ObamaCare’s small-business exchanges aren’t attracting many insurers so far

posted at 2:41 pm on June 14, 2013 by Erika Johnsen

The Obama administration and their allies have been turning their attentions lately, not merely to actually implementing the colossal mess of new rules and regulations and programs and taxes ObamaCare requires, but also to selling the thing to the American public — because without an “informed” and willing populace to quickly populate the system, the whole thing is even less likely to get off to an even remotely successful start. The declining public support for the law isn’t a great sign, seeing as how they’d desperately like to engineer some large-scale participation before the 2014 midterms.

In the scramble to deliver on its many oh-so-generous promises, however, the administration has already had to readjust several of their proffered timelines, and they’ve been putting their emphasis on getting the individual insurance exchanges up and running as priority numero uno — meaning that the promised features for small businesses are getting put on the back-burner. Via Politico:

Obamacare’s new insurance marketplaces for small businesses, which have already stumbled before getting out of the gate, are facing another pressing question just months before millions can sign up for benefits: What happens if insurers don’t show up to sell?

Early looks at insurance offerings on the Obamacare exchanges show that insurers aren’t exactly signing up in droves to sell on the new Small Business Health Option Program exchanges. In some states, just one insurer has signed up for the SHOP exchanges, which are supposed to foster competition and make it easier for small businesses to purchase coverage. The SHOP exchanges exist alongside the exchanges for individuals, which have gotten more attention in preparation for the health law’s rollout.

The Obama administration is still trying to recruit insurers to states where there’s been little interest in exchanges. But some health law advocates believe administration health officials have put a greater emphasis on standing up the individual exchanges, where they hope premium tax credits will be a big draw for millions to sign up for coverage next year.

In many cases, they also see little incentive for SHOP exchanges in 2014. A limited tax credit for small businesses available only in the SHOP exchanges has so far received less interest than expected, and a key feature providing employees with more freedom to pick their health plan has been delayed in most states.

In both Washington state and North Carolina, for instance, only a single insurer has signed up to offer insurance through the small-business exchanges, and in Mississippi, no insurers have signed up for the SHOP exchange (while only one insurer has signed up for their individual exchange, by the way!). What’s more, the delayed program that was supposed to help provide small-businesses employees with a greater array of choice in health plans isn’t going to get out of the gate until after 2015 in the federally-run state exchanges — none of which is going to help the Obama administration follow through on the key selling point that these exchanges would be helpful to small businesses in increasing competition and lowering costs.


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Oh, don’t worry.

They’ll just write a new law that forces the insurers to join!

Opposite Day on June 14, 2013 at 2:45 PM

There are ways to make them cooperate…

d1carter on June 14, 2013 at 2:48 PM

Go pound sand, Queen of Death.

22044 on June 14, 2013 at 2:49 PM

Surprise…

KCB on June 14, 2013 at 2:49 PM

A fustercluck!

rbj on June 14, 2013 at 2:50 PM

My doc is calling it quits and no longer accepting public/private insurance. Cash/credit card…patient/doctor and no one else. He’s listing his prices and offering even deeper discounts for going on a fixed monthly fee for long term…

I’m sticking with him…

PatriotRider on June 14, 2013 at 2:50 PM

Kathleen the Death Queen will just sic the IRS on them.

CurtZHP on June 14, 2013 at 2:51 PM

I’ve got to wonder just how angry Sebelius is that a 10-year-old girl managed to get much needed medical care despite HHS’s best efforts as killing her. These exchanges will only make the prospects of death all that more likely for anybody with serious illness. It is a feature not a bug in the “some people live and some people die” reality of Obamacare.

Happy Nomad on June 14, 2013 at 2:51 PM

What’s this? Oh, it’s a private health insurance “exchange”. Oddly it existed in the dark, pre-Obamacare days.

Charlemagne on June 14, 2013 at 2:52 PM

PatriotRider on June 14, 2013 at 2:50 PM

That’s the route I’m going to take as well.

Charlemagne on June 14, 2013 at 2:53 PM

My doc is calling it quits and no longer accepting public/private insurance. Cash/credit card…patient/doctor and no one else. He’s listing his prices and offering even deeper discounts for going on a fixed monthly fee for long term…

I’m sticking with him…

PatriotRider on June 14, 2013 at 2:50 PM

It would be ironic if all this government meddling finally forced the entire system back to where it came from in the first place.

Of course, doctors would have to be willing to accept chickens.

trigon on June 14, 2013 at 2:53 PM

Gosh darn it! They need to fix the congressional staffer program first. I mean, how will our government run without the brain trust.

BacaDog on June 14, 2013 at 2:55 PM

What my doc is doing is REAL healthcare reform…screw the government AND the insurance companies…

PatriotRider on June 14, 2013 at 2:55 PM

Of course, doctors would have to be willing to accept chickens.

trigon on June 14, 2013 at 2:53 PM

That’s true freedom…

PatriotRider on June 14, 2013 at 2:56 PM

Heh.

What an ingenious concept: create a system where people can compare the offerings of various sellers and choose which if any to patronize. Leave it to the arrogance of Obama and his acolytes to imagine they could reinvent the marketplace which has existed for thousands of years.

Too bad Sebelius didn’t succeed in killing the little girl. It wasn’t that she wanted to kill her so much (the child was another potential abortion pill customer) as she couldn’t tolerate anyone questioning her authority.

Tell me you can’t imagine Madame Secretary in full Gestapo garb, complete with riding crop.

Adjoran on June 14, 2013 at 2:58 PM

Did that little girl get a kidney? I haven’t read the story.

It must be galling the government that the free market is defeating their scheme. There isn’t much they can do if doctors and patients work out their own matters, without Washington being allowed to play.

Liam on June 14, 2013 at 3:03 PM

The medium family income is around $55,000.A family of 4 policy is $20,000.Doesn’t leave much for a mortgage,car,food,schools,gas,clothing,auto/home insurance,local,state,federal taxes,utilities,and health insurance deductibles.Anyone with a job will be working to pay for health insurance and nothing else.

docflash on June 14, 2013 at 3:04 PM

Tell me you can’t imagine Madame Secretary in full Gestapo garb, complete with riding crop.

Adjoran on June 14, 2013 at 2:58 PM

I got a little chub thinking ablut that…..

BacaDog on June 14, 2013 at 3:10 PM

Liam, she received her new lungs on Wednesday. If it had been up to Cruella, her parents would be planning her funeral.

Resist We Much on June 14, 2013 at 3:11 PM

This is reminding me of the AT&T breakup. Billions spent and in the end you get what was there in the first place. I’m from the government…(you know the rest!)

Deano1952 on June 14, 2013 at 3:11 PM

Oh, hell no

Schadenfreude on June 14, 2013 at 3:11 PM

She looks like she takes mean pills.

claudius on June 14, 2013 at 3:12 PM

Liam, she received her new lungs on Wednesday. If it had been up to Cruella, her parents would be planning her funeral.

Resist We Much on June 14, 2013 at 3:11 PM

That’s great! I haven’t seen a story on it.

Liam on June 14, 2013 at 3:12 PM

That’s great! I haven’t seen a story on it.

Liam on June 14, 2013 at 3:12 PM

It is..
Just had to wait for Government to be ordered to get the fluck out of the way…

Electrongod on June 14, 2013 at 3:13 PM

Schadenfreude on June 14, 2013 at 3:11 PM

Thanks…I needed that!!

Deano1952 on June 14, 2013 at 3:14 PM

Tell me you can’t imagine Madame Secretary in full Gestapo garb, complete with riding crop.

Adjoran on June 14, 2013 at 2:58 PM

Irma Grese?

Resist We Much on June 14, 2013 at 3:14 PM

Did that little girl get a kidney? I haven’t read the story.

man I guess you didn’t read the story…its was lungs and yes she got them yesterday, no word on the person she got in front of but it was reported the surgery went well

DanMan on June 14, 2013 at 3:16 PM

My doc is calling it quits and no longer accepting public/private insurance. Cash/credit card…patient/doctor and no one else. He’s listing his prices and offering even deeper discounts for going on a fixed monthly fee for long term…

I’m sticking with him…

PatriotRider on June 14, 2013 at 2:50 PM

How will that work once everyone is mandated to buy into Obamacare? Pay for Obamacare and but get services from a pay per visit doctor?

Mimzey on June 14, 2013 at 3:16 PM

Didn’t see that coming.
Don’t you have more 8 year olds to kill, Kathleen?
She gladly took Tiller’s blood money.

HornetSting on June 14, 2013 at 3:17 PM

Irma Grese?

Resist We Much on June 14, 2013 at 3:14 PM

The Blonde Angel of Auschwitz. Wasn’t she the one who had certain lampshades made?

Liam on June 14, 2013 at 3:18 PM

She looks like she takes mean pills.
claudius on June 14, 2013 at 3:12 PM

Face it, you guyz are just threatened by masculine women.
We gave up our masculinity years ago so we feel no threat.
- lib guyz

Marcola on June 14, 2013 at 3:18 PM

man I guess you didn’t read the story…its was lungs and yes she got them yesterday, no word on the person she got in front of but it was reported the surgery went well

DanMan on June 14, 2013 at 3:16 PM

Yes, it was lungs.

Liam on June 14, 2013 at 3:19 PM

My doc is calling it quits and no longer accepting public/private insurance. Cash/credit card…patient/doctor and no one else.

ours too, his group quit taking new medicare patients about three or four years ago as well, he said as soon as his last kid is out of college he is quitting and going fishing

DanMan on June 14, 2013 at 3:20 PM

Once again, no new laws ‘fixing’ Obamacare will be passed, or need to be. One of the countless ‘The secretary shall determine’ sections in Obamacare can and will be used to compel insurers to do what Obamacare needs them to do.

Don’t like it? Fine, take it to court. Roberts will be waiting…

Marcola on June 14, 2013 at 3:21 PM

Detroit defaulted today.All of the pension retirees are getting put into the health care exchanges and Medicade.The snake came back to bite them.

docflash on June 14, 2013 at 3:22 PM

There are ways to make them cooperate…

d1carter on June 14, 2013 at 2:48 PM

Cooperate and/or just go out of business….it doesn’t matter which.

hawkeye54 on June 14, 2013 at 3:22 PM

Detroit defaulted today.All of the pension retirees are getting put into the health care exchanges and Medicade.The snake came back to bite them.

docflash on June 14, 2013 at 3:22 PM

A whole bunch of California is right behind them.

Johnnyreb on June 14, 2013 at 3:28 PM

The more the IRS, NSA, HHS keeps it up – the more people will drop out and just do everything on the black market. In 10-15 years – the underground economy will be larger than the GDP. Then the feds will really feel the suck…..I predict an underground currency (off the grid) will pop up and make CC’s and cash obsolete.

redguy on June 14, 2013 at 3:38 PM

Did that little girl get a kidney? I haven’t read the story.

It must be galling the government that the free market is defeating their scheme. There isn’t much they can do if doctors and patients work out their own matters, without Washington being allowed to play.

Liam on June 14, 2013 at 3:03 PM

Well it was lungs and yes she got them. The death panels cheated at least once more.

redguy on June 14, 2013 at 3:40 PM

Nice insurance company ya got here. Be a shame if anything should happen to it. BTW, you folks been audited by the IRS lately? OSHA been by to check the workplace? EPA been by to check out the work environment?

GarandFan on June 14, 2013 at 3:41 PM

Nothing to worry about- Ve hav vays to make you co-operate.

3dpuzzman on June 14, 2013 at 3:47 PM

If no one can sign up then no one pays the fine or goes to jail, right?

txhsmom on June 14, 2013 at 3:48 PM

I hope O’care does in 2014 what it did for us in 2010—IN THE SENATE!

hillsoftx on June 14, 2013 at 3:52 PM

How will that work once everyone is mandated to buy into Obamacare? Pay for Obamacare and but get services from a pay per visit doctor?
Mimzey on June 14, 2013 at 3:16 PM

Nope, you just pay the fine. It’s a lot cheaper.

txhsmom on June 14, 2013 at 3:52 PM

Detroit defaulted today.All of the pension retirees are getting put into the health care exchanges and Medicade.The snake came back to bite them.
docflash on June 14, 2013 at 3:22 PM

Wow.

txhsmom on June 14, 2013 at 3:54 PM

What’s this? Oh, it’s a private health insurance “exchange”. Oddly it existed in the dark, pre-Obamacare days.

Charlemagne on June 14, 2013 at 2:52 PM

What’s that, a link to the internet?

SomeCallMeJohn on June 14, 2013 at 4:03 PM

I love the fact that CONGRESS AND THEIR STAFFS have to enroll in Obamacare, and they are whining about the cost… some will have to leave for other jobs…

I guess they should have read the Bill before they passed it…

Heh heh heh… Boo freaking hoo!!

Khun Joe on June 14, 2013 at 7:38 PM

Well it was lungs and yes she got them. The death panels cheated at least once more.

redguy on June 14, 2013 at 3:40 PM

Another person who doesn’t understand that organs are not cars or pencils and there isn’t a shortage because Obama is taxing the factories that used to make them by the shipload.

MelonCollie on June 15, 2013 at 7:24 AM