HHS study: Millions of people will spend less than $100/month on ObamaCare — you can thank us later

posted at 6:41 pm on September 18, 2013 by Erika Johnsen

In yet another deliberately misleading report that reeks of desperation for positive news about the law’s implementation, the Department of Health and Human Services has some seemingly stellar news about the super low prices of insurance premiums that will be available for millions of people when ObamaCare begins. Via The Hill:

Millions of people entering ObamaCare’s new insurance marketplaces will pay less than $100 per month for healthcare coverage, according to a new federal report.

The study by the Health and Human Services Department found that about 6.4 million people would be eligible for $100-or-less coverage because of ObamaCare’s tax credits for middle-income families.

The figures apply mainly to customers purchasing “silver” plans on the new marketplaces, which will launch Oct. 1. Researchers used data from the Census Bureau to estimate how many families would qualify for tax credits.

Altogether, about half of the uninsured people in the United States will be eligible for health insurance costing $100 or less because the healthcare law expands other federal programs, the report stated.

This group includes 12.4 million people who will be newly eligible for Medicaid in states that choose to expand it

“Other federal programs,” basically meaning these low-income people must either pay the individual-mandate penalty, receive subsidies courtesy of the taxpayer, or sign up for Medicaid? As in, Medicaid, the broken and costly system that struggles to improve health outcomes for low-income people, that doctors increasingly refuse to accept as payment, and that usually leads to low-quality care with inordinately long wait times? That Medicaid?

Sam Cappellanti at American Action Forum has more on HHS’s “faulty” numbers, showing how these rosy-sounding estimates aren’t nearly as awesome as the administration is making them out to be:

The report also uses premium rates that are too generalized.  Dismissive of using the actual prices for silver plans, the authors chose instead to calculate rates using a ratio of the federal poverty level (FPL) to the ACA-imposed premium cap percentage. To add in individuals for whom a silver plan would exceed $100 per month, they took an average of the currently available rates, providing results that are merely hypothetical, as they assume a nonspecific nationwide premium rate.  The authors are, admittedly so, not concerned with the rates for particular states or for the federal exchange.  As such, the data they use is little more than a set of averages, unlikely to be relevant as the insurance markets will be so varied. …

Moreover, some may find the headline and the report’s results misleading.  The report discusses insurability on an individual basis – that is, it looks at the uninsured population regardless of family affiliation.  The “$100 or less” figure applies to both single purchasers and to each person within a family.  The language, however, can be unclear at times and the $100 per family member figure goes largely unnoticed as it is buried in the lengthy methodology section.  This, paired with a vague title, may give some the impression that a family unit could receive coverage for $100, a rate only available to families living at the poverty line.  Considering all its shortcomings, this report provides more skewed data than it does meaningful information.


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…sure!

KOOLAID2 on September 18, 2013 at 6:46 PM

…there’s a recovery too!

KOOLAID2 on September 18, 2013 at 6:46 PM

Woo! My health insurance premiums are $75/month, so … uh, #winning!

Jeddite on September 18, 2013 at 6:48 PM

How you could possibly insure an additional 30 million people and subsidize 120 million others while at the same time creating a bureaucracy of as many as 300 thousand and save money can only work through denial of service,”death panels”.

tim c on September 18, 2013 at 6:48 PM

a family unit could receive coverage for $100, a rate only available to families living at the poverty line

…there are…. MILLIONS MORE in poverty!

KOOLAID2 on September 18, 2013 at 6:49 PM

Don’t worry you nasty vile treasonous scumbag.

You’ll have “seperate but equal” healthcare along with your pension, tax payments, stock trading rules, etc.

acyl72 on September 18, 2013 at 6:51 PM

Can we sue the Feds for false advertising?
If an insurance company did that, the owners
would be fined and go to jail.

redguy on September 18, 2013 at 6:51 PM

There are premiums and then there are co payments and then there is even getting a timely appt to see a doctor….

Blake on September 18, 2013 at 6:51 PM

a family unit could receive coverage for $100, a rate only available to families living at the poverty line

…there are…. MILLIONS MORE in poverty!

KOOLAID2 on September 18, 2013 at 6:49 PM

So they aren’t really saying that someone will get insurance for $100, but that Uncle Sugar will pay for most of their insurance, excepting a pittance of $100 a month.

slickwillie2001 on September 18, 2013 at 6:52 PM

I work in the healthcare industry. Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

Under the Affordable Care Act, advanced payment of the premium tax credits will be available to help eligible individuals and families afford insurance coverage through the Health Insurance Marketplace beginning January 1, 2014, and states may expand Medicaid ligibility for low-income adults.

Laura Skopec and Emily Gee, HHS.gov, Sept 16, 2013

.
Translation:

Those persons who earn more than those “eligible individuals and families” will pick up the ‘monetary slack.’

listens2glenn on September 18, 2013 at 6:53 PM

Can we sue the Feds for false advertising?
If an insurance company did that, the owners
would be fined and go to jail.

redguy on September 18, 2013 at 6:51 PM

.
D I T T O S ! ! !

listens2glenn on September 18, 2013 at 6:55 PM

What no youtube video for proof?

You can keep your plan.

You can keep your doctor.

Your premiums will go down.

Porkulus will fix the economy.

Obamacare will fix the economy.

and on and on and on.

dogsoldier on September 18, 2013 at 6:56 PM

Mostly those that spend $0.00 on subsidizing the Flukes of the ObamiNat…er…health care right now.

Steve Eggleston on September 18, 2013 at 6:56 PM

I work in the healthcare industry. Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

Can I take a wild azz guess?

EpicClusterFarkNado

dogsoldier on September 18, 2013 at 6:57 PM

My wife paid $0 for her company coverage; no copay, no meds pay, nothing. That’s over. Frau Campguard can kiss my ass.

Bishop on September 18, 2013 at 6:58 PM

“This will not add to the deficit!”

- Obama

portlandon on September 18, 2013 at 7:01 PM

I work in the healthcare industry. Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

A couple of acronyms from the UK?

Steve Eggleston on September 18, 2013 at 7:02 PM

Sam Cappellanti at American Action Forum has more on HHS’s “faulty” numbers, showing how these rosy-sounding estimates aren’t nearly as awesome as the administration is making them out to be:

IMO, if the real numbers about the economy, Obamacare costs, the unemployment rate, the scope of federal spying on Americans, etc. were ever to be released the federal government would not be able to respond to the massive national riots that would occur.

This worthless baby-killing-whore sulked when a tween got a transplant after she decreed the girl should die. She is nothing but a corrupt liar who deserves a death panel sooner than later because she contributes nothing to society and is guilty of crimes against humanity.

Happy Nomad on September 18, 2013 at 7:02 PM

EpicClusterFarkNado

dogsoldier on September 18, 2013 at 6:57 PM

That’s is, so far, the most accurate description I’ve seen of the (un)Affordable Care Act.

Athos on September 18, 2013 at 7:02 PM

so… aspirin will be 100 / month now?
because with no dr around thats all we will have.

dmacleo on September 18, 2013 at 7:03 PM

In yet another deliberately misleading report that reeks of desperation for positive news about the law’s implementation, the Department of Health and Human Services has some seemingly stellar news about the super low prices of insurance premiums that will be available for millions of people when ObamaCare begins.

I suspect the lamestream media was running short of things to say for this ‘EpicClusterFarkNado’ so HHS had to scramble up some elaborate fiction for them to feed the low information voters.

No surprise that ‘THE SHILL’ is first out with it. I wonder if the NY Times will add it to the #1 spot on their Fiction best-seller list?

Athos on September 18, 2013 at 7:05 PM

dmacleo on September 18, 2013 at 7:03 PM

and band-aids.

dogsoldier on September 18, 2013 at 7:05 PM

Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

Extortion of all GOP candidates, donors, speakers, and voters based on their health records that will be available without a warrant?

faraway on September 18, 2013 at 7:05 PM

When you got nothing, LIE!

GarandFan on September 18, 2013 at 7:08 PM

That’s is, so far, the most accurate description I’ve seen of the (un)Affordable Care Act.

Athos on September 18, 2013 at 7:02 PM

Thank you, Athos! I didn’t think train wreck really covered it.

dogsoldier on September 18, 2013 at 7:08 PM

I’ll pay < $100/month so I can die too soon, courtesy of the Queen of Death

22044 on September 18, 2013 at 7:09 PM

When you got nothing, LIE!

GarandFan on September 18, 2013 at 7:08 PM

Which is easy for them since they get an amazing amount of practice.

dogsoldier on September 18, 2013 at 7:09 PM

That’s is, so far, the most accurate description I’ve seen of the (un)Affordable Care Act.

Athos on September 18, 2013 at 7:02 PM

Let’s remember the full title. Patient Protection and Affordable Care Act. The only thing that isn’t an outright lie is the act part.

Happy Nomad on September 18, 2013 at 7:09 PM

BTW, whatever happened to the trolls that used to come out and tell us we were wrong. That Obamacare was going to be super awesome and we should get beyond our partisanship to see the genius of the plan. I can’t recall a defending troll in quite some time.

Now they just claim the GOP hates Obamacare because it is named after a (worthless lazy stupid) black man. I guess when you’ve got nothing you go with the “hail Mary” racist attack.

Happy Nomad on September 18, 2013 at 7:12 PM

It can be $10 a month.The copay and deductable will cause most people to self treat with OTC meds.The docs have been complaining about low Medicare and Medicade payments for years.Wait until they have fewer patients because people can’t afford the deductables.I see alot of cash deals coming.

docflash on September 18, 2013 at 7:14 PM

EpicClusterFarkNado

dogsoldier on September 18, 2013 at 6:57 PM

That’s is, so far, the most accurate description I’ve seen of the (un)Affordable Care Act.

Athos on September 18, 2013 at 7:02 PM

Agreed!!..:)

Dire Straits on September 18, 2013 at 7:17 PM

what’s going to be funny is when people pay the monthly bill and then find out that they’ll be on the hook for 30 percent of the bill (if you are in a silver plan)

i’m sure most of the miley cyrus crowd thinks this will be Free…free at last…barry gave me free health care

r keller on September 18, 2013 at 7:19 PM

It can be $10 a month. The copay and deductable will cause most people to self treat with OTC meds.

docflash on September 18, 2013 at 7:14 PM

Bingo. What will people be paying out of pocket for… not health insurance, but for actual health care?

Fallon on September 18, 2013 at 7:20 PM

Happy Nomad on September 18, 2013 at 7:12 PM

They have been kinda quiet since zero went full tilt batsh!t crazy and got real itchy to fire missiles into Syria and help Al Qaeda. In fact he signed an EO making it legal to give weapons to terrorists the other day.

I wonder if he hears voices.

dogsoldier on September 18, 2013 at 7:21 PM

EpicClusterFarkNado

dogsoldier on September 18, 2013 at 6:57 PM

A couple of acronyms from the UK?

Steve Eggleston on September 18, 2013 at 7:02 PM

YUP. Get in line for the emergency heart surgery…but when I give the story behind that fact(a Canadian, given a pager and told to go home and wait for the page – which came 6 weeks later – was told he needed emergency heart surgery), I am told I only have “anecdotal” evidence…

That man is my coworker’s father in law. It is real.

ladyingray on September 18, 2013 at 7:21 PM

Obama saved Detroit too!

Oh, wait …

ShainS on September 18, 2013 at 7:23 PM

dogsoldier on September 18, 2013 at 6:56 PM

Don’t forget: “Obamacare won’t add one dime to the deficit.”

With all the “tax credits” (a/k/a taxpayer-financed subsidies, a/k/a welfare payments) that the newly-insured will need to pay for their “affordable” Obamacare policies, even the CBO admits now that Obamacare will add billions to the deficit every year.

Obamacare is a lie wrapped in a scam wrapped in a fraud.

AZCoyote on September 18, 2013 at 7:25 PM

And Obama got the Nobel for doing nothing..

What do they give you for royally Flucking a country??

Electrongod on September 18, 2013 at 7:27 PM

Obamacare is a lie wrapped in a scam wrapped in a fraud.

AZCoyote on September 18, 2013 at 7:25 PM

It sure is.

And these are the folks who want to bring us amnesty and an expanded “guest worker program.”

The people in congress are at war with those of us that actually work for a living. We who pay the bills no longer have voice in our own government. They act like aristocrats.

dogsoldier on September 18, 2013 at 7:30 PM

My wife paid $0 for her company coverage; no copay, no meds pay, nothing. That’s over. Frau Campguard can kiss my ass.

Bishop on September 18, 2013 at 6:58 PM

Sounds like you had Cadillac coverage. Aren’t you ashamed?

slickwillie2001 on September 18, 2013 at 7:31 PM

And Obama got the Nobel for doing nothing..

What do they give you for royally Flucking a country??

Electrongod on September 18, 2013 at 7:27 PM

A nice office on Turtle Bay.

Steve Eggleston on September 18, 2013 at 7:35 PM

LOL back in the day you used to take a few job offers and weight the benifits packages. One big part of that was the insurance aspect of it.

Now, you will be fighting for employment at places that even offer any kind of insurance.

Anyone with half a brain that has been on government ran insurance knows its far below employer insurance. Now you gonna have millions more on the dole… wow…this is going to be horrific, and sadly many sick people will die unless this gets tossed out and back to the old way.

watertown on September 18, 2013 at 7:44 PM

Anyone with half a brain that has been on government ran insurance knows its far below employer insurance. Now you gonna have millions more on the dole… wow…this is going to be horrific, and sadly many sick people will die unless this gets tossed out and back to the old way.

watertown on September 18, 2013 at 7:44 PM

You just described the biggest feature of PlaceboCare – the fact that all the early deaths will make SocSecurity and Medicare solvent because, other than those who are privileged enough to work for the Feral Gubmint and thus eligible to go to the Fourth Department clinics and the Wall Street Boyz who can afford grey-market health care, most of those who would collect will be dead.

Steve Eggleston on September 18, 2013 at 7:54 PM

Dr. Mengele will see you now, he’s been in a bad mood since 1945 and hates using anesthesia so keep it down, but, hey, you spent less than $100 a month…

viking01 on September 18, 2013 at 8:02 PM

I work in the healthcare industry. Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

I expect this to be most everyone’s worst nightmare, courtesy of the Democratic party. I got a letter yesterday from my employer telling me I could buy insurance from the exchanges if I thought I could save money, which I’m afraid is going to turn into…buy that or nothing.

scalleywag on September 18, 2013 at 8:05 PM

and sadly many sick people will die unless this gets tossed out and back to the old way.

watertown on September 18, 2013 at 7:44 PM

Every time I see a picture of Sebellius, I think of this clip from The Wizard of Oz: I’ll get you my pretty, and your little dog too.

The evil that has befallen our country is staggering to comprehend.

GrannyDee on September 18, 2013 at 8:10 PM

Nice pop up advertising… HOTAIR!

Kaptain Amerika on September 18, 2013 at 8:13 PM

Health care in the U.S. had its problems, but it wasn’t really broken. Then along came Obama, and broke the hell out of it. And tried to tell us he was “fixing” it.

RebeccaH on September 18, 2013 at 8:17 PM

Bronze Plan pays 60%

Silver Plan pays 70%

Gold Plan pays 80%

platinum Plan pays 90%

Guess which plan most people will be able to afford, even with subsidies….

Barred on September 18, 2013 at 8:19 PM

I work in the healthcare industry. Y’all have no idea what is coming. You only think you know…

ladyingray on September 18, 2013 at 6:53 PM

I work the other end (health insurance) I expect my company to be dead in 5 years.

The_Livewire on September 18, 2013 at 8:22 PM

We’re all out of Type B blood and this is all we have left so your chart says “wing it.”

Sebelius promised it’ll be okay…and , cough, “Dr.” Jocelyn “I love Eric Clapner” Elders never made a mistake in her life and is know for her attention to detail…..

viking01 on September 18, 2013 at 8:20 PM

viking01 on September 18, 2013 at 8:24 PM

Bronze Plan pays 60%

Silver Plan pays 70%

Gold Plan pays 80%

platinum Plan pays 90%

Guess which plan most people will be able to afford, even with subsidies….

Barred on September 18, 2013 at 8:19 PM

The tinfoil plan.

rickv404 on September 18, 2013 at 8:28 PM

There’s probably also a duct tape plan….

viking01 on September 18, 2013 at 8:31 PM

Just wait until some bright idiot decides that since there are all these PART TIME workers that they should be eligible for workplace insurance and that should be put on employers…

Soon we will be down to the daily renewable contract: full time work but only one day at a time, not continuous work.

You work full time!

You get no benefits!

Welcome to the Bob Barker Employment System Economy brought to you by the Left, the Democratic Party and Barack Obama.

ajacksonian on September 18, 2013 at 8:31 PM

… and a Bondo plan. Just spray a little primer on it and from 50ft away it’ll look better less worse.

viking01 on September 18, 2013 at 8:32 PM

Maybe we will see ultra low cost plans where all that ‘free’ medical care is available, but if you actually use it your premium goes up!

Wouldn’t that be a great plan?

And anything that costs the poor a net of $100/mo means that the government is footing the rest of the bill, and that is before actually getting one pill or seeing on doctor… and that will not be cheap… and the young, those just starting at work, they are going to have their earnings and lives destroyed by this.

ajacksonian on September 18, 2013 at 8:37 PM

The tinfoil plan.

rickv404 on September 18, 2013 at 8:28 PM

There’s probably also a duct tape plan….

viking01 on September 18, 2013 at 8:31 PM

… and a Bondo plan. Just spray a little primer on it and from 50ft away it’ll look better less worse.

viking01 on September 18, 2013 at 8:32 PM

lol.

probably all better plans than what we will end up with.

Barred on September 18, 2013 at 8:46 PM

Monthly premium before ObamaCare : $400/month
Monthly premium after ObamaCare : $100/month
Increase in taxes : $500/month

Democrats declare “Victory for the Working Class”!

taznar on September 18, 2013 at 9:46 PM

Obamacare: Cloward-Piven cornerstone

http://www.americanthinker.com/2011/08/cloward-piven_paradise_now.html

NoPain on September 18, 2013 at 10:10 PM

Civil disobedience… I plan not to have obamacare no matter what they do to me. Lost my plan already have no insurance, Im just going to er like everybody else will. Not gonna pay it either just gonna send the bill to John Bohner and Eric Canter.

tinkerthinker on September 18, 2013 at 11:17 PM

Really? Secretary Sebelius, I have a bridge to sell you – in Nevada.

MN J on September 19, 2013 at 12:24 AM

So, 12.4 million people move from having no health care to having second rate health care. What a disaster! And other than that, the HHS study is correct! Well then, defund! Cruz control! Take the Senate in 2014!

Mr. Arkadin on September 19, 2013 at 12:33 AM

My mom’s doctor just switched to “concierge” service. $1600 per year, no Medicare accepted, and she gets same-day appointments as often as she needs. The doctor let go of half his office staff, still has hospital admitting privileges, and belongs to a private lab company that is funded by part of the concierge payment.

Welcome to the land of two-tier medicine, America. Good luck finding a doctor next year if you haven’t bought a private plan.

DarthBrooks on September 19, 2013 at 1:24 AM

More good news on OBAMAcare…

Khun Joe on September 19, 2013 at 4:56 AM

When you got nothing, LIE!

GarandFan on September 18, 2013 at 7:08 PM

Which is easy for them since they get an amazing amount of practice.

dogsoldier on September 18, 2013 at 7:09 PM

Because they got an epic amount of nothing!

GWB on September 19, 2013 at 9:00 AM

Finally, our national nightmare is over…Sandra Fluke will will be able to get birth control!

Deafdog on September 19, 2013 at 9:02 AM

So, 12.4 million people move from having no health care to having second rate health care. What a disaster! And other than that, the HHS study is correct! Well then, defund! Cruz control! Take the Senate in 2014!

Mr. Arkadin on September 19, 2013 at 12:33 AM

Go practice falling down in traffic reprobate.

Murphy9 on September 19, 2013 at 12:31 PM