Nebraska health-insurance premiums increase 21%-143% with ObamaCare

posted at 1:01 pm on August 31, 2013 by Ed Morrissey

The Lincoln Journal Star added to the annals of ‘If you like your plan you can keep your plan (Midwestern edition)” yesterday with a new report on the impact of ObamaCare on health insurance premiums in Nebraska.  Thanks to the mandates in ObamaCare, most of the individual insurance plans offered in the past will no longer be available, whether consumers liked their plan or not.  The replacements will be much more expensive, with cost hikes ranging from 21% increases to as much as 143%:

Nebraska Insurance Commissioner Bruce Ramge pointed out that a comparison of rates between Coventry and Blue Cross Blue Shield, the only companies of the four that offered rates in past years, showed that health insurance costs are going up for most Nebraskans.

Tom Gilsdorf, director of product development at Blue Cross Blue Shield of Nebraska countered: “An apples-to-apples comparison of 2013 health insurance costs to 2014 costs is virtually impossible,” he said. “Health insurance that will be sold to individuals, families and small businesses for 2014 is new and must cover a range of Essential Health Benefits that were not covered in the past.”

Lower-cost options are available to Nebraskans that are not shown in a one page 2013-to-2014 comparison sample posted by the department.

In the example, the cost of a Blue Cross Blue Shield “silver” plan covering 70 percent of health costs was $245 a month for a 30-year-old single man living in Lincoln, up 82 percent from a year ago, and for Coventry, $271.65, up 143 percent.

Family coverage in Hastings on a silver plan for a 50-year-old single mother with three children was almost $1,000, up 21 percent for Blue Cross Blue Shield and down 5 percent for Coventry, at $975.

This is what’s known as “cost control” by the Obama administration.  In this case, they can’t blame Nebraska for tweaking the exchange to the disadvantage of consumers, because Nebraska is one of the states that refused to comply with ObamaCare and construct their own exchange.  The prices in this case come from the federal exchange that HHS is creating in Nebraska in order to deal with the gap.

Nebraskans already have demonstrated a significant level of disgust with ObamaCare.  Their former Senator, Ben Nelson, retired rather than face the wrath of voters for casting the 60th vote that allowed the ACA to pass into law, and he’s kept a very low profile ever since.  Thanks to price hikes like these, even it few supporters in the Cornhusker State will have difficulty defending it.  In Tennessee, one former advocate for ObamaCare has switched sides after seeing the price hikes (via Instapundit):

Christensen once supported Obamacare — also called the Affordable Care Act — because he likes to help people.

“I’m a left-leaning social activist,” he said Wednesday at a Chattanooga chapter meeting of the National Federation of Independent Businesses, which counted U.S. Rep. Chuck Fleischmann, R-Tenn., and State Sen. Bo Watson, R-Chattanooga, in attendance. “It sounded like a good idea to offer insurance to all the people in the country.”

Christensen was originally concerned with patients who go to the emergency room for minor ailments instead of seeking a primary care physician and felt that Obamacare would allow people to stay healthier and remove perverse incentives that clog up hospitals across the U.S.

The only problem? He didn’t realize how much it would cost him, and he’s horrified by how much it’s going to cost his employees.

“Some of those regulations about what the costs of my employees are going to be are horrendous, and I can’t understand the math,” he said. “Listening to the insurance providors and people providing webinars on how to figure out what our costs are going to be in this program, it’s gigantically troublesome to me.”

Yes, but it’s going to help people by providing them coverage.  Right? Wrong:

Not only does the math make his accountant shudder, Christensen is fairly certain that his employees are going to totally lose all coverage, he said. That’s because the economical CoverTN program that he’s currently using doesn’t qualify under Obamacare’s rules, and will disappear at the end of the year. CoverTN costs employees and Christensen about $60 each per month, but Obamacare would double that, placing it out of reach for those at the low end of the pay scale.

If you like your plan … better start developing a keen sense of nostalgia.


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F.

CW on August 31, 2013 at 1:11 PM

Obama hates the middle class. Anyone who is families with Alinsky and Karl Marx would know this.

jawkneemusic on August 31, 2013 at 1:12 PM

Who is familiar with*

jawkneemusic on August 31, 2013 at 1:12 PM

If this is a legal, necessary step to re-elect the president who saved the auto industry, reformed health care, is winding down two stupidly run wars, and kept the economy from sliding into a depression, I’ll kee the change, thank you His pragmatism gives me hope for this November. Stupid people will reward him.

urban elitist on February 7, 2012 at 1:35 PM

Schadenfreude on August 31, 2013 at 1:13 PM

obama hates the middle and lower classes. I said it often, and will repeat it.

Wake up fools. He likes you destitute, in modern day plantations, so long as the socialist capos live like he does.

Wake up and do something about it.

Schadenfreude on August 31, 2013 at 1:14 PM

Sorry, h/t to rogerb, for digging up the urban elitist quote, above.

Schadenfreude on August 31, 2013 at 1:15 PM

The USA and the world got exactly what they cheered for.

Schadenfreude overfloweth. Such stupid relatively free people always deserve their ‘leaders’.

Schadenfreude on August 31, 2013 at 1:16 PM

Yeah, Texas is shutting down the risk pool. It was the only insurance I could get.
I am on costly medication. The risk pool sent a friendly letter saying the exchanges will be open in Oct. good luck pal…..

Medicad – here I come!

redguy on August 31, 2013 at 1:16 PM

Isn’t it funny how the ruling class is getting richer and more powerful while we all become poorer and less free?

Odd how liberalism always comes to that.

Liberalism is a criminal enterprise.

darwin on August 31, 2013 at 1:17 PM

Well, I’m shocked.

mrscullen on August 31, 2013 at 1:21 PM

My carrier trumpeted all their new “free” stuff in our open enrollment letter. Like gender reassignment surgery!

Of course, they haven’t told us the increase coming in October. They’re hoping we all die of heart attacks when we see it. Will save them the costs of gender assignment surgery.

PattyJ on August 31, 2013 at 1:23 PM

We are so very screwed…

OmahaConservative on August 31, 2013 at 1:23 PM

My carrier trumpeted all their new “free” stuff in our open enrollment letter. Like gender reassignment surgery!

Of course, they haven’t told us the increase coming in October. They’re hoping we all die of heart attacks when we see it. Will save them the costs of gender assignment surgery.

PattyJ on August 31, 2013 at 1:23 PM

Not sure of how big a market for gender reassignment surgery there is here in NE…

OmahaConservative on August 31, 2013 at 1:26 PM

Shut up, Whitey – “you are the problem“.

Schadenfreude on August 31, 2013 at 1:28 PM

“Oh, SNAP!”

~crr6

Del Dolemonte on August 31, 2013 at 1:31 PM

Nelson won’t be the only one keeping a low profile.I expect every dem running for reelection in 2014 will “have a change of heart”and start coming over to the other side.

docflash on August 31, 2013 at 1:33 PM

We are so very screwed…

OmahaConservative on August 31, 2013 at 1:23 PM

At least for now, there is always Jack Daniels – stock on now before they either make it illegal again or tax it out of existence.

redguy on August 31, 2013 at 1:34 PM

Nelson won’t be the only one keeping a low profile.I expect every dem running for reelection in 2014 will “have a change of heart”and start coming over to the other side.

docflash on August 31, 2013 at 1:33 PM

The other side of what? The Republicans are getting to be as bad as the democrats…..

Time to destroy both parties – no new parties…..

redguy on August 31, 2013 at 1:35 PM

Isn’t this exactly how it is suppose to be? Make such a wicked mess and the only thing to do will be single payer government run insurance for everyone. Freedom!!!!

Cindy Munford on August 31, 2013 at 1:37 PM

Nelson won’t be the only one keeping a low profile.I expect every dem running for reelection in 2014 will “have a change of heart”and start coming over to the other side.

docflash on August 31, 2013 at 1:33 PM

Haven’t heard a peep out of ol’ Benedict Nelson since he retired. Not one peep…

OmahaConservative on August 31, 2013 at 1:39 PM

docflash on August 31, 2013 at 1:33 PM

The only way that will flush is if they join a bi-partisan push to get rid of this monstrosity before November 2014. I’m having a really hard time imagining that. It’s right up there with my vision of winning the lottery.

Cindy Munford on August 31, 2013 at 1:39 PM

Sebelius? Sebelius? Sebelius?

pat on August 31, 2013 at 1:43 PM

Lower-cost options are available to Nebraskans that are not shown in a one page 2013-to-2014 comparison sample posted by the department.

Does that mean there are some lower cost options but you have to go look for them or there just isn’t anything else? I guess catastrophic coverage and health savings accounts aren’t legal anymore?

Cindy Munford on August 31, 2013 at 1:46 PM

Tap the all-knowing NSA database…identify all Obama voters….mandate will only apply to them, the rest discretionary…WATCH EM SCREECH! Fantasy dream over with…

hillsoftx on August 31, 2013 at 1:47 PM

Obviously we need to increase the minimum wage, ‘n stuff.

ss396 on August 31, 2013 at 1:48 PM

OT- live from the Rose garden, barky on Syria. Now.

wolly4321 on August 31, 2013 at 1:51 PM

Why is this a topic? We should be discussing the brilliance of Obama making his ‘statement’ and ‘staking his position’ on the need (ahem!) to start dropping bombs of Syrians who pose to no threat to these United States.

What are you all — a bunch of mindless robotic Conservatives or something?

/all kinds of snark here.

Of course Obamacare is a disaster! When have any liberals been successful with anything they force on us?

What’s that old saying…”The best laid plans of mice and men often come to naught.”

Someone (not a troll) please correct me if I’m mis-quoting. But if I’m accurate or no matter how it goes, I rather trust in the mouse.

Liam on August 31, 2013 at 1:51 PM

We’re going to war.

wolly4321 on August 31, 2013 at 1:53 PM

Obama is SO full of crap!

birdwatcher on August 31, 2013 at 1:55 PM

Il Duce is taking US on another War adventure…WWIII here we go…

*facepalm*

workingclass artist on August 31, 2013 at 1:55 PM

Would someone clue the constitutional law pro. Wwe are a REPUBLIC!!!! Not a constitutional democracy.
What an embarrassment he is.

katy the mean old lady on August 31, 2013 at 1:56 PM

We’re going to war.

wolly4321 on August 31, 2013 at 1:53 PM

Yep. And he is bypassing congress. This is too big for business as usual…

OmahaConservative on August 31, 2013 at 1:56 PM

I am a rare lucky person, my company pays 100% of my family HC costs each year.

With that said, we are an 8 person start-up – so fall below the 50+ employee threshold for certain “rules”

There are other opportunities for me – other positions available – but for the first time in my life, the net out of pocket cost and/or unknown moving forward vs the stability of HC has me staying put at a lower income than I am accustomed to.

We have a 15 month old and my wife works for a non profit that allows her to be a stay at home mom, with no insurance available.

I am in sales and have/can triple my income… but the fact we have no idea how and when these rules and restrictions will effect our coverage concerns me. In the past, I have had coverage paid out of pocket, with an HSA account – but they are being “phased out” so who knows. FSA account fully funded… doesn’t matter.

The fact I may need to invest $20,000+ a year for full coverage and flexibility ( we are a healthy family to date) – and not knowing what Dr or hospitals we can keep or go to – is frustrating. And I am spitballing the $20,000 amount.

The notion Obamacare “allows you to keep your coverage” is a lie. The notion “it helps poor people and doesn’t hurt upper middle class” is a lie. The notion ” it is affordable” is a lie.

Sorry for the rant.

Odie1941 on August 31, 2013 at 1:57 PM

Il Duce sez Boehner,McConnell,Pelosi & Reid are all a go in the manufactured War to save Occupy Resolve Desk in the Oval tattered ego…

workingclass artist on August 31, 2013 at 1:57 PM

Congress neds to get their happy azzes back to D.C. now.

katy the mean old lady on August 31, 2013 at 1:58 PM

It’s beginning t look like Obama didn’t really expect to bring the poor up to the level of insurance the middle class had – he wanted to drag the middle class down.

katiejane on August 31, 2013 at 1:59 PM

Congress neds to get their happy azzes back to D.C. now.

katy the mean old lady on August 31, 2013 at 1:58 PM

And give up their holiday weekend? Pfffffttt…

OmahaConservative on August 31, 2013 at 1:59 PM

Not sure of how big a market for gender reassignment surgery there is here in NE…

But Obama says it is so and is making the carriers pay for it!

Here’s the plan: if you need a knee repair, say, you go in for gender reassignment. They have to fix the knee first. Then you change your mind.

See, there’s a workaround for everything.

PattyJ on August 31, 2013 at 2:00 PM

“This is not about who occupies this office right now…” – The never ending egotistical buffoon who occupies the Oval Office

workingclass artist on August 31, 2013 at 2:01 PM

Il Duce sez Boehner,McConnell,Pelosi & Reid are all a go in the manufactured War to save Occupy Resolve Desk in the Oval tattered ego…

workingclass artist on August 31, 2013 at 1:57 PM

So, America should presume credibility from those who have none?

If they’re so credible, let us drop them in downtown Detroit (unarmed) and see what their street cred is worth down there. There are certain people you don’t mess with, by name alone. What are their names worth for their own safety in such a neighborhood?

Liam on August 31, 2013 at 2:01 PM

Anyone show on this thread yet to defend this crap? *crickets*

Bmore on August 31, 2013 at 2:02 PM

“This is not about who occupies this office right now…” – The never ending egotistical buffoon who occupies the Oval Office

workingclass artist on August 31, 2013 at 2:01 PM

Actually, it is.

You know, colleague, your quote of him sounds like he’s trying to absolve himself from the orders he is giving.

Succinctly: “I gave the order to start dropping bombs but it’s not my fault.”

Liam on August 31, 2013 at 2:03 PM

OT Obama to ask Congress for approval on Syria—

Anyone think had he actually had a coalition that he would have gone to Congress?

CW on August 31, 2013 at 2:03 PM

OT Obama to ask Congress for approval on Syria—

Anyone think had he actually had a coalition that he would have gone to Congress?

CW on August 31, 2013 at 2:03 PM

He’s playing a game, and I want to see it play out.

I want everyone, especially the Pubs, on record about this.

Liam on August 31, 2013 at 2:04 PM

I can hear it now….the dems are going to blame the GOP for not taking action against syria…here is their 2014 campaign speil…

can you hear it too?

he claim that ‘we’ made the case for action…shameful….kerry tried to make a case but there is still no evidence of a national security threat….

yepper, he’ll be blaming the gop in due course

cmsinaz on August 31, 2013 at 2:06 PM

wolfie already freaking out that the gop won’t help the president…

cmsinaz on August 31, 2013 at 2:07 PM

the squishy gop will help him out…

cmsinaz on August 31, 2013 at 2:09 PM

I can hear it now….the dems are going to blame the GOP for not taking action against syria…here is their 2014 campaign speil…

can you hear it too?

he claim that ‘we’ made the case for action…shameful….kerry tried to make a case but there is still no evidence of a national security threat….

yepper, he’ll be blaming the gop in due course

cmsinaz on August 31, 2013 at 2:06 PM

F— them! If we don’t ‘take action’, Syrians won’t be killed by American bombs paid for by American taxpayers.

Liam on August 31, 2013 at 2:12 PM

Liam on August 31, 2013 at 2:12 PM

:)

cmsinaz on August 31, 2013 at 2:13 PM

wolfie already freaking out that the gop won’t help the president…

cmsinaz on August 31, 2013 at 2:07 PM

When Wolfie puts on a uniform, picks up a gun, and VOLUNTEERS to go fight for his precious Obama, I’ll stand to him in respect and courtesy.

But not before, and his gibberings don’t count.

Liam on August 31, 2013 at 2:15 PM

“This is not about who occupies this office right now…” – The never ending egotistical buffoon who occupies the Oval Office

workingclass artist on August 31, 2013 at 2:01 PM

Actually, it is.

You know, colleague, your quote of him sounds like he’s trying to absolve himself from the orders he is giving.

Succinctly: “I gave the order to start dropping bombs but it’s not my fault.”

Liam on August 31, 2013 at 2:03 PM

Yep.

Declare War kinda halfassed on Labor Day Weekend…Declare he doesn’t need Congressional approval and name drops bi-partisan leadership support…but this War Crisis isn’t not important enough to call congress back to DC early…

workingclass artist on August 31, 2013 at 2:15 PM

Bmore on August 31, 2013 at 2:02 PM

It’s becoming increasing difficult even for the most rabid and loyal Obama-minions to defend the ACA. These results aren’t outliers or one-offs – they are happening in virtually every state.

In fact, now is the time for them to remain silent on this – otherwise they risk giving up what most of us have known since this clusterfark was proposed – that it is designed to fail and leave, according to them, only one option left, full government control via single payor.

Which is, given what we’ve learned about the abuses and ethical failures in the IRS, NSA, and other government agencies, quite ironic that they want everyone’s health information under government control.

Athos on August 31, 2013 at 2:16 PM

the squishy gop will help him out…

cmsinaz on August 31, 2013 at 2:09 PM

I want to see them do. Like you, precious friend, I expect they will.

If the Pubs approve this needless war, I’ll never vote Pub again even if they run Cruz.

Liam on August 31, 2013 at 2:16 PM

wolfie already freaking out that the gop won’t help the president…

cmsinaz on August 31, 2013 at 2:07 PM

In some of the latest polls, don’t something like 80-90% of Americans also oppose the President’s proposal to fire missiles into Syria as a symbolic ‘shot across their bows’?

Athos on August 31, 2013 at 2:17 PM

“So did I seem Kennedyesque…Y’know like October Missles?…” – Obama to Jarrett

workingclass artist on August 31, 2013 at 2:18 PM

Yep.

Declare War kinda halfassed on Labor Day Weekend…Declare he doesn’t need Congressional approval and name drops bi-partisan leadership support…but this War Crisis isn’t not important enough to call congress back to DC early…

workingclass artist on August 31, 2013 at 2:15 PM

This isn’t Dec. 7, 1941.

Obama just wants to kill people who are no threat at all to our Nation, for some street cred.

Liam on August 31, 2013 at 2:18 PM

Christensen- just another freaking stupid liberal who believed in “free”.

GarandFan on August 31, 2013 at 2:20 PM

This isn’t Dec. 7, 1941.

Obama just wants to kill people who are no threat at all to our Nation, for some street cred.

Liam on August 31, 2013 at 2:18 PM

I know.

This narcissistic buffoon keeps steppin on his weewee’d up.

workingclass artist on August 31, 2013 at 2:21 PM

Like the common street thug he is, Obama wants to kill people who have never once harmed him in any way.

Obama wants revenge, in every way he can. His Obamacare is proof of that.

Liam on August 31, 2013 at 2:22 PM

Liam on August 31, 2013 at 2:16 PM

ditto

Athos on August 31, 2013 at 2:17 PM

yepper…but he can do this without approval according to him but he’ll go ahead and wait

cmsinaz on August 31, 2013 at 2:25 PM

I know.

This narcissistic buffoon keeps steppin on his weewee’d up.

workingclass artist on August 31, 2013 at 2:21 PM

Democrats do this shit all the time, and I still don’t get it. The GOP isn’t exactly in the running to be canonized, either. But Dems are running the show so now I put all onus on them right now.

I do not understand just going out, with bombs or laws, to cause harm to people I have never met and who don’t seek my injury.

Obama is a hate-filled spiteful little person who is incapable of stopping himself from lashing out, undirected. The little shit just seeks to hurt EVERYONE.

Liam on August 31, 2013 at 2:27 PM

When do the riots over this travesty start?

Defenestratus on August 31, 2013 at 2:34 PM

Christensen once supported Obamacare — also called the Affordable Care Act — because he likes to help people.

The only problem? He didn’t realize how much it would cost him, and he’s horrified by how much it’s going to cost his employees.

It’s one thing when the costs are either hypothetical or paid by someone else. It’s a whole other critter when the shiny-eyed, caring liberal has to pay for it himself.

catsandbooks on August 31, 2013 at 3:03 PM

As a local Tea Party leader that has been screaming about this for years, I have to paraphrase from ‘Jurassic Park’:
“God, I HATE it when we’re right all the time!”

michaelo on August 31, 2013 at 3:31 PM

I guess that Kornhusker Kickback came up just a bit short.

Another Drew on August 31, 2013 at 3:34 PM

Nelson shouldn’t be allowed to keep a low profile. People should be throwing rocks through his windows and slashing his tires three times a day.

Rot in hell, you bastard.

Midas on August 31, 2013 at 3:35 PM

Christensen once supported Obamacare — also called the Affordable Care Act — because he likes to help people.

“I’m a left-leaning social activist,” he said Wednesday at a Chattanooga chapter meeting…

You’re a f*cking moron; we told you that then, and I’ll tell it to you now, you worthless, meddling, ignorant f*ck.

I’m *glad* you’re not liking the plan now. I’m *glad* your employers are going to get f*cked over by this program. And I’m glad they’re going to know that *YOU* helped make it happen. They do know where you live, don’t they? I certainly hope they have your home address so they can stop by and discuss it some time.

Midas on August 31, 2013 at 3:39 PM

Cornhusker Kick In The Gut

myrenovations on August 31, 2013 at 3:44 PM

Nelson shouldn’t be allowed to keep a low profile. People should be throwing rocks through his windows and slashing his tires three times a day.

Rot in hell, you bastard.

Midas on August 31, 2013 at 3:35 PM

Last I heard he was living in DC working as a lobbyist for some pro-abortion group.

txhsmom on August 31, 2013 at 3:59 PM

Sure took Mr. Christensen a long time to figure out he had been mugged.

Cindy Munford on August 31, 2013 at 4:01 PM

Anybody too stupid to have the foresight of what this legislation would do deserves no sympathy, no forgiveness for when they inevitably change their minds. They ALL need to go.

Ukiah on August 31, 2013 at 4:01 PM

We told you so, idiots.

Philly on August 31, 2013 at 4:24 PM

You own it it now Christiansen

jake49 on August 31, 2013 at 4:33 PM

This Nebraskan is SHOCKED!

Yakko77 on August 31, 2013 at 4:57 PM

Isn’t this exactly how it is suppose to be? Make such a wicked mess and the only thing to do will be single payer government run insurance for everyone. Freedom!!!!

Cindy Munford on August 31, 2013 at 1:37 PM
…we all know that…it is the MSM and no information voters and drones…they are counting on… to achieve this!

KOOLAID2 on August 31, 2013 at 5:23 PM

Those Soviet Union Bread lines… is gonna look like a cake walk compared to what purple lips jug ears and his POS ilk did to Health Care in this country.

roflmmfao

donabernathy on August 31, 2013 at 6:20 PM

Back on topic…why isn’t this and similar information being hammered into the L.I.V. 24/7? Actually I know why, because the GOPe is for this destruction, and Conservatives not organized enough. God have mercy on this Country.

Whiterock on August 31, 2013 at 7:17 PM

Who would have guessed that free healthcare was prohibitively expensive?

Murphy9 on August 31, 2013 at 8:08 PM

“free healthcare” = paying for every bum and skank and w3tback and punk who is carried into the ER after another binge or scuffle in their Section 8 apartment, or after they had another unwanted brat who will grow up to be a petty crook.

Predictably to everyone with a brain, the expenses are through the roof.

MelonCollie on September 1, 2013 at 12:32 PM