Reminder to young people: ObamaCare needs YOU!

posted at 1:21 pm on July 25, 2013 by Erika Johnsen

If you’re a young person who happens to be reading this and you somehow have yet to figure out that our esteemed president’s crowning legislative achievement relies directly on you volunteering to pay what in many cases will amount to at least a couple thousand more dollars a year for a health insurance plan that you in all likelihood will not need to use very much… then you really haven’t been paying attention.

That’s a couple thousand dollars you should’ve/would’ve/could’ve used as part of a down payment for a house or a car, for payments on your student loans, or just as normal disposable income that you put in a savings account or spend on everyday things. Underneath ObamaCare, of course, there are caps on how much money people with more intensive health-care needs have to pay, and nobody can be denied health insurance — meaning that somebody has to pay for all of those much more expensive health-insurance risk pools. Young people — this means you.

In his big, fat nothingburger of yet another ‘economic pivot’ speech yesterday, the President Obama obviously took the opportunity to tout his health care law and all of its supposed awesomeness, citing the same information from the big NYT story from last week purporting that “New York announced that premiums for consumers who buy their insurance in these online marketplaces will be at least 50 percent less than what they pay today. That’s right — folks’ premiums in the individual market will drop by 50 percent.”

What we’re meant to infer from that little tidbit, of course, is that ObamaCare is helping to apply downward pressure on premiums nationwide. What the president failed to mention, however, is that New York already has some of the most expensive premiums in the nation because they already have a health-care system of ObamaCare-like proportions. Sure, ObamaCare might help New York to tighten up the screws of their convoluted system and push down premiums, but then the law is going to turn around and impose the system on other states that don’t have hyper-expensive premiums.

In other words, ObamaCare might help out in a handful of states whose premiums have pretty much nowhere to go but down, but as Philip Klein points out over at the Washington Examiner in regards to a new GAO report on ObamaCare, in most states are going to be watching costs rise, especially for young people:

There are several observations I have from looking at the data below. For starters, the four most expensive states for a young and healthy resident to purchase insurance (Massachusetts, New York, New Jersey and Maine) all currently have Obamacare-like regulations on the books (most significantly, a requirement that insurers cover those with pre-existing conditions). Massachusetts — the most expensive place to purchase insurance — is essentially Obamacare at the state level.

Beyond that, it’s worth noting that the anticipated rates under Obamacare are far more expensive than the existing rates for a healthy 30 year-old. Starting next year, a 30 year-old earning $35,000 per year would have to pay $2,739 annually for a cheap “bronze plan” on the new health insurance exchanges, even after receiving subsidies, according to the Kaiser Family Foundation’s subsidy calculator. That’s more expensive than any state in the current system, and seven times more expensive than in the cheapest state, Nebraska, where premiums are currently as low as $349 annually.

The WSJ also adds some useful observations on the pricey plight young people will shortly be facing in droves:

The success of the new health-care law rides in large measure on whether young, healthy people like Gabe Meiffren, a cook at a Korean-Hawaiian food cart, decide to give up a chunk of disposable income to pay for insurance.

After getting a peek at rates being offered for fall, the 25-year-old man said he would have to peel back “expenses that aren’t life or death, like records and concert tickets,” or whiskey sours at the Horse Brass Pub down the street.

Mr. Meiffren, who hasn’t seen a doctor in more than a year, isn’t sure buying insurance is worth it, despite a federal penalty for failing to buy coverage, starting in January.

President Barack Obama’s signature initiative rests on what Mr. Meiffren and his peers choose. If flocks of relatively healthy 20- and 30-somethings buy coverage, their insurance premiums will help offset the costs of newly insured older or sicker people who need more care. If they don’t, prices across the U.S. could spike.

Newsflash, Obamabots: There’s no such thing as free health care.


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If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

Young, if even one of you falls for this, you are the biggest fools on Earth.

Per obama’care’ you don’t need this, until you’re sick.

Ignore it.

Schadenfreude on July 25, 2013 at 1:26 PM

Not a day goes by that he is not attempting to defy our laws, remove our rights, over-ride established procedures, install controversial appointees, enact divisive mandates, and assert a dictatorial form of power.

Never has there been a leader of this great land who used such tactics to harm and hurt the people and this country.

Never have we had a President who spoke with a caustic, evil tongue against the citizenry rather than present himself as a soothing, calming, and trustworthy force.

Never, in this country, have we experienced how much stress one man can cause a nation of people – on a daily basis!

Obama has promoted the degeneration of peace, civility, and quality of cooperation between us. He thrives on tearing us down, rather than building us up. He is the Architect of the decline of America, and the epitome of a Demagogue.

Schadenfreude on July 25, 2013 at 1:27 PM

Not all 25-year-olds have parents with private health policies. Medicare doesn’t offer family coverage.

alwaysfiredup on July 25, 2013 at 1:29 PM

President Barack Obama’s signature initiative rests on what Mr. Meiffren and his peers choose. If flocks of relatively healthy 20- and 30-somethings buy coverage, their insurance premiums will help offset the costs of newly insured older or sicker people who need more care. If they don’t, prices across the U.S. could spike.

Once they figure out how to game the system, they will.

And that is simply that the Obamatax is cheaper than the insurance and they can always buy a policy later if they actually need one.

Bitter Clinger on July 25, 2013 at 1:29 PM

You know, if the economy was better, and the young could get high paying jobs, and the middle class wasn’t slipping into the poorhouse, you might have a better shot at convincing the youth to throw away a couple grand a year.

Just sayin’.

Chris of Rights on July 25, 2013 at 1:30 PM

President Barack Obama’s signature initiative rests on what Mr. Meiffren and his peers choose. If flocks of relatively healthy 20- and 30-somethings buy coverage, their insurance premiums will help offset the costs of newly insured older or sicker people who need more care. If they don’t, prices across the U.S. could spike.

I’m sure they are already working out how a spike in premiums is the fault of the GOP or whatever.

Happy Nomad on July 25, 2013 at 1:30 PM

You know, if the economy was better, and the young could get high paying jobs, and the middle class wasn’t slipping into the poorhouse, you might have a better shot at convincing the youth to throw away a couple grand a year.

Just sayin’.

Chris of Rights on July 25, 2013 at 1:30 PM

Obama’s speech depicted a nation in decline. Who wouldn’t want to line up and support that? /

Happy Nomad on July 25, 2013 at 1:31 PM

If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

I know the Dems tossed that in to make the law more popular but it really undercuts the whole scheme.

Bitter Clinger on July 25, 2013 at 1:31 PM

C’mon, trolls, tell us why you haven’t signed up yet.

CurtZHP on July 25, 2013 at 1:32 PM

Reminder to young people men: ObamaCare needs YOU!

You misspelled “men”. PlaceboCare is all about subsidizing the Flukes of the ObamiNation.

Steve Eggleston on July 25, 2013 at 1:34 PM

C’mon, trolls, tell us why you haven’t signed up yet.

CurtZHP on July 25, 2013 at 1:32 PM

What are you talking about? bayam’s already signed up for his subsidies 12 times already!

Chuck Schick on July 25, 2013 at 1:34 PM

If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

Wait til employer drops their coverage or their private policy premiums skyrocket for family coverage, Jr. will be on his own, where he should be, since he most likely voted for the Fraud-In-Chief twice..

hillsoftx on July 25, 2013 at 1:35 PM

Reminder to young people: ObamaCare needs YOU!

The bigger issue: Do young people need Obamacare?

coldwarrior on July 25, 2013 at 1:37 PM

Can’t wait to see what photo is selected when young people start figuring this out and getting really angry. Will it be this one, or the applauding pony-tailed doctor?

Chuckles3 on July 25, 2013 at 1:37 PM

Obama is flukeing you, one city at a time.

Schadenfreude on July 25, 2013 at 1:39 PM

Reminder to young people: ObamaCare needs YOU!

It’s your patriotic duty to act against your own self-interest.

RadClown on July 25, 2013 at 1:40 PM

700 million, to one billion and more…of your hard-earned tax money, to advertise his signature b/s package.

Only in stupid America.

Work harder, fools!

Schadenfreude on July 25, 2013 at 1:40 PM

It’s your patriotic duty to act against your own self-interest.

RadClown on July 25, 2013 at 1:40 PM

So the rat-eared coward is recycling his 2012 campaign theme?

Happy Nomad on July 25, 2013 at 1:43 PM

If Obamacare were such a wonderful thing, the feds would be hiring thousands and thousands of clerks and such just to keep up with the line of applicants forming up all across the Land.

Would not need to spend over $700 million, if not more, no, probably a lot more, trying to propagandize this goat screw.

Anybody seen any long lines of eager young folks, or any folks at all, just trembling with delight in anticipation of getting in the door to sign up for this Obamanation?

Me, neither.

coldwarrior on July 25, 2013 at 1:45 PM

“Weed or overpriced health insurance…which to buy.” – Typical Obama Voter

Don’t bet on it choosing the health insurance.

NotCoach on July 25, 2013 at 1:46 PM

Just re-watched Fargo last night. Reading about how ObamaCare increases premiums (but that’s okay because you get so much better coverage you’ll be glad to pay more for it) reminded me of Jerry Lundegaard trying to make a customer pay more for Tru-Coat and then offer him $100 off as a compromise.

PackerBronco on July 25, 2013 at 1:48 PM

You slackers are gonna be very busy. You have a lot to pay for. Lol! ; ) Starve!!!

Bmore on July 25, 2013 at 1:48 PM

Don’t young people need a job to qualify for Obamacare? I think that is a problem.

meci on July 25, 2013 at 1:51 PM

Sure, they are asking nicely and saying please now, but wait till they get desperate and the threats start. How soon before Obama makes an executive decision to dump the 26 year old coverage?

ctmom on July 25, 2013 at 1:51 PM

To: ObamaCare

lolno kthxbai

- A twenty something year old from California.

FontanaConservative on July 25, 2013 at 1:59 PM

Chuckles3 on July 25, 2013 at 1:37 PM

Was just gonna comment on how perfectly clownish this pic is … makes me LOL each time I see it.

Then that crap-sandwich taste returns to my mouth ….

pambi on July 25, 2013 at 2:00 PM

How soon before Obama makes an executive decision to dump the 26 year old coverage?

ctmom on July 25, 2013 at 1:51 PM

How soon after do the under-26-ers make a decision to dump Obama…and all the Dems who foisted this mess on us?

[Never let a crisis go to waste...we can use this...]

coldwarrior on July 25, 2013 at 2:01 PM

“Little darlin’
it’s been a long cold lonely winter
…here comes the sun”

uh-oh, they’re about to find out what’s in it

DanMan on July 25, 2013 at 2:03 PM

Yet these under 30s are solidly in the Dem column. You cant fix stupid but you obviously can fool them.

neyney on July 25, 2013 at 2:03 PM

Yet these under 30s are solidly in the Dem column. You cant fix stupid but you obviously can fool them.PM

cycle of life neyney, I voted for Carter once. I honestly don’t recall thinking much about politics until I got out, married, had kids and bought a house. I believe the millennials out number the boomers. Think of the lesson they are getting. It’s a shame every generation or two we have to learn these lessons but let’s see how it plays out.

DanMan on July 25, 2013 at 2:12 PM

OT, but all is on the same topic, the land’s decline.

The D’s platform

Schadenfreude on July 25, 2013 at 2:18 PM

If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

Ah, you’re old. You’re thinking of OLD family style setups. Mom or dad works at a good job, kids are taken care of, family medical plan expense are prepared for and covered.

Silly.

We’ve got the NEW family setup. Single mom, on government assistance, with minimal income. Even if she’s got a job with healthcare, she’s paying some. And paying hundreds or thousands more a year for the family plan isn’t in her budget.

See this is better because families don’t need to stay together; so everyone is dependent on the government. This is what we’ve worked to achieve with decades of policies.

So the kids could be covered by mom, if she could afford it. But that isn’t likely, and unless they’re better off paying mom than taking the penalty financially (assuming mom’s work has a family plan), they’ll take the penalty.

Or shell out thousands more for a plan they won’t use; which seems to be the forlorn hope here.

gekkobear on July 25, 2013 at 2:19 PM

Punish the 85% of Americans

Schadenfreude on July 25, 2013 at 2:20 PM

Reminder to young people: ObamaCare needs YOU!

CORRECTION: Reminder to young people: ObamaCare needs YOU! YOU’RE MONEY!

olesparkie on July 25, 2013 at 2:43 PM

If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

Because the (my employer’s) insurance company raised the rates 200+% to cover dependents.

TerryW on July 25, 2013 at 3:01 PM

Once Hollywood gets done selling this to the LIV young Obama worshippers, then they will sign up in droves. That’s the society that we live in folks. Another point in favor of the eventual sucess of Obamacare in creating a dependency culture is that conservative predictions of Obama’s inevitable failure are always proven wrong. See the last election for all the proof that you need of that. The young people will sign up once Will Ferrell and Eva Longoria are done with them. Then the subsidies will start flowing aided by several key Republican defections in the House and voila, Obamacare will be permanent. Game over. Obviously, I have no confidence that we can prevent it. Its supporters were several steps ahead of us long ago and are willing to stop at nothing to make sure that it succeeds. Of course it will only brings us misery and more national decline but once its locked in there will be no going back. The powers that be will be sure that blame is directed everywhere but where it should really go.

Texene on July 25, 2013 at 3:02 PM

If a “child” can stay on their parents policy until they are 26. Why would said “child” buy one of their own?

Gatsu on July 25, 2013 at 1:24 PM

Because the (my employer’s) insurance company raised the rates 200+% to cover dependents.

TerryW on July 25, 2013 at 3:01 PM

Actually, that was a poor estimate. Actual was 396% – Aetna Insurance.

TerryW on July 25, 2013 at 3:11 PM

“We need to pass this in order to find out whats in it.”
Biggest shell game in history!

Zexerz on July 25, 2013 at 3:19 PM

Anybody seen any long lines of eager young folks, or any folks at all, just trembling with delight in anticipation of getting in the door to sign up for this Obamanation?

Me, neither.

coldwarrior on July 25, 2013 at 1:45 PM

We did see them lining up to crap on cop cars.

Now they’re lining up at Porta-Potties where ObamaCare is advertised.

As their infamous former Secretary of State said, “What difference does it make?”

Steve Z on July 25, 2013 at 3:21 PM

That’s more expensive than any state in the current system, and seven times more expensive than in the cheapest state, Nebraska, where premiums are currently as low as $349 annually.

If health care is only $349 per month in Nebraska, no wonder the Nebraska Senators had to be bought off with the Cornhusker Kickback to vote for ObamaCare!

Ben Nelson was unavailable for comment.

Steve Z on July 25, 2013 at 3:43 PM

Obamacare Needs You! To lower your expectations EVEN MORE!

kirkill on July 25, 2013 at 3:58 PM

This is the problem with living in a Democracy. If we were more like China, which is what Thomas Friedman would prefer, the penalty that young people would have to incur for not voluntary purchasing health insurance would be a bayonet pointed at their chests.

ardenenoch on July 25, 2013 at 4:29 PM

What do you know? Lookie here.

Schadenfreude on July 25, 2013 at 4:43 PM

I’m still stuck on when healthcare became a right.

BobMbx on July 25, 2013 at 4:47 PM

What do you know? Lookie here.

Schadenfreude on July 25, 2013 at 4:43 PM

There’s no chance that a woman diagnosed with a pregnancy will receive unsolicited email, phone calls or junk mail advertising the benefits of Planned Parenthood.

Just won’t happen.

BobMbx on July 25, 2013 at 4:50 PM

If those under 30 who don’t need “bells and whistles” coverage act in a fiscally prudent manner, Obama health insurance ACA will die for lack of money. Why should young people enroll in a plan that they don’t need just to prop up Obama’s legacy, if the fine (tax according to the Supreme Court) is only ninety-five bucks? How difficult is this to figure out? Pay a $95 penalty on your tax return or pay thousands in premiums. If you’re under 30 and don’t want to live under your parents’thumbs until age 26, you’ll opt for the $95. If you get sick, go to the emergency room or to the local strip mall clinic. If you get real sick, sign up for ACA and then drop it when you get well. It’s a no brainer, unless you want to support King Obama’s health care law by giving him thousands of dollars unnecessarily. Be careful though, the president might call you unpatriotic.

stefano1 on July 25, 2013 at 5:27 PM

Mr. Meiffren, who hasn’t seen a doctor in more than a year, isn’t sure buying insurance is worth it, despite a federal penalty for failing to buy coverage, starting in January.

Clearly, the penalty isn’t severe enough. Meiffren MUST pay his “fair share”.

Maybe noncompliance with the health insurance requirement should be made a criminal offense.

malclave on July 25, 2013 at 7:13 PM