New draft health-care regs: If you like your plan, you can’t necessarily keep your plan

posted at 6:48 pm on June 11, 2010 by Allahpundit

I vaguely recall hearing that we would be able to keep our plans if we liked them, but then I also vaguely recall hearing that Iran wouldn’t be allowed to build nuclear weapons, that this would be the most transparent administration ever, that the deficit is a very serious problem, etc etc.

We’ve been averaging around one story per week about bad outcomes/unintended consequences flowing from O-Care, but this little Friday news dump makes two in five days. Remember Ed’s post on Monday about one million low-income workers possibly losing their health insurance?

[A]n early draft of an administration regulation estimates that many employers will be forced to make changes to their health plans under the new law. In just three years, a majority of workers — 51 percent — will be in plans subject to new federal requirements, according to midrange projections in the draft.

Republicans said Obama broke his promise. Employer groups were divided…

“What we are getting here is a clear indication that most plans will have to change,” said James Gelfand, health policy director for the U.S. Chamber of Commerce. “From an employer’s point of view that’s a bad thing. These changes, whether or not they’re good for consumers, are most certainly accompanied by a cost.”…

An administration official, speaking on condition of anonymity because the rules are still being written, said the final version will uphold Obama’s promise, accommodating employers’ desire for flexibility while protecting consumers from runaway costs.

Their strategy for letting you keep your plan if you like your plan is to include a “grandfather clause” that would exempt current plans from consumer protection requirements so long as copayments and deductibles are below certain limits. The problem: If your insurer alters the terms of the plan in the normal course of business and those limits are crossed, it’s no longer a grandfathered plan and the new consumer-protection benefits suddenly become mandatory — which means an exciting new monthly premium when your insurer inevitably passes the costs of those benefits on. But then, we already knew that this Obama promise was bogus. Remember Scott Gottlieb’s piece in the Journal last month on how insurers would soon run out of options in managing new costs imposed on them by regulations, with the inevitable result being collapse and consolidation? Massachusetts’s problem is our problem now.

For your companion reading, enjoy Jeffrey Anderson’s rundown of all the wonderful things we’ve learned about O-Care since it passed, just as Pelosi promised that we would. His post is two weeks old and already outdated. Such is the pace of “Change.” From last August, here’s official White House video of Linda Douglass — formerly of ABC, currently of Atlantic media — responding to the evil conservative disinformation campaign which claimed, contra The One, that you might not be able to keep your plan if you like it. Wingnuts.


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Liars all of them.

tim c on June 11, 2010 at 6:51 PM

C’mon people this isn’t important. How about Sarah Palin’s boobs?

/s

Oil Can on June 11, 2010 at 6:53 PM

“If you like your insurance, you can keep your insurance.”

Liar in Chief.

GrannyDee on June 11, 2010 at 6:53 PM

“What we are getting here is a clear indication that most plans will have to change,” said James Gelfand, health policy director for the U.S. Chamber of Commerce. “From an employer’s point of view that’s a bad thing. These changes, whether or not they’re good for consumers, are most certainly accompanied by a cost.”…

If your insurer alters the terms of the plan in the normal course of business and those limits are crossed, it’s no longer a grandfathered plan

So, it may be true that if you like your plan, you may keep it…..your plan, however, may not keep you…..

meanings.

ted c on June 11, 2010 at 6:53 PM

“I won”

We lost.

joejm65 on June 11, 2010 at 6:54 PM

Why on earth would the important federal government want to let stupid ‘civilians’ make big decisions like what kind of healthcare they have and what they spend their money on? C’mon, people, be serious! And stop looking at Drudge, too, while you’re at it!

cynccook on June 11, 2010 at 6:57 PM

Sadly, I know way too many people who will say that he wasn’t lying and will forgive him for this way things unfortunately turned out (through no fault of his own)…

MikeknaJ on June 11, 2010 at 6:58 PM

Liar, creepy liar-in-chief.

Philly on June 11, 2010 at 6:58 PM

“You lie!” Part XXXIV

Jenfidel on June 11, 2010 at 7:00 PM

And yet, Obama, and the other liberal liars still get some approval in their ratings. How can this be? Are there actually dimwits out there that like being lied to?

capejasmine on June 11, 2010 at 7:00 PM

ObamaCare is made from people!

The Ugly American on June 11, 2010 at 7:01 PM

When does the regs hit the fan? When do people start losing their health insurance? When do they get their first bill?

Skandia Recluse on June 11, 2010 at 7:02 PM

He sucked up my health insurance through a straw.

DrAllecon on June 11, 2010 at 7:03 PM

All snarking aside, single payer is what they want, and the ends always justify the means. They’re counting on the public’s notoriously short memory. The other day I saw an elderly couple driving a Subaru hatchback and taped to the back window was a hand-printed sign that said “We’ll remember in November.” God, I hope so.

cynccook on June 11, 2010 at 7:03 PM

If enforcement is via the warm and cuddly IRS you can be certain that all choices made will be Big Brother’s.

viking01 on June 11, 2010 at 7:03 PM

You can keep your plan….as long as your actually exists. After that, your ass is mine.

To kick. Some more.

BobMbx on June 11, 2010 at 7:04 PM

Steve Wynn (video) pretty much sums it up.

aquaviva on June 11, 2010 at 6:55 PM

+7%…!

Seven Percent Solution on June 11, 2010 at 7:05 PM

And yet, Obama, and the other liberal liars still get some approval in their ratings. How can this be? Are there actually dimwits out there that like being lied to?

capejasmine on June 11, 2010 at 7:00 PM

Yes, yes there are! As the idiot resident liberal by me says, “Obama has not lied, he just changes his mind.” This after all those years screaming about Bush lying and the deficit. It is amazing how they can twist their own logic up to make all of this ok now.

bluemarlin on June 11, 2010 at 7:06 PM

My policy probably will be outlawed by the end of the year. Thanks, Barry. Just in time for the November election.

Philly on June 11, 2010 at 7:06 PM

Let me be the 3,900,999,123.7th person to say it…. Liar.

RalphyBoy on June 11, 2010 at 7:08 PM

REPEAL O-CARE

Kini on June 11, 2010 at 7:09 PM

Just wait until our healthcare benefits become taxable in 2011, and see how few people even want to keep their healthplans.

elfman on June 11, 2010 at 7:11 PM

If you like your plan you can keep your plan…

… unless your plan can’t keep you.

… unless you can’t keep your plan.

… unless your doctors decide to have their own plan to reject the plans.

… unless you can’t find a doctor.

See?

Love and honey all around.

Save for the lack of love. Or honey.

But lots of money, never worry… your money…

ajacksonian on June 11, 2010 at 7:11 PM

He lied about all of it.

wi farmgirl on June 11, 2010 at 7:11 PM

Steve Wynn (video) pretty much sums it up.

aquaviva on June 11, 2010 at 6:55 PM

+7%…!

Seven Percent Solution on June 11, 2010 at 7:05 PM

+++

the_nile on June 11, 2010 at 7:13 PM

This is sooooo madddeenning!!!

They lie, we cry . . . we die!

rebuzz on June 11, 2010 at 7:17 PM

There are no words any longer. This nightmare of a President is going to be hard to wake up from.

Shiny_Tiara on June 11, 2010 at 7:18 PM

Unfortunately, Liar could be the tag under about 99% of the posts on Obama.

INC on June 11, 2010 at 7:19 PM

Obama ain’t the only one in kick-ass mode. Except I don’t need a bunch of experts to tell me whose ass needs kicked.

TXUS on June 11, 2010 at 7:20 PM

You like your bank…you can keep your bank. You like heating and cooling your home…well?
Repeal ObamaCare.

d1carter on June 11, 2010 at 7:25 PM

Lies are the life blood of the left…its true.

RobCon on June 11, 2010 at 7:26 PM

The mere fact that he kept telling us that we could keep our plans indicated a problem, because it was not a statement about our rights but rather permission from on high–permission subject to change as circumstances change. The head of our executive branch shouldn’t have to tell us that we can keep our current health care plans and doctors; that’s not his business. When he makes it his business, his reassurances about our rights are merely contingent. It’s not even about lying; it’s about the technocrat’s view of freedom as subject to change in accordance with his schemes.

Bill Ramey on June 11, 2010 at 7:26 PM

We have to pass it, to learn what’s in it.

I’d rather pass a stone.

Kini on June 11, 2010 at 7:27 PM

Wait wait wait…..

Maybe there’s a silver lining to all this.

I might have missed it, but has he said:

“If you like your wife, you can keep your wife”

BobMbx on June 11, 2010 at 7:28 PM

At least with a highwayman you get a choice… your money or your life.

Somehow lovely politicians have changed that ‘or’ to an ‘and’, then tell you its wonderful.

ajacksonian on June 11, 2010 at 7:30 PM

When I see Linda Douglass I expect Bobby, Cindy, Jan, Marsha, Greg and Peter to run into the room.
“Mom, said, never play ball in the house”.

RobCon on June 11, 2010 at 7:30 PM

Obama Lied. My Healthplan died.

Seriously, I loathe these people.

Firefly_76 on June 11, 2010 at 7:31 PM

I guess there’s going to be some pain required in order to wake up whatever percentage of fools that aren’t radical marxists, looters, or moochers, and are still unaware of how quickly our freedoms and money are being stolen.

Whatever it may take, count on the marxists in the administration to keep pushing the envelope until November.

I’m amazed his approval ratings are still in the forties, despite a criminally complicit MFM.

ontherocks on June 11, 2010 at 7:33 PM

“I’m going to kick your health insurance plan’s ass.”

sdd on June 11, 2010 at 7:37 PM

REPEAL O-CARE

Kini on June 11, 2010 at 7:09 PM

Seriously, as much as we want this abomination repealed, what are the chances of it actually happening?

I’d say between zilch and none.

SagebrushPuppet on June 11, 2010 at 7:47 PM

Seriously, as much as we want this abomination repealed, what are the chances of it actually happening?

SagebrushPuppet on June 11, 2010 at 7:47 PM

It has to be a campaign issue for 2010 and 2012.
If you do not demand it, it will not happen.

Kini on June 11, 2010 at 7:51 PM

Urge your reps to cosponsor HR 4995 End the Mandate.

Firefly_76 on June 11, 2010 at 7:51 PM

I am going to report this Douglass woman to flag@whitehouse.gov right now. They are spreading disinformation about this most wonderful healthcare bill. They should be ashamed.

kringeesmom on June 11, 2010 at 7:52 PM

A man, a plan, an alimentary canal, Obama – eat it folks.

(not a palindrome)

ericdijon on June 11, 2010 at 8:00 PM

Everything that comes out of this administration’s mouth is sophistry and Newspeak.

tarpon on June 11, 2010 at 8:19 PM

Go to hell Obama you lying Marxist scumbag!

WisCon on June 11, 2010 at 8:20 PM

And yet, Obama, and the other liberal liars still get some approval in their ratings. How can this be? Are there actually dimwits out there that like being lied to?

capejasmine on June 11, 2010 at 7:00 PM

Hannity had a nursing student (I think, wasn’t listening all that closely…he wished her luck on that at the end so I guess that’s what she was) on today who didn’t know who Karl Marx was (though she thought his ideas sounded pretty good), and didn’t know who the VP was either.

We are so losing our country.

capitalist piglet on June 11, 2010 at 8:26 PM

Go to hell Obama you lying Marxist scumbag!

WisCon on June 11, 2010 at 8:20 PM

While I agree about Obama, the entire Democrat party is the problem here. Just look at the vote yesterday on stopping the EPA from regulating carbon. The entire party needs to go and sooner rather than later.

whbates on June 11, 2010 at 8:57 PM

All of his promises have expiration dates. Some come as soon as the words leave his mouth.

Kissmygrits on June 11, 2010 at 9:58 PM

I no longer get upset over this because as far as I’m concerned, it is going to be repealed. And if by any chance it is not, I’m refusing to participate I’m not sending the IRS any proof of anything.

Blake on June 11, 2010 at 10:08 PM

I remember when Linda Douglas was just an informal whore for the Democrats.

Kensington on June 11, 2010 at 10:13 PM

I will refrain from comment because I do not want SS showing up questioning me.

BadMojo on June 12, 2010 at 12:22 AM

Resident KickAss is a Big Liar.

Schadenfreude on June 12, 2010 at 12:55 AM

An administration official, speaking on condition of anonymity because the rules are still being written, said the final version will uphold Obama’s promise, accommodating employers’ desire for flexibility while protecting consumers from runaway costs.

What jumps out at me is the part I bolded in the quote: they already passed it and they still haven’t finished writing it! How does that even work?

Voyager on June 12, 2010 at 1:38 AM

Good job democrat voters! Keep the ignorant vote alive!

Inanemergencydial on June 12, 2010 at 2:02 AM

Steve Wynn (video) pretty much sums it up.

aquaviva on June 11, 2010 at 6:55 PM

+7%…!

Seven Percent Solution on June 11, 2010 at 7:05 PM
+++

the_nile on June 11, 2010 at 7:13 PM

+1000
It has got to stop. Best line in clip.

txmomof6 on June 12, 2010 at 8:59 AM

He givith and taketh away – so God like.

But really so delusional.

MSGTAS on June 12, 2010 at 9:58 AM

ObamaCare, the plan that is planned to fail!

GarandFan on June 12, 2010 at 10:59 AM

Joe Wilson was right Mr. President: “YOU LIE!”

scotash on June 14, 2010 at 2:00 AM

Obama is never honest. Unless he says he`s dishonest.

Of course he lied. Obummer belongs to the holy church of lies (based out of the Inferno–the frozen lake part where old Scratch consumes the souls) . . . . Apparently Obummer tastes too bad even for the Devil.

Where to send him next is the problem.

http://en.wikipedia.org/wiki/File:Codex_Gigas_devil.jpg

And Daniel Webster has refused to represent Obummer too.

Sherman1864 on June 14, 2010 at 7:08 AM