Insurers to drop child-only plans

posted at 8:48 am on September 21, 2010 by Ed Morrissey

As Glenn Reynolds sarcastically asks, “Who could have seen this coming?”  Most of us outside of the White House understood that by forcing insurers to take on more risk while pressuring them to keep prices down, we would either see insurers stop offering certain policies or go out of business altogether.  ObamaCare advocates kept insisting that we had to help the children by proceeding apace with their government takeover of the industry.  The result?  Suffer the children:

Some of the country’s most prominent health insurance companies have decided to stop offering new child-only plans, rather than comply with rules in the new health-care law that will require such plans to start accepting children with preexisting medical conditions after Sept. 23.

The companies will continue to cover children who already have child-only policies. They will also accept children with preexisting conditions in new family policies.

Critics blast the insurers for their “immoral” decision, but they had little choice.  The federal government mandate requires them to accept any child at any time, regardless of any pre-existing condition, but doesn’t yet require parents of healthy children to buy policies for them.  It sets up an incentive system where this scenario will unfold repeatedly:

Robert Zirkelbach, a spokesman for AHIP, noted that insurers will be accepting children with preexisting conditions in other types of plans.

But, he said, extending such coverage in child-only policies “provides a very powerful incentive for a parent to wait until their child becomes very sick before purchasing coverage.”

Zirkelbach added that in 2014, when similar protections kick in for all individuals with preexisting conditions, virtually all Americans will be required to get health insurance.

With no such mandate currently in place, however, the result over the next several years could be that the pool of children insured by child-only plans would rapidly skew toward those with expensive medical bills, either bankrupting the plans or forcing insurers to make up their losses by substantially increasing premiums for all customers. And Zirkelbach said the effect could be compounded if only a few plans remain in the market.

This should be Econ 101, or at the least Insurance 101.  However, it’s the problem that ObamaCare advocates not only refused to fix, they refuse to acknowledge.  No one will buy a $3000 plan for comprehensive insurance for a child who is healthy, not unless it comes as part of an insurance plan for the whole family.  They might buy a catastrophic insurance plan for a few hundred dollars for use just in case the child gets sick, but that kind of plan won’t exist any longer under ObamaCare.  Now that the mandates for coverage exist for pre-existing conditions, parents no longer need to bother with that, anyway, as they are now in a no-risk position.  They can just wait to see if their child gets sick enough to need insurance, and then buy it.

The real truth is that hardly anyone under 40 needs the kind of insurance policy mandated by ObamaCare.  They would be much better advised to buy catastrophic insurance and pay for their minimal use of the medical system through HSAs.  Most younger people take one visit to a clinic each year, which would cost arounbd $150, for a physical, a far cry from the thousands they will have to pay for ObamaCare exchange policies.  They are being used to subsidize older members of the risk pool in order to keep insurers from going bankrupt under the weight of ObamaCare mandates for coverage.

No one should be shocked at this decision.  When government intervenes in markets for social engineering and political outcomes, the outcomes are always skewed and irrational.  This time, it’s the children that will pay.


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Comment pages: 1 2

here’s my *unshocked face* :0

ted c on September 21, 2010 at 8:51 AM

Sebelius will weigh in with more threats.

Wethal on September 21, 2010 at 8:51 AM

I don’t know how “the smartest people in the room” missed this.

However, I would like to see this “room” they talk about.

Because evidently it’s populated with Chia pets, Irish Setters, Democrats and lawyers.

NoDonkey on September 21, 2010 at 8:52 AM

Now is not a good time to be an independent Health Insurance Agent. Thanks, Scooter. You putz.

kingsjester on September 21, 2010 at 8:53 AM

One Obama supporter to another, “Have we reached the dream yet? Is America now at the pinnacle of Hope and Change?”

The other, “Oh no, it’s gonna get much worse.”

mankai on September 21, 2010 at 8:53 AM

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel on September 21, 2010 at 8:53 AM

Perverse Incentives.
Maybe if they read the bill,
This wouldn’t happen…

Haiku Guy on September 21, 2010 at 8:54 AM

I’m just amazed and shocked that Barry didn’t see this coming. Him being a genius and all.

WarEagle01 on September 21, 2010 at 8:55 AM

Insurance companies have an obligation to their shareholders and to their insured customers. If they voluntarily lose money by choosing to sell insurance at a lost, they cannot fulfill these obligations. Their returns will be reduced, and ultimately they will go out of business, leaving everybody in the lurch.

Haiku Guy on September 21, 2010 at 8:56 AM

As if we needed more proof of the disastrous results when people who have no idea how businesses function, try to dictate how businesses should function. One of my favorite Democrats, Will Rogers, once commented that America is a business and we should elect business people, NOT politicians.

oldleprechaun on September 21, 2010 at 8:57 AM

Paging Captain Renault… Captain Renault to the White Courtesy Phone, please…

Haiku Guy on September 21, 2010 at 8:57 AM

OK, I get that The Whine not only skipped all the history classes, He also skipped all economic classes. But Dear Liar did not write the Obamacare bill. Others, and not members of Congress — who’s job it is to write the bills — did. And they spent years doing so. Which leaves only the obvious conclusion that this is an intentional collapse of our health care system, designed to lead us to nazionalized healthcare.

rbj on September 21, 2010 at 8:57 AM

Sebelius is evil. She fits in perfectly in her role to destroy the health system as we know it because she has no soul. Since Obama is incapable of the truth, he surrounds himslf with hateful brainwashed lemmings who do his bidding without hesitation. Sebelius is perfect in that role.

volsense on September 21, 2010 at 8:59 AM

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel on September 21, 2010 at 8:53 AM

Using logic? Well, it’s obvious why we can’t let YOU cross the border.

oldleprechaun on September 21, 2010 at 8:59 AM

But, but we had to pass this disaster, so we could see what’s in it—–right Nancy?

Rovin on September 21, 2010 at 8:59 AM

Haiku Guy on September 21, 2010 at 8:56 AM

You mean insurance companies are in business solely
to benefit others?

Isn’t “from each according to his means, to each according to his needs” written in the Constitution?

Just ask Kegan and Sotomeyor, they’ll tell you.

NoDonkey on September 21, 2010 at 9:00 AM

Sebelius has already warned that any insurer who dares to stop offering these plans will be sent to the reeducation cam….er…will be ahh…negotiated with at the highest levels.

Bishop on September 21, 2010 at 9:00 AM

This happened so unexpectedly!

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel

People whose income is less than 1.35 x poverty level will be forced to enroll in medicaid (welfare insurance). So a family of 4 making 38 grand a year will get taxpayer financed health insurance. People with incomes over that and upto 85 grand or so get federal subsidies to buy health insurance. What I have a hard time understanding is with Obamacare over 75% of the population gets it’s insurance paid for or subsidized by the other 25% of the population. What happens when that 25% revolts and stops producing in response the the massive burden the government keeps heaping on them?

MidWestFarmer on September 21, 2010 at 9:00 AM

Please (insurers) don’t tell anyone…….Secretary Sebelius (Satan) won’t let you in the HEALTH EXCHANGE (Death Panel) group.

PappyD61 on September 21, 2010 at 9:00 AM

One of the “Unintended Consequences” of this bill and it’s sequala is that not only will parents not buy any insurance they will stop taking their uninsured kids in for regular visits and immunizations.

We’re already dealing with super-bug TB strains, a recent resurgence of whooping cough, just wait until no one is getting their polio vaccines.

batterup on September 21, 2010 at 9:00 AM

I liked this scheme better when it was still a bill and I didn’t know what was in it.

Bishop on September 21, 2010 at 9:01 AM

There are some companies that will write pre-existing conditions, but I believe one big carrier with a no is CIGNA. Funny thing, though, the Obamacare says a child with a pre-existing condition can obtain COVERAGE but never mentions anything about PREMIUM COSTS. Sure, they will write the policy, but there are no controls on the COST to the consumer.
There is also no incentive that I have read so far to prevent adults from taking a lower penalty for noncompliance to buying insurance and then, when a diagnosis comes, buying insurance then.

LadyGator88 on September 21, 2010 at 9:01 AM

Unwinding this clusterfark is sure going to be a big task. I do not blame the insurance companies at all for wanting to continue to be in business.

I blame the Dems.

GnuBreed on September 21, 2010 at 9:01 AM

laws, intended or unintended, have consequences.

WisRich on September 21, 2010 at 9:02 AM

The Left will just use the move to justify the single payer government option.

Cindy Munford on September 21, 2010 at 9:02 AM

Remember a while back that Obama didn’t know the difference between auto collision and liability insurance. So the degree of “subtlety” here is just too much for his maleducated brain to comprehend.

jwolf on September 21, 2010 at 9:02 AM

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel on September 21, 2010 at 8:53 AM

The poor will get tax “credits” to pay for their premiums. Tax credits are checks from the U.S. Treasury; basically, just disguised welfare payments.

AZCoyote on September 21, 2010 at 9:02 AM

As bad as this is, and it is indeed bad, tomorrow we will wake up and Barack Obama will still be occupying the White House, thus assuring that something equally loathsome will come to light.

I fear for my countrymen.

turfmann on September 21, 2010 at 9:02 AM

oldleprechaun on September 21, 2010 at 8:59 AM

Sorry, I’m already a citizen.

Two countries and my life goal is to move to South Korea. As a white guy who just wants to earn a decent living, give back to my community and, God-willing, have a large loving family, I’m just better off there.

Canadian Infidel on September 21, 2010 at 9:03 AM

The true objective of ObamaCare is to demonize and drive out the private health insurance industry and get the people to clamour for single-payer Gov’t healthcare.

All according to plan!

Phil-351 on September 21, 2010 at 9:03 AM

That’s ok. BO and his posse will sprinkle some pixie dust on the problem and it’ll all go away.

jbh45 on September 21, 2010 at 9:04 AM

One of the “Unintended Consequences” of this bill and it’s sequala is that not only will parents not buy any insurance they will stop taking their uninsured kids in for regular visits and immunizations.
batterup on September 21, 2010 at 9:00 AM

You are so right. Only thing is, I used to be sure these were unintended consequences. But now I’m wondering if Barry’s handlers (Mr. Constitutional Law professor adjunct certainly doesn’t get it) are doing this on purpose to move, with public outcry against those horrible insurance companies, more quickly toward single payer.

inviolet on September 21, 2010 at 9:04 AM

The true objective of ObamaCare is to demonize and drive out the private health insurance industry and get the people to clamour for single-payer Gov’t healthcare.

All according to plan!

Phil-351 on September 21, 2010 at 9:03 AM

Heh. You said it better than I did tho. Yep, I agree this is their goal.

inviolet on September 21, 2010 at 9:05 AM

This was totally expected… for anyone who has any understanding of basic insurance principles. You cannot dispute the impact of adverse selection, and it is entirely prudent for these companies to take this step if it is their only option.

singlemalt_18 on September 21, 2010 at 9:05 AM

The poor will get tax “credits” to pay for their premiums. Tax credits are checks from the U.S. Treasury; basically, just disguised welfare payments.

AZCoyote on September 21, 2010 at 9:02 AM

Interesting. Thanks.

It’s a good thing that every poor person in America is honest and intelligent enough to immediately take those tax credits from the government and avoiding all temptation, hand the money right over to the insurance companies. That’s the type of willpower that makes this system great…

Canadian Infidel on September 21, 2010 at 9:06 AM

Now is not a good time to be an independent Health Insurance Agent. Thanks, Scooter. You putz.

kingsjester on September 21, 2010 at 8:53 AM

Now is not a good time to be anything EXCEPT a government employee.

Tim Zank on September 21, 2010 at 9:07 AM

No surprise that Insurers would drop coverage for kids since counties and states provide tax funded clinics for children.

The obvious problem remains with the uncovered serious illness or accident requiring catastrophic hospitalization, the only reason one NEEDS insurance, to cover the astronomical costs that insurance inflates.

maverick muse on September 21, 2010 at 9:09 AM

Watchoo got there?

That? Oh…it’s my 52″ Samsung LED health insurance plan with matching Blu-Ray prescription drug coverage. Why?

Bishop on September 21, 2010 at 9:10 AM

Now is not a good time to be anything EXCEPT a [federal] government employee.

maverick muse on September 21, 2010 at 9:10 AM

Weeeeee’re off to see gov’t health care!
The wonderful world of gov’t health care!

We’re not in Kansas anymore, Toto!

Mr_Magoo on September 21, 2010 at 9:10 AM

Hmmm, there must be some way to blame this on Bush. Give me a minute…

Extrafishy on September 21, 2010 at 9:10 AM

No one should be shocked at this decision. When government intervenes in markets for social engineering and political outcomes, the outcomes are always skewed and irrational.

Yet more reality that Tea Party supporters are called “racist” for pointing out.

Baxter Greene on September 21, 2010 at 9:11 AM

Remember a while back that Obama didn’t know the difference between auto collision and liability insurance. So the degree of “subtlety” here is just too much for his maleducated brain to comprehend.

jwolf on September 21, 2010 at 9:02 AM

Yes, and I’m bitterly disappointed that the media and the GOP never seized on this point to demonstrate how little Obama knows about insurance matters. Let’s not forget, he’s under the impression that the family doctor prescribing penicillin for sore throats is the same doctor who will eventually decide he or she can make more money by performing tonsilectomies.

How can people argue that this guy is intelligent? He has no common sense.

BuckeyeSam on September 21, 2010 at 9:12 AM

One of the “Unintended Consequences” of this bill and it’s sequala is that not only will parents not buy any insurance they will stop taking their uninsured kids in for regular visits and immunizations.

An excellent point. And even if the eeeeevil health insurance companies offered child-only pre-ex plans, the healthy children who would most benefit from preventive services would have the least access because their policies would be the most expensive on the market relative to risk/expected utilization. Just more brilliance from the best and brightest of the ruling class.

Tongueboy on September 21, 2010 at 9:12 AM

We’re already dealing with super-bug TB strains, a recent resurgence of whooping cough,

batterup on September 21, 2010 at 9:00 AM

Aren’t these problems directly related to illegal immigration?

Tommy_G on September 21, 2010 at 9:12 AM

What we need is more sarcasm from the Left like Colbert and his Keep Fear Alive rally.

Mr_Magoo on September 21, 2010 at 9:13 AM

What happens when that 25% revolts and stops producing in response the the massive burden the government keeps heaping on them?

MidWestFarmer on September 21, 2010 at 9:00 AM

I think that is what is referred to as “Going Galt.”

Wethal on September 21, 2010 at 9:14 AM

I’m just amazed and shocked that Barry didn’t see this coming. Him being a genius and all.

WarEagle01 on September 21, 2010 at 8:55 AM

He’ doesn’t care. He and all of his buddies are in The Cadiliac Plan. (hope that was taken a racist comment)

Tommy_G on September 21, 2010 at 9:15 AM

Mervis Winter, great link.

The obvious was omitted. This “D’oh!bama Insurance” coverage is only the first of MANY tentacle insurance policy mandates required to cover the ObamaCare taxed ass.

maverick muse on September 21, 2010 at 9:16 AM

Aren’t these problems directly related to illegal immigration?

Tommy_G on September 21, 2010 at 9:12 AM

I don’t know about the whooping cough, but AZ’s jails continually have to battle with the TB brought in by illegal alien inmates.

AZCoyote on September 21, 2010 at 9:16 AM

If the repubs regain power in the House, they better realize all that is wrong with this bill and work to defund and repeal asap. We the People are reading and finding out what’s in this monster and we won’t to get this car in reverse and backed out of the ditch.

Kissmygrits on September 21, 2010 at 9:16 AM

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel on September 21, 2010 at 8:53 AM

Short answer, they won’t, you will.

Hope on September 21, 2010 at 9:16 AM

There are court orderd child insurance coverages in divorce courts. A parent has to buy a child only policy.
Social Marxists often make laws that harm those they claim to protect.

seven on September 21, 2010 at 9:16 AM

The kids can’t vote…only the strong will survive to cast a vote.
This will make our country stronger and more productive…
What do you want to bet that they will cover every illegal immigrants child without question.

right2bright on September 21, 2010 at 9:17 AM

ANYTHING uncovered by ObamaCare will be universally not insured. That’s the point of Eugenics. Cull undesirable imperfect beings.

maverick muse on September 21, 2010 at 9:17 AM

We’re already dealing with super-bug TB strains, a recent resurgence of whooping cough,

batterup on September 21, 2010 at 9:00 AM

Aren’t these problems directly related to illegal immigration?

Tommy_G on September 21, 2010 at 9:12 AM

Yes it is, illegal invaders are not vaccinated in their home country and won’t get vaccinated here because they fear the government.

MidWestFarmer on September 21, 2010 at 9:18 AM

The Left will just use the move to justify the single payer government option.

Cindy Munford on September 21, 2010 at 9:02 AM

Yes, yes they will. It’s coming like a freight train and they intend to hit the American people with it after the elections, once they’re in the minority in the house.

It will be non stop shrills from the Dem’s as the paint the Republican majority as evil for letting the insurers get away with this crime and Congress needs to do “Something”.

They can either mask their true intentions and settle on forcing insures to offer plans or they can tear off the mask and propose a government option.

Single payer is the goal and they will stop at nothing.

Will the spinless moderate Republicans take off their blinders and see them for what they truly are? I know the Tea Party has and are ready to fight.

WisRich on September 21, 2010 at 9:18 AM

Why, it’s almost as if they planned for this to happen so as to create a new “crisis” needing massive amounts of governmental intrusion and wealth redistribution to fix.

For the children.

Bruce MacMahon on September 21, 2010 at 9:20 AM

Canadian Infidel on September 21, 2010 at 9:06 AM

Your grasp of the concept of sarcasm is superb!

OldEnglish on September 21, 2010 at 9:21 AM

The Left will just use the move to justify the single payer government option.

Cindy Munford on September 21, 2010 at 9:02 AM

The left has no idea how precarious it’s grip is. The United States is unlike any nation the left has imposed itself upon. It’s a union of fifty sovereign states.

Their only grip on power is the assumption that everyone, and every state will abide by the laws they make no matter how destructive or unconstitutional. Once states realize they not only can, but must ignore the federal government the left’s power will simply evaporate.

Congress can pass laws until the cows come home but if they’re ignored there’s nothing the federal government can do about it.

darwin on September 21, 2010 at 9:21 AM

Short answer, they won’t, you will.

Hope on September 21, 2010 at 9:16 AM

Not for long, cause the gubbm’nt is fast running out of my money to spend. So I guess it’s just gonna be you.

Oldnuke on September 21, 2010 at 9:22 AM

I argued with an old friend awhile back. He owns a business up an Massachusetts. The day they passed ObamaCare he attacked me on my FB page, using profanity against me and repeating that Republicans were just the party of No!
It was weird, you would have thought he would have been happy, but it was like the passing of ObamaCare sent him into some kind of Obama induced hallucinogenic rage! He was convinced ObamaCare was about nothing more than just insuring the uninsured and Republicans were all bigots and hated the poor and all that crap!

I’ve continued to post ObamaCare updates and he’s been pretty quiet the past year. Wondering how many others there are out there just like him.

JellyToast on September 21, 2010 at 9:22 AM

You might be a socialist if…
You finish your argument with “It’s for the children”, but support abortion.
You might be a socialist if…
You want to ban smoking in cars, but want to legalize pot.

Zorgon on September 21, 2010 at 9:23 AM

What do you want to bet that they will cover every illegal immigrants child without question.

right2bright on September 21, 2010 at 9:17 AM

No argument.

County clinics already do provide physician health care to illegal aliens. In fact, low income whites (a lot of young adults in Southwest States) are heavily discriminated against at those clinics, refused appointments for not speaking Spanish. And hospitals already bankrupted by the illegal alien non-paying patients will ever carry that burden, the premise ObamaCare ensures.

None of the tax funds raised will EVER pay for patient care, only for MORE government bureaucracies and FRAUD. That is the way of federal spending: reward cronies, the people be damned.

maverick muse on September 21, 2010 at 9:23 AM

I’ve continued to post ObamaCare updates and he’s been pretty quiet the past year. Wondering how many others there are out there just like him.

JellyToast on September 21, 2010 at 9:22 AM

There are three kinds of Obama supporters. Marxists, uninformed and stupid. Usually the uninformed stop supporting Obama after they become informed. There’s no hope for the stupid.

darwin on September 21, 2010 at 9:24 AM

Not for long, cause the gubbm’nt is fast running out of my money to spend. So I guess it’s just gonna be you.

Oldnuke on September 21, 2010 at 9:22 AM

yep, the young voters who elected Obama brought on their own doom.

Problem is, not all the young voted for the Beast.

maverick muse on September 21, 2010 at 9:25 AM

Wondering how many others there are out there just like him.

JellyToast on September 21, 2010 at 9:22 AM

Well if that Obama voting woman at the townhall is any indicator then it’s a lot of them.

Oldnuke on September 21, 2010 at 9:25 AM

JellyToast on September 21, 2010 at 9:22 AM

It was weird, you would have thought he would have been happy, but it was like the passing of ObamaCare sent him into some kind of Obama induced hallucinogenic rage!

It’s their universal calling card. Regardless of topic, victory is accompanied with “leave no prisoner” behavior.

maverick muse on September 21, 2010 at 9:27 AM

darwin on September 21, 2010 at 9:24 AM

Well said.

JellyToast on September 21, 2010 at 9:28 AM

Usually the uninformed stop supporting Obama after they become informed. There’s no hope for the stupid.

darwin on September 21, 2010 at 9:24 AM

Well to paraphrase something our “Dear Leader” once said, “The uninformed acted stupidly.”

Oldnuke on September 21, 2010 at 9:29 AM

FTA: But, he said, extending such coverage in child-only policies “provides a very powerful incentive for a parent to wait until their child becomes very sick before purchasing coverage.”

One problem here is that many liberals see nothing at all wrong with doing this! They have been programmed for years to see insurance companies (in fact all corporations) as evil moneygrubbing vultures. They see nothing at all with forcing the companies into a money-losing position.

They will never understand that the inherent corruption and institutional inefficiency in government programs accounts for ten times as much money as a typical insurance company will make in profits.

slickwillie2001 on September 21, 2010 at 9:32 AM

The day they passed ObamaCare he attacked me on my FB page, using profanity against me and repeating that Republicans were just the party of No! on September 21, 2010 at 9:22 AM

I always remind people that the US Constitution is the document of NO, and the Declaration of Independence is the declaration of NO.

Mojave Mark on September 21, 2010 at 9:32 AM

Well, were politely saying “Take a walk!” to everyone involed. To the feds, to the insurance, to the banks. We’re canceling our insurance and cashing out our accounts. We don’t need insurance. We’re going to eat well, exercise, and put our insurance cash in the safe. And I don’t care who cries and whines about it, because were paying for everyone else anymore. Period.

j_galt on September 21, 2010 at 9:35 AM

shoudl have been “not paying for everyone else anymore.”

j_galt on September 21, 2010 at 9:37 AM

The Left will just use the move to justify the single payer government option.

That’s the point of this entire exercise.

rickyricardo on September 21, 2010 at 9:38 AM

Nostalgia

Shy Guy on September 21, 2010 at 9:40 AM

Proverbs 24:21 My son, fear thou the LORD and the king: [and] meddle not with them that are given to change:

…wrote a wise man over 3000 years ago.

labrat on September 21, 2010 at 9:48 AM

I wonder how this can be spun into a mess Mr. President has inherited?

scalleywag on September 21, 2010 at 9:50 AM

Just keep in mind that ObamaCare does nothing about the cost of healthcare. It only artificially manipulates the price of healthcare insurance.

The backside of ObamaCare (on the supply side of healthcare) will see a reduction in the quantity of medical service providers, meaning less healthcare for more people. This will force rationing, and the Dems have already provided for that process.

BobMbx on September 21, 2010 at 9:53 AM

So a family of 4 making 38 grand a year will get taxpayer financed health insurance.

MidWestFarmer on September 21, 2010 at 9:00 AM

Hmm. I guess I didn’t really realize that.
I think according to the Feds I will have a Cadillac plan.
In our school district here in SW ND we are negotiating this year.
I don’t blame the district for dropping us eventually is this is the case & forcing us to go on Medicaid.
Without figuring in my health ins benefit, I make well under that figure.

Badger40 on September 21, 2010 at 9:54 AM

That’s the point of this entire exercise.

rickyricardo on September 21, 2010 at 9:38 AM

Agreed.

Badger40 on September 21, 2010 at 9:55 AM

Marxism is hard.

mankai on September 21, 2010 at 9:56 AM

We’re already dealing with super-bug TB strains, a recent resurgence of whooping cough,

batterup on September 21, 2010 at 9:00 AM

Aren’t these problems directly related to illegal immigration?

Tommy_G on September 21, 2010 at 9:12 AM

The problem with a lot of the preventable-by-immunization illnesses, besides the illegals who aren’t and won’t be vaccinated, is the idiots who bought into the whole, now-discredited, crap that if you vaccinate your kid you’ll make them autistic. If enough of the healthy aren’t vaccinated, they can get the diseases, which can kill them, and there’s no herd immunity, so that those who can’t be vaccinated, because of allergies or other pre-existing conditions, are far more likely to be exposed to the diseases and are more likely to die than the nominally healthy if they do contract the disease.

I *hate* those who won’t vaccinate their kids for things like german measles or whooping cough. I suppose it is a way of cleaning the gene pool of idiots, but I hate the thought of killing or permanently maiming innocent children who might not imbibe of their parents’ idiocies, or worse, whose parents do do the right things. Not every person who is immunized acquires full immunity, and immunity can wear off. I seem to recall a Law & Order episode within the last few years where parents who wouldn’t immunize caused the deaths of some other folks kids – interesting and scary premise.

LibraryGryffon on September 21, 2010 at 9:59 AM

Just another brick in the road to single-payer. All according to plan…

KeepOhioRed on September 21, 2010 at 9:59 AM

The result of every single liberal policy is always the opposite of whatever they claim it will be.

The Mega Independent on September 21, 2010 at 10:06 AM

Math is hard for Democrats. As is basic logic.

WisCon on September 21, 2010 at 10:07 AM

I was wondering, how are all of the unemployed people and the destitute covered by ObamaCare if they can’t pay any premiums? If you don’t have the money, you don’t have the money.

Canadian Infidel on September 21, 2010 at 8:53 AM

This has been my question. Are they going to round up the homeless people wandering the streets and demand to see their insurance cards and then fine hundreds of dollars for not buying insurance? Will they empty the can that they have where people throw money and say you still owe us a lot more, we’ll be back tomorrow.

jeffn21 on September 21, 2010 at 10:13 AM

This has been my question. Are they going to round up the homeless people wandering the streets and demand to see their insurance cards and then fine hundreds of dollars for not buying insurance? Will they empty the can that they have where people throw money and say you still owe us a lot more, we’ll be back tomorrow.

jeffn21 on September 21, 2010 at 10:13 AM

Their laws and power are based on the assumption of compliance out of fear. Once you decide that you won’t comply, they lose their ‘power.’

j_galt on September 21, 2010 at 10:22 AM

” who woulda thunk ” ?
Gee could it all be a guise for INCOME RE DISTRIBUTION ?
Of course they are going to stop offering them .
Blue Cross bailed out earlier in Florida .
The cure ?
STOP ENTITLEMENTS !!!
Will there be any PRIVATE insurers by 2014 ?
My guess is , if ANY make it that far the only people able to afford the policy will be making more than 25OK a year Ironic huh ?
The good news ?
IF the republicans can gain control of the HOUSE , then the investigations into the CORRUPT Obama administration will be fast and furious .
THEN maybe we will have a WHOLE bunch of DEMS ready to repeal it all , it will be there only way to stay in office
( think ” gee BUSH mislead us on the WMD or I wouldnt have voted for the war )
Of course that is IF OBAMA and BIG SIS do not declare MARTIAL LAW before the election

ELMO Q on September 21, 2010 at 10:24 AM

Count it!

lorien1973 on September 21, 2010 at 10:25 AM

they better realize all that is wrong with this bill and work to defund and repeal asap.

Kissmygrits on September 21, 2010 at 9:16 AM

Our AG here in Virginia is one of 20 or so AG’s nation-wide battling this Marxist wet-dream in the courts. What many people fail to grasp is that insurance, be it health, auto, home-owners, liability, etc. is a consumer product. If you don’t want, or can’t afford a product, the federal Bureaucrats have no legal standing to force you to purchase ANYTHING. This is one more example of the current Marxist bunch in DC assuring the rise of the TEA Party.

oldleprechaun on September 21, 2010 at 10:26 AM

I think what floors me about this is that people are using the fact that ObamaCare is breaking our current system to argue that we need single-payer. If they believe ObamaCare is the problem, why do they think we need more of it?

Voyager on September 21, 2010 at 10:27 AM

Sebelius will weigh in with more threats.

Wethal on September 21, 2010 at 8:51 AM

To Sebelius: Here-e-e-e-e’s your sign.

/Bill Engvall

Yoop on September 21, 2010 at 10:31 AM

Ed, you miss the point.

The point of Bambicare is to force private insurers out of business.

Labamigo on September 21, 2010 at 10:36 AM

The elephant in the room, of course, is what this bill is doing to discourage people from going into the industry.

Fewer docs + More “insured” = RATIONING

labrat on September 21, 2010 at 10:36 AM

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