IRS: Cheapest qualifying family health-insurance plan will be $20K

posted at 1:51 pm on February 1, 2013 by Ed Morrissey

Starting next year, the IRS will assume responsibility for telling Americans just what kind of health insurance they must buy in order to … well, breathe free air, or something.  Taxpayers will have to submit proof of health-insurance coverage along with their W-2s, and that health insurance has to meet minimum guidelines, which are classified by the IRS as “bronze,” the lowest of four tiers identified for tax purposes.  And the average cost of a bronze plan for a family of four? Such a family will have to fork out twenty thousand dollars in health insurance:

In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS’s assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

If you’re thinking that a family could buy a good solid family car for that kind of cash and do better, you’d be right.  Let’s assume that a family of four has a wellness check for each adult once a year, and the kids have two.  If a full-scale wellness check costs $500 — and it’s probably considerably less — that’s $3,000.  If little Susie breaks her leg on a jungle gym at school, add in another $1000 for emergency room treatment and ongoing follow-up.  Mom may get a mammogram for another $1000.  That still brings us to $5000, or only a quarter of what they’re paying for coverage every single year under the new regulations.

Of course, one or more of them may end up in the hospital, at which point the coverage costs get a little more rational.  However, I just had outpatient back surgery, which cost in total less than the plan costs assumed by the IRS as a minimum (~$13,000, most of it covered by insurance, including doctors, hospital, anesthesiologist, follow-ups).  Besides, until the passage of ObamaCare, a family could choose to purchase hospitalization coverage (aka “catastrophic” insurance) rather than comprehensive, and choose to treat routine maintenance and non-hospitalization costs through pre-tax health-savings accounts (HSAs).  Most families would save a fortune in doing so, and the elimination of third-party payers in the system would restore real price signals, which would actually bend the cost curve downward.  Families might choose comprehensive insurance anyway to guard against catastrophic risk, but before ObamaCare, they at least had the opportunity to choose a wiser path.

Instead, if you choose financial sanity, this is what happens:

Using the conditions laid out in the regulations, the IRS calculates that a family earning $120,000 per year that did not buy insurance would need to pay a “penalty” (a word the IRS still uses despite the Supreme Court ruling that it is in fact a “tax”) of $2,400 in 2016.

Heck, even that sounds like less of an incentive when you stack it up against the projected retail costs of the care and the premiums.  Unfortunately, that choice will be stripped from most consumers, as the hospitalization-only insurance plans will be dismantled under ObamaCare.  Families will be stuck paying far more in coverage than they’ll spend on care, and taxpayers will be stuck subsidizing those costs for families that earn less than $88,000 a year (400% of poverty line).

Where will all that extra money go?  It’s going to end up subsidizing the high-risk members of the risk pool, who will no longer have to pay a significantly higher premium based on their own risk, and for older members of the risk pool, who utilize medical providers far more often.  It’s a shell game, and it’s the taxpayers who are the marks.

Update: The Wall Street Journal’s Daniel Kessler argues that every claim made to push ObamaCare has been proven false:

• Lower health-care costs. One key talking point for ObamaCare was that it would reduce the cost of insurance, especially for non-group insurance. The president, citing the work of several health-policy experts, claimed that improved care coordination, investments in information technology, and more efficient marketing through exchanges would save the typical family $2,500 per year.

That was then. Now, even advocates for the law acknowledge that premiums are going up. In analyses conducted for the states of Wisconsin, Minnesota and Colorado, Jonathan Gruber of MIT forecasts that premiums in the non-group market will rise by 19% to 30% due to the law. Other estimates are even higher. The actuarial firm Milliman predicts that non-group premiums in Ohio will rise by 55%-85%. Maine, Oregon and Nevada have sponsored their own studies, all of which reach essentially the same conclusion. …

• Smaller deficits. Increases in the estimated impact of the law on private insurance premiums, along with increases in the estimated cost of health care more generally, have led the Congressional Budget Office to increase its estimate of the budget cost of the law’s coverage expansion. In 2010, CBO estimated the cost per year of expanding coverage at $154 billion; by 2012, the estimated cost grew to $186 billion. Yet CBO still scores the law as reducing the deficit.

How can this be? The positive budget score turns on the fact that the estimated revenues to pay for the law have risen along with its costs. The single largest source of these revenues? Money taken from Medicare in the form of lower Medicare payment rates, mostly in the law’s out-years. Since the law’s passage, however, Congress and the president have undone various scheduled Medicare cuts—including some prescribed by the law itself. ….

• Preservation of existing insurance. After the Supreme Court upheld the constitutionality of health reform in June 2012, President Obama said, “If you’re one of the more than 250 million Americans who already have health insurance, you will keep your insurance.” This theme ran throughout the selling of ObamaCare: People who have insurance would not have their current arrangements disrupted.

This claim is obviously false. Indeed, disruption of people’s existing insurance is one of the law’s stated goals. On one hand, the law seeks to increase the generosity of policies that it deems too stingy, by limiting deductibles and mandating coverage that the secretary of Health and Human Services thinks is “essential,” whether or not the policyholder can afford it. On the other hand, the law seeks to reduce the generosity of policies that it deems too extravagant, by imposing the “Cadillac tax” on costly insurance plans.

All this proves is that Congress can’t do math.


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Insanity.

besser tot als rot on February 1, 2013 at 1:54 PM

Obamacare, eliminating with #1 cause of bankruptcy declarations in America, most of them middle class.
 
lester on November 25, 2012 at 10:48 PM

rogerb on February 1, 2013 at 1:54 PM

But but but

Mr. Arrogant on February 1, 2013 at 1:54 PM

It is music to my ears, Ed, but will MTV let the peeps know?

Limerick on February 1, 2013 at 1:54 PM

PS- Context (it’s the full quote above already, but before the angry ad-hominems start flying):
 
http://hotair.com/headlines/archives/2012/11/25/the-unanswered-question-what-about-clinton-era-spending-rates/comment-page-1/#comment-2200312

rogerb on February 1, 2013 at 1:55 PM

It’s neither the

“Affordable”

nor the

“Care” act.

It’s Obama’care’. He owns the crap.

Schadenfreude on February 1, 2013 at 1:55 PM

“In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.”

The median household income in the United States in 2007 was $31,111.

This is insane. Clinically insane.

Realist on February 1, 2013 at 1:55 PM

And how much is that “penalty”, $2100 per year? Sounds good to me.

riddick on February 1, 2013 at 1:57 PM

But, wait…there’s more.

kingsjester on February 1, 2013 at 1:57 PM

How will this be handled with all the states not doing bhocare? Will those in the states who aren’t in bhocare still get the irs ‘tax, penalty’ what the heck it is?

BTW, roberts, I will NEVER forgive you for your ruling! I’m sure that won’t keep you up at night?
L

letget on February 1, 2013 at 1:57 PM

People I know who supported this monstrosity can suck my manhood. The stupidity and gullibility of liberals is astounding.

tyketto on February 1, 2013 at 1:58 PM

Single payer is the ultimate goal…

d1carter on February 1, 2013 at 2:00 PM

All this proves is that Congress can’t do math.

16 trillion in debt is all the proof we’ve ever needed for that.

Bitter Clinger on February 1, 2013 at 2:00 PM

There are ways out.

http://samaritanministries.org/healthreform

Weight of Glory on February 1, 2013 at 2:00 PM

The ridiculous thing is that you could get a plan with a 10K deductible right now and pay less than 10K a year for it (for a family of 8 – I’ve been pricing it). So total out of pocket would be less than the 20K for the high deductible plan. How is this better? And how is it so much better that it has to be required by law? Pure, and simple insanity. Everyone in congress and the white house needs to be locked up in a looney bin.

besser tot als rot on February 1, 2013 at 2:00 PM

The same people in charge of Benghazi will be deciding your health care needs…shudder.

d1carter on February 1, 2013 at 2:01 PM

illegal immigrants are exempt…

equanimous on February 1, 2013 at 2:01 PM

Man free is expensive.

gophergirl on February 1, 2013 at 2:03 PM

That probably doesn’t include the out of pocket expenses for deductibles and copays.

On the plus side, we’ll get to use that BS “medical bankruptcy” methodology and criteria to determine that obamacare is the leading cause of bankruptcy in the US after 2014.

rw on February 1, 2013 at 2:03 PM

There are ways out.

http://www.chministries.org/default.aspx

Weight of Glory on February 1, 2013 at 2:03 PM

BTW, roberts, I will NEVER forgive you for your ruling! I’m sure that won’t keep you up at night?

letget on February 1, 2013 at 1:57 PM

Beat me to it. To think that one man put this country on the path to destruction or put another way, chose not to stop it.

TxAnn56 on February 1, 2013 at 2:04 PM

illegal immigrants are exempt…

equanimous on February 1, 2013 at 2:01 PM

Guess who’s paying for their share.

riddick on February 1, 2013 at 2:04 PM

Per Fox=bho/team backtracking on religious groups with bhocare?

http://www.foxnews.com/politics/2013/02/01/administration-announces-broader-opt-out-for-religious-groups-over/
L

letget on February 1, 2013 at 2:04 PM

Wait. Does that IRS “clarification” mean that I have to pay for medical insurance for my adult children? That’s the law??

besser tot als rot on February 1, 2013 at 2:05 PM

Single payer is the ultimate goal…

d1carter on February 1, 2013 at 2:00 PM

That’s obvious to anyone paying attention, but if the bronze plan will cost 20 grand right off the bat, we’re gonna arrive at single payer before Obama leaves office. I don’t think he wanted it to happen THAT quickly. I think he wanted his successor to be the one who had to go on TV and explain themselves to the American people.

Doughboy on February 1, 2013 at 2:06 PM

illegal immigrants are exempt…

equanimous on February 1, 2013 at 2:01 PM

In Rubiospeak, that would be undocumented Americans.

TxAnn56 on February 1, 2013 at 2:06 PM

Isn’t the “government” going to subsidize a majority of that $20,000 plan? So depending on your income, the family might pay 2-3k, and the “government” pays 17k or whatever through tax credits.

El_Terrible on February 1, 2013 at 2:06 PM

The Life Tax…

equanimous on February 1, 2013 at 2:07 PM

Ramen noodles for supper every night can’t be a bad thing, can it? Long as others have medical care the taxpayers can feel good about themselves! /

I can’t wait for when the liberals who wanted this mess so badly see their tax bills. At long last, they will have to pay so they can feel all warm and fuzzy inside. It’ll be nice hearing them say they can’t afford that new car they want because insurance premiums are chewing up the household budget. Besides, they don’t need a new car in the first place.

This is going to be fun!

Liam on February 1, 2013 at 2:07 PM

and everyone knows that the Bronze Plan covers 60 percent of the actuarial costs…right?

So your o,ut of pocket will be rather steep…up to a annual limit of a few thousand per person…or somewhere over 10K per family

Obama.care was built to fail. Once word gets around that a familty with 120K income pay 2K in penalties, with uncle Sugar picking up the rest…and once they figure out that they will be having high co-insurance…then A go back to the way it was…or B. NHS

Now which choice will the left-wing press be hammering on for years until we surrender? B.

Docs on salary…and the SEIU running the nurses

r keller on February 1, 2013 at 2:08 PM

This year will be the last time I send in a 1040 and related forms… or send them a check.

I choose to not participate in any way with their government ‘healthcare’ scheme, and since the IRS is the one enforcing it as part of their income taxing authority, they won’t get anything from me. They will have to track me down and take it by force.

Of course if I had any guts, I would start now and not file this year either.

LegendHasIt on February 1, 2013 at 2:08 PM

I am certainly no fan of Obamacare, but it sounds like the IRS picked the $20,000 figure as a nice round number to use in its example. I don’t think that the use of this number reflects anything other than that.

chazmaz on February 1, 2013 at 2:08 PM

I wonder if my Federal Employee Blue Cross/Blue Shield qualifies?

Cindy Munford on February 1, 2013 at 2:09 PM

Isn’t the “government” going to subsidize a majority of that $20,000 plan? So depending on your income, the family might pay 2-3k, and the “government” pays 17k or whatever through tax credits.

El_Terrible on February 1, 2013 at 2:06 PM

Yeah right. The same government that’s already running trillion dollar deficits is gonna pay that much of the cost? The more likely scenario is that Health Advisory Board or whatever the hell they’re called will be very busy starting next year.

Doughboy on February 1, 2013 at 2:09 PM

Let’s not forget the biggest false claim of all — the one that was used to sell health reform in the first place. It was argued that the entire federal fiscal problem was due to excess health care cost inflation, so health reform was fiscal reform.

OK, we know that Obamacare added to federal costs rather than reducing them. But the premise was false to begin with. After Peter Orszag left CBO, CBO corrected their prior graphs to concede that population agin, not health care cost inflation, was by far the bigger contributor to federal deficits over the next quarter-century.

But politicians would rather claim they’re “fixing the health care system” than confront the messy problem of how many years each of us is supported by taxpayers in subsidized retirement.

Chuckles3 on February 1, 2013 at 2:10 PM

All I have to say is…..HAHAHAHAHAHAHA!!! And I told ya so.

Jack_Burton on February 1, 2013 at 2:10 PM

“bronze” plan? Smells like Plato’s “Republic”.

onomo on February 1, 2013 at 2:10 PM

All this proves is that Congress can’t do math.

No, it proves that the donks in Congress who imposed this monstrosity upon us by a 100% party-line vote — while exempting themselves from it — are a bunch of lying, self-serving bastards.

Spurius Ligustinus on February 1, 2013 at 2:11 PM

Ready for a revolution yet? Or are you going to wait until you are utterly impoverished, broke, sick and starving?

rayra on February 1, 2013 at 2:11 PM

Starting next year, the IRS will assume responsibility for telling Americans just what kind of health insurance they must buy in order to … well, breathe free air, or something.

That’s rich coming from a bunch of oxygen thieves. Good thing all the LIVs voted in Captain ‘Free’ Healthcare. I’ve actually hear from some of these people who already have buyer’s remorse that say, “Well I just though we were going to get free healthcare.”

ghostwalker1 on February 1, 2013 at 2:12 PM

IRS: Cheapest qualifying family health-insurance plan will be $20K

…the Politburo Press… is as Proud as Punch!

KOOLAID2 on February 1, 2013 at 2:12 PM

What a frickin disaster.

WhatSlushfund on February 1, 2013 at 2:12 PM

The largest tax imposed upon a people in world history.

Thanks Obama!

Electrongod on February 1, 2013 at 2:13 PM

malpractice insurance reform and tort reform would have made the price of health care much cheaper…

equanimous on February 1, 2013 at 2:14 PM

Count It!

Del Dolemonte on February 1, 2013 at 2:15 PM

If you’re thinking that a family could buy a good solid family car for that kind of cash and do better, you’d be right.

But not an electric one! That will be the next “mandate by penalty tax”. Right now, the leftist scum are just giving nutty tax rebates to spur cr@ppy electreic car sales, but since that isn’t working they’re going to have to take the penalty tax whip out for those who refuse to “make the right decision”.

Benedict Roberts approves this message.

ThePrimordialOrderedPair on February 1, 2013 at 2:15 PM

Hey, can I trade an appendectomy for this free iphone I got last year?

DaveDief on February 1, 2013 at 2:15 PM

I am certainly no fan of Obamacare, but it sounds like the IRS picked the $20,000 figure as a nice round number to use in its example. I don’t think that the use of this number reflects anything other than that.

chazmaz on February 1, 2013 at 2:08 PM

But, $10,000 is much rounder, especially for Europhile scumbags who are enamored with everything metric.

ThePrimordialOrderedPair on February 1, 2013 at 2:16 PM

“The more people learn about this bill, the more they like it.”

And Harry Reid will probably be re-elected.

Curtiss on February 1, 2013 at 2:17 PM

Yeah right. The same government that’s already running trillion dollar deficits is gonna pay that much of the cost? The more likely scenario is that Health Advisory Board or whatever the hell they’re called will be very busy starting next year.

Doughboy on February 1, 2013 at 2:09 PM

That’s what I mean. I think the 20k is going to be mostly subsidized, so the family only pays 2k, and the 18k gap is paid for through deficit spending.

El_Terrible on February 1, 2013 at 2:17 PM

I hope my employer won’t offer insurance, just so I will have the pleasure of refusing to comply with the individual mandate.

steebo77 on February 1, 2013 at 2:17 PM

…to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

I thought it was a tax?

forest on February 1, 2013 at 2:18 PM

Where will all that extra money go?

Somebody’s got to pay for my contraception!!!11

jdpaz on February 1, 2013 at 2:18 PM

a Tax collected from birth until death…

equanimous on February 1, 2013 at 2:18 PM

Maybe if he focused some more laser beams on it, it would be cheaper.

…..or more appropriately….. “What difference does it make? I won.”

LoganSix on February 1, 2013 at 2:18 PM

http://healthreform.kff.org/Subsidycalculator.aspx

Is this accurate?

El_Terrible on February 1, 2013 at 2:19 PM

In my current job..
I will go bankrupt with the bronze plan in the first year..

Electrongod on February 1, 2013 at 2:19 PM

That’s what I mean. I think the 20k is going to be mostly subsidized, so the family only pays 2k, and the 18k gap is paid for through deficit spending.

El_Terrible on February 1, 2013 at 2:17 PM

So they’re gonna be running $2 trillion annual deficits instead?

Doughboy on February 1, 2013 at 2:19 PM

ObamaCare is the perfect name for this.

Electrongod on February 1, 2013 at 2:20 PM

So they’re gonna be running $2 trillion annual deficits instead?

Doughboy on February 1, 2013 at 2:19 PM

I think so.

El_Terrible on February 1, 2013 at 2:20 PM

“bronze” plan? Smells like Plato’s “Republic”.
onomo on February 1, 2013 at 2:10 PM

Smells more like Plato’s Retreat.

LegendHasIt on February 1, 2013 at 2:21 PM

Doughboy on February 1, 2013 at 2:19 PM

How else is it going to be funded?

El_Terrible on February 1, 2013 at 2:21 PM

What will the Gold Plan cost?

Or is that one even available to the little people?

Curtiss on February 1, 2013 at 2:21 PM

I just got my W-2 and the company portion paid for my policy was only $3,700 and mine was ~$60/month. I have, for now, a high deductible $10,000) plan with an HSA. We had a baby last year and still spent less than my deductible. So basically I didn’t even use my insurance. This is how its supposed to work.

There’s no way I’m participating in this scheme. I’ll pay the fine.

Charlemagne on February 1, 2013 at 2:21 PM

Thank you President Obama.

crr6 on May 1, 2011 at 10:45 PM

steebo77 on February 1, 2013 at 2:22 PM

The reason I’ve been thinking about it, is because HR Block sent me a ad talking about how 2012′s tax forms are going to be important for Obamacare, so I was like WTF!

El_Terrible on February 1, 2013 at 2:22 PM

Since it’s not a penalty but a tax will there be some write off or refund if it causes you to overpay your witholding?

docflash on February 1, 2013 at 2:22 PM

So they’re gonna be running $2 trillion annual deficits instead?

Doughboy on February 1, 2013 at 2:19 PM

Look on the bright side, that’s an added borrowed trillion (to the constant borrowed $1 trillion plus we now do) to be dumped into the fraudulent GDP numbers so that the wizards in Washington can claim that the economy is growing by $300 billion. What’s the money multiplier on that bad boy? LOL.

ThePrimordialOrderedPair on February 1, 2013 at 2:23 PM

I look forward to this. It is truly awesome. Nothing like no dinner to wake some folks up.

Limerick on February 1, 2013 at 2:24 PM

Ramen noodles for supper every night can’t be a bad thing, can it? Long as others have medical care the taxpayers can feel good about themselves! /

Liam on February 1, 2013 at 2:07 PM

Ramen noodles might be all we can afford, but whatever you do, don’t tell anybody you ate ramen for supper every night or you’ll be denounced for subverting collective health and denied your place in line for your medical allotment.

forest on February 1, 2013 at 2:24 PM

Oh, let’s not forget that the Democrats want you to pay taxes on the cash value of your insurance. So not only will they be raising the cost of your plan, they will now make you pay taxes on that increased cost.

Charlemagne on February 1, 2013 at 2:24 PM

Its OK, just print more money.

newportmike on February 1, 2013 at 2:25 PM

“bronze,” the lowest of four tiers identified for tax purposes

Bronze, Silver, Gold. What’s the fourth tier?

steebo77 on February 1, 2013 at 2:25 PM

How else is it going to be funded?

El_Terrible on February 1, 2013 at 2:21 PM

That’s not “funding” it. That’s borrowing money we don’t have(and never will) or creating it out of thin air. And we’ve already been doing that at record amounts under this regime. If the deficit gets that high in the next couple years, even House Republicans will no longer fear forcing a government shutdown.

Doughboy on February 1, 2013 at 2:25 PM

What’s the fourth tier?

steebo77 on February 1, 2013 at 2:25 PM

The Kevorkian Plan.

Limerick on February 1, 2013 at 2:26 PM

That’s not a bug, it’s a feature, one more step to single-payer.

Bob's Kid on February 1, 2013 at 2:27 PM

BTW, roberts, I will NEVER forgive you for your ruling! I’m sure that won’t keep you up at night?

letget on February 1, 2013 at 1:57 PM

I would bet my yearly salary that Roberts was subjected to some Chicago persuasion techniques. He is not that old but frail and susceptible to pain, and likely has some younger relatives whom he wouldn’t like to see raped, mutilated, or gone missing.

Archivarix on February 1, 2013 at 2:28 PM

That’s not a bug, it’s a feature, one more step to single-payer.

Bob’s Kid on February 1, 2013 at 2:27 PM

Yep, and in the meantime it’ll force more people to take government subsidies.

forest on February 1, 2013 at 2:29 PM

There are ways out.

http://samaritanministries.org/healthreform

Weight of Glory on February 1, 2013 at 2:00 PM

How are the vs Medi-Share? I just signed my family up for Medi-Share. We chose the cheapest monthly payment with the highest ‘deductible’ so it acts more like catastrophic insurance vs regular insurance. We just made our first payment.

jawkneemusic on February 1, 2013 at 2:29 PM

If you’re thinking that a family could buy a good solid family car for that kind of cash and do better, you’d be right.

I don’t know what type of car you are buying, but $20k a year would be more of a house payment, unless you plan on buy a new car every 1 1/2 years.

LoganSix on February 1, 2013 at 2:29 PM

I N S A N I T Y

If this thing doesn’t get dismantled, it’s END GAME boys and girls. This will be the straw that breaks the collective back. I fully expect civil unrest.

Loin girding shall commence by Q3.

Polish Rifle on February 1, 2013 at 2:30 PM

The outflow is increasing every year. And now, this. Its gonna be a mountain in the average budget.

tommy71 on February 1, 2013 at 2:30 PM

Single mom of 4, 17hr wage (the goal)- 6.7k taxes-16k OHbamacare “premimum”. That gives her -$300 to pay the rent. Well done!

Limerick on February 1, 2013 at 2:31 PM

Ramen noodles might be all we can afford, but whatever you do, don’t tell anybody you ate ramen for supper every night or you’ll be denounced for subverting collective health and denied your place in line for your medical allotment.

forest on February 1, 2013 at 2:24 PM

I see your point. Too much salt in that five-gram flavor packet to be healthy for people.

Liam on February 1, 2013 at 2:32 PM

If this thing doesn’t get dismantled, it’s END GAME boys and girls. This will be the straw that breaks the collective back. I fully expect civil unrest.

Loin girding shall commence by Q3.

Polish Rifle on February 1, 2013 at 2:30 PM

IT DIDNT GET DISMANTLED. Our last chance was Romney.

El_Terrible on February 1, 2013 at 2:32 PM

Not a single liberal here to defend this.

steebo77 on February 1, 2013 at 2:33 PM

All this proves is that Congress can’t do math.

….and that Obama is a lying,corrupt Socialist.

Baxter Greene on February 1, 2013 at 2:33 PM

So, I’m gonna go broke so promiscous college co-eds can enjoy consequence free recreational sex. And, please note, fee contraception isn’t insurance – it’s a subsidy.

tommyboy on February 1, 2013 at 2:33 PM

I would bet my yearly salary that Roberts was subjected to some Chicago persuasion techniques. He is not that old but frail and susceptible to pain, and likely has some younger relatives whom he wouldn’t like to see raped, mutilated, or gone missing.

Archivarix on February 1, 2013 at 2:28 PM

Once Ocare fully kicks in you, won’t have a salary. You’ll be allowed a stipend.

Liam on February 1, 2013 at 2:34 PM

Not a single liberal here to defend this.

steebo77 on February 1, 2013 at 2:33 PM

Millionaires, billionaires, and corporate jet owners will be subsidizing middle class healthcare. What a family pays will be no where close to 20k
/

El_Terrible on February 1, 2013 at 2:34 PM

Just as I suspected. Troll free thread. How about trolls? Cowards?

Bmore on February 1, 2013 at 2:34 PM

If this thing doesn’t get dismantled, it’s END GAME boys and girls. This will be the straw that breaks the collective back. I fully expect civil unrest.

Polish Rifle on February 1, 2013 at 2:30 PM

Ya know, as a kid I entertained, the philosophical “I wonder how I’m going to die” exercise. Never once did “shot in a civil war forced upon us by the federal government in pursuit of an unconstitutional denial of explicit freedoms” come to mind. So here I am in my 50s, and that’s what’s on my mind.

TxAnn56 on February 1, 2013 at 2:35 PM

Crash the system.

Don’t pay for insurance until you need it. Pay the fine.

If you get sick and need very expensive care then you can buy the insurance. You can’t be denied for a pre-existing condition after the end of this year.

This is the new normal. We all get to be deadbeats.

trapeze on February 1, 2013 at 2:35 PM

steebo77 on February 1, 2013 at 2:33 PM

Patience…it takes time for the MSM and HuffPo to catch them up to speed on why this ain’t so.

Limerick on February 1, 2013 at 2:35 PM

the socialists who wrote and passed and signed this abomination into law WANT people to drop private healthcare insurance and pay the “tax” so they can put private healthcare insurance industry out of business and then effectively takeover not just the healthcare insurance industry, but the healthcare industry

reliapundit on February 1, 2013 at 2:36 PM

Oh, yeah…

…and in the meantime, stock up on food, guns, ammo and liquor. It’s going to be a long and dark night.

trapeze on February 1, 2013 at 2:37 PM

LOL. Even the Unions are squealing like stuck pigs over this.

tommyboy on February 1, 2013 at 2:37 PM

Next up the Dems demand that every business owner be a OBGYN-Dentist-GP-Brain surgeon as a condition of an EIN.

Limerick on February 1, 2013 at 2:38 PM

Just as I suspected. Troll free thread. How about trolls? Cowards?

Bmore on February 1, 2013 at 2:34 PM

Give it time. They’re coordinating the string of insults they’ll use instead of actual discussion.

Liam on February 1, 2013 at 2:39 PM

LOL. Even the Unions are squealing like stuck pigs over this.

tommyboy on February 1, 2013 at 2:37 PM

Unions will be fine. One word solution: WAIVER.

Archivarix on February 1, 2013 at 2:40 PM

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