

Ah, so in other words, no answer? You have been so in-depth with every other concern yet nothing but snark about this.

What. Happens. If. I. Can’t. Pay. My. Deductible?

Bishop on October 2, 2013 at 8:23 PM

Obama/MSM: The Arab Spring is gonna be great!

Obama/MSM: Obamacare is gonna be great!

‘TupidTards!

Resist We Much on October 2, 2013 at 8:23 PM

Bayam: If I were a millenial and bought some plan, a major medical occurs but I can’t afford the $14k deductible, what happens to me?

Bishop on October 2, 2013 at 7:41 PM

What happens to you today if you don’t have health insurance and need an organ transplant?

bayam on October 2, 2013 at 8:24 PM

Bayam, sistah, what happens if I can’t pay the deductible?

Bishop on October 2, 2013 at 8:21 PM

Sistah’s dodging the question with the usual projection about gubmint conspiracies. (As in, this is what they think we think, because that’s what they would think if we were in charge.)

In reality, Big-Gubmint-Cheese-Addict doesn’t want to tell you just how screwed people really are when they can’t come up with the protection money for the DC mafia enforcers (a.k.a. the IRS).

CurtZHP on October 2, 2013 at 8:27 PM

Bishop on October 2, 2013 at 7:59 PM
Not to bail out stupido up there, but if it were a real emergency and the guy couldn’t pay he would get care at the County Hospital and the doctors on staff there, who would most likely eat the cost. Just like before this retarded fiasco. Doctors and hospitals treat unfunded patients daily, unlike the hype of pre-Obama care that pretended that destitute people were not getting treated. That fact hasn’t changed yet, but now we have this huge, ruinous bureaucracy on top of the entire healthcare system that does nothing for the actual health of any person.

txmomof6 on October 2, 2013 at 8:28 PM

What happens to you today if you don’t have health insurance and need an organ transplant?

bayam on October 2, 2013 at 8:24 PM

Today is gone, brother, as your boy reminded all of us it’s tomorrow already and in tomorrow “It’s. The. Law”.

Soooo…under this new law he’s talkin’ about, the one for which the exchanges are already up and running, what happens if a citizen can’t pay the deductible?

Bishop on October 2, 2013 at 8:29 PM

What happens to you today if you don’t have health insurance and need an organ transplant?

bayam on October 2, 2013 at 8:24 PM

The same thing that happens to criminaliens.

Resist We Much on October 2, 2013 at 8:29 PM

What happens to you today if you don’t have health insurance and need an organ transplant?

bayam on October 2, 2013 at 8:24 PM

Unfunded people get them all the time, doofus.

txmomof6 on October 2, 2013 at 8:29 PM

Not to bail out stupido up there, but if it were a real emergency and the guy couldn’t pay he would get care at the County Hospital and the doctors on staff there, who would most likely eat the cost. Just like before this retarded fiasco. Doctors and hospitals treat unfunded patients daily, unlike the hype of pre-Obama care that pretended that destitute people were not getting treated. That fact hasn’t changed yet, but now we have this huge, ruinous bureaucracy on top of the entire healthcare system that does nothing for the actual health of any person.

txmomof6 on October 2, 2013 at 8:28 PM

Correct. Obamacare didn’t repeal EMTALA.

Resist We Much on October 2, 2013 at 8:30 PM

txmomof6 on October 2, 2013 at 8:28 PM

Exactly…which means that this whole clusterfvck will help no one and all it is and was Ever about was Control and Wealth distribution.

BeachBum on October 2, 2013 at 8:34 PM

Look at who is “serving” as navigators for O-Care:
http://news.investors.com/ibd-editorials-obama-care/100213-673508-obama-acorn-pals-cashing-in-on-obamacare.htm?p=full

The community organizer has his destructive forces in place.

onlineanalyst on October 2, 2013 at 8:35 PM

That fact hasn’t changed yet, but now we have this huge, ruinous bureaucracy on top of the entire healthcare system that does nothing for the actual health of any person.

txmomof6 on October 2, 2013 at 8:28 PM

Not the experience of most developed countries, including France and Germany. You’re projecting your fears of change into a worst case scenario while failing to recognize the financial ruin that will result form trying to extend the current healthcare incentive and costs structures to the fast growing elderly population.

bayam on October 2, 2013 at 8:42 PM

What happens to you today if you don’t have health insurance and need an organ transplant?

bayam on October 2, 2013 at 8:24 PM

Unfunded people get them all the time, doofus.

txmomof6 on October 2, 2013 at 8:29 PM

When Mark Cuban or often another wealthy liberal steps up and funds the operation, yes. Otherwise, no guarantees, you’re on your own. Perhaps you can raise the funds on Indiegogo. But if you have any slightly complicating condition, then you’re most likely dead.

It’s amazing that people here continue to insist that the system works differently.

http://www.nytimes.com/2009/09/13/opinion/13kristof.html

bayam on October 2, 2013 at 8:45 PM

Illegal immigrant, Jorge Mariscal, gets kidney: Loyola University Medical Center covers costs of transplant


Organ Transplants For Illegal Aliens

The New York Times ran a February 21st story about the ethical dilemma in the case, but it wasn’t about an illegal alien getting medical care. It was whether it was proper for Jesica Santillan to get a second set of heart-and-lungs. A separate story by Jeffrey Gettlemen and Lawrence K. Altman waited until the 26th paragraph to reveal that her family had left illegally from Mexico and that relatives had paid a smuggler to get them into the U.S. They settled near hospitals that specialized in the kind of operation the girl needed. Times reporter Denise Grady said merely that “Ms. Santillan’s family moved from Mexico to North Carolina three years ago?”

Resist We Much on October 2, 2013 at 8:46 PM

Bayam, sister, how will the system work NOW, as in “It’s. The. Law”?

What happens if I can’t afford the deductible?

Bishop on October 2, 2013 at 8:49 PM

Not the experience of most developed countries, including France…

bayam on October 2, 2013 at 8:42 PM


France Fights Universal Care’s High Cost

When Laure Cuccarolo went into early labor on a recent Sunday night in a village in southern France, her only choice was to ask the local fire brigade to whisk her to a hospital 30 miles away. A closer one had been shuttered by cost cuts in France’s universal health system.

Ms. Cuccarolo’s little girl was born in a firetruck.

France claims it long ago achieved much of what today’s U.S. health-care overhaul is seeking: It covers everyone, and provides what supporters say is high-quality care. But soaring costs are pushing the system into crisis. The result: As Congress fights over whether America should be more like France, the French government is trying to borrow U.S. tactics.

In recent months, France imposed American-style “co-pays” on patients to try to throttle back prescription-drug costs and forced state hospitals to crack down on expenses…

And service cuts — such as the closure of a maternity ward near Ms. Cuccarolo’s home — are prompting complaints from patients, doctors and nurses that care is being rationed…

The problem is that Assurance Maladie has been in the red since 1989. This year the annual shortfall is expected to reach €9.4 billion ($13.5 billion), and €15 billion in 2010, or roughly 10% of its budget.

Resist We Much on October 2, 2013 at 8:52 PM

Bishop on October 2, 2013 at 8:49 PM

the IRS will put a lien on your house..??
some of the deductibles ive seen were like 20k’ish

garnish your wages for forever..??

going2mars on October 2, 2013 at 8:53 PM

you’re on your own.
bayam on October 2, 2013 at 8:45 PM

That’s precisely why hand wringing bed wetters like you pee all over yourselves when there’s any threat of the Tit drying up.

You can’t hang on your own.

BigWyo on October 2, 2013 at 8:56 PM

If there were 500,000 to a million enrollees, do you think this Administration wouldn’t be touting its success?

djaymick on October 2, 2013 at 8:58 PM

In recent months, France imposed American-style “co-pays” on patients to try to throttle back prescription-drug costs and forced state hospitals to crack down on expenses…

And service cuts — such as the closure of a maternity ward near Ms. Cuccarolo’s home — are prompting complaints from patients, doctors and nurses that care is being rationed…

True, even a system that costs 50% less than US healthcare, yet results in generally high quality outcomes for the entire population, faces the same cost pressures as other countries with an aging population. What you fail to mention is that their deficits can be addressed by fairly modest copays and by rolling back some of the more generous benefits, including massage and spa treatment.

Not sure what point you’re trying to make.

bayam on October 2, 2013 at 9:00 PM

you’re on your own.

bayam on October 2, 2013 at 8:45 PM

Back during Katrina, I remember seeing a segment on television where an obese woman was standing in thigh-high water crying ‘I’m gonna drown if the gubmint don’t come save me!’

Not only did she say this to a camera crew…in the background was a porch that was high and dry.

If you’re that stupid, then maybe you deserve whatever happens to you.

Resist We Much on October 2, 2013 at 9:01 PM

True, even a system that costs 50% less than US healthcare, yet results in generally high quality outcomes for the entire population, faces the same cost pressures as other countries with an aging population. What you fail to mention is that their deficits can be addressed by fairly modest copays and by rolling back some of the more generous benefits, including massage and spa treatment.

Not sure what point you’re trying to make.

bayam on October 2, 2013 at 9:00 PM

You claimed that France had shown the way.

It hasn’t.

I know a bit about French healthcare from friends that live there and my own travel. Why do so many go to private doctors and clinics?

In France, it’s the PRIVATE system that is thriving, not Assurance Maladie.

Oh, and if you think that France’s problem – or anywhere in Europe for that matter – is solely related to an aging population, you don’t know much about what is happening there.

Do you realise that not a single country in all of Europe has a fertility rate of 2.1, which is considered the replacement rate, ie, the rate necessary for the population to remain stable? Even before the financial meltdown, Spain and Greece, in particular, had fertility rates so low that their populations would halve themselves with successive generations.

IOW, they don’t have enough taxpayers to pay for their entitlement programmes.

You see, Margaret Thatcher was only half right.

Yes, the problem with Socialism is that eventually you run out of other people’s money, but what she failed to acknowledge is that you also eventually run out of other people altogether.

Resist We Much on October 2, 2013 at 9:06 PM

What you fail to mention is that their deficits can be addressed by fairly modest copays and by rolling back some of the more generous benefits, including massage and spa treatment.

bayam on October 2, 2013 at 9:00 PM

BTW, have you seen the ‘Essential Benefits’ definition and co-pays under Obamacare?

Resist We Much on October 2, 2013 at 9:07 PM

have you seen the disclaimer on the california site…
‘your costs may go up dramatically… … …’
its in the yellow banner…

going2mars on October 2, 2013 at 9:14 PM

Bayam, come on man, what happens if I can’t pay the deductible?

Bishop on October 2, 2013 at 9:15 PM

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