Confirmed: 2nd Catholic university dropping insurance

posted at 8:41 pm on May 23, 2012 by Ed Morrissey

The inevitable conclusion from last week’s statement from Ave Maria University has arrived, perhaps a little more quickly than most would have imagined.  Six days ago, the Catholic university followed in the footsteps of Franciscan University, which explicitly dumped its student coverage because of the HHS contraception mandate.  Ave Maria also objected to the HHS mandate, but said that large cost increases might end up driving their decision.  Today they announced that the 15% of their student body that relied on their relatively inexpensive health insurance would have to look elsewhere, and the university made clear the full extent of the cost increases:

Ave Maria’s insurance carrier notified the University that, because of the provisions of Obamacare, which require an increase in the maximum benefit per injury or illness (from $50,000 to $100,000), students would not only face a 66% increase in their premiums (from $839 to $1,392) but also an increase in their deductible (from $100 to $250 per policy year).

“For any college or university like Ave Maria that requires students to have health insurance, this new cost will come as both a surprise and disappointment to the students affected. But for religiously-affiliated universities like Ave Maria, the damaging effect of the new Federal government regulations goes even further,” the college said in a statement.

The insurance carrier also notified Ave Maria that the HHS mandate required it to pay all claims for “preventive care services” regardless of the fact that they are specifically excluded in the Ave Maria group plan.

“So while the proposed premium increase is a financial burden to our students, the PPACA-required coverage of “preventive care services,” such as abortion-inducing drugs, is an affront to our core values,” it added. “It is a sad day when Ave Maria’s students are forced to choose between enrolling in a health insurance plan that is both costly and offers morally objectionable benefits, and having no coverage at all. The University has heard from a number of our elected student leaders and they, too, find the latest twist in the Federal mandate saga unacceptable.”

The reason that Ave Maria’s health plan was reasonably priced before ObamaCare was because it was tailored to the needs of younger clients.  At that age, people mainly need to indemnify themselves from hospitalization or major medical attention  rather than buy comprehensive plans they won’t use.  Very little in preventive care is necessary for college students, certainly not five hundred dollars a year in such services — plus the extra $150 in deductible.

Unfortunately, Ave Maria can no longer offer coverage tailored to the actual needs of its students.  Why? Because bureaucrats in the HHS decided that adults of all ages need to buy comprehensive plans that cost younnger adults far more than the value they will ever extract.  And the reason for that is that HHS wants healthy young adults to subsidize coverage for older and less healthy adults.  This is a demonstration of the perverse redistribution of wealth from younger adults to middle-aged adults, which was the only way that ObamaCare could even pretend to be cost-neutral.

So much for “If you like your plan, you can keep your plan.”

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Lesson:
Don’t be Catholic…
or have anything to do with a Catholic institution.

Julia agrees.

/

Electrongod on May 23, 2012 at 8:45 PM

I hope this trend dominoes thru to November…..it’s very troubling to the one and I like that. Keep ‘em coming Fathers!

MONACO1121 on May 23, 2012 at 8:46 PM

Good for th RCC’s…

OmahaConservative on May 23, 2012 at 8:47 PM

“Well then we will simply need to abolish religion in this country.”

-average leftonian

Bishop on May 23, 2012 at 8:47 PM

“But not Islam…because we’re scared of them.”

-other average lefty

Bishop on May 23, 2012 at 8:47 PM

Has the Ministry of Wellness dictated all the specifics of what constitutes a “qualified plan” yet?

forest on May 23, 2012 at 8:48 PM

This is a demonstration of the perverse redistribution of wealth from younger adults to middle-aged adults, which was the only way that ObamaCare could even pretend to be cost-neutral.

Wish in one hand….

Electrongod on May 23, 2012 at 8:48 PM

As much as agree with the decision I also think that this may actually Manchurian in his re-election as he can point to such decisions and tell students that their only way out is to support his re-election and his drive for the single payer.

This could backfire in the end.

riddick on May 23, 2012 at 8:48 PM

As convenient as it may be to tie AMU’s dropping of its insurance for students to ObamaCare, I’d be interested in an independent look at the university’s insurance costs and if dropping it has anything to do with Ave Maria’s flagging fiances over all. The university’s supporting foundation is heavily invested in the local real estate market that has been totally decimated in the last several years. But no, it’s just too easy for the corrupt administration down there to tie AMU’s action to ObamaCare.

Vatican Watcher on May 23, 2012 at 8:51 PM

…way to go JugEars!!!
…love it when a plan comes together!

KOOLAID2 on May 23, 2012 at 8:51 PM

This could backfire in the end.

riddick on May 23, 2012 at 8:48 PM

I doubt if there is enough time for Obama to explain why his original plan was flawed….but he had nothing to do with it..
then evolve to a single payer…

Electrongod on May 23, 2012 at 8:52 PM

That awful woman gives me the creeps big time. Now she is dictating the terms of medical coverage and services to every citizen subject in this country. Disturbing.

forest on May 23, 2012 at 8:53 PM

So much for “If you like your plan, you can keep your plan.”

They could have kept their plan if they didn’t just hate all wimmenez!!11!!

eeyore on May 23, 2012 at 8:53 PM

I gotta say I like the drip-drip-drip of these announcements. Sooner or later the jug-eared Kenyan and his “good Catholic” head of HHS is going have to address this issue in some way other than the paternalistic “because we said so” attitude when they announced that the sluts at Georgetown Law (and of course Julia) would get financial relief for all the contraception they blow through in a given year.

Happy Nomad on May 23, 2012 at 8:55 PM

“You can be Catholic and protest quietly to yourself as you hand out my morning after pills.”

-Obama

The Count on May 23, 2012 at 8:55 PM

A sign of things to come. The takers of society will always demand more from the producers. I dispise everything about bambi and his entire marxist administration. I would love to actually see Sebelius walking down the street, she would get an earful from me that would make any USMC Grunt blush.

D-fusit on May 23, 2012 at 8:58 PM

That awful woman gives me the creeps big time. Now she is dictating the terms of medical coverage and services to every citizen subject in this country. Disturbing.

forest on May 23, 2012 at 8:53 PM

Obamacare was written that way intentionally, can’t have the Messiah falling on the sword of socialism now can we.

antipc on May 23, 2012 at 8:58 PM

Now she is dictating the terms of medical coverage and services to every citizen subject in this country. Disturbing.

forest on May 23, 2012 at 8:53 PM

But let’s remember that this is much more than the wh*res helping wh*re’s representation as she called it a women’s health issue. THIS IS FIRST AND FOREMOST AN ATTACK ON RELIGIOUS FREEDOM. And if they get away with this other attacks will follow.

Happy Nomad on May 23, 2012 at 8:59 PM

I’m 61 yrs. old but have very, very little sympathy for 20 somethings. Why? They (as a group) voted for their messiah, while I voted Republican.

BillCarson on May 23, 2012 at 9:00 PM

Who’s next?

d1carter on May 23, 2012 at 9:05 PM

Because bureaucrats in the HHS decided that adults of all ages need to buy comprehensive plans that cost younnger adults far more than the value they will ever extract. And the reason for that is that HHS wants healthy young adults to subsidize coverage for older and less healthy adults.

Many (if not most) of BHO’s biggest supporters love him because they think that they are going to get a lot of “free” stuff. But now these students are going to find out that it is THEY who will be the ones stuck with the bill for the “freebies”.

Better to learn it now than learn it later.

SubmarineDoc on May 23, 2012 at 9:07 PM

I’m 61 yrs. old but have very, very little sympathy for 20 somethings. Why? They (as a group) voted for their messiah, while I voted Republican.

BillCarson on May 23, 2012 at 9:00 PM

Mine didn’t (22 and 23) but they’re being screwed just the same. They can’t get decent jobs. They’ll have to pay for your retirement but get nothing from the gevernment for theirs. They’ll have to pay off tens to hundreds of thousands in dollars of national debt each. It wouldn’t hurt to have a little sympathy. Voting Obama out would be nice too.

talkingpoints on May 23, 2012 at 9:08 PM

As much as agree with the decision I also think that this may actually Manchurian in his re-election as he can point to such decisions and tell students that their only way out is to support his re-election and his drive for the single payer.

This could backfire in the end.

riddick on May 23, 2012 at 8:48 PM

If you worry about such things so much that you will ignore your “core beliefs” you have no core.

CW on May 23, 2012 at 9:08 PM

Wait until a Catholic hospital threatens to close down.

That will be the trigger for a lot of people.

Rebar on May 23, 2012 at 9:11 PM

But no, it’s just too easy for the corrupt administration down there to tie AMU’s action to ObamaCare.

Vatican Watcher on May 23, 2012 at 8:51 PM

Well, maybe, maybe not. It’s true – AMU is facing financial challenges.

But it’s certainly credible to believe that the costs of the program are going up. After all, they’re not the only ones.

And they’re not the only employer that’s started to cut back or bail out of offering insurance in the wake of ACA.

The_Jacobite on May 23, 2012 at 9:13 PM

I’m 61 yrs. old but have very, very little sympathy for 20 somethings. Why? They (as a group) voted for their messiah, while I voted Republican.

BillCarson on May 23, 2012 at 9:00 PM

That’s an incredibly unfair generalization. It’s like bashing 60 somethings for sucking up all that healthcare.

Happy Nomad on May 23, 2012 at 9:14 PM

Wait until a Catholic hospital threatens to close down.

That will be the trigger for a lot of people.

Rebar on May 23, 2012 at 9:11 PM

Wait until one actually does close, even for a short time; the outcry will be epic.

Bishop on May 23, 2012 at 9:19 PM

I heard the Arch Bishop of D.C. on Laura Ingraham’s show the other day and the “compromise” of having the insurance company foot the bill for contraceptives (stupidest “compromise” ever) doesn’t work for them because they self insure.

Cindy Munford on May 23, 2012 at 9:25 PM

So far it’s been two Catholic universities. It will get interesting when the liberal universities get hit with the same increases in costs. This is exactly the point John Roberts was making during oral arguments, that young people are forced to buy more insurance than they need. Very easy to understand.

monalisa on May 23, 2012 at 9:25 PM

Well, maybe, maybe not. It’s true – AMU is facing financial challenges.

But it’s certainly credible to believe that the costs of the program are going up. After all, they’re not the only ones.

And they’re not the only employer that’s started to cut back or bail out of offering insurance in the wake of ACA.

The_Jacobite on May 23, 2012 at 9:13 PM

The sad part is that it’s not beyond the realm of possibility for Tom Monaghan’s minions down there to pull a PR trick like this, especially since AMU’s Jackson Labs debacle. In that case, AMU was more than ready to support and give aid to the building of a bio-medical complex by a known embryonic stem cell research organization in a bid to help its real estate holdings’ value.

Vatican Watcher on May 23, 2012 at 9:30 PM

Single Payer, inching closer.

Bmore on May 23, 2012 at 9:37 PM

monalisa on May 23, 2012 at 9:25 PM

How very lucky that SCOTUS gets to see their fears become reality!

Cindy Munford on May 23, 2012 at 9:50 PM

But…but….but Barry and Nancy-poo said it was “fair” and “paid for”.

Guess they forgot to mention who would be paying.

So all you young folks who voted for Barry; time to bend over and just suck it up. Hope and Change, baby. Just Hope you’ve got some Change left.

GarandFan on May 23, 2012 at 9:50 PM

Come on Catholics! Announce in early November that you cannot in good conscience run your hospitals and charities and colleges anymore. Lay it right at the feet of barack and the democratic party that as is January 1, 2013 they will all be closing, unless a new president comes in and repeals all the crapulence created by barack

Let it be known that several million more Americans will be joining the unemployment rolls and quality hospitals and colleges will be in short supply.

What a dream that would be. Watching barack self destruct.

BTW, barack sucks.

DuctTapeMyBrain on May 23, 2012 at 9:57 PM

I really dont feel sorry for these catholic institutions. For years they discrimnated against white students in favor of minorities. If you were a minority with an average SAT you were good to go. Full ride scholarship. If you were a white kid with the same score, you were sh!!t out of luck. Good to see these liberal catholics getting smacked down. They backed Obama to the hilt
Reap what you sow.

Thicklugdonkey on May 23, 2012 at 10:01 PM

Obama’s War on Catholics continues.

Jaibones on May 23, 2012 at 10:07 PM

I’m 61 yrs. old but have very, very little sympathy for 20 somethings. Why? They (as a group) voted for their messiah, while I voted Republican.

BillCarson on May 23, 2012 at 9:00 PM

Thanks for your idiotic baby boomer values that gave us Obama.

Oh and the spending has been great too.

tetriskid on May 23, 2012 at 10:19 PM

I’m starting to believe Obama is having second and third thoughts over his ‘threats’ to the Supreme Court if they declare ObamaCare unconstitutional.

As more and more Catholic institutions are taking a stand against him and his ‘comprimize’, and more CBO reports are coming out with the true cost of it, Affordable Care is becoming more and more of an embarassment and election anchor on him.

I feel he is now hoping the Supreme’s verdict will shut down ObamaCare. This would be a win-win-win situation for him.

It would end completely all these lawsuites and negative news stories. He can still tell his useful idiots “Well, I tried. Re elect me and I’ll get it passed again.”
Third, it would take one of Romney’s strongest selling points out of his campaign.

Yes, having the Supreme Court shoot down ObamaCare would benefit him and his re election chances greatly.

MR. ARIZONA on May 23, 2012 at 10:19 PM

t would end completely all these lawsuites and negative news stories. He can still tell his useful idiots “Well, I tried. Re elect me and I’ll get it passed again.”
Third, it would take one of Romney’s strongest selling points out of his campaign.

Yes, having the Supreme Court shoot down ObamaCare would benefit him and his re election chances greatly.

MR. ARIZONA on May 23, 2012 at 10:19 PM

Nah, can’t be…

Just look at the response my first post in thread got. So many clueless on our side, all so sure that Hussein is one and done that they can’t, even for a second, do some logical thinking. Hannity and Malkin, included, judging by her appearance today.

We keep forgetting that we’re dealing with college kids who, for the most part, believe in and vote Democrat, even in so called “conservative” schools. As a group they vote liberal and as a group hold liberal views, TAUGHT LIBERAL VIEWS, thus Hussein telling them all they have to do is re-elect him to get cheaper single payer (no matter how lying that statement is) will only work for Hussein’s re-election.

Anyone who is clueless enough to doubt what I am saying, I have two words for you: Sandra Fluke.

riddick on May 23, 2012 at 10:34 PM

I will write my alma mater Saint Louis University and encourage them to do the same.

NoDonkey on May 23, 2012 at 10:38 PM

I heard the Arch Bishop of D.C. on Laura Ingraham’s show the other day and the “compromise” of having the insurance company foot the bill for contraceptives (stupidest “compromise” ever) doesn’t work for them because they self insure.

Cindy Munford on May 23, 2012 at 9:25 PM

Most of these organizations do and the wh*re in charge of HHS and Obama knew this when they “compromised” by putting the onus on the insurer and not the religious institution.

And BTW, it goes beyond Catholics. Mandating abortion-inducing drugs takes out Baptist hospitals all over the South.

Happy Nomad on May 23, 2012 at 10:39 PM

Happy Nomad on May 23, 2012 at 10:39 PM

I have been surprised that other denominations haven’t jumped on the bandwagon. This seems a clear infringement of “Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof;“. I assume there will be more.

Cindy Munford on May 23, 2012 at 10:59 PM

I’m 61 yrs. old but have very, very little sympathy for 20 somethings. Why? They (as a group) voted for their messiah, while I voted Republican.

BillCarson on May 23, 2012 at 9:00 PM

Guilt by association is always fun. Good thing you’re not a part of any group that ever did anything remotely shameful, Bill. Otherwise you might come off as bitter and hypocritical.

Esthier on May 23, 2012 at 11:04 PM

Confirmed: 2nd Catholic Popish Recusant university dropping insurance

Partly like it’s 1593.

steebo77 on May 24, 2012 at 12:09 AM

Wait until a Catholic hospital threatens to close down.

That will be the trigger for a lot of people.

Rebar on May 23, 2012 at 9:11 PM

+100

Gatekeeper on May 24, 2012 at 12:29 AM

And yet even though they knew in advance that Obama was not only permissive on both abortion and contraception but a fanatic proponent of both-as well as a potential atheistic Marxist-Catholics gave Obama an eight point bulge in the last election. It’s as if the princess of the party has become the toothless hag of the hangover. Current Catholic agonizing thus is just deserts for past transgressions.

If Catholics have, in fact, learned their lesson, we still have a chance to beat Obama. However, I feel that Cafeteria Catholics may, in fact, outnumber the religious ones-then our only prayer is that they will vote for their pocket books in lieu of their prayer books.

MaiDee on May 24, 2012 at 1:36 AM

Come on Catholics! Announce in early November that you cannot in good conscience run your hospitals and charities and colleges anymore. Lay it right at the feet of barack and the democratic party that as is January 1, 2013 they will all be closing, unless a new president comes in and repeals all the crapulence created by barack

Let it be known that several million more Americans will be joining the unemployment rolls and quality hospitals and colleges will be in short supply.

What a dream that would be. Watching barack self destruct.

BTW, barack sucks.

DuctTapeMyBrain on May 23, 2012 at 9:57 PM

Are you that certain that isn’t exactly what he’s hoping they’ll do, while he heroically disses them for abandoning humans in need ( because of their antiquated sex hangups) and then nationalizes the hospitals?
Think always in terms of what and how Marxists want in the end -then you too can figure out why they do what appears to rational responsible folks as self-destructive stuff. They have an anti-American freedom agenda and they are neither shy or stupid -as is the GOP.

Don L on May 24, 2012 at 4:57 AM

But, we should note, this is exactly what they want; dropping any private form of insurance in favor of pushing them over to government insurance. All is going right as planned.

artman1746 on May 24, 2012 at 7:37 AM

But, we should note, this is exactly what they want; dropping any

private form of insurance in favor of pushing them over to government insurance. All is going right as planned.

artman1746 on May 24, 2012 at 7:37 AM

True enough, but if ObamaCare is eliminated it will delay the next attempt to nationalize health care…where conservatives fail is in letting the left get another shot at it.

HillaryCare…ObamaCare…what’s next? HillaryCare II?

insidiator on May 24, 2012 at 7:48 AM

If you like your plan, you can keep your plan . . . .

or at least you can get back on your plan next month, after the SCOTUS rules that Obamacare is unconstitutional.

AZCoyote on May 24, 2012 at 8:08 AM

What always amazed me about the 20 to 30 age group voting for Obama in 2008 could they not see that they were going to be paying for all that he was offering. I guess P T Barnum was right after all…There is a sucker born every minute!!!

logicman_1998 on May 24, 2012 at 10:18 AM

It isn’t just AVU.

Omaha has many Catholic grade schools and high schools enrolling thousands of kids, and their faculties are seculars, not religious. All these schools will be forced to provide the Federally-approved insurance, including abortion and contraceptives. Rather than comply, they will shut down. Voila! Several thousand kids thrown into the Omaha Public School system that is struggling financially without these extra kids. How high will Omaha property taxes have to go in order to educate these thousands of kids whose parents paid both property taxes and Catholic School tuition? Both Creighton University and The College of St. Mary will also close, removing two highly respected centers of higher learning from Omaha — along with the salaries of the instructors and administrators and the money the out-of-town students bring to the Omaha area.

I know the Church has closed a couple of adoption centers because Massachusetts passed a law forcing them to adopt kids out to same sex couples.

But, perhaps this is part of the whole Cloward-Piven strategy: Overwhelm the system in order to break it so the new socialist system can be implemented — with the “smart” and “cool” people in charge, of course.

catsandbooks on May 24, 2012 at 12:43 PM

Our son is enrolled in an excellent Catholic school here in north Alabama. I think that something will be worked out. In fact, I think it’s very likely that the Supreme Court will find Obummercare unconstitutional.

In the event that something is not worked out we have already located a homeschool group that will take our son. There is no way we are going to send him to the local public high school where kids (even girls) are frequently beaten up and little learning is taking place.

sherrimae on May 24, 2012 at 5:42 PM