Quotes of the day

posted at 9:01 pm on December 28, 2012 by Allahpundit

Hobby Lobby and religious book-seller Mardel Inc., which are owned by the same conservative Christian family, are suing to block part of the federal health care law that requires employee health-care plans to provide insurance coverage for the morning-after pill and similar emergency contraception pills…

Kyle Duncan, who is representing Hobby Lobby on behalf of the Becket Fund for Religious Liberty, said in a statement posted on the group’s website Thursday that Hobby Lobby doesn’t intend to offer its employees insurance that would cover the drug while its lawsuit is pending.

“The company will continue to provide health insurance to all qualified employees,” Duncan said. “To remain true to their faith, it is not their intention, as a company, to pay for abortion-inducing drugs.”

***

The Internal Revenue Service regulations now say that a group health care plan that “fails to comply” with the Affordable Care Act is subject to an “excise tax” of “$100 per day per individual for each day the plan does not comply with the requirement.” It remains unclear how the IRS would implement and collect the excise tax.

The Oklahoma City, Oklahoma, based Hobby Lobby chain has more than 500 stores that employ 13,000 employees across 42 states, and takes in $2.6 billion in sales. The company’s attorneys say January begins a new health care plan year for Hobby Lobby and that excise tax from the IRS would amount to $1.3 million a day

After this piece of the law went into effect in August, religious nonprofits were given “safe harbor” of one year from implementing the law. “In effect, the president is saying we have a year to figure out how to violate our consciences,” Cardinal Timothy Dolan, the Archbishop of New York, said in January when the administration announced the move.

***

Today Hobby Lobby announced that they will not comply with this mandate to become complicit in abortion, which the Greens believe ends an innocent human life. Given Hobby Lobby’s size (it has 572 stores employing more than 13,000 people), by violating the HHS Mandate, it will be subject to over $1.3 million in fines per day. That means over $40 million in fines in January alone. If their case takes another ten months to get before the Supreme Court—which would be the earliest it could get there under the normal order of business—the company would incur almost a half-billion dollars in fines. And then of course the Supreme Court would have to write an opinion in what would likely be a split decision with dissenters, which could easily take four or six months and include hundreds of millions of dollars in additional penalties.

This is civil disobedience, consistent with America’s highest traditions when moral issues are at stake…

The issue before the courts here is whether the Greens religious-liberty rights include running their secular, for-profit business consistent with their religious beliefs. In other words, is religious liberty just what you do in church on a Sunday morning, or does it include what you do during the week at your job?

***

Recently, Belmont Abbey College and Wheaton College (which are Catholic and Christian respectively), fought for a similar exemption on religious grounds as did The Archdiocese of New York. In these cases, it was ruled that they should not be forced to provide coverage which violated their religious beliefs. The difference between these cases and Hobby Lobby is that the latter is not a religious institution, and the others are. However, the rights of the individual are a cornerstone of America’s foundation. There is no compelling reason for that freedom to be limited in this case, and must fiercely be protected…

The biggest questions may be with regards to what happens next. Will these battles cause a delay in implementation? With Constitutional protection for religious beliefs being thrown out the window, what will the next casualty be?

***

Believing their employees should have the opportunity to spend Sundays with their families, the company is closed on Sundays and only operates 66 hours per week. Indeed, the Greens strive to apply the Christian teachings on respect and fairness to their employees, increasing the pay of Hobby Lobby’s full- and part-time hourly workers for four years in a row. Full-time hourly workers now start at 80 percent above the federal minimum wage…

The Green family has no moral objection to the use of preventive contraceptives and will continue its longstanding practice of covering these preventive contraceptives for its employees. However, the Green family cannot provide or pay for two specific abortion-inducing drugs. These drugs are Plan B and Ella, the so-called morning-after pill and the week-after pill. Covering these drugs, as the government is forcing them to do under the threat of $1.3 million penalty per day, would violate their most deeply held religious belief that life begins at conception, when an egg is fertilized. The FDA-approved government birth control guide clearly states that these two drugs, the morning-after pill and the week-after pill, may prevent fertilized eggs from implanting in the womb, thus aborting the fertilized egg.

The Green family respects the religious convictions of all Americans, including those who do not agree with them. All they are asking is for the government to give them the same respect by not forcing them to violate their religious beliefs.

***

As a conservative, regardless of how I feel about Obamacare, I believe the law is the law until it is repealed. Therefore, Hobby Lobby should be fined until they get a temporary injunction while the case works its way to the Supreme Court. (Justice Sotomayor denied an emergency injunction, by the way. How nice.) That’s the law. Liberals undoubtedly agree with me regarding Hobby Lobby, but they don’t when it comes to David Gregory. Of course, anyone else who breaks DC gun laws should be prosecuted, if you ask those same liberals. Just not David Gregory because he was making a point. Like Hobby Lobby. But that’s different, they’ll say.

How? How is it different? Both are cases where the law is being broken. I thought liberals were all about “fairness.” Where’s the fairness when Hobby Lobby has to pay 1.3 million dollars PER DAY to prove a point and David Gregory doesn’t even have a charge pending against him? And no, the ATF isn’t allowed to waive DC gun laws…

[B]y arguing that Gregory shouldn’t even be investigated, let alone prosecuted, liberals are saying that they get to decide which laws should be enforced. They are basically saying that the law is only relevant when they say it is. If that’s the case, the law has no meaning. And yet they’ll be the first to propose new laws that must be followed for the greater good, until they decide it can be broken to make a point.

You see where this leads?

***

***


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For goodness sakes we have a company that is standing up to the Left and facing a 1.3 million fine per day because of it.
gophergirl on December 28, 2012 at 10:32 PM

Tom Monaghan, founder of Dominos Pizza, is suing the feds over this also. Hopefully more and more companies will band together and do the same.

wolverinefan on December 28, 2012 at 10:39 PM

This Lonely Heart

SWalker on December 28, 2012 at 10:39 PM

Hobby Lobby has stuff for guys. I have seen Harley Davidson stuff, sports team stuff, cowboy stuff,etc. Good stuff for decorating your man cave or what have you.

GhoulAid on December 28, 2012 at 10:40 PM

Tom Monaghan, founder of Dominos Pizza, is suing the feds over this also. Hopefully more and more companies will band together and do the same.

wolverinefan on December 28, 2012 at 10:39 PM

Good! Just another reason to order their yummy pan pizza.

gophergirl on December 28, 2012 at 10:40 PM

canopfor on December 28, 2012 at 10:39 PM

ROTF. Well some one last night said

“That is not the droid you are looking for”.

LOL. That’s a line out of star wars.

SparkPlug on December 28, 2012 at 10:41 PM

This Lonely Heart

SWalker on December 28, 2012 at 10:39 PM

let me guess…

You are the one in the tights.

tom daschle concerned on December 28, 2012 at 10:42 PM

Businesses should refuse to pay ANY federal taxes. That is the most proper way to withhold the consent of the governed. And they better do it before mass gun confiscations begin.

Archivarix on December 28, 2012 at 9:11 PM

^This. Exactly Archivarix. I think that the American people no longer have any will. They are scared. Everyone on this website and every other one just b!tch and complain but do nothing. These huge companies, as well as the small ones, should refuse to pay anything and start taking payment and paying employees with cash (preferably gold and silver). If these criminals said that we now “owed” (not to be confused with stolen money) 90% of our earnings and our first born child to them we, as a whole, would whine and complain and then just pay it. When will it ever be ENOUGH?

air_up_there on December 28, 2012 at 10:43 PM

I am pondering where my red line will be with 0bamacare & the IRS.

I think it will be when I go to fill out the tax form, and it orders me to tell it about by medical care.

Sure I have coverage… but it’s none of the government’s business.

As long as illegal aliens are exempt, yet given many, many privileges of citizenship and, indeed, favored above citizens, I claim the 14th Amendment – equal protection under the law.

As long as 0bama signs waivers to allow illegals to stay here but not have to comply with the same laws as citizens, I feel that this is unfair.

Of course, I will probably make a lot of trouble for myself, having coverage, but refusing to say so.

But… I already know that I will buck at the 1040 if it orders me around like that.

cane_loader on December 28, 2012 at 10:45 PM

cane_loader on December 28, 2012 at 10:15 PM

LOLZ. I checked out their website, wonder if they sell gift cards? Really looking fw to the Chik-Fil-A…

OmahaConservative on December 28, 2012 at 10:47 PM

gophergirl on December 28, 2012 at 10:32 PM

bazil9 on December 28, 2012 at 10:24 PM

I have yet to hear one Republican speak about the fact that federal revenues are down because there are fewer workers paying taxes. Or to the fact that job creators will pay more in taxes when they create jobs because they would be paying the wages of said workers as well as the employers” half of SS and Medicare taxes.

All I hear is the same old blah, blah, blah from them. Not a one has any ability to lay out the argument in a way Americans can understand.

They don’t lead because they can’t lead.

Until the conservatives in Congress rise up and remove Boehner and McConnell we have no hope of a different direction. It will just be more of the same exercise in futility.

Jvette on December 28, 2012 at 10:47 PM

bazil9 on December 28, 2012 at 10:07 PM

I know from prior post on other threads you are involved in some way with the insurance business. What exactly do you see happening in 2014 with regards to Obamacare?

wolverinefan on December 28, 2012 at 10:24 PM

Ahh..no quick answer.
It depends on so many factors and “groupings” this touches.
Hard to explain in a post.
I sit in on long conference calls and webinars- much is still not even sorted out. Sates rejecting setting up their own exchanges is another new monkey wrench. My simple answer on what I see? A mess and disaster. I’d love to give you a better answer but it would be a book.

Here is some info-if you can get through the industry and Govt lingo (just a tidbit):
Guidance Issued on Exchanges, Medical Loss Ratio and Additional Medicare Taxes; Update on 11-20-2012 Guidance

On November 30, 2012, several Federal agencies released Proposed Rules on Patient Protection and Affordable Care Act (PPACA) provisions.

This alert provides highlights of these regulations as well as additional details about the regulations that were issued on November 20.

NOVEMBER 30, 2012 GUIDANCE

Notice of Benefit and Payment Parameters for 2014

Issued by HHS and the Centers for Medicare & Medicaid Services (CMS) on November 30. Comments are due 30 days from date of publication in the Federal Register, which is pending as of this writing.

The proposed rule provides additional details related to these topics. Brief summaries of each are provided below.

1.a. The medical loss ratio (MLR) program

1.b. Implementation of the federally facilitated Small Business Health Options Program (SHOP) Exchange

1.d. User fees for insurers offering policies on the federally facilitated Exchange

1.e. The risk adjustment, reinsurance and risk-corridors programs (“3Rs”)

1.f. Cost-sharing reductions for low-income families purchasing coverage on the Exchange

1.g. Administration of advanced payments of the premium tax credit

Summaries

1.a. Change to MLR Timing Effective for 2014 Plan Years (applies to rebates paid in 2015)

Deadline for insurers to file their MLR report will move from June 1 to July 31.
Deadline for paying MLR rebates will move from August 1 to September 30.
Adjusted calculation rules to incorporate payments/receipts related to the 3Rs.

1.b. Implementation of the federally facilitated Small Business Health Options Program (SHOP) Exchange

The proposed rule includes details about employer choice, participation rates and contribution rates.

“Employer choice” model is only permitted when the employer makes all QHPs available at the level of coverage selected by the employer.
Minimum participation rate must be 70%.
Contribution rate: employers must use the specific method outlined in the proposed rule to determine contributions toward employee and dependent coverage.

1.c. Exchange Website Disclosure/Agents and Brokers

Agents or brokers who want to assist individuals or employers in enrolling in coverage through the federally facilitated Exchange or the SHOP Exchange for small businesses must complete registration and training before being listed on the Exchange website. State Exchanges may choose to limit whether they disclose information about licensed agents and brokers based on whether brokers/agents have completed any required Exchange or SHOP registration or training.

1.d. Federal Exchange User Fee

A Federally Facilitated Exchange (FFE) will operate in states that have chosen not to build their own Exchange. To help cover the administrative costs of the federal Exchange, HHS has proposed a user fee of 3.5% of Exchange-based monthly premiums for health insurers who want to offer policies on the federal Exchange.

1.e. Risk Adjustment, Reinsurance and Risk-Corridors Programs (“3Rs”)

These regulations describe the programs designed to mitigate adverse selection and help stabilize premiums in the individual and small group markets by providing payments to insurers with higher risk populations and assessments on insurers with lower-risk populations.

The regulations change the reinsurance assessment on insured and self-insured health plans from quarterly to annual and exempt the following types of plans:

Plans consisting solely of excepted benefits as defined in PHSA section 2791(c) (e.g., standalone dental and vision benefits, hospital indemnity and specified disease plans)
Private Medicare, Medicaid, CHIP, state and federal high-risk pools and basic health plans
Health Reimbursement Accounts (HRAs) integrated with a group health plan
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)
Employee assistance programs, disease management programs and wellness programs
Stop-loss and indemnity reinsurance policies
Military health benefits
Indian Health Service coverage

1.f. Cost-Sharing Reductions for Low-Income Families Purchasing Coverage on the Exchange

Cost-sharing reductions will be available to low and moderate-income individuals enrolled in certain subsidized plans on the individual Exchange. These cost-sharing reductions must be provided at the point-of-service.

1.g. Administration of Advanced Payments of the Premium Tax Credit

The proposed rule would require HHS to make advance payments of the premium tax credit to issuers on behalf of certain individuals. The proposed rule also outlines health insurance issuer responsibilities with respect to these advance payments.

1.h. Broker Compensation in a Federally Facilitated Exchange

A health plan must pay the same broker compensation for individual and small group plans offered through the federally facilitated Exchange as it pays for similar health plans offered in the state outside of the Exchange.

2. Establishment of the Multi-State Plan Program for the Exchange

Issued by the U.S. Office of Personnel Management on November 30. Comments are due 30 days from date of publication in the Federal Register, which is pending as of this writing.

This proposed rule defines the requirements for insurers that want to offer policies through the Exchanges in all states. It outlines the plans and benefits that must be offered as well as network adequacy requirements.

3. Additional Medicare Payroll Tax

Issued by the IRS on November 30. Comments are due 90 days from date of publication in the Federal Register, which is pending as of this writing.

Effective January 1, 2013, individuals with annual earnings of more than $200,000 and couples filing jointly with earnings of more than $250,000 will pay an additional Medicare payroll tax of .9% on earnings above these amounts.

Employers will need to begin withholding the additional Medicare tax once an employee’s 2013 earnings reach $200,000. If an employer deducts less than the required amount, the employer is liable until the employee pays the tax. Even after an employee pays the tax, the employer remains responsible for any penalties or additional taxes resulting from the failure to withhold as required.

The additional Medicare tax also applies to income from self-employment. Individuals are responsible for reporting and paying this tax even if their employer fails to withhold it (for example if a couple earns a total of more than $250,000 but neither of them earns $200,000 individually).

There is no additional Medicare payroll tax for employers.

NOVEMBER 20, 2012 GUIDANCE UPDATE

On November 20, just before Thanksgiving, we issued a News Alert summarizing the guidance issued that day. We let you know that we were assessing the guidance and would get back to you with additional information as we completed our analyses.

The following provides additional information of particular interest to clients and brokers:

4. Health Insurance Market Rules and Rate Review

We have further clarified the impacts and timing:

Guaranteed Availability of Coverage and Guaranteed Renewability of Coverage apply to non-grandfathered individual and non-grandfathered group health plans the first plan/policy year beginning on or after 1/1/14.
Fair Health Insurance Premiums, Single Risk Pool and Rate Increase Disclosure and Review apply to non-grandfathered individual and small group plans the first plan/policy year beginning on or after 1/1/14.
Fair Health Insurance Premiums are effective 1/1/17 for the large group market, if coverage is available through an Exchange.
Enrollment in Catastrophic Plans applies to the individual market, effective 1/1/14.

Additional information about Guaranteed Availability of Coverage:

Issuers offering non-grandfathered plans are required to accept every individual or employer who applies for coverage.
Issuers must offer all products that are approved for sale. This includes non-grandfathered closed blocks of business.
Guarantee Issue Limitations – There are exceptions to the guarantee issue requirement that allow enrollment to be limited to: (a) open and special enrollment periods; (b) individuals or employees who live or work in the service area; (c) certain situations involving network and financial capacity; (d) small employers who satisfy the same contribution and participation requirements at issuance that the issuer is permitted to consider at renewal.
Open Enrollment
Group market: year round
Individual: periods consistent with those required by Exchanges for individual Qualified Health Plans (QHPs)
New Special Enrollment Period – There is a new 30 calendar day special enrollment period in both the individual and group markets in connection with the events that would trigger eligibility for COBRA coverage. This is in addition to existing special enrollment events for loss of eligibility for other coverage or dependent special enrollment.
New Marketing Standard – Prohibits marketing practices and plan benefit designs that discourage enrollment of individuals with significant health needs.

5. Essential Health Benefits, Actuarial Value and Accreditation

Further information about impacts:

Coverage offered by insurers and group health plans must meet a minimum value (MV) of 60%. Note: As of this writing, the MV calculator has not yet been released by the government.

The Actuarial Value (AV) calculator to be used for Qualified Health Plans (QHP) and individual and small group markets is now available to the public on the CCIIO website.

In addition, the proposed rule offered the following changes:

States can select or change their previously selected benchmark plan until the end of the Essential Health Benefits proposed rule comment period on 12/26/12.
“Pediatric services” is defined as services for individuals under the age of 19, but states can extend that definition beyond age 19.
If the benchmark plan does not provide coverage for pediatric oral and vision services, the benchmark will cover services from either the FEDVIP dental or vision plan with the largest enrollment, or the state CHIP plan.
PPACA rules limiting out-of-pocket amounts apply to QHPs and to the individual and small group market only. Limits on deductibles apply to the small group market only.
For Habilitative Services, if the benchmark plan does not include coverage of habilitative services, the state may determine which services are included in that category.
For Prescription Drugs, plans subject to the EHB requirements must cover the greater of (1) one drug in every United States Pharmacopeia (USP) category and class, or (2) the same number of prescription drugs in each category and class as the benchmark plan.
NCQA and URAC were recognized as accrediting entities for QHP certification.

6. Wellness Programs in Group Health Plans

Additional information about the Wellness Programs proposed rule:

Wellness programs are allowed for individual plans, but insurers in the individual market will not have specific guidance on the parameters for an acceptable wellness program.
Pilot state programs for the individual market are proposed in the law and the rules.
If a wellness program’s incentives affect eligibility, coverage or premium contribution levels, it will need further analysis to determine compliance with this proposed rule.

We encourage you to bookmark our health care reform website, InformedOnReform.com.

bazil9 on December 28, 2012 at 10:48 PM

Gophers up by 3 :)

gophergirl on December 28, 2012 at 9:56 PM

Red Raiders 24-17, at halftime. Guns up!!!

TXUS on December 28, 2012 at 10:48 PM

The Drudge headline up now is an abomination.

Comparing 0bama to Lincoln is a disgrace, hubris, and national sacrilege.

We are living in bad times, with some very bad “countrymen.”

I weep for my country.

cane_loader on December 28, 2012 at 10:48 PM

GhoulAid on December 28, 2012 at 10:40 PM

Not real big on decorating. Hell, I don’t have pictures on the walls or anything…

OmahaConservative on December 28, 2012 at 10:49 PM

This Lonely Heart

SWalker on December 28, 2012 at 10:39 PM

let me guess…

You are the one in the tights.

tom daschle concerned on December 28, 2012 at 10:42 PM

ROTFLMAO… Me no Japanese… ;p

SWalker on December 28, 2012 at 10:49 PM

bazil9 on December 28, 2012 at 10:48 PM

That crap is an Orwellian nightmare.

No country with so many dumb people can survive when its health-care industry is subjugated to gobbledygook like that.

I’m not dumb, and I won’t even try to parse that legal vomit.

cane_loader on December 28, 2012 at 10:50 PM

Maybe I’ll be shopping for old, sharpenable blades, next.

lol

cane_loader on December 28, 2012 at 10:36 PM

I’ve also got a few straight razors, a strop and a black stone.

If it wasn’t so much work, I’d use them a lot more than I do.

The blades that were sharpenable were the “Blue Blades” and Super Blue Blades” (by Gillette). They’re carbon steel and can be resharpened. In fact, you can hone them on the inside surface of a smooth drinking glass.
They got less resharpenable when they started using the “Stainless” and “Platinum Plus” blades.
I don’t know if you can find the Blues anywhere anymore.

Solaratov on December 28, 2012 at 10:51 PM

I knew the danger going in. You are worth it!

KCB on December 28, 2012 at 10:36 PM

:) :)

Thx Ken..I had a super day- you added the cherry on top!
Your to kind.

bazil9 on December 28, 2012 at 10:51 PM

Not real big on decorating. Hell, I don’t have pictures on the walls or anything…

OmahaConservative on December 28, 2012 at 10:49 PM

You can buy a lot of Testor’s glue – no longer carried by national chains, and huff it until 0bamacare makes perfect sense.

There.

Buy lots of model glue.

Problem solved.

cane_loader on December 28, 2012 at 10:52 PM

The blades that were sharpenable were the “Blue Blades” and Super Blue Blades” (by Gillette). They’re carbon steel and can be resharpened. In fact, you can hone them on the inside surface of a smooth drinking glass.
They got less resharpenable when they started using the “Stainless” and “Platinum Plus” blades.
I don’t know if you can find the Blues anywhere anymore.

Solaratov on December 28, 2012 at 10:51 PM

We’re talking the same language, you and I.

I want a resharpenable supply of blades, so as to be the only clean-shaven dude in my town without massive shaving cuts once the supply chain hits the fan.

Die with my boots on with a clean visage.

cane_loader on December 28, 2012 at 10:53 PM

I’ve also got a few straight razors, a strop and a black stone.

If it wasn’t so much work, I’d use them a lot more than I do.

The blades that were sharpenable were the “Blue Blades” and Super Blue Blades” (by Gillette). They’re carbon steel and can be resharpened. In fact, you can hone them on the inside surface of a smooth drinking glass.
They got less resharpenable when they started using the “Stainless” and “Platinum Plus” blades.
I don’t know if you can find the Blues anywhere anymore.

Solaratov on December 28, 2012 at 10:51 PM

I don’t have the guts to try a straight razor… gonna admit that right now.

Were the “Blue Blades” ever released in double-edge, or just single?

cane_loader on December 28, 2012 at 10:56 PM

I’ve also got a few straight razors, a strop and a black stone.

If it wasn’t so much work, I’d use them a lot more than I do.

The blades that were sharpenable were the “Blue Blades” and Super Blue Blades” (by Gillette). They’re carbon steel and can be resharpened. In fact, you can hone them on the inside surface of a smooth drinking glass.
They got less resharpenable when they started using the “Stainless” and “Platinum Plus” blades.
I don’t know if you can find the Blues anywhere anymore.

Solaratov on December 28, 2012 at 10:51 PM

I haven’t made it to straight razors yet. I switched from cartridge razors to safety razors two years ago. You can buy bulk blades by the thousands and shave daily for a year for about $10 or so. I always hated buying cartridges for $15 or whatever they go for. What a waste of money!

I have two Parker safety razors and use Shark and Gillette Platinum blades with Col. Conk shaving soaps.

tom daschle concerned on December 28, 2012 at 10:57 PM

You can buy a lot of Testor’s glue – no longer carried by national chains, and huff it until 0bamacare makes perfect sense.

There.

Buy lots of model glue.

Problem solved.

cane_loader on December 28, 2012 at 10:52 PM


LMAO!

tom daschle concerned on December 28, 2012 at 10:58 PM

The blades that were sharpenable were the “Blue Blades” and Super Blue Blades” (by Gillette). They’re carbon steel and can be resharpened. In fact, you can hone them on the inside surface of a smooth drinking glass.
They got less resharpenable when they started using the “Stainless” and “Platinum Plus” blades.
I don’t know if you can find the Blues anywhere anymore.

Solaratov on December 28, 2012 at 10:51 PM

We’re talking the same language, you and I.

I want a resharpenable supply of blades, so as to be the only clean-shaven dude in my town without massive shaving cuts once the supply chain hits the fan.

Die with my boots on with a clean visage.

cane_loader on December 28, 2012 at 10:53 PM


Here you go, get em while their hot…

SWalker on December 28, 2012 at 10:58 PM

Red Raiders 24-17, at halftime. Guns up!!!

TXUS on December 28, 2012 at 10:48 PM

I may have to cry on your shoulder :(

3rd and 49′s don’t help matters either.

gophergirl on December 28, 2012 at 10:59 PM

canopfor on December 28, 2012 at 10:39 PM

ROTF. Well some one last night said

“That is not the droid you are looking for”.

LOL. That’s a line out of star wars.

SparkPlug on December 28, 2012 at 10:41 PM

SparkPlug:Lol:)

canopfor on December 28, 2012 at 10:59 PM

bazil9 on December 28, 2012 at 10:48 PM

OMG! What a nightmare!!!

wolverinefan on December 28, 2012 at 11:00 PM

Hey Axe, are you related to the Axeman?

Otherwise the infiltration is crass: Axeman and mazer9.

Schadenfreude on December 28, 2012 at 11:01 PM

3rd and 49

gophergirl on December 28, 2012 at 10:59 PM

lol

Axe on December 28, 2012 at 11:02 PM

Here you go, get em while their hot…

SWalker on December 28, 2012 at 10:58 PM

No kidding?

eBay is a gol-durn miracle!!!!

lol

thanks
:)

cane_loader on December 28, 2012 at 11:03 PM

I think it will be when I go to fill out the tax form, and it orders me to tell it about by medical care.

cane_loader on December 28, 2012 at 10:45 PM

They don’t need you to tell them about that. They already know.

Electronic Medical Records

Everything you tell your doctor…everything you tell your insurance company…all goes in to a central record-keeping “place”. And to the IRS, of course, since they will be administering ocare. Your records are reviewed; and if there is anything there that any government agency needs to “be aware of”, your records are forwarded to them. Any government agency who ‘says’ that they have a “need” to see your medical records can have access.
The .gov asking you for any of that information would be just as a harassment measure. Just to make you jump through a couple of hoops.

Solaratov on December 28, 2012 at 11:04 PM

Now I can buy my vintage sharpener :-)

Drinking glass is cool but a vintage sharpener would freak out the GF much better

cane_loader on December 28, 2012 at 11:04 PM

Otherwise the infiltration is crass: Axeman and mazer9.

Schadenfreude on December 28, 2012 at 11:01 PM

bazil9 on December 28, 2012 at 10:14 PM

No relation. He’s good though. He usually weighs in where I want to weigh in, and with a similar point of view. It was weird the first time, but then I learned we could tag team.

Axe on December 28, 2012 at 10:21 PM

— But b9 laments the mazer. :)

Axe on December 28, 2012 at 11:05 PM

The .gov asking you for any of that information would be just as a harassment measure. Just to make you jump through a couple of hoops.

Solaratov on December 28, 2012 at 11:04 PM

Trust me, it’s going to be on the 1040.

And I don’t think I’ll answer.

Civil disobedience.

cane_loader on December 28, 2012 at 11:05 PM

All I hear is the same old blah, blah, blah from them. Not a one has any ability to lay out the argument in a way Americans can understand.

They don’t lead because they can’t lead.

Until the conservatives in Congress rise up and remove Boehner and McConnell we have no hope of a different direction. It will just be more of the same exercise in futility.

Jvette on December 28, 2012 at 10:47 PM

Well said.

When I was new to the biz..best advice I ever had was- Learn how to speak to your audience! Everyone does not have the same level of understanding or knowledge. People speak in industry lingo and most have no clue what your talking about. I have enrolled thousands of people over the years. From Doctors to guys that build port a potties-no joke. I try and gauge their level of knowledge and proceed from there. I skip industry acronyms and use typical examples that most people can connect/relate to.

I agree-politicians do not do well laying out an argument or articulate in a way that most can understand what the hell they are even talking about. *KISS* is always a good rule. Poli’s do not RELATE to people in a way they understand.

I think Boner is prob a decent fella but not a leader.

bazil9 on December 28, 2012 at 11:06 PM

Hurricanes Katrina & Rita changed me forever, I have realized.

Something simple like having sharpenable razor blades makes me feel better.

When one can’t find a working gas pump for hundres of miles, it shoves the fragility of modern life in one’s face.

cane_loader on December 28, 2012 at 11:06 PM

I shave with my Buck 110.

(okay, not really, but it’s pretty sharp)

wolly4321 on December 28, 2012 at 11:07 PM

a bit off topic but…

we will be asked if there are firearms in our homes (already happening in triage clinics) and if there is (if you do answer of course), we will most likely be denied coverage or better yet….health services.

katy on December 28, 2012 at 11:10 PM

Touchdown baby!

gophergirl on December 28, 2012 at 11:11 PM

“SWalker with his electric guitar is like Michael Jackson and Axe with his tambourine is like Tito.”

So reads what one critic said of their recent performance at the rehearsal for the HA new years eve party.

SparkPlug on December 28, 2012 at 11:11 PM

bazil9 on December 28, 2012 at 10:48 PM

OMG! What a nightmare!!!

wolverinefan on December 28, 2012 at 11:00 PM

And that was just a morel!
Why I have been such a bi*ch for a while. Among other things.
:)
I am applying to be Spark Plugs body guard and full time personal chef.

bazil9 on December 28, 2012 at 11:12 PM

Were the “Blue Blades” ever released in double-edge, or just single?

cane_loader on December 28, 2012 at 10:56 PM

I used the double-edge in my Fat Boy, but they also made single and injector.

Solaratov on December 28, 2012 at 11:13 PM

I don’t plan to file at all.

wolly4321 on December 28, 2012 at 11:14 PM

Touchdown baby!

gophergirl on December 28, 2012 at 11:11 PM

.
That’s the way to start the second half, gopherlady. : )

listens2glenn on December 28, 2012 at 11:14 PM

It would be impossible.

crosspatch on December 28, 2012 at 9:37 PM

Nah, hardly. Hello bank account freezes and other penalties. They’ll threaten complete shutdown of businesses. A lot easier to do in the digital age. You want to pay by cash? Terrorists!

oryguncon on December 28, 2012 at 11:16 PM

I think Boner is prob a decent fella but not a leader.

bazil9 on December 28, 2012 at 11:06 PM

Probably, but the really decent thing to do would be to admit that he has failed as speaker and step down.

Hey, I can still dream can’t I?

Jvette on December 28, 2012 at 11:18 PM

I shave with my Buck 110.

(okay, not really, but it’s pretty sharp)

wolly4321 on December 28, 2012 at 11:07 PM

Out of the box I shaved with my Buck Hoodlum.

It’s a 10″ camping/survival knife made out of spring steel. After batoning with it over several camping trips, it has nicks in the blade. I wouldn’t attempt shaving with it without a good re-profiling.

tom daschle concerned on December 28, 2012 at 11:19 PM

Schadenfreude on December 28, 2012 at 11:01 PM

Axe on December 28, 2012 at 10:21 PM

— But b9 laments the mazer. :)

Axe on December 28, 2012 at 11:05 PM

Just teasing..logged on and there was
Mazel9
and Axeman. Was a little funny.
Meanwhile..never have seen the handle mazel9.
*scratching head* hmmmm
Its okay, M9 will never be as cool as B9.
And SP will toss it aside like an old rag doll.

bazil9 on December 28, 2012 at 11:19 PM

bazil9 on December 28, 2012 at 10:48 PM

…thanks…am discussing your piece with my wife…don’t see myself as dumb (sociology major…but a conservative touchy feely one instead of the normal witless lib)…but I need her help to understand some of it….she’s copying it so we can save it for breakfeast conversation….yep she’s the business and finance major…so when there is gobblygook I get confused with…I go to where I keep my brains stored…HER!

KOOLAID2 on December 28, 2012 at 11:19 PM

I am applying to be Spark Plugs body guard and full time personal chef.

bazil9 on December 28, 2012 at 11:12 PM

I reviewed your credentials, flan recipe and saw you in your surfing nothing-kini.

You got the job hun. No contest.

SparkPlug on December 28, 2012 at 11:20 PM

You would(n’t) be surprised at how many questions they ask you now if you want cash from a largish cashier’s check.

You are required to give your occupation. Your social security number. Disabled or unemployed are NOT acceptable answers. Failing any of these, even the bank upon which the check is drawn will refuse to give you one cent.

All cash is now being tightly watched and controlled in the age of 0bama. This as the dollar is being destroyed.

cane_loader on December 28, 2012 at 11:21 PM

Meanwhile..never have seen the handle mazel9.
*scratching head* hmmmm

bazil9 on December 28, 2012 at 11:19 PM

it’s mazer9, I believe.

Solaratov on December 28, 2012 at 11:21 PM

I learned this a couple years ago when I sold something to a pawn shop.

It was unbelievable.

cane_loader on December 28, 2012 at 11:21 PM

Hey, I can still dream can’t I?

Jvette on December 28, 2012 at 11:18 PM

Poli’s arent decent.

But yes,Dream On.

:)

bazil9 on December 28, 2012 at 11:22 PM

But yes,Dream On.

:)

bazil9 on December 28, 2012 at 11:22 PM

Actually, THIS is the dream….

;-)

cane_loader on December 28, 2012 at 11:25 PM

Meanwhile..never have seen the handle mazel9.
*scratching head* hmmmm

bazil9 on December 28, 2012 at 11:19 PM

mazer9

mazelTOV!

Get it straight!

cane_loader on December 28, 2012 at 11:28 PM

Time once again to roust up some food.

A repetitive task!

cane_loader on December 28, 2012 at 11:29 PM

Very nice tribute from the Wilson Sisters.

KCB on December 28, 2012 at 11:29 PM

it’s mazer9, I believe.

Solaratov on December 28, 2012 at 11:21 PM

Indeed, sorry.

Schadenfreude on December 28, 2012 at 11:29 PM

Dreams I’ll Never See

novaculus on December 28, 2012 at 11:33 PM

mazer9

axeman

Bizarro Hot Air

Jvette on December 28, 2012 at 11:33 PM

Actually, THIS is the dream….

;-)

cane_loader on December 28, 2012 at 11:25 PM

Ah, Karen Carpenter, what a voice and what a sad end to her life.

Jvette on December 28, 2012 at 11:34 PM

Good evening..:)

Dire Straits on December 28, 2012 at 11:35 PM

KOOLAID2 on December 28, 2012 at 11:19 PM

Your not dumb! smack>
My BS is in Crim Justice.
Got out of it-fell into insurance. Long story.

That was a excerpt of something I received.
For us in sales.
Search for AHCA timeline or go to your own Ins Co website.
They all have links with definitions,laws,timelines,regs/compliance, and a break down impact to employers with less then 50 EE’s (small employers) vs. Mid Size,Large, ect..
Contribution guidelines, plans coverage that will be approved by Govt law, earnings per employee vs.premium and tax penalties.

Also, new contribution restrictions for FSA’s and HSA’s- if offered.

Here is an alert from I received recently-I subscribe even though not my issue:Please take note of the following:

Effective January 1, 2013, an additional Medicare tax will impact employers and payroll service providers. The Patient Protection and Affordable Care Act (PPACA) increases the Medicare tax rate on wages by 0.9% (from the current rate of 1.45% to 2.35%) for higher-income individuals starting in 2013. This Medicare payroll tax increase applies to wages over $200,000 for single tax filers and $250,000 for couples filing jointly ($125,000 for a married individual filing separately). The Internal Revenue Service (IRS) plans to release revised Forms 941, 943 and the tax return schemas for the Form 94X series of returns. For additional information, contact your payroll provider, a Certified Public Accountant (CPA) or visit the HR Support Center.

bazil9 on December 28, 2012 at 11:35 PM

May something strike all of them at midnight.

They didn’t cut a penny of pork and hardly any will see its way to the victims or reconstruction. It’s loaded with fat and all of a sudden Harry Reid is in a hurry to have it passed by Congress. May they all go to Hades, pronto.

Schadenfreude on December 28, 2012 at 11:36 PM

bazil9 on December 28, 2012 at 10:48 PM

thanks for all that Bazil9 – I’ve already resolved to never be an employer again after June 2013 when my current contract is up.

Why should I ever create another job for anyone, when creating jobs will bring nothing but capricious and arbitrary conflicting legal liabilities onto any potential employer? They are already hell-bent on confiscating any rewards for being a job creator, so what’s the point anymore? F*ck it. I’m done.

Harbingeing on December 28, 2012 at 11:36 PM

Good evening..:)

Dire Straits on December 28, 2012 at 11:35 PM

Hi, Dire.

Must be time for the late shift.

Jvette on December 28, 2012 at 11:36 PM

;-)

cane_loader on December 28, 2012 at 11:25 PM

:D

bazil9 on December 28, 2012 at 11:37 PM

Very nice tribute from the Wilson Sisters.

KCB on December 28, 2012 at 11:29 PM

Thanks for the link… that was INCREDIBLE!

cane_loader on December 28, 2012 at 11:37 PM

Good evening..:)

Dire Straits on December 28, 2012 at 11:35 PM

Dire….

KCB on December 28, 2012 at 11:38 PM

Well, evening crew is here.

I must go hunt food.

Rabbits are safe outside, multiplying.

I’ll check back later to see what mischief has transpired !! :O

cane_loader on December 28, 2012 at 11:39 PM

cane_loader on December 28, 2012 at 11:37 PM

You are welcome! Those ladies are badazz.

KCB on December 28, 2012 at 11:39 PM

You are welcome! Those ladies are badazz.

KCB on December 28, 2012 at 11:39 PM

Yep… my all-time favorite rock singer is Ann Wilson. No one else comes close. She is the One.

cane_loader on December 28, 2012 at 11:40 PM

Good evening..:)

Dire Straits on December 28, 2012 at 11:35 PM

…*crowd raises beer above their right ears*….DIRE…!!!!

KOOLAID2 on December 28, 2012 at 11:40 PM

All-time favorite FEMALE rock singer, I meant to say.

Hard to argue that.

That voice is incomparable. Still.

cane_loader on December 28, 2012 at 11:40 PM

SparkPlug on December 28, 2012 at 11:20 PM

Cool..its on the yacht, right?
;)

bazil9 on December 28, 2012 at 11:41 PM

“SWalker with his electric guitar is like Michael Jackson and Axe with his tambourine is like Tito.”

So reads what one critic said of their recent performance at the rehearsal for the HA new years eve party.

SparkPlug on December 28, 2012 at 11:11 PM

I’ll murderalize dat bum… Me… Like Micheal Jackson… I’ll murderlize em… o_O

SWalker on December 28, 2012 at 11:41 PM

I look at birth control as a “safety device” (can you say SAFE sex). I’ve paid out of pocket for other safety equipment:

mouth guard and padded gear for tae kwon D’oh!
child locks for cabinets
car & booster seats for the kids
bike helmets
my son’s lacrosse gear
my daughters shin guards
safety goggles for hubby

If you’re going to engage in an activity, you’d better have the proper equipment.

Laura in Maryland on December 28, 2012 at 11:41 PM

In My Own Dream

novaculus on December 28, 2012 at 11:42 PM

Jvette on December 28, 2012 at 11:36 PM

It’s that time..:)

Dire Straits on December 28, 2012 at 11:42 PM

You are welcome! Those ladies are badazz.

KCB on December 28, 2012 at 11:39 PM

Yep… my all-time favorite rock singer is Ann Wilson. No one else comes close. She is the One.

cane_loader on December 28, 2012 at 11:40 PM

Indeed she is, to bad she’s such a batshit crazy liberal.

SWalker on December 28, 2012 at 11:42 PM

“SWalker with his electric guitar is like Michael Jackson and Axe with his tambourine is like Tito.”

So reads what one critic said of their recent performance at the rehearsal for the HA new years eve party.

SparkPlug on December 28, 2012 at 11:11 PM

Chin up Axe. At least you aren’t Jermaine.

KCB on December 28, 2012 at 11:43 PM

KCB on December 28, 2012 at 11:38 PM

Good evening..:)

Dire Straits on December 28, 2012 at 11:43 PM

Harbingeing on December 28, 2012 at 11:36 PM

I know man. I made my business with small businesses.
My preference. Where my heart is.
Didnt want to be a buzz kill tonight but answered what I felt I could “here”.

bazil9 on December 28, 2012 at 11:44 PM

I’ve already resolved to never be an employer again after June 2013 when my current contract is up.

Why should I ever create another job for anyone, when creating jobs will bring nothing but capricious and arbitrary conflicting legal liabilities onto any potential employer? They are already hell-bent on confiscating any rewards for being a job creator, so what’s the point anymore? F*ck it. I’m done.

Harbingeing on December 28, 2012 at 11:36 PM

Yeahhhhh – starve the Looters, in turn the Moochers.

Let them starve, in the dark/cold.

p.s. for those who don’t know – “Looters”, as in Ayn Rand.

p.p.s. starve the ones who loot your home/business too, but not in my reference…

Schadenfreude on December 28, 2012 at 11:44 PM

Reminds me of Cheers..:)

Dire Straits on December 28, 2012 at 11:45 PM

SWalker on December 28, 2012 at 11:42 PM

Yeah, there is that… But I have always been a fan. Mainly of Nancy….

KCB on December 28, 2012 at 11:45 PM

Chin up Axe. At least you aren’t Jermaine.

KCB on December 28, 2012 at 11:43 PM

Day job.

Axe on December 28, 2012 at 11:46 PM

cane_loader on December 28, 2012 at 11:40 PM

How about this lady?

Sister Morphine

novaculus on December 28, 2012 at 11:46 PM

Dire..whatz Up?!

Slide>>>>

or Slide

bazil9 on December 28, 2012 at 11:47 PM

Well, time for me to head on out. Need food and sleep not necessarily in that order.

Nite all.

Jvette on December 28, 2012 at 11:48 PM

Axe on December 28, 2012 at 11:46 PM

Don’t you think that Psy crap is awful? I don’t get it.

KCB on December 28, 2012 at 11:48 PM

bazil9 on December 28, 2012 at 11:47 PM

Ken likes!

KCB on December 28, 2012 at 11:49 PM

BLOCKED KICK!

Go Grey go!

gophergirl on December 28, 2012 at 11:50 PM

…Minnesota blocked the FG!…still 24/24…
…wonder if gg is still fully clothed?

KOOLAID2 on December 28, 2012 at 11:50 PM

Shimmer

KCB on December 28, 2012 at 11:51 PM

KOOLAID2 on December 28, 2012 at 11:50 PM

LOL!

KCB on December 28, 2012 at 11:51 PM

The .gov asking you for any of that information would be just as a harassment measure. Just to make you jump through a couple of hoops.

Solaratov on December 28, 2012 at 11:04 PM

It will also serve the purpose of trying to catch you in a lie, a misstatement, any conflicting word, any misrepresentation they can use against you for anything they want to do. It’s what cops do routinely in questioning – pepper you with redundant questions and wear you down till you contradict yourself in the slightest way. Wait till they link up your grocery buying habits and other purchasing choices with O’care…

Harbingeing on December 28, 2012 at 11:52 PM

Axe on December 28, 2012 at 11:46 PM

Don’t you think that Psy crap is awful? I don’t get it.

KCB on December 28, 2012 at 11:48 PM

And that was Resist We Much in the subway.

*sip*

lol

Axe on December 28, 2012 at 11:52 PM

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