Quotes of the day

posted at 10:41 pm on March 21, 2013 by Allahpundit

Some Americans could see their insurance bills double next year as the health care overhaul law expands coverage to millions of people.

The nation’s big health insurers say they expect premiums — or the cost for insurance coverage — to rise from 20 to 100 percent for millions of people due to changes that will occur when key provisions of the Affordable Care Act roll out in January 2014.

Mark Bertolini, CEO of Aetna Inc., one of the nation’s largest insurers, calls the price hikes “premium rate shock.”

“We’ve done all the math, we’ve shared it with all the regulators, we’ve shared it with all the people in Washington that need to see it, and I think it’s a big concern,” Bertolini said during the company’s annual meeting with investors in December.

***

Manor’s company employs 45 people. If he brings in just five more, his business would soon be subject to new minimum coverage standards under the 2010 law — and he does not know whether his current health plan would meet this threshold of coverage or how his premiums might be affected.

“These changes are less than a year away, and I still have no information about how much our premiums are going to cost,” said Manor, owner of Bittersweet Catering, Cafe and Bakery. “It definitely gives me pause when thinking about adding another location.”…

“There is tremendous confusion and fear among many of my competitors and other business owners in my network, particularly about what you have to cover and how you have to report,” said Hugh Joyce, owner of James River Air Conditioning in Richmond. “In speaking to them, I am convinced that the primary reason we aren’t seeing a robust economic recovery is the uncertainty and costs associated with this health-care law.”…

One in eight small-business owners who responded to a survey by the National Federation of Independent Business said their health insurance providers had notified them that their plans would be terminated. A study released last week by Adecco, a human resources consulting firm, showed that nearly a third of employers said they stopped hiring or cut their workforce because of the law.

***

Rachel Shein and Steve Pilarski, the married owners of the bakery, which employs 95 people, estimate this could cost their business up to $108,000, and they are weighing their options as the date approaches. “Our revenues are about $8 million, but the food business is a low-margin industry so cutting $108,000 out of our profits, which are just over $200,000, is a big deal,” said Ms. Shein, who is the chief executive. They are evaluating different ways to comply with the new law and finance the expense…

Option One is to provide the insurance. According to the law, Ms. Shein will have to offer health insurance or, most likely, pay a penalty, and she estimates the insurance will cost up to $108,000 a year for 90 employees (managers have insurance already)…

Option Two is to not offer health insurance and let employees find coverage elsewhere, perhaps on one of the new government exchanges. Under this option, the company will probably have to pay the mandated “employer shared responsibility payment” to the government.

The cost to the business would be $2,000 per employee a year, but the law exempts the first 30 employees, so the total would be $130,000 per year for a 95-person company…

Ms. Shein is considering a third option: outsourcing certain jobs to reduce the staff, because businesses with 50 or fewer employees will be exempt from the penalty. “We can outsource the cleaning and make the drivers independent contractors,” she said, “and we can cut the least profitable delivery routes, least profitable accounts or reduce the variety of items we create.”

***

Obamacare’s formal name is the Patient Protection and Affordable Care Act. But according to a new Kaiser Family Foundation poll, even Democrats are skeptical that the law will improve health care quality and reduce costs.

Kaiser’s health tracking poll found that 37 percent of Democrats said “the cost of health care for the nation as a whole” would be better as a result of the law, just 39 percent said health care quality would be better and 27 percent said consumer protections for private insurance would be better. However, 53 percent of Democrats said the law would improve access to health care for the uninsured.

The numbers are worse for the population as a whole.

***

The Affordable Care Act was sold as a way to solve both problems [universality and affordability]. What it really does, though, is extend, sloppily and expensively, a right to health insurance to all. It’s a law that deals with the universality problem, not the spending problem. The cost-cutting measures it does contain are mainly experiments that will take years to evaluate. Yes, the rate of growth in health care costs has remained stable for the last three years. But that is more likely the result of the recession, and of experiments in private networks, which began before Obama-care. Most of Obama-care has yet to take effect. The problem of rising health costs remains…

Expect the grumbling to become more pronounced as the administration struggles to implement Obama-care. The 2014 deadline for the individual mandate and state- and federal-based health insurance exchanges is looming, and there is no guarantee the government will meet it. We may be better off if it doesn’t. What might happen, for instance, if universal coverage is not achieved despite the mandate? What might happen if employers slough employees off to the exchanges? If costs rise as demand increases?…

Unless conservatives and Republicans offer their own solutions to the twin problems of universality and affordability—solutions that begin a long process of introducing real price discovery and consumer choice into health care—liberals and Democrats will use Obama-care’s flaws as the basis for additional government intervention. They will double down on the flawed insurance model. Their inability to realize unrealizable ideals through politics will provoke .  .  . well, more politics. Liberal griping will give way to liberal law-making. You’ve been warned.

***

In the three years since Obamacare — the legislative darling of the president’s first term — was signed into law, it has grown from an adorable 2,700-page binder full of rules and kickbacks into a towering 7-foot-3-inch, 300-pound behemoth totaling more than 20,000 pages of byzantine mandates and regulations. When House speaker Nancy Pelosi (D., Calif.) infamously said, “We have to pass the bill so you can find out what is in it,” she wasn’t kidding.

Now, thanks to some enterprising staffers in the office of Senate minority leader Mitch McConnell (R., Ky), the American people can finally see what their elected officials created. The so-called Red-Tape Tower became an instant hit on social-media sites after McConnell’s press office tweeted a photo on March 12 (hashtag #redtapetower) of all 20,000-plus pages of regulations that the administration has released since Obamacare became law. The tower was stacked neatly in a corner of the Capitol building and adorned with a red satin bow that a staff member found at a stationary shop in nearby Union Station. The photo has been shared by tens of thousands on Facebook and Twitter…

“If you think that’s bad,” he said, pointing at the tower, “wait until they try to fix it.”

***

On top of Obama’s 2008 victory, congressional Democrats were able to build on their gains from 2006, so that once all the votes were counted (and Sen. Arlen Specter defected) they had a filibuster-proof majority in the Senate. It was only the lopsided nature of the majorities that allowed a plan as ambitious as Obamacare to become law…

It’s quite possible that a Democrat still would have won the White House in 2008, even had the Iraq War never been fought. But that Democrat would not likely have been Obama, nor anyone nearly as liberal. And were it not for the war, no Democratic president would have come into office with as much political capital — or with such large majorities in Congress — as Obama did.

It’s hard to see how Obamacare would have become law if Bush had never invaded Iraq. This is a bitter pill to swallow for those conservatives who supported the war and bitterly fought Obamacare.

***

Via Twitchy. Click the image to enlarge.

oc

***

Click the image to watch.

ck


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jrsrigmvr on March 22, 2013 at 1:20 AM

You know I love that tune, my friend! What a nice compliment. Thank you. :)

thatsafactjack on March 22, 2013 at 1:22 AM

nite ken.

Fred

jrsrigmvr on March 22, 2013 at 1:22 AM

*swoosh*

thatsafactjack on March 22, 2013 at 1:21 AM

I wore that song out!! My little 45… :-D

*swoosh*

Scrumpy on March 22, 2013 at 1:23 AM

Scrumpy on March 22, 2013 at 1:23 AM

LOL! Goodnight, Spritely One! Sleep well, and dream in sweet poetic imagery. :)

thatsafactjack on March 22, 2013 at 1:25 AM

the imbecilic ignoramuses eat that stuff up. I’m sure I’ll hear all about that stupid retweet tomorrow.

tom daschle concerned on March 22, 2013 at 1:14 AM

Give them this, and force them to view the pictures, and to defend Obama. He supports this.

Schadenfreude on March 22, 2013 at 1:28 AM

Harvard just “blew up” a lot of folks NCAA Tourney brackets..:)

Dire Straits on March 22, 2013 at 12:27 AM

It blew up my bracket for sure. But I correctly picked Oregon over Okla St. and California over UNLV to kind of make up for it. I’m beating Obama and Dick Vitale, and that’s all I really care about. :)

TarheelBen on March 22, 2013 at 1:28 AM

goodnite chrissy: sleep tite don’t let the bedbugs bite.

Fred

jrsrigmvr on March 22, 2013 at 1:28 AM

Insider – Nicks/Petty

thatsafactjack on March 22, 2013 at 1:29 AM

I was spying on some hotties. Just keeping the Peace cause I’m the Peace police.

SparkPlug on March 22, 2013 at 1:29 AM

Change of Heart – Petty

thatsafactjack on March 22, 2013 at 1:36 AM

Give them this , and force them to view the pictures, and to defend Obama. He supports this.
Schadenfreude on March 22, 2013 at 1:28 AM

I’ve been avoiding that story. it makes my heart break.

tom daschle concerned on March 22, 2013 at 1:38 AM

thatsafactjack on March 22, 2013 at 1:29 AM

special. i’d marry her if mrs fred would let me.

Fred

jrsrigmvr on March 22, 2013 at 1:39 AM

TarheelBen on March 22, 2013 at 1:28 AM

I hear you..Good luck tomorrow..)

Dire Straits on March 22, 2013 at 1:40 AM

I Put A Spell On You – David Gilmore

thatsafactjack on March 22, 2013 at 1:42 AM

Schadenfreude on March 22, 2013 at 1:28 AM

That is so sad..Should break anyone’s heart..:(

Dire Straits on March 22, 2013 at 1:42 AM

jrsrigmvr on March 22, 2013 at 1:39 AM

LOL! I don’t see Mrs. Fred letting that happen! :)

thatsafactjack on March 22, 2013 at 1:43 AM

Jackie of academia and the glade.

I’m Rusty of casterly rock. AA, BS. Current goverment employee, soon to be farmer.

Rusty Allen on March 22, 2013 at 1:44 AM

Schadenfreude on March 22, 2013 at 1:28 AM

I sent that around today with a very pointed message and got some surprising responses from those on the other side of the aisle.

thatsafactjack on March 22, 2013 at 1:44 AM

a lullaby of sorts

tom daschle concerned on March 22, 2013 at 1:45 AM

Spying on hotties?

Rusty Allen on March 22, 2013 at 1:45 AM

Ed Harcourt

Schadenfreude on March 22, 2013 at 1:46 AM

Rusty Allen on March 22, 2013 at 1:44 AM

That’s very interesting. Farmer… and poet. I look forward to seeing more of your work. You’re a natural fit for the Glade, too. :)

thatsafactjack on March 22, 2013 at 1:49 AM

it’s that time again. all the kids are down for the night, therefor i should check out too.

adios: vaya con dios.

Fred

jrsrigmvr on March 22, 2013 at 1:51 AM

Schadenfreude on March 22, 2013 at 1:46 AM

That’s very good. I’ve bookmarked it. :)

thatsafactjack on March 22, 2013 at 1:51 AM

Thanks, Jackie.

Rusty Allen on March 22, 2013 at 1:55 AM

Night, Fred.

Rusty Allen on March 22, 2013 at 1:56 AM

Someday I’ll Be A Farmer – Melanie Safka

thatsafactjack on March 22, 2013 at 1:56 AM

Mayor Nutter, The First Amendment, And That “National Conversation On Race”

Sometimes, you feel like a nut. Sometimes, you don’t!

Resist We Much on March 22, 2013 at 1:57 AM

jrsrigmvr on March 22, 2013 at 1:51 AM

Goodnight, Fred. Sleep well, my friend. :)

thatsafactjack on March 22, 2013 at 1:58 AM

Haha, night Jackie and all. Have a great Friday.

Rusty Allen on March 22, 2013 at 2:00 AM

Fade To Black – Dire Straits

I bid you all a fond goodnight. It’s been a pleasure, as always. See you soon.

thatsafactjack on March 22, 2013 at 2:02 AM

I’ve just gotten a late report about a UFO crash in the Glade. I’ll be up all night investigating. News to follow.

SparkPlug on March 22, 2013 at 2:11 AM

The oh so fundamentally corrupt…
It’ll all be free…

Imaginations are, when they are, free.

pffft.

Hell in a ‘pic-a-nic’ basket.

Not so bad — keeping one’s wits.

Bless you all for my optimistic lurking.

mickytx on March 22, 2013 at 3:13 AM

I’ve just gotten a late report about a UFO crash in the Glade. I’ll be up all night investigating. News to follow.

SparkPlug on March 22, 2013 at 2:11 AM

…1st reports were that it was a big shoe…

KOOLAID2 on March 22, 2013 at 3:15 AM

a really big (turns, swings around all Ed Sullivan-like) shoe?

mickytx on March 22, 2013 at 3:30 AM

I wonder if, for the LIV, one could boil, simmer out all the lies from our government, would that be
obviously empty?

mickytx on March 22, 2013 at 3:32 AM

oh, and loathe.
that too
yay!
now I can get on to ‘the world as it exists’ and such, right Barky-O-Liar?

Oops, QOTD is all fun-sense.

Exactly why I comment so infrequently. Watching it all come tumbling down
and the best I do is comment on a blog.

Well, better vent than to…..
arghh!

mickytx on March 22, 2013 at 3:42 AM

Electing and then reelecting Obama is like someone swallowing a snake with the snake proceeding to eat them alive from the inside out.

VorDaj on March 22, 2013 at 3:46 AM

I’ve just gotten a late report about a UFO crash in the Glade. I’ll be up all night investigating. News to follow.

SparkPlug on March 22, 2013 at 2:11 AM

If Elvis is there save him first.

VorDaj on March 22, 2013 at 3:48 AM

Well, better vent than to…..
arghh!

mickytx on March 22, 2013 at 3:42 AM

…vent more often here mickytx…venting infrequently or just lurking…can cause progressive diseases!

KOOLAID2 on March 22, 2013 at 3:53 AM

Meanwhile in Australia.

After yesterday’s debacle eight ministers or parliamentary secretaries have resigned.

We now have children in charge of Australia.

September can’t come soon enough.

Crux Australis on March 22, 2013 at 4:47 AM

what’s happening over there crux? the hyenas running the zoo? moral relativism and political correctness destroying all your liberty, wealth, and opportunity? bad behaviour being rewarded?

tom daschle concerned on March 22, 2013 at 5:00 AM

Yesterday three things happened.

The government failed to get its draconian media regulation laws passed.

There was a vote of no confidence in Julia Gillard as Prime Minister which was lost.

She called a vote for the leadership of the Labor Party which she won unopposed because former Prime Minister Kevin Rudd did not challenge her.

Crux Australis on March 22, 2013 at 5:08 AM

I thought that Australia was going to win the race down the road to Europe. It looks like the USA is gaining on us fast and may overtake us.

Crux Australis on March 22, 2013 at 5:11 AM

Affordable Care Act – Affordable for who?

Crux Australis on March 22, 2013 at 5:22 AM

Affordable for the cronies in big health and big insurance and big government.

the rest of us pay and live lesser standards of living.

tom daschle concerned on March 22, 2013 at 5:56 AM

We now have children in charge of Australia.

Crux Australis on March 22, 2013 at 4:47 AM

Welcome to our world!

esr1951 on March 22, 2013 at 6:24 AM

Pbamacare is simply an extension of LBJ’s “Great Society”. My Take.

kingsjester on March 22, 2013 at 6:34 AM

That staged photo encapsulates the entire Obama fascadecracy. The staged photoshoot with actors wearing props provided to them. everyone looks so enthralled with a mere mortal politican. a man who is using his elected office to destroy the very thing pictured. damn their enablers.

tom daschle concerned on March 22, 2013 at 6:59 AM

Good Morning HA

its FRRRRRIIIIIIDDDDDDAAAAYYYYYYY

what a week…

cmsinaz on March 22, 2013 at 6:59 AM

morning joe just lovin’ dear leader’s speech in israel

blech

cmsinaz on March 22, 2013 at 7:03 AM

morning KJ and Tom

nice take there

cmsinaz on March 22, 2013 at 7:04 AM

morning joe just lovin’ dear leader’s speech in israel

blech

cmsinaz on March 22, 2013 at 7:03 AM

So is the Fox News reporter I’m listening to now. Bleech!

Naturally Curly on March 22, 2013 at 7:06 AM

Rachel Shein and Steve Pilarski, the married owners of the bakery, which employs 95 people, estimate this could cost their business up to $108,000, and they are weighing their options as the date approaches. “Our revenues are about $8 million, but the food business is a low-margin industry so cutting $108,000 out of our profits, which are just over $200,000, is a big deal,” said Ms. Shein, who is the chief executive. They are evaluating different ways to comply with the new law and finance the expense…

There are actually a couple of other options:

Option Three – Cut down to the small business size of sub-50, form a new business for the 45 other people and then have company #2 pay for its portion of production to company #1 as a co-sited contractor. Increases financial overhead, yes, but kills that Obamacare cost and company #2 can exercise contract efficiencies as it doesn’t own any equipment, but is just operators.

Option Four – The remaining option for all companies – the Bob Barker Option. Turn all employment into daily, renewable contracts where you only hire per day and those signing up for the daily contract have to keep track of their own tax situation. With that you get the major pluses of the Bob Barker Option being that you have minimal requirements as an employer, can fire at will and can scale production up and down as needed… plus avoid lawsuits because you are NOT a long-term employer.

Yes these are just legal workarounds to a bad law, but you do have to survive somehow and pointing out the extremely lowered productivity of Americans due to bad law where NO ONE can afford decent care outside of the wealthy, that should drive the point home. This crony capitalist fascist State has reached its endgame and fascist State endgames are never, ever pretty.

And when Option Five of ‘paying under the table and off the books’ becomes common practice to get around ALL THE LAWS ON EMPLOYMENT, then you will have a labor black market that includes average citizens trying to just survive. I’ve already seen that happen in America during the Rust Belt in the People’s Republic of New York in the ’70′s to ’80′s and may still be going on there for all I know. And no cop or politician will try to bust these people as they are the ones hauling the goods, repairing the cars, fixing up your homes and in other ways providing necessary services for people that the tax and general labor market have priced out of business with high numbers of unemployed. Those are the exact, same conditions we have Nationally right now, and I’m expecting Options 3 through 5 to become the norm, GDP to drop, health care costs (indeed the cost of EVERYTHING) to necessarily skyrocket. That ain’t pretty. It is what Americans keep voting into office and you deserve the government you vote for year-in and year-out no matter what the party is you get the same results.

You want America to recover?

That is your task as Americans: dissolve the parties as relevant organizations where they may exist in name only, but no longer have a death grip on American Liberty and Freedom. Start over as arguments about the role of government and point to the DISASTER that we have with the Progressive and Leftist mindset leading to authoritarianism heading towards totalitarianism. Don’t let them try and point out YOUR faults, point out THEIR faults and their unwillingness to OWN THE RESULTS that they so WANTED.

You don’t have to offer other ‘answers’ save to say: no law is better than all the laws we have right now trying to rule our daily lives. Tell them you actually agree with Robert Nozick on this…

ajacksonian on March 22, 2013 at 7:07 AM

boy it really irks me with the lsm and lib talking heads bashing W over iraq…everyone had the same intelligence for 10 years prior to him being elected for cripe sakes…

cmsinaz on March 22, 2013 at 7:14 AM

morning NC

*shaking the head*

cmsinaz on March 22, 2013 at 7:15 AM

cmsinaz on March 22, 2013 at 7:04 AM

Thank you, ma’am!

kingsjester on March 22, 2013 at 7:19 AM

what a crock from david gregory

a background check will be this piece of paper stuck in a binder somewhere, it will never make it into a database

yeah those with mental health are really going to tell the truth on a background check

delusional

cmsinaz on March 22, 2013 at 7:19 AM

Give them this, and force them to view the pictures, and to defend Obama. He supports this.

Schadenfreude on March 22, 2013 at 1:28 AM

Shouldn’t have clicked on the link. That will stay will me for some time. And I have seen some pretty ugly stuff done to humans in some of the places I’ve vacationed over the years, Iraq, Afghanistan, Bosnia, etc.

Alabama Infidel on March 22, 2013 at 7:47 AM

kingsjester on March 22, 2013 at 6:34 AM

…it is amazing how often that 47 number comes up everywhere!

KOOLAID2 on March 22, 2013 at 7:47 AM

GOOD GOD

FoxNews actually HIRED the fired jerk Rick Sanchez from CNN and now he’s on Fox and Friends?!!???!!!!

He’s just as smarmy trying to be “conser-va-tive” as he was when he was calling W and Palin idiots and morons in the old days.

“Fox News Contributor Rick Sanchez”. Vomit. Why not re-hire back David Shuster, and Olbermann is looking for work.

Marcus on March 22, 2013 at 7:50 AM

morning joe just lovin’ dear leader’s speech in israel

blech

cmsinaz on March 22, 2013 at 7:03 AM

…does he still think he’s a conservative pube?…I haven’t listened to one word of Joe…for several years.

KOOLAID2 on March 22, 2013 at 7:53 AM

Good morning, anyone still here?

SWalker on March 22, 2013 at 7:57 AM

“Fox News Contributor Rick Sanchez”. Vomit. Why not re-hire back David Shuster, and Olbermann is looking for work.

Marcus on March 22, 2013 at 7:50 AM

cripe

KOOLAID2 on March 22, 2013 at 7:53 AM

yep he still thinks he is one, talks about the good ol days in 94 and his hatred of la pierre

gets old but can’t tolerate cnn or fox and friends in the am

cmsinaz on March 22, 2013 at 7:57 AM

night all. us day sleepers gotta recharge.

tom daschle concerned on March 22, 2013 at 7:59 AM

Here’s a rant about Californians being stupid.

God I hate Illinois Nazi’s California Enviro-Nazi’s…

SWalker on March 22, 2013 at 8:01 AM

I’m currently working on a project tied to the new healthcare law. Many people don’t know that hospitals will start taking HUGE hits for Medicare patients that readmit within 30 days. Our project is built around the concept of providing care transition to Medicare patients after discharge to proactively catch issues that could lead to a readmit. We have a pilot going on with a hospital in Florida to prove our approach (which we’ve been doing with employer groups for 14 years).

The scary thing is that our pilot has already shown an unintended consequence of the new law…

According to the numbers we’re seeing, our approach is somewhat helpful in preventing readmissions. When we dug deeper into the numbers, we found out why it wasn’t as helpful as we were expecting…

Instead of getting dramatically higher readmits out of the control group, many Medicare patients were simply dying off within 30 days of discharge!

It is in the financial interests of the hospital for Medicare patients to die, than to go back to the hospital within 30 days for treatment!

If you are Medicare age within the next decade, you better be careful thinking hospitals are all about caring for your health.

Needless to say, we were somewhat stunned at what we uncovered this week…

dominigan on March 22, 2013 at 10:17 AM

Marcus on March 22, 2013 at 7:50 AM

Forget balanced. I want a Conservative News Network on TV!

dominigan on March 22, 2013 at 10:22 AM

dominigan on March 22, 2013 at 10:17 AM

UK Care Pathway here we come!! Only outside the hospital in our case…

http://www.guardian.co.uk/society/2013/mar/16/ignored-nhs-hospital-warning-claims?INTCMP=ILCNETTXT3487

It’s sickening…

0bamacare is a death sentence to old people and people who are very ill…

Scrumpy on March 22, 2013 at 1:25 PM

Dominigan! Thanks for posting :-)

You should pop in on QOTD if you can and enlighten all of us!!

Scrumpy on March 22, 2013 at 1:26 PM

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